{"id":24206,"date":"2023-12-06T12:00:30","date_gmt":"2023-12-06T12:00:30","guid":{"rendered":"https:\/\/masterskills.org\/blog\/bao-hiem-tien-gui-viet-nam-the-deposit-insurance-of-vietnam-div-la-to-chuc-gi.html"},"modified":"2023-12-22T09:36:41","modified_gmt":"2023-12-22T02:36:41","slug":"bao-hiem-tien-gui-viet-nam-the-deposit-insurance-of-vietnam-div-la-to-chuc-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/bao-hiem-tien-gui-viet-nam-the-deposit-insurance-of-vietnam-div-la-to-chuc-gi.html","title":{"rendered":"B\u1ea3o hi\u1ec3m Ti\u1ec1n g\u1eedi Vi\u1ec7t Nam (The Deposit Insurance of Vietnam – DIV) l\u00e0 t\u1ed5 ch\u1ee9c g\u00ec?"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda (Ngu\u1ed3n: baomoi)<\/p>\n<\/figcaption><\/figure>\n

B\u1ea3o hi\u1ec3m Ti\u1ec1n g\u1eedi Vi\u1ec7t Nam<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

B\u1ea3o hi\u1ec3m Ti\u1ec1n g\u1eedi Vi\u1ec7t Nam<\/b> trong ti\u1ebfng Anh g\u1ecdi l\u00e0: The Deposit Insurance of Vietnam – DIV.<\/p>\n

B\u1ea3o hi\u1ec3m Ti\u1ec1n g\u1eedi Vi\u1ec7t Nam<\/b> (BHTGVN) l\u00e0 m\u1ed9t t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh nh\u00e0 n\u01b0\u1edbc \u0111\u01b0\u1ee3c Nh\u00e0 n\u01b0\u1edbc c\u1ea5p v\u1ed1n \u0111i\u1ec1u l\u1ec7, c\u00f3 t\u01b0 c\u00e1ch ph\u00e1p nh\u00e2n, ho\u1ea1t \u0111\u1ed9ng kh\u00f4ng v\u00ec m\u1ee5c ti\u00eau l\u1ee3i nhu\u1eadn, t\u1ef1 b\u00f9 \u0111\u1eafp chi ph\u00ed v\u00e0 \u0111\u01b0\u1ee3c mi\u1ec5n tr\u1eeb c\u00e1c lo\u1ea1i thu\u1ebf.\u00a0<\/p>\n

BHTGVN l\u00e0 t\u1ed5 ch\u1ee9c duy nh\u1ea5t t\u1ea1i Vi\u1ec7t Nam tri\u1ec3n khai ch\u00ednh s\u00e1ch BHTG, ho\u1ea1t \u0111\u1ed9ng theo m\u00f4 h\u00ecnh chi tr\u1ea3 v\u1edbi quy\u1ec1n h\u1ea1n m\u1edf r\u1ed9ng, c\u01a1 c\u1ea5u t\u1ed5 ch\u1ee9c g\u1ed3m: Tr\u1ee5 s\u1edf ch\u00ednh t\u1ea1i H\u00e0 N\u1ed9i v\u00e0 t\u00e1m chi nh\u00e1nh BHTG khu v\u1ef1c \u0111\u1eb7t t\u1ea1i c\u00e1c v\u00f9ng kinh t\u1ebf tr\u1ecdng \u0111i\u1ec3m c\u1ee7a \u0111\u1ea5t n\u01b0\u1edbc.\u00a0<\/p>\n

BHTGVN\u00a0ho\u1ea1t \u0111\u1ed9ng tr\u00ean c\u01a1 s\u1edf ph\u00e1t l\u00ed Lu\u1eadt BHTG, trong \u0111\u00f3, Lu\u1eadt BHTG qui \u0111\u1ecbnh BHTGVN c\u00f3 tr\u00e1ch nhi\u1ec7m theo d\u00f5i, ki\u1ec3m tra vi\u1ec7c ch\u1ea5p h\u00e0nh c\u00e1c qui \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 BHTG, ki\u1ebfn ngh\u1ecb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam x\u1eed l\u00ed h\u00e0nh vi vi ph\u1ea1m qui \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 BHTG.<\/p>\n

(Theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam)<\/i><\/p>\n

M\u1ee5c ti\u00eau chung c\u1ee7a ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi<\/font><\/h3>\n

T\u1ea1i m\u1ed7i qu\u1ed1c gia, ch\u00ednh s\u00e1ch BHTG \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng nh\u1eb1m h\u01b0\u1edbng \u0111\u1ebfn m\u1ed9t ho\u1eb7c nhi\u1ec1u m\u1ee5c ti\u00eau kh\u00e1c nhau t\u00f9y thu\u1ed9c v\u00e0o c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3 trong m\u1ed7i th\u1eddi k\u00ec. Tuy v\u1eady, c\u00f3 th\u1ec3 ph\u00e2n chia m\u1ee5c ti\u00eau c\u1ee7a ch\u00ednh s\u00e1ch BHTG th\u00e0nh 3 nh\u00f3m ch\u00ednh g\u1ed3m:<\/p>\n

