{"id":24398,"date":"2023-12-06T12:11:35","date_gmt":"2023-12-06T12:11:35","guid":{"rendered":"https:\/\/masterskills.org\/blog\/thu-nhap-thuc-te-real-income-la-gi.html"},"modified":"2023-12-22T09:40:34","modified_gmt":"2023-12-22T02:40:34","slug":"thu-nhap-thuc-te-real-income-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/thu-nhap-thuc-te-real-income-la-gi.html","title":{"rendered":"Thu nh\u1eadp th\u1ef1c t\u1ebf (Real Income) l\u00e0 g\u00ec?"},"content":{"rendered":"<div class=\"vnbcbc-body vceditor-content wi-active\" data-role=\"content\">\n<figure class=\"VCSortableInPreviewMode\" type=\"Photo\" style=\"\">\n<div><\/div><figcaption class=\"PhotoCMS_Caption\">\n<p data-placeholder=\"[Nh\u1eadp ch\u00fa th\u00edch \u1ea3nh]\" class=\"\">H\u00ecnh minh h\u1ecda<\/p>\n<\/figcaption><\/figure>\n<h2><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">Thu nh\u1eadp th\u1ef1c t\u1ebf (Real Income)<\/font><\/h2>\n<p><b>\u0110\u1ecbnh ngh\u0129a<\/b><\/p>\n<p><b>Thu nh\u1eadp th\u1ef1c t\u1ebf<\/b> trong ti\u1ebfng Anh l\u00e0 <b>Real Income<\/b>.\u00a0<\/p>\n<p><i>Thu nh\u1eadp th\u1ef1c t\u1ebf<\/i> l\u00e0 s\u1ed1 ti\u1ec1n m\u00e0 m\u1ed9t c\u00e1 nh\u00e2n ho\u1eb7c t\u1ed5 ch\u1ee9c th\u1ef1c nh\u1eadn sau khi t\u00ednh \u0111\u1ebfn\u00a0l\u1ea1m ph\u00e1t.<\/p>\n<p>\u0110\u00f4i khi <i>thu nh\u1eadp th\u1ef1c t\u1ebf<\/i> c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 <i>ti\u1ec1n l\u01b0\u01a1ng th\u1ef1c t\u1ebf (real wage)<\/i> khi \u0111\u1ec1 c\u1eadp \u0111\u1ebfn thu nh\u1eadp c\u1ee7a m\u1ed9t c\u00e1 nh\u00e2n.\u00a0C\u00e1c c\u00e1 nh\u00e2n th\u01b0\u1eddng theo d\u00f5i ch\u1eb7t ch\u1ebd thu nh\u1eadp danh ngh\u0129a so v\u1edbi thu nh\u1eadp th\u1ef1c t\u1ebf \u0111\u1ec3 c\u00f3 s\u1ef1 hi\u1ec3u bi\u1ebft t\u1ed1t nh\u1ea5t v\u1ec1\u00a0s\u1ee9c mua\u00a0c\u1ee7a ch\u00ednh m\u00ecnh.<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">C\u00e1ch x\u00e1c \u0111\u1ecbnh v\u00e0 \u00fd ngh\u0129a c\u1ee7a ch\u1ec9 ti\u00eau thu nh\u1eadp th\u1ef1c t\u1ebf<\/font><\/h3>\n<p>&#8211; Thu nh\u1eadp th\u1ef1c t\u1ebf\u00a0hay\u00a0ti\u1ec1n l\u01b0\u01a1ng th\u1ef1c t\u1ebf\u00a0(real income or real wage)\u00a0l\u00e0 ti\u1ec1n l\u01b0\u01a1ng danh ngh\u0129a (W) chia cho m\u1ee9c gi\u00e1 chung (P) c\u1ee7a h\u00e0ng h\u00f3a v\u00e0 d\u1ecbch v\u1ee5. Ng\u01b0\u1eddi ta th\u01b0\u1eddng vi\u1ebft ti\u1ec1n l\u01b0\u01a1ng th\u1ef1c t\u1ebf d\u01b0\u1edbi d\u1ea1ng W\/P.<\/p>\n<p>&#8211; N\u1ebfu c\u1ea3 ti\u1ec1n l\u01b0\u01a1ng danh ngh\u0129a v\u00e0 gi\u00e1 c\u1ea3 \u0111\u1ec1u t\u0103ng 10% so v\u1edbi ch\u1ec9 s\u1ed1 ban \u0111\u1ea7u l\u00e0 100, th\u00ec gi\u00e1 tr\u1ecb ban \u0111\u1ea7u c\u1ee7a W\/P=100\/100=1 v\u00e0 gi\u00e1 tr\u1ecb m\u1edbi c\u1ee7a n\u00f3 c\u0169ng b\u1eb1ng 110\/110=1. Ti\u1ec1n l\u01b0\u01a1ng th\u1ef1c t\u1ebf t\u0103ng khi W t\u0103ng nhanh h\u01a1n P, hay khi W t\u0103ng trong khi P kh\u00f4ng \u0111\u1ed5i ho\u1eb7c gi\u1ea3m.