{"id":21733,"date":"2023-12-06T02:53:21","date_gmt":"2023-12-06T02:53:21","guid":{"rendered":"https:\/\/masterskills.org\/blog\/libor-la-gi-vai-tro-cua-libor-den-thi-truong-tai-chinh.html"},"modified":"2023-12-22T04:56:02","modified_gmt":"2023-12-21T21:56:02","slug":"libor-la-gi-vai-tro-cua-libor-den-thi-truong-tai-chinh","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/libor-la-gi-vai-tro-cua-libor-den-thi-truong-tai-chinh.html","title":{"rendered":"LIBOR l\u00e0 g\u00ec? Vai tr\u00f2 c\u1ee7a Libor \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh"},"content":{"rendered":"
\n
<\/figure>\n

LIBOR l\u00e0 m\u1ed9t kh\u00e1i ni\u1ec7m kh\u00f4ng xa l\u1ea1 \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi l\u00e0m trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng, ch\u1ee9ng kho\u00e1n\u2026 V\u1eady LIBOR l\u00e0 g\u00ec, n\u00f3 c\u00f3 \u1ea3nh h\u01b0\u1edfng g\u00ec \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh th\u1ebf gi\u1edbi?<\/p>\n

LIBOR l\u00e0 g\u00ec?<\/strong><\/span><\/h2>\n

LIBOR l\u00e0 t\u1eeb vi\u1ebft t\u1eaft c\u1ee7a thu\u1eadt ng\u1eef ti\u1ebfng Anh l\u00e0 London InterBank Offered Rate \u2013 L\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng Lu\u00e2n \u0110\u00f4n. \u0110\u00e2y l\u00e0 m\u1ed9t lo\u1ea1i l\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng m\u00e0 t\u1ea1i \u0111\u00f3 c\u00e1c ng\u00e2n h\u00e0ng to\u00e0n c\u1ea7u l\u1edbn cho nhau vay tr\u00ean th\u1ecb tr\u01b0\u1eddng li\u00ean ng\u00e2n h\u00e0ng qu\u1ed1c t\u1ebf \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n vay ng\u1eafn h\u1ea1n, hay c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 l\u00e3i su\u1ea5t cho vay qua \u0111\u00eam li\u00ean ng\u00e2n h\u00e0ng Lu\u00e2n \u0110\u00f4n.<\/p>\n

LIBOR \u0111\u00f3ng vai tr\u00f2 l\u00e0 l\u00e3i su\u1ea5t chu\u1ea9n ch\u00ednh \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn tr\u00ean to\u00e0n c\u1ea7u cho bi\u1ebft chi ph\u00ed \u0111i vay gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng. T\u1ef7 gi\u00e1 \u0111\u01b0\u1ee3c t\u00ednh to\u00e1n v\u00e0 c\u00f4ng b\u1ed1 m\u1ed7i ng\u00e0y b\u1edfi Intercontinental Exchange (ICE) \u2013 s\u00e0n giao d\u1ecbch li\u00ean l\u1ee5c \u0111\u1ecba.<\/p>\n

\n

LIBOR l\u00e0 ch\u1ec9 s\u1ed1 l\u00e3i su\u1ea5t chu\u1ea9n ph\u1ed5 bi\u1ebfn nh\u1ea5t \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111i\u1ec1u ch\u1ec9nh c\u00e1c kho\u1ea3n vay v\u00e0 th\u1ebb t\u00edn d\u1ee5ng c\u00f3 l\u00e3i su\u1ea5t thay \u0111\u1ed5i.<\/strong><\/em><\/p>\n<\/blockquote>\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/p>\n

B\u1ea3n ch\u1ea5t c\u1ee7a l\u00e3i su\u1ea5t LIBOR l\u00e0 g\u00ec?<\/strong><\/span><\/h2>\n

