{"id":21725,"date":"2023-12-06T02:53:01","date_gmt":"2023-12-06T02:53:01","guid":{"rendered":"https:\/\/masterskills.org\/blog\/quy-tac-ngon-tay-cai-rule-of-thumb-la-gi.html"},"modified":"2023-12-22T04:56:02","modified_gmt":"2023-12-21T21:56:02","slug":"quy-tac-ngon-tay-cai-rule-of-thumb-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/quy-tac-ngon-tay-cai-rule-of-thumb-la-gi.html","title":{"rendered":"Quy t\u1eafc ng\u00f3n tay c\u00e1i rule of thumb l\u00e0 g\u00ec?"},"content":{"rendered":"
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Quy t\u1eafc ng\u00f3n tay c\u00e1i hay rule of thumb l\u00e0 g\u00ec? \u0110\u00f3 l\u00e0 m\u1ed9t h\u01b0\u1edbng d\u1eabn cung c\u1ea5p l\u1eddi khuy\u00ean \u0111\u01a1n gi\u1ea3n v\u1ec1 m\u1ed9t ch\u1ee7 \u0111\u1ec1 n\u00e0o \u0111\u00f3. N\u00f3 l\u00e0 m\u1ed9t kh\u00e1i ni\u1ec7m chung \u0111\u01b0a ra h\u01b0\u1edbng d\u1eabn c\u1ee5 th\u1ec3 \u0111\u1ec3 th\u1ef1c hi\u1ec7n ho\u1eb7c ti\u1ebfp c\u1eadn m\u1ed9t nhi\u1ec7m v\u1ee5 nh\u1ea5t \u0111\u1ecbnh.<\/span><\/p>\n

C\u00e1c quy t\u1eafc ng\u00f3n tay c\u00e1i hay l\u00e0 quy t\u1eafc may r\u1ee7i mang t\u00ednh th\u1ef1c h\u00e0nh v\u00e0 kinh nghi\u1ec7m h\u01a1n l\u00e0 m\u1ed9t nghi\u00ean c\u1ee9u l\u00fd thuy\u1ebft.<\/p>\n

\u0110\u1eb7c \u0111i\u1ec3m c\u1ee7a rule of thumb<\/strong><\/span><\/h2>\n

\u2013 Quy t\u1eafc ng\u00f3n tay c\u00e1i l\u00e0 m\u1ed9t l\u1eddi khuy\u00ean th\u1ef1c t\u1ebf kh\u00f4ng ch\u00ednh th\u1ee9c cung c\u1ea5p c\u00e1c quy t\u1eafc \u0111\u01a1n gi\u1ea3n \u00e1p d\u1ee5ng trong h\u1ea7u h\u1ebft c\u00e1c t\u00ecnh hu\u1ed1ng.<\/p>\n

\u2013 C\u00f3 nhi\u1ec1u quy t\u1eafc ng\u00f3n tay c\u00e1i trong t\u00e0i ch\u00ednh \u0111\u01b0a ra h\u01b0\u1edbng d\u1eabn v\u1ec1 vi\u1ec7c ti\u1ebft ki\u1ec7m bao nhi\u00eau, tr\u1ea3 bao nhi\u00eau cho m\u1ed9t c\u0103n nh\u00e0, \u0111\u1ea7u t\u01b0 v\u00e0o \u0111\u00e2u\u2026<\/p>\n

\u2013\u00a0 C\u00e1c quy t\u1eafc ng\u00f3n tay c\u00e1i kh\u00f4ng mang t\u00ednh khoa h\u1ecdc v\u00e0 kh\u00f4ng t\u00ednh \u0111\u1ebfn ho\u00e0n c\u1ea3nh v\u00e0 nhu c\u1ea7u c\u00e1 nh\u00e2n c\u1ee7a m\u1ed9t ng\u01b0\u1eddi, v\u00ec v\u1eady ch\u00fang c\u00f3 th\u1ec3 kh\u00f4ng \u00e1p d\u1ee5ng \u0111\u01b0\u1ee3c cho t\u00ecnh hu\u1ed1ng c\u1ee5 th\u1ec3 c\u1ee7a b\u1ea1n.<\/p>\n

