{"id":23942,"date":"2023-12-06T09:00:50","date_gmt":"2023-12-06T09:00:50","guid":{"rendered":"https:\/\/masterskills.org\/blog\/bao-hiem-thoi-tiet-weather-insurance-la-gi-dac-diem.html"},"modified":"2023-12-22T09:29:49","modified_gmt":"2023-12-22T02:29:49","slug":"bao-hiem-thoi-tiet-weather-insurance-la-gi-dac-diem","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/bao-hiem-thoi-tiet-weather-insurance-la-gi-dac-diem.html","title":{"rendered":"B\u1ea3o hi\u1ec3m th\u1eddi ti\u1ebft (Weather Insurance) l\u00e0 g\u00ec? \u0110\u1eb7c \u0111i\u1ec3m"},"content":{"rendered":"<div class=\"vnbcbc-body vceditor-content wi-active\" data-role=\"content\">\n<figure class=\"VCSortableInPreviewMode\" type=\"Photo\" style=\"\">\n<div><\/div><figcaption class=\"PhotoCMS_Caption\">\n<p data-placeholder=\"[Nh\u1eadp ch\u00fa th\u00edch \u1ea3nh]\" class=\"\">H\u00ecnh minh ho\u1ea1 (Ngu\u1ed3n: business.weather)<\/p>\n<\/figcaption><\/figure>\n<h2><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">B\u1ea3o hi\u1ec3m th\u1eddi ti\u1ebft<\/font><\/h2>\n<p><b>Kh\u00e1i ni\u1ec7m<\/b><\/p>\n<p><b>B\u1ea3o hi\u1ec3m th\u1eddi ti\u1ebft<\/b> trong ti\u1ebfng Anh \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 <b>Weather Insurance.<\/b><\/p>\n<p><b>B\u1ea3o hi\u1ec3m th\u1eddi ti\u1ebft l<\/b>\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m v\u1ec1 c\u00e1c t\u1ed5n th\u1ea5t t\u00e0i ch\u00ednh ph\u00e1t sinh do m\u01b0a, tuy\u1ebft, b\u00e3o, gi\u00f3, s\u01b0\u01a1ng m\u00f9, nhi\u1ec7t \u0111\u1ed9 kh\u00f4ng mong mu\u1ed1n ho\u1eb7c c\u00e1c \u0111i\u1ec1u ki\u1ec7n th\u1eddi ti\u1ebft b\u1ea5t l\u1ee3i, c\u00f3 th\u1ec3 \u0111o l\u01b0\u1eddng kh\u00e1c.<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">\u0110\u1eb7c \u0111i\u1ec3m<\/font><\/h3>\n<p>B\u1ea3o hi\u1ec3m th\u1eddi ti\u1ebft \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 b\u1ea3o hi\u1ec3m cho c\u00e1c s\u1ef1 ki\u1ec7n t\u1ed1n k\u00e9m c\u00f3 th\u1ec3 b\u1ecb hu\u1ef7 ho\u1ea1i b\u1edfi \u0111i\u1ec1u ki\u1ec7n th\u1eddi ti\u1ebft x\u1ea5u nh\u01b0 \u0111\u00e1m c\u01b0\u1edbi ngo\u00e0i tr\u1eddi hay s\u1ea3n xu\u1ea5t phim ngo\u00e0i tr\u1eddi.<\/p>\n<p>Ph\u00ed b\u1ea3o hi\u1ec3m th\u1eddi ti\u1ebft \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh d\u1ef1a v\u00e0o \u0111\u1ecba \u0111i\u1ec3m v\u00e0 th\u1eddi gian n\u00e0o trong n\u0103m, n\u00f3i c\u00e1ch kh\u00e1c l\u00e0 ph\u1ee5 thu\u1ed9c v\u00e0o kh\u1ea3 n\u0103ng x\u1ea3y ra nh\u1eefng \u0111i\u1ec1u ki\u1ec7n th\u1eddi ti\u1ebft \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 m\u1ee9c \u0111\u1ed9 t\u1ed5n th\u1ea5t ti\u1ec1m n\u0103ng.<\/p>\n<p>B\u1ea3o hi\u1ec3m th\u1eddi ti\u1ebft r\u1ea5t linh ho\u1ea1t, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ch\u1ecdn s\u1ed1 ng\u00e0y, lo\u1ea1i \u0111i\u1ec1u ki\u1ec7n th\u1eddi ti\u1ebft v\u00e0 m\u1ee9c \u0111\u1ed9 nghi\u00eam tr\u1ecdng c\u1ee7a th\u1eddi ti\u1ebft \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m theo ch\u00ednh s\u00e1ch.<\/p>\n<p>Cho t\u1edbi hi\u1ec7n t\u1ea1i, b\u1ea3o hi\u1ec3m th\u1eddi ti\u1ebft l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 ch\u00ednh \u0111\u01b0\u1ee3c c\u00e1c c\u00f4ng ty s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 tr\u01b0\u1edbc c\u00e1c \u0111i\u1ec1u ki\u1ec7n th\u1eddi ti\u1ebft b\u1ea5t ng\u1edd. Nh\u01b0ng b\u1ea3o hi\u1ec3m th\u1eddi ti\u1ebft ch\u1ec9 \u00e1p d\u1ee5ng v\u1edbi nh\u1eefng thi\u1ec7t h\u00e3i th\u1ea3m kh\u1ed1c, b\u1ea3o hi\u1ec3m kh\u00f4ng \u00e1p d\u1ee5ng trong tr\u01b0\u1eddng h\u1ee3p nhu c\u1ea7u kinh doanh gi\u1ea3m \u0111i do th\u1eddi ti\u1ebft \u1ea5m h\u01a1n hay l\u1ea1nh h\u01a1n d\u1ef1 ki\u1ebfn.