{"id":23948,"date":"2023-12-06T09:01:11","date_gmt":"2023-12-06T09:01:11","guid":{"rendered":"https:\/\/masterskills.org\/blog\/bao-hiem-loi-va-so-suat-errors-and-omissions-insurance-eo-la-gi.html"},"modified":"2023-12-22T09:29:49","modified_gmt":"2023-12-22T02:29:49","slug":"bao-hiem-loi-va-so-suat-errors-and-omissions-insurance-eo-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/bao-hiem-loi-va-so-suat-errors-and-omissions-insurance-eo-la-gi.html","title":{"rendered":"B\u1ea3o hi\u1ec3m l\u1ed7i v\u00e0 s\u01a1 su\u1ea5t (Errors and Omissions Insurance – E&O) l\u00e0 g\u00ec?"},"content":{"rendered":"
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H\u00ecnh minh ho\u1ea1 (Ngu\u1ed3n: investopedia)<\/p>\n<\/figcaption><\/figure>\n

B\u1ea3o hi\u1ec3m l\u1ed7i v\u00e0 s\u01a1 su\u1ea5t<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

B\u1ea3o hi\u1ec3m l\u1ed7i v\u00e0 s\u01a1 su\u1ea5t <\/b>hay b\u1ea3o hi\u1ec3m E&O<\/b> trong ti\u1ebfng Anh \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 Errors and Omissions Insurance – E&O.<\/b><\/p>\n

B\u1ea3o hi\u1ec3m l\u1ed7i v\u00e0 s\u01a1 su\u1ea5t <\/b>l\u00e0 m\u1ed9t lo\u1ea1i\u00a0b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p (Professional liability insurance)\u00a0\u0111\u1ec3 b\u1ea3o v\u1ec7 c\u00f4ng ty, ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 c\u00e1c chuy\u00ean gia kh\u00e1c kh\u1ecfi c\u00e1c khi\u1ebfu n\u1ea1i v\u1ec1 s\u1ef1 b\u1ea5t c\u1ea9n, thi\u1ebfu s\u00f3t trong c\u00f4ng vi\u1ec7c.<\/p>\n

B\u1ea3o hi\u1ec3m l\u1ed7i v\u00e0 s\u01a1 su\u1ea5t th\u01b0\u1eddng bao g\u1ed3m c\u1ea3 ch\u00ed ph\u00ed to\u00e0 \u00e1n v\u00e0 b\u1ea5t k\u00ec kho\u1ea3n thanh to\u00e1n n\u00e0o kh\u00f4ng qu\u00e1 s\u1ed1 ti\u1ec1n \u0111\u00e3 qui \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Lo\u1ea1i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c c\u00e1c chuy\u00ean gia t\u01b0 v\u1ea5n hay c\u00e1c doanh nghi\u1ec7p cung c\u1ea5p d\u1ecbch v\u1ee5 s\u1eed d\u1ee5ng.<\/p>\n

T\u00f3m l\u1ea1i<\/b><\/p>\n

B\u1ea3o hi\u1ec3m l\u1ed7i v\u00e0 s\u01a1 su\u1ea5t l\u00e0 m\u1ed9t lo\u1ea1i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m, d\u00f9ng \u0111\u1ec3 b\u1ea3o v\u1ec7 c\u00e1c c\u00f4ng ty hay chuy\u00ean gia nh\u01b0 chuy\u00ean gia t\u01b0 v\u1ea5n, c\u1ed1 v\u1ea5n t\u00e0i ch\u00ednh, \u0111\u1ea1i l\u00ed b\u1ea3o hi\u1ec3m hay lu\u1eadt s\u01b0 kh\u1ecfi to\u00e0n b\u1ed9 chi ph\u00ed khi b\u1ecb khi\u1ebfu n\u1ea1i t\u1eeb kh\u00e1ch h\u00e0ng.<\/p>\n