Quy t\u1eafc ng\u00f3n tay c\u00e1i trong kinh doanh<\/strong><\/span><\/h2>\n

\u0110\u1ed1i v\u1edbi kinh doanh, thu\u1eadt ng\u1eef quy t\u1eafc ng\u00f3n tay c\u00e1i kh\u00f4ng c\u00f3 g\u00ec kh\u00e1c ngo\u00e0i m\u1ed9t h\u01b0\u1edbng d\u1eabn cung c\u1ea5p l\u1eddi khuy\u00ean \u0111\u01a1n gi\u1ea3n h\u00f3a v\u1ec1 m\u1ed9t ch\u1ee7 \u0111\u1ec1 c\u1ee5 th\u1ec3 ho\u1eb7c \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau ho\u1eb7c gi\u1ea3i quy\u1ebft m\u1ed9t nhi\u1ec7m v\u1ee5 c\u1ee5 th\u1ec3.<\/p>\n

Khi b\u1eaft \u0111\u1ea7u kinh doanh, c\u00f3 m\u1ed9t th\u1eddi gian trung b\u00ecnh \u0111\u1ec3 thanh l\u00fd kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ed5 ph\u1ea7n v\u00e0o b\u1ea5t k\u1ef3 c\u00f4ng ty kh\u1edfi nghi\u1ec7p nh\u1ea5t \u0111\u1ecbnh n\u00e0o, th\u01b0\u1eddng l\u00e0 5 n\u0103m. Do \u0111\u00f3, quy t\u1eafc chung l\u00e0 m\u1ed9t c\u00f4ng ty m\u1edbi th\u00e0nh l\u1eadp n\u00ean \u0111\u01b0a ra d\u1ef1 b\u00e1o t\u00e0i ch\u00ednh trong 5 n\u0103m. C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 h\u1ea7u h\u1ebft s\u1ebd y\u00eau c\u1ea7u d\u1ef1 b\u00e1o 5 n\u0103m \u0111\u1ec3 hi\u1ec3u \u0111\u01b0\u1ee3c c\u00e1c c\u01a1 h\u1ed9i v\u00e0 r\u1ee7i ro khi \u0111\u1ea7u t\u01b0 v\u00e0o doanh nghi\u1ec7p \u0111\u00f3.<\/p>\n

Vi\u1ec7c \u00e1p d\u1ee5ng Nguy\u00ean t\u1eafc 80\/20 c\u1ee7a Pareto l\u00e0 v\u00ed d\u1ee5 v\u1ec1 quy t\u1eafc ng\u00f3n tay c\u00e1i t\u1ed1t nh\u1ea5t cho m\u1ed9t doanh nghi\u1ec7p \u0111ang ph\u00e1t tri\u1ec3n. Ch\u1ee7 s\u1edf h\u1eefu c\u00f3 th\u1ec3 \u0111\u00e1nh gi\u00e1 kh\u00e1ch h\u00e0ng ho\u1eb7c kh\u00e1ch h\u00e0ng n\u00e0o mang l\u1ea1i nhi\u1ec1u l\u1ee3i nhu\u1eadn nh\u1ea5t v\u00ec 80% l\u1ee3i nhu\u1eadn c\u1ee7a c\u00f4ng ty ch\u1ec9 ki\u1ebfm \u0111\u01b0\u1ee3c t\u1eeb 20% kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh.<\/p>\n

Quy t\u1eafc ng\u00f3n tay c\u00e1i ti\u00eau chu\u1ea9n trong khi b\u00e1n m\u1ed9t doanh nghi\u1ec7p l\u00e0 s\u1eed d\u1ee5ng c\u00e1c s\u1ed1 li\u1ec7u kh\u00e1c nhau \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 gi\u00e1 tr\u1ecb r\u00f2ng c\u1ee7a doanh nghi\u1ec7p. M\u1ed9t trong nh\u1eefng tham s\u1ed1 l\u00e0 EBITDA (thu nh\u1eadp tr\u01b0\u1edbc l\u00e3i vay, thu\u1ebf, kh\u1ea5u hao v\u00e0 kh\u1ea5u tr\u1eeb d\u1ea7n).<\/p>\n