LIBOR l\u00e0 l\u00e3i su\u1ea5t trung b\u00ecnh m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn tr\u00ean to\u00e0n th\u1ebf gi\u1edbi s\u1eed d\u1ee5ng khi cho vay l\u1eabn nhau. N\u00f3 \u0111\u01b0\u1ee3c xem nh\u01b0 ti\u00eau chu\u1ea9n tham chi\u1ebfu to\u00e0n c\u1ea7u v\u00e0 \u0111\u01b0\u1ee3c ni\u00eam y\u1ebft b\u1eb1ng n\u0103m lo\u1ea1i ti\u1ec1n t\u1ec7 bao g\u1ed3m: \u0111\u1ed3ng \u0111\u00f4 la M\u1ef9 (USD), \u0111\u1ed3ng Euro (EUR), b\u1ea3ng Anh (GPB), y\u00ean Nh\u1eadt (JPY) v\u00e0 \u0111\u1ed3ng franc Th\u1ee5y S\u0129 (CHF), v\u00e0 c\u00f3 7 k\u00ec h\u1ea1n kh\u00e1c nhau g\u1ed3m l\u00e3i su\u1ea5t qua \u0111\u00eam, l\u00e3i su\u1ea5t m\u1ed9t tu\u1ea7n, m\u1ed9t th\u00e1ng, hai th\u00e1ng, ba th\u00e1ng, s\u00e1u th\u00e1ng v\u00e0 1 n\u0103m.<\/p>\n

C\u00f3 t\u1ed5ng c\u1ed9ng 35 l\u00e3i su\u1ea5t LIBOR, trong \u0111\u00f3, ph\u1ed5 bi\u1ebfn nh\u1ea5t l\u00e0 l\u00e3i su\u1ea5t LIBOR 3 th\u00e1ng \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng \u0111\u00f4 la, th\u01b0\u1eddng \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 l\u00e3i su\u1ea5t LIBOR hi\u1ec7n t\u1ea1i.<\/p>\n

L\u00e3i su\u1ea5t LIBOR c\u0169ng l\u00e0 c\u01a1 s\u1edf cho c\u00e1c kho\u1ea3n vay ti\u00eau d\u00f9ng \u1edf c\u00e1c n\u01b0\u1edbc tr\u00ean th\u1ebf gi\u1edbi, v\u00ec v\u1eady n\u00f3 t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn ng\u01b0\u1eddi ti\u00eau d\u00f9ng gi\u1ed1ng nh\u01b0 c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh kh\u00e1c.<\/p>\n

L\u00e3i su\u1ea5t cho c\u00e1c kho\u1ea3n vay mua \u00f4 t\u00f4, th\u1ebb t\u00edn d\u1ee5ng v\u00e0 c\u00e1c kho\u1ea3n th\u1ebf ch\u1ea5p l\u00e3i su\u1ea5t c\u00f3 th\u1ec3 \u0111i\u1ec1u ch\u1ec9nh dao \u0111\u1ed9ng d\u1ef1a tr\u00ean l\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng.\u00a0S\u1ef1 thay \u0111\u1ed5i c\u1ee7a l\u00e3i su\u1ea5t LIBOR cho th\u1ea5y m\u1ee9c \u0111\u1ed9 d\u1ec5 d\u00e0ng m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng cho kh\u00e1ch h\u00e0ng vay ti\u1ec1n.<\/p>\n

C\u00e1ch x\u00e1c \u0111\u1ecbnh l\u00e3i su\u1ea5t LIBOR<\/strong><\/span><\/h2>\n

Nh\u01b0 \u0111\u00e3 n\u00f3i \u1edf ph\u1ea7n LIBOR l\u00e0 g\u00ec, s\u00e0n giao d\u1ecbch li\u00ean l\u1ee5c \u0111\u1ecba (ICE) l\u00e0 c\u01a1 quan t\u00ednh to\u00e1n v\u00e0 c\u00f4ng b\u1ed1 l\u00e3i su\u1ea5t LIBOR, h\u00e0ng ng\u00e0y c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn tr\u00ean th\u1ebf gi\u1edbi s\u1ebd b\u00ed m\u1eadt g\u1eedi th\u00f4ng tin v\u1ec1 l\u00e3i su\u1ea5t cho m\u1ed7i k\u1ef3 h\u1ea1n cho vay, t\u1eeb l\u00e3i su\u1ea5t qua \u0111\u00eam \u0111\u1ebfn l\u00e3i su\u1ea5t 12 th\u00e1ng.<\/p>\n