– Th\u1ee9 nh\u1ea5t: b\u1ea3o v\u1ec7 ng\u01b0\u1eddi g\u1eedi ti\u1ec1n, \u0111\u1ed1i t\u01b0\u1ee3ng c\u00f3 nh\u1eefng h\u1ea1n ch\u1ebf nh\u1ea5t \u0111\u1ecbnh trong vi\u1ec7c ti\u1ebfp c\u1eadn th\u00f4ng tin v\u1ec1 \u0111i\u1ec1u h\u00e0nh v\u00e0 t\u00ecnh h\u00ecnh ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi.<\/p>\n

– Th\u1ee9 hai: g\u00f3p ph\u1ea7n \u1ed5n \u0111\u1ecbnh h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. Ch\u00ednh s\u00e1ch BHTG \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng v\u1edbi m\u1ee5c \u0111\u00edch t\u0103ng c\u01b0\u1eddng ni\u1ec1m tin c\u00f4ng ch\u00fang, g\u00f3p ph\u1ea7n gi\u1ea3m thi\u1ec3u \u0111\u1ed9t bi\u1ebfn r\u00fat ti\u1ec1n g\u1eedi, g\u00f3p ph\u1ea7n t\u1ea1o c\u01a1 ch\u1ebf ch\u00ednh th\u1ee9c \u0111\u1ec3 x\u1eed l\u00ed c\u00e1c t\u1ed5 ch\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi g\u1eb7p s\u1ef1 c\u1ed1 v\u00e0 tham gia qu\u00e1 tr\u00ecnh x\u1eed l\u00ed kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh.<\/p>\n

– Th\u1ee9 ba: c\u00e1c m\u1ee5c ti\u00eau kh\u00e1c nh\u01b0 g\u00f3p ph\u1ea7n x\u00e2y d\u1ef1ng m\u1ed9t th\u1ecb tr\u01b0\u1eddng c\u00f3 t\u00ednh c\u1ea1nh tranh v\u00e0 b\u00ecnh \u0111\u1eb3ng cho c\u00e1c t\u1ed5 ch\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi c\u00f3 qui m\u00f4 v\u00e0 tr\u00ecnh \u0111\u1ed9 ph\u00e1t tri\u1ec3n kh\u00e1c nhau;\u00a0<\/p>\n

Gi\u00fap t\u1ea1o \u0111i\u1ec1u ki\u1ec7n qui \u0111\u1ecbnh r\u00f5 tr\u00e1ch nhi\u1ec7m v\u00e0 quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi g\u1eedi ti\u1ec1n, t\u1ed5 ch\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi, ch\u00ednh ph\u1ee7; gi\u1ea3m chi ph\u00ed x\u1eed l\u00ed \u0111\u1ed5 v\u1ee1 ng\u00e2n h\u00e0ng v\u00e0 gi\u1ea3m thi\u1ec3u g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi \u0111\u00f3ng thu\u1ebf trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 ng\u00e2n h\u00e0ng \u0111\u1ed5 v\u1ee1.<\/p>\n

Trong \u0111\u00f3, m\u1ee5c ti\u00eau th\u1ee9 nh\u1ea5t v\u00e0 th\u1ee9 hai l\u00e0 hai m\u1ee5c ti\u00eau c\u1ed1t l\u00f5i c\u1ee7a ch\u00ednh s\u00e1ch BHTG. C\u00e1c m\u1ee5c ti\u00eau b\u1ed5 sung trong nh\u00f3m th\u1ee9 3 (n\u1ebfu c\u00f3) kh\u00f4ng \u0111\u01b0\u1ee3c m\u00e2u thu\u1eabn ho\u1eb7c l\u00e0m suy y\u1ebfu hai m\u1ee5c ti\u00eau c\u1ed1t l\u00f5i n\u00eau tr\u00ean.<\/p>\n

Vai tr\u00f2 c\u1ee7a t\u1ed5 ch\u1ee9c b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi \u0111\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 n\u1ec1n kinh t\u1ebf:<\/b><\/p>\n

+ V\u1edbi h\u1ec7 th\u1ed1ng c\u00e1c TCTD, ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c BHTG g\u00f3p ph\u1ea7n duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng c\u00e1c TCTD.<\/p>\n

+ V\u1edbi n\u1ec1n kinh t\u1ebf, ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c BHTG g\u00f3p ph\u1ea7n duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u1ec1 ch\u00ednh tr\u1ecb, an ninh v\u00e0 tr\u1eadt t\u1ef1 x\u00e3 h\u1ed9i, ti\u1ec1n \u0111\u1ec1 cho \u1ed5n \u0111\u1ecbnh v\u00e0 ph\u00e1t tri\u1ec3n kinh t\u1ebf.<\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o: Th\u1eddi b\u00e1o T\u00e0i ch\u00ednh Vi\u1ec7t Nam)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n B\u1ea3o hi\u1ec3m Ti\u1ec1n g\u1eedi Vi\u1ec7t Nam (ti\u1ebfng Anh: The Deposit Insurance of Vietnam – DIV) l\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c giao th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch c\u00f4ng v\u1ec1 b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[414],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/24206"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=24206"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/24206\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=24206"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=24206"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=24206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}