<\/p>\n<p>B\u1ea3o hi\u1ec3m th\u1eddi ti\u1ebft c\u00f3 nhi\u1ec1u c\u00f4ng d\u1ee5ng. C\u00e1c doanh nghi\u1ec7p \u0111\u00f4i khi s\u1eed d\u1ee5ng nh\u1eefng ch\u00ednh s\u00e1ch n\u00e0y nh\u01b0 m\u1ed9t m\u00e1nh l\u1edbi b\u00e1n h\u00e0ng \u0111\u1ec3 thu h\u00fat kh\u00e1ch h\u00e0ng.<\/p>\n<p>V\u00ed d\u1ee5: m\u1ed9t c\u1eeda h\u00e0ng \u0111\u1ed3 n\u1ed9i th\u1ea5t c\u00f3 th\u1ec3 qu\u1ea3ng c\u00e1o r\u1eb1ng t\u1ea5t c\u1ea3 nh\u1eefng ng\u01b0\u1eddi mua \u0111\u1ed3 n\u1ed9i th\u1ea5t trong th\u00e1ng 12 s\u1ebd \u0111\u01b0\u1ee3c mua h\u00e0ng mi\u1ec5n ph\u00ed n\u1ebfu tuy\u1ebft r\u01a1i h\u01a1n 2 inch (kho\u1ea3ng 5 cm) v\u00e0o ng\u00e0y Gi\u00e1ng sinh. C\u1eeda h\u00e0ng n\u00e0y \u0111\u00e3 mua b\u1ea3o hi\u1ec3m th\u1eddi ti\u1ebft \u0111\u1ec3 th\u1ef1c hi\u1ec7n s\u1ef1 ki\u1ec7n n\u00e0y.<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">\u0110\u1ecbnh gi\u00e1 b\u1ea3o hi\u1ec3m<\/font><\/h3>\n<p>Chuy\u00ean gia th\u1ed1ng k\u00ea c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ph\u1ea3i nghi\u00ean c\u1ee9u d\u1eef li\u1ec7u th\u1eddi ti\u1ebft trong nhi\u1ec1u th\u1eadp k\u1ec9 \u0111\u1ec3 c\u00f3 th\u1ec3 \u0111\u1ecbnh gi\u00e1 ch\u00ednh s\u00e1ch th\u1eddi ti\u1ebft ch\u00ednh x\u00e1c h\u01a1n.\u00a0<\/p>\n<p>V\u00ed d\u1ee5: c\u1ee9 sau 10 n\u0103m, th\u00e0nh ph\u1ed1 Cleveland l\u1ea1i \u0111\u00f3n m\u1ed9t m\u00f9a Gi\u00e1ng sinh tr\u1eafng (White Chrismas &#8211; hi\u1ec7n t\u01b0\u1ee3ng tuy\u1ebft r\u01a1i d\u00e0y \u0111\u1eb7c ph\u1ee7 k\u00edn to\u00e0n b\u1ed9 kh\u00f4ng gian c\u1ee7a m\u1ed9t s\u1ed1 v\u00f9ng B\u1eafc M\u1ef9 v\u00e0o d\u1ecbp Noel).<\/p>\n<p>Nh\u01b0 v\u1eady c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd bi\u1ebft r\u1eb1ng x\u00e1c su\u1ea5t \u0111\u1ec3 x\u1ea3y ra s\u1ef1 ki\u1ec7n n\u00e0y l\u00e0 10%. N\u1ebfu c\u1eeda h\u00e0ng b\u00e1n \u0111\u1ed3 n\u1ed9i th\u1ea5t c\u00f3 t\u1ed5ng gi\u00e1 tr\u1ecb l\u00e0 100.000 \u0111\u00f4 la v\u00e0o th\u00e1ng 12, \u0111i\u1ec3m kh\u1edfi \u0111\u1ea7u \u0111\u1ec3 \u0111\u1ecbnh gi\u00e1 b\u1ea3o hi\u1ec3m th\u1eddi ti\u1ebft n\u00e0y l\u00e0 10.000 \u0111\u00f4 la.<\/p>\n<p><i>(T\u00e0i li\u1ec7u tham kh\u1ea3o: Weather Insurance, Investopedia)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"vnbcbc-sapo\" data-role=\"sapo\">\n                            B\u1ea3o hi\u1ec3m th\u1eddi ti\u1ebft (ti\u1ebfng Anh: Weather Insurance) l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m v\u1ec1 c\u00e1c t\u1ed5n th\u1ea5t t\u00e0i ch\u00ednh ph\u00e1t sinh do m\u01b0a, tuy\u1ebft, b\u00e3o, gi\u00f3, s\u01b0\u01a1ng m\u00f9, nhi\u1ec7t \u0111\u1ed9 kh\u00f4ng mong mu\u1ed1n ho\u1eb7c c\u00e1c \u0111i\u1ec1u ki\u1ec7n th\u1eddi ti\u1ebft b\u1ea5t l\u1ee3i, c\u00f3 th\u1ec3 \u0111o l\u01b0\u1eddng kh\u00e1c.\n                        <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[414],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/23942"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=23942"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/23942\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=23942"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=23942"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=23942"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}