ICE s\u1ebd l\u1ea5y th\u00f4ng tin v\u1ec1 c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn tr\u00ean th\u1ebf gi\u1edbi, v\u1ec1 m\u1ee9c ph\u00ed h\u1ecd s\u1ebd t\u00ednh cho c\u00e1c ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng kh\u00e1c nhau \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n vay ng\u1eafn h\u1ea1n n\u00e0y.<\/p>\n

Sau khi c\u00f3 c\u00e1c d\u1eef li\u1ec7u tr\u00ean, LIBOR s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng c\u00e1ch lo\u1ea1i c\u00e1c m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t v\u00e0 c\u00e1c m\u1ee9c th\u1ea5p nh\u1ea5t, sau \u0111\u00f3 t\u00ednh trung b\u00ecnh c\u00e1c m\u1ee9c c\u00f2n l\u1ea1i. Sau khi t\u1ec9 l\u1ec7 l\u1ea1i su\u1ea5t cho m\u1ed7i k\u1ef3 h\u1ea1n v\u00e0 lo\u1ea1i ti\u1ec1n t\u1ec7 \u0111\u01b0\u1ee3c ho\u00e0n th\u00e0nh, LIBOR s\u1ebd \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 v\u00e0o kho\u1ea3ng 11h55 ph\u00fat gi\u1edd London.<\/p>\n

K\u1ec3 t\u1eeb th\u00e1ng 4 , ICE \u0111\u00e3 \u0111\u1ec7 tr\u00ecnh \u0111\u1ec1 xu\u1ea5t m\u1edbi nh\u1eb1m t\u00ednh to\u00e1n l\u00e3i su\u1ea5t LIBOR, ph\u01b0\u01a1ng ph\u00e1p m\u1edbi n\u00e0y \u0111\u01b0\u1ee3c t\u00ednh to\u00e1n d\u1ef1a tr\u00ean vi\u1ec7c ph\u00e2n l\u1edbp, d\u1ef1a tr\u00ean giao d\u1ecbch, d\u1eef li\u1ec7u \u2013 \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 Waterfall Mathodology (ph\u01b0\u01a1ng ph\u00e1p Th\u00e1c n\u01b0\u1edbc).<\/p>\n

N\u1ebfu l\u00e3i su\u1ea5t LIBOR t\u0103ng l\u00ean th\u00ec ti\u1ec1n tr\u1ea3 l\u00e3i ng\u01b0\u1eddi vay s\u1ebd t\u0103ng l\u00ean v\u00e0 ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu LIBOR gi\u1ea3m th\u00ec ti\u1ec1n l\u00e3i vay gi\u1ea3m. Tuy nhi\u00ean, n\u1ebfu LIBOR gi\u1ea3m d\u1eabn \u0111\u1ebfn c\u00e1c qu\u1ef9 h\u1ed7 tr\u1ee3 v\u00e0 l\u01b0\u01a1ng h\u01b0u v\u1edbi c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c t\u00e0i s\u1ea3n d\u1ef1a tr\u00ean l\u00e3i su\u1ea5t LIBOR s\u1ebd b\u1ecb gi\u1ea3m theo khi m\u00e0 h\u1ecd s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c \u00edt h\u01a1n, g\u00e2y thi\u1ec7t th\u00f2i cho ng\u01b0\u1eddi nh\u1eadn.<\/p>\n

T\u1ea7m quan tr\u1ecdng c\u1ee7a LIBOR \u0111\u1ed1i v\u1edbi th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh th\u1ebf gi\u1edbi<\/strong><\/span><\/h2>\n

Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Anh t\u1eebng g\u1ecdi LIBOR l\u00e0 con s\u1ed1 quan tr\u1ecdng nh\u1ea5t th\u1ebf gi\u1edbi v\u00e0 LIBOR c\u0169ng ch\u1ee9ng minh \u0111\u01b0\u1ee3c vai tr\u00f2 n\u00e0y c\u1ee7a m\u00ecnh khi n\u00f3 v\u01b0\u1ee3t bi\u00ean gi\u1edbi London, v\u01b0\u1ee3t ra kh\u1ecfi ph\u1ea1m vi ch\u00e2u \u00c2u tr\u1edf th\u00e0nh s\u1ed1 li\u1ec7u quan tr\u1ecdng to\u00e0n c\u1ea7u trong th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh.<\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh v\u00e0 c\u00e1c c\u00f4ng ty t\u00edn d\u1ee5ng kh\u1eafp m\u1ecdi n\u01a1i tr\u00ean th\u1ebf gi\u1edbi \u0111\u1ec1u d\u1ef1a v\u00e0o LIBOR \u0111\u1ec3 \u1ea5n \u0111\u1ecbnh l\u1ea1i su\u1ea5t ri\u00eang c\u1ee7a m\u00ecnh. LIBOR c\u00f2n \u0111\u01b0\u1ee3c xem nh\u01b0 l\u00e3i su\u1ea5t ti\u00eau chu\u1ea9n \u0111\u1ec3 tham kh\u1ea3o cho c\u00e1c h\u1ee3p \u0111\u1ed3ng tr\u1ecb gi\u00e1 h\u00e0ng tri\u1ec7u \u0111\u00f4 la M\u1ef9, t\u1eeb ng\u1eafn h\u1ea1n \u0111\u1ebfn d\u00e0i h\u1ea1n.<\/p>\n

M\u1ed9t trong nh\u1eefng l\u00fd do ch\u00ednh LIBOR \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng r\u1ed9ng r\u00e3i l\u00e0 c\u00e1ch t\u00ednh t\u1ef7 l\u1ec7 l\u00e3i su\u1ea5t. LIBOR th\u1ec3 hi\u1ec7n t\u1ef7 l\u1ec7 l\u00e3i su\u1ea5t cho vay th\u1ea5p nh\u1ea5t gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh l\u1edbn tr\u00ean th\u1ebf gi\u1edbi. Do \u0111\u00f3, n\u1ebfu LIBOR t\u0103ng ho\u1eb7c gi\u1ea3m m\u1ee9c l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n \u0111\u1ec1u t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn nh\u1eefng h\u1ee3p \u0111\u1ed3ng g\u1eafn li\u1ec1n v\u1edbi n\u00f3 v\u00e0 d\u1ef1a v\u00e0o n\u00f3 nh\u01b0 m\u1ed9t chu\u1ea9n m\u1ef1c.<\/p>\n

Kh\u00f4ng ch\u1ec9 \u1edf l\u0129nh v\u1ef1c nh\u00e0 \u1edf, t\u1ea7m \u1ea3nh h\u01b0\u1edfng c\u1ee7a LIBOR c\u00f2n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng nh\u01b0 l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i qua \u0111\u00eam, h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai, th\u1ebf ch\u1ea5p, c\u00e1c kho\u1ea3n vay cho sinh vi\u00ean v\u00e0 c\u00e1c qu\u1ef9 ho\u1ea1t \u0111\u1ed9ng c\u0169ng d\u1ef1a v\u00e0o l\u00e3i su\u1ea5t n\u00e0y. \u0110\u1ed1i v\u1edbi h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai, LIBOR \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 thi\u1ebft l\u1eadp c\u00e1c m\u1ee9c gi\u00e1 cho nh\u1eefng h\u1ee3p \u0111\u1ed3ng l\u00e3i su\u1ea5t trong t\u01b0\u01a1ng lai c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1ec1 r\u1ee7i ro l\u00e3i su\u1ea5t.<\/p>\n