V\u00ed d\u1ee5: <\/b>Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 ki\u1ec7n m\u1ed9t nh\u00e0 c\u1ed1 v\u1ea5n hay ng\u01b0\u1eddi m\u00f4i gi\u1edbi sau khi k\u1ebft qu\u1ea3 \u0111\u1ea7u t\u01b0 tr\u1edf n\u00ean t\u1ed3i t\u1ec7, ngay c\u1ea3 khi nh\u1eefng r\u1ee7i ro n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c bi\u1ebft v\u00e0 c\u00f3 trong c\u00e1c h\u01b0\u1edbng d\u1eabn \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp b\u1edfi ch\u00ednh kh\u00e1ch h\u00e0ng.\u00a0<\/p>\n

Ngay c\u1ea3 khi nh\u00e0 m\u00f4i gi\u1edbi hay c\u1ed1 v\u1ea5n \u0111\u1ea7u t\u01b0 th\u1eafng ki\u1ec7n th\u00ec ph\u00ed d\u1ecbch v\u1ee5 ph\u00e1p l\u00ed ph\u1ea3i tr\u1ea3 v\u1eabn r\u1ea5t cao, \u0111\u00f3 l\u00e0 l\u00ed do t\u1ea1i sao b\u1ea3o hi\u1ec3m E&O r\u1ea5t quan tr\u1ecdng.<\/p>\n

Ai c\u1ea7n s\u1eed d\u1ee5ng lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y?<\/font><\/h3>\n

Ng\u01b0\u1eddi m\u00f4i gi\u1edbi b\u1ea3o hi\u1ec3m, \u0111\u1ea1i l\u00ed b\u1ea3o hi\u1ec3m, c\u1ed1 v\u1ea5n \u0111\u1ea7u t\u01b0, nh\u00e0 ho\u1ea1ch \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 c\u00e1c chuy\u00ean gia v\u1ec1 t\u00e0i ch\u00ednh kh\u00e1c\u2026 c\u00e1c c\u01a1 quan qu\u1ea3n l\u00ed v\u1ec1 t\u00e0i ch\u00ednh, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ee7a c\u00f4ng ty l\u00e0 nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng ph\u00f9 h\u1ee3p v\u1edbi lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y.<\/p>\n

B\u1ea3o hi\u1ec3m E&O c\u0169ng \u0111\u01b0\u1ee3c c\u00e1c doanh nghi\u1ec7p ngo\u00e0i ng\u00e0nh t\u00e0i ch\u00ednh s\u1eed d\u1ee5ng nh\u01b0 c\u00e1c t\u1ed5 ch\u1ee9c phi l\u1ee3i nhu\u1eadn, c\u00e1c c\u00f4ng ty b\u1ea3o tr\u00ec v\u00e0 nh\u00e0 th\u1ea7u n\u00f3i chung, c\u00e1c c\u00f4ng ty k\u0129 thu\u1eadt.\u00a0<\/p>\n

Hay c\u00e1c c\u00f4ng ty hay chuy\u00ean gia kh\u00e1c nh\u01b0 c\u00e1c d\u1ecbch v\u1ee5 v\u1ec1 t\u1ed5 ch\u1ee9c \u0111\u00e1m c\u01b0\u1edbi, in \u1ea5n. B\u00e1c s\u0129, nha s\u0129 v\u00e0 c\u00e1c chuy\u00ean gia y t\u1ebf kh\u00e1c c\u0169ng c\u00f3 th\u1ec3 c\u1ea7n s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m E&O hay trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y c\u00f2n g\u1ecdi l\u00e0 Malpractice insurance.<\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o: Errors and Omissions Insurance (E&O), Investopedia)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n B\u1ea3o hi\u1ec3m l\u1ed7i v\u00e0 s\u01a1 su\u1ea5t (ti\u1ebfng Anh: Errors and Omissions Insurance – E&O) l\u00e0 m\u1ed9t lo\u1ea1i b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p \u0111\u1ec3 b\u1ea3o v\u1ec7 c\u00f4ng ty, ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 c\u00e1c chuy\u00ean gia kh\u00e1c kh\u1ecfi c\u00e1c khi\u1ebfu n\u1ea1i v\u1ec1 s\u1ef1 b\u1ea5t c\u1ea9n, thi\u1ebfu s\u00f3t trong c\u00f4ng vi\u1ec7c.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[414],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/23948"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=23948"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/23948\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=23948"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=23948"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=23948"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}