<\/p>\n<p>&#8211; Trong v\u00ed d\u1ee5 c\u1ee7a ch\u00fang ta, n\u1ebfu W t\u0103ng 10% v\u00e0 gi\u00e1 c\u1ea3 kh\u00f4ng \u0111\u1ed5i, ti\u1ec1n l\u01b0\u01a1ng th\u1ef1c t\u1ebf W\/P s\u1ebd b\u1eb1ng 110\/100=110%. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, ng\u01b0\u1eddi h\u01b0\u1edfng l\u01b0\u01a1ng \u0111\u01b0\u1ee3c l\u1ee3i 10% v\u00ec h\u1ecd c\u00f3 th\u1ec3 mua th\u00eam 10% h\u00e0ng h\u00f3a v\u00e0 d\u1ecbch v\u1ee5 b\u1eb1ng m\u1ee9c l\u01b0\u01a1ng m\u1edbi cao h\u01a1n.<\/p>\n<p>&#8211; M\u1ed1i quan h\u1ec7 gi\u1eefa ti\u1ec1n l\u01b0\u01a1ng th\u1ef1c t\u1ebf v\u00e0 ti\u1ec1n l\u01b0\u01a1ng danh ngh\u0129a v\u1edbi vi\u1ec7c l\u00e0m (m\u1ee9c s\u1eed d\u1ee5ng lao \u0111\u1ed9ng) v\u00e0 s\u1ea3n l\u01b0\u1ee3ng hi\u1ec7n nay v\u1eabn l\u00e0 ch\u1ee7 \u0111\u1ec1 tr\u1ecdng t\u00e2m trong c\u00e1c ph\u00e2n t\u00edch c\u1ee7a kinh t\u1ebf h\u1ecdc, m\u1eb7c d\u00f9 nh\u00ecn chung m\u1ecdi ng\u01b0\u1eddi ngh\u0129 r\u1eb1ng ti\u1ec1n l\u01b0\u01a1ng th\u1ef1c t\u1ebf, ch\u1ee9 kh\u00f4ng ph\u1ea3i ti\u1ec1n l\u01b0\u01a1ng danh ngh\u0129a, quy\u1ebft \u0111\u1ecbnh vi\u1ec7c l\u00e0m v\u00e0 <span>t\u1ec9<\/span> l\u1ec7 th\u1ea5t nghi\u1ec7p.<\/p>\n<p>&#8211; <b>Thu nh\u1eadp th\u1ef1c t\u1ebf<\/b> l\u00e0 m\u1ed9t th\u01b0\u1edbc \u0111o kinh t\u1ebf \u01b0\u1edbc t\u00ednh s\u1ee9c mua th\u1ef1c t\u1ebf c\u1ee7a m\u1ed9t c\u00e1 nh\u00e2n trong th\u1ecb tr\u01b0\u1eddng m\u1edf sau khi t\u00ednh \u0111\u1ebfn l\u1ea1m ph\u00e1t. K\u1ebft qu\u1ea3 sau khi t\u00ednh to\u00e1n\u00a0th\u01b0\u1eddng d\u1eabn \u0111\u1ebfn gi\u00e1 tr\u1ecb th\u1ea5p h\u01a1n v\u00e0 kh\u1ea3 n\u0103ng chi ti\u00eau gi\u1ea3m. Thu nh\u1eadp th\u1ef1c t\u1ebf lu\u00f4n ph\u1ea3n \u00e1nh ch\u00ednh x\u00e1c m\u1ee9c s\u1ed1ng c\u1ee7a m\u1ed9t c\u00e1 nh\u00e2n do thu nh\u1eadp th\u1ef1c t\u1ebf m\u1edbi l\u00e0 kho\u1ea3n ti\u1ec1n th\u1ef1c d\u00f9ng \u0111\u1ec3 chi ti\u00eau.<\/p>\n<p><i>(T\u00e0i li\u1ec7u tham kh\u1ea3o: Investopedia;\u00a0T\u1eeb \u0111i\u1ec3n Kinh t\u1ebf h\u1ecdc, NXB \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf Qu\u1ed1c d\u00e2n)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"vnbcbc-sapo\" data-role=\"sapo\">\n                            Thu nh\u1eadp th\u1ef1c t\u1ebf (ti\u1ebfng Anh: Real Income) l\u00e0 s\u1ed1 ti\u1ec1n m\u00e0 m\u1ed9t c\u00e1 nh\u00e2n ho\u1eb7c t\u1ed5 ch\u1ee9c th\u1ef1c nh\u1eadn sau khi t\u00ednh \u0111\u1ebfn l\u1ea1m ph\u00e1t.\n                        <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[414],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/24398"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=24398"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/24398\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=24398"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=24398"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=24398"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}