\n

Quy t\u1eafc ng\u00f3n tay c\u00e1i rule of thumb kh\u00f4ng bao gi\u1edd m\u00f4 t\u1ea3 m\u1ed9t ph\u01b0\u01a1ng ph\u00e1p ch\u00ednh x\u00e1c m\u00e0 l\u00e0 c\u00e1ch ti\u1ebfp c\u1eadn bao qu\u00e1t \u0111\u1ec3 gi\u1ea3i quy\u1ebft m\u1ed9t v\u1ea5n \u0111\u1ec1.<\/em><\/strong><\/p>\n<\/blockquote>\n

Quy t\u1eafc ng\u00f3n tay c\u00e1i trong ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u1ea7u t\u01b0<\/strong><\/span><\/h2>\n

Nh\u01b0 \u0111\u00e3 bi\u1ebft \u1edf ph\u1ea7n \u0111\u1ecbnh ngh\u0129a rule of thumb l\u00e0 g\u00ec, \u0111\u00f3 l\u00e0 m\u1ed9t h\u01b0\u1edbng d\u1eabn mang t\u00ednh kinh nghi\u1ec7m. V\u1eady trong l\u0129nh v\u1ef1c \u0111\u1ea7u t\u01b0 v\u00e0 ti\u1ebft ki\u1ec7m, b\u1ea1n c\u1ea7n bi\u1ebft c\u00e1c kinh nghi\u1ec7m n\u00e0o?<\/p>\n

B\u1ea1n n\u00ean c\u00f3 bao nhi\u00eau trong qu\u1ef9 kh\u1ea9n c\u1ea5p?<\/strong><\/span><\/h3>\n

Qu\u1ef9 kh\u1ea9n c\u1ea5p gi\u00fap m\u1ecdi ng\u01b0\u1eddi trong tr\u01b0\u1eddng h\u1ee3p m\u1ea5t thu nh\u1eadp \u0111\u1ed9t ng\u1ed9t\u2026 Quy t\u1eafc ng\u00f3n tay c\u00e1i n\u00f3i r\u1eb1ng m\u1ed9t ng\u01b0\u1eddi n\u00ean c\u00f3 qu\u1ef9 kh\u1ea9n c\u1ea5p b\u1eb1ng 3 \u0111\u1ebfn 6 th\u00e1ng chi ph\u00ed h\u00e0ng th\u00e1ng. B\u1ea1n c\u00f3 th\u1ec3 gi\u1eef n\u00f3 \u1edf m\u1ee9c 3 th\u00e1ng n\u1ebfu b\u1ea1n l\u00e0 c\u00f4ng ch\u1ee9c nh\u00e0 n\u01b0\u1edbc nh\u01b0ng trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n l\u00e0m c\u00f4ng vi\u1ec7c t\u1ef1 do hay l\u00e0m vi\u1ec7c trong c\u00e1c c\u00f4ng ty t\u01b0 nh\u00e2n, b\u1ea1n n\u00ean c\u00f3 m\u1ee9c ti\u1ebft ki\u1ec7m cao h\u01a1n.<\/p>\n

\u0110\u1ea3m b\u1ea3o b\u1ea1n kh\u00f4ng s\u1eed d\u1ee5ng s\u1ed1 ti\u1ec1n n\u00e0y cho nhu c\u1ea7u \/ mong mu\u1ed1n h\u00e0ng ng\u00e0y. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111\u00e3 ngh\u1ec9 h\u01b0u, qu\u1ef9 kh\u1ea9n c\u1ea5p n\u00ean b\u1eb1ng 1 n\u0103m chi ph\u00ed.<\/p>\n

Quy t\u1eafc 70<\/strong><\/span><\/h3>\n

B\u1ea1n bi\u1ebft hay kh\u00f4ng nh\u01b0ng l\u1ea1m ph\u00e1t l\u00e0 k\u1ebb th\u00f9 l\u1edbn nh\u1ea5t c\u1ee7a b\u1ea1n \u2013 quy t\u1eafc 70 s\u1ebd cho b\u1ea1n bi\u1ebft trong bao nhi\u00eau n\u0103m n\u1eefa gi\u00e1 tr\u1ecb c\u1ee7a ti\u1ec1n s\u1ebd ch\u1ec9 c\u00f2n m\u1ed9t n\u1eeda. B\u1ea1n ch\u1ec9 c\u1ea7n chia 70 cho t\u1ef7 l\u1ec7 l\u1ea1m ph\u00e1t. N\u1ebfu t\u1ef7 l\u1ec7 l\u1ea1m ph\u00e1t l\u00e0 7% th\u00ec 70\/7 = 10 n\u0103m. V\u00ec v\u1eady, trong 10 n\u0103m t\u1edd ti\u1ec1n 100 ng\u00e0n c\u1ee7a b\u1ea1n s\u1ebd c\u00f3 gi\u00e1 tr\u1ecb 50 ng\u00e0n.<\/p>\n