V\u1edbi t\u1ea7m \u1ea3nh h\u01b0\u1edfng c\u1ee7a m\u00ecnh, LIBOR c\u00f2n t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn c\u1ea3 th\u1ecb tr\u01b0\u1eddng ngo\u1ea1i h\u1ed1i, l\u00fd do l\u00e0 n\u00f3 g\u1eafn li\u1ec1n v\u1edbi c\u00e1c \u0111\u1ed3ng ti\u1ec1n nh\u01b0 \u0111\u1ed3ng Euro (EUR), b\u1ea3ng Anh (GPB), y\u00ean Nh\u1eadt (JPY) v\u00e0 \u0111\u1ed3ng franc Th\u1ee5y S\u0129 (CHF)\u2026 nh\u01b0ng t\u00e1c \u0111\u1ed9ng h\u00e0ng ng\u00e0y \u0111\u1ebfn c\u1ee7a n\u00f3 \u0111\u1ebfn gi\u00e1 tr\u1ecb c\u1ee7a \u0111\u1ed3ng USD \u1edf M\u1ef9 l\u00e0 kh\u00f4ng \u0111\u00e1ng k\u1ec3.<\/p>\n

M\u1eb7c d\u00f9 v\u1eady, l\u00e3i su\u1ea5t LIBOR c\u00f3 li\u00ean quan m\u1eadt thi\u1ebft \u0111\u1ebfn t\u1ef7 gi\u00e1 c\u1ee7a \u0111\u1ed3ng Euro ho\u1eb7c \u0111\u00f4 la M\u1ef9 \u0111\u01b0\u1ee3c n\u1eafm gi\u1eef b\u1edfi c\u00e1c nh\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i khi \u0111\u1ed3ng Euro chi\u1ebfm kho\u1ea3ng 20% trong t\u1ed5ng d\u1ef1 tr\u1eef \u0111\u00f4 la.<\/p>\n

Tuy nhi\u00ean, LIBOR l\u1ea1i r\u1ea5t nh\u1ea1y c\u1ea3m v\u1edbi m\u1ecdi bi\u1ebfn \u0111\u1ed9ng c\u1ee7a FED (C\u1ee5c d\u1ef1 tr\u1eef Li\u00ean bang Hoa K\u1ef3), n\u1ebfu FED c\u1eaft gi\u1ea3m l\u00e3i su\u1ea5t s\u1ebd khi\u1ebfn cho LIBOR gi\u1ea3m t\u1ea7m \u1ea3nh h\u01b0\u1edfng.<\/p>\n

Hy v\u1ecdng, qua b\u00e0i vi\u1ebft \u0111\u1ed9c gi\u1ea3 \u0111\u00e3 \u0111\u00e3 bi\u1ebft \u0111\u1ebfn l\u00e3i su\u1ea5t LIBOR l\u00e0 g\u00ec, b\u1ea3n ch\u1ea5t v\u00e0 t\u1ea7m \u1ea3nh h\u01b0\u1edfng c\u1ee7a n\u00f3 \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u. V\u1edbi v\u1ee5 b\u00ea b\u1ed1i n\u0103m 2012, hi\u1ec7n nay c\u00f3 nhi\u1ec1u \u0111\u1ec1 xu\u1ea5t nh\u1eb1m thay th\u1ebf LIBOR, nh\u01b0ng \u0111\u1ebfn nay th\u00ec n\u00f3 v\u1eabn h\u00e0ng ng\u00e0y ch\u1ee9ng minh t\u1ea7m \u1ea3nh h\u01b0\u1edfng c\u1ee7a m\u00ecnh v\u00e0 t\u00e1c \u0111\u1ed9ng l\u1edbn \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng th\u1ebf gi\u1edbi.<\/p>\n

Nguy\u1ec5n L\u00fd<\/strong><\/p>\n

<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

LIBOR l\u00e0 m\u1ed9t kh\u00e1i ni\u1ec7m kh\u00f4ng xa l\u1ea1 \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi l\u00e0m trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng, ch\u1ee9ng kho\u00e1n\u2026 V\u1eady LIBOR l\u00e0 g\u00ec, n\u00f3 c\u00f3 \u1ea3nh h\u01b0\u1edfng g\u00ec \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh th\u1ebf gi\u1edbi?<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[429],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/21733"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=21733"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/21733\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=21733"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=21733"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=21733"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}