Trong bao nhi\u00eau n\u0103m s\u1ed1 ti\u1ec1n c\u1ee7a b\u1ea1n s\u1ebd t\u0103ng g\u1ea5p \u0111\u00f4i?<\/strong><\/span><\/h3>\n

\u0110\u00f3 l\u00e0 m\u1ed9t quy t\u1eafc r\u1ea5t \u0111\u01a1n gi\u1ea3n v\u00e0 ph\u1ed5 bi\u1ebfn nh\u1ea5t \u2013 n\u1ebfu b\u1ea1n chia 72 cho t\u1ef7 su\u1ea5t sinh l\u1ee3i, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c s\u1ed1 n\u0103m m\u00e0 s\u1ed1 ti\u1ec1n c\u1ee7a b\u1ea1n s\u1ebd t\u0103ng g\u1ea5p \u0111\u00f4i. V\u00ed d\u1ee5: N\u1ebfu b\u1ea1n k\u1ef3 v\u1ecdng t\u1ef7 su\u1ea5t sinh l\u1ee3i l\u00e0 12%, b\u1ea1n s\u1ebd t\u0103ng g\u1ea5p \u0111\u00f4i s\u1ed1 ti\u1ec1n trong v\u00f2ng 6 n\u0103m (72\/12 = 6) v\u00e0 n\u1ebfu t\u1ef7 su\u1ea5t sinh l\u1ee3i l\u00e0 8% \u2013 72\/8 = 9 n\u0103m.<\/p>\n

B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 t\u00ednh t\u1ef7 l\u1ec7 l\u00e3i su\u1ea5t \u0111\u1ec3 s\u1ed1 ti\u1ec1n c\u1ee7a b\u1ea1n t\u0103ng g\u1ea5p \u0111\u00f4i trong 5 n\u0103m l\u00e0 72\/5 = 14,4%.<\/p>\n

Quy t\u1eafc 50\/30\/20 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/h3>\n

H\u00e3y th\u1eed quy t\u1eafc 50\/30\/20 \u0111\u1ec3 l\u1eadp ng\u00e2n s\u00e1ch. N\u1ebfu b\u1ea1n ch\u01b0a quen v\u1edbi vi\u1ec7c l\u1eadp ng\u00e2n s\u00e1ch, h\u00e3y th\u1eed ph\u00e2n b\u1ed5 50% kho\u1ea3n ti\u1ec1n l\u01b0\u01a1ng c\u1ee7a b\u1ea1n cho c\u00e1c nhu c\u1ea7u thi\u1ebft y\u1ebfu (th\u1ef1c ph\u1ea9m, ch\u1ed7 \u1edf, ti\u1ec7n \u00edch, qu\u1ea7n \u00e1o\u2026), 30% cho c\u00e1c l\u1ef1a ch\u1ecdn l\u1ed1i s\u1ed1ng (du l\u1ecbch, ph\u00ed t\u1eadp th\u1ec3 d\u1ee5c, s\u1edf th\u00edch, internet, \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng\u2026), v\u00e0 20% h\u01b0\u1edbng t\u1edbi c\u00e1c m\u1ee5c ti\u00eau v\u00e0 \u01b0u ti\u00ean t\u00e0i ch\u00ednh (tr\u1ea3 n\u1ee3, ti\u1ebft ki\u1ec7m\u2026).<\/p>\n

\u0110\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t ng\u00e2n s\u00e1ch ho\u00e0n h\u1ea3o, nh\u01b0ng n\u00f3 c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t n\u01a1i t\u1ed1t \u0111\u1ec3 b\u1eaft \u0111\u1ea7u.<\/p>\n

Ph\u00e2n b\u1ed5 2\u201310% ng\u00e2n s\u00e1ch c\u1ee7a b\u1ea1n cho c\u00e1c v\u1eadt d\u1ee5ng c\u00e1 nh\u00e2n<\/p>\n

\u0110i\u1ec1u n\u00e0y bao g\u1ed3m c\u00e1c m\u1ee5c nh\u01b0 gi\u1ea3i tr\u00ed, c\u1eaft t\u00f3c v\u00e0 mua qu\u1ea7n \u00e1o, nh\u1eefng kho\u1ea3n n\u00e0y s\u1ebd chi\u1ebfm kh\u00f4ng qu\u00e1 8% ng\u00e2n s\u00e1ch h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n. Tuy nhi\u00ean, \u0111\u00e2y l\u00e0 m\u1ed9t l\u0129nh v\u1ef1c linh ho\u1ea1t v\u00e0 b\u1ea1n lu\u00f4n c\u00f3 th\u1ec3 c\u1eaft gi\u1ea3m n\u1ebfu c\u1ea7n ti\u1ebft ki\u1ec7m th\u00eam ti\u1ec1n.<\/p>\n

Ti\u1ebft ki\u1ec7m 10\u201320% thu nh\u1eadp \u0111\u1ec3 ngh\u1ec9 h\u01b0u<\/strong><\/span><\/h3>\n

Quy t\u1eafc ng\u00f3n tay c\u00e1i c\u0169 l\u00e0 ti\u1ebft ki\u1ec7m 10% t\u1ed5ng thu nh\u1eadp c\u1ee7a b\u1ea1n \u0111\u1ec3 ngh\u1ec9 h\u01b0u. \u0110i\u1ec1u nay d\u01b0\u1eddng nh\u01b0 h\u01a1i th\u1ea5p trong th\u1eddi bu\u1ed5i hi\u1ec7n nay, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi lao \u0111\u1ed9ng tr\u1ebb tu\u1ed5i. H\u00e3y \u0111\u1eb7t m\u1ee5c ti\u00eau cao h\u01a1n m\u1ed9t ch\u00fat, \u0111\u1eb7c bi\u1ec7t l\u00e0 sau n\u00e0y trong s\u1ef1 nghi\u1ec7p c\u1ee7a b\u1ea1n, n\u1ebfu b\u1ea1n th\u1ef1c s\u1ef1 mu\u1ed1n s\u1eb5n s\u00e0ng cho vi\u1ec7c ngh\u1ec9 h\u01b0u.<\/p>\n

Hi v\u1ecdng v\u1edbi \u0111\u1ecbnh ngh\u0129a rule of thumb l\u00e0 g\u00ec v\u00e0 c\u00e1c v\u00ed d\u1ee5 minh h\u1ecda c\u1ee5 th\u1ec3, hi v\u1ecdng b\u1ea1n s\u1ebd c\u00f3 th\u00eam nh\u1eefng hi\u1ec3u bi\u1ebft v\u1ec1 thu\u1eadt ng\u1eef n\u00e0y.\u00a0<\/strong><\/p>\n

Hu\u1ef3nh Tr\u00e2m<\/strong><\/p>\n

<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

Quy t\u1eafc ng\u00f3n tay c\u00e1i hay rule of thumb l\u00e0 g\u00ec? \u0110\u00f3 l\u00e0 m\u1ed9t h\u01b0\u1edbng d\u1eabn cung c\u1ea5p l\u1eddi khuy\u00ean \u0111\u01a1n gi\u1ea3n v\u1ec1 m\u1ed9t ch\u1ee7 \u0111\u1ec1 n\u00e0o \u0111\u00f3. N\u00f3 l\u00e0 m\u1ed9t kh\u00e1i ni\u1ec7m chung \u0111\u01b0a ra h\u01b0\u1edbng d\u1eabn c\u1ee5 th\u1ec3 \u0111\u1ec3 th\u1ef1c hi\u1ec7n ho\u1eb7c ti\u1ebfp c\u1eadn m\u1ed9t nhi\u1ec7m v\u1ee5 nh\u1ea5t \u0111\u1ecbnh.<\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[429],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/21725"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=21725"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/21725\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=21725"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=21725"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=21725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}