{"id":24512,"date":"2023-12-06T12:18:56","date_gmt":"2023-12-06T12:18:56","guid":{"rendered":"https:\/\/masterskills.org\/blog\/the-he-x-generation-x-gen-x-la-ai-tinh-hinh-tai-chinh-cua-the-he-x.html"},"modified":"2023-12-22T09:50:06","modified_gmt":"2023-12-22T02:50:06","slug":"the-he-x-generation-x-gen-x-la-ai-tinh-hinh-tai-chinh-cua-the-he-x","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/the-he-x-generation-x-gen-x-la-ai-tinh-hinh-tai-chinh-cua-the-he-x.html","title":{"rendered":"Th\u1ebf h\u1ec7 X (Generation X – Gen X) l\u00e0 ai? T\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a th\u1ebf h\u1ec7 X"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda. Ngu\u1ed3n: aam-us.org<\/i><\/p>\n<\/figcaption><\/figure>\n

Th\u1ebf h\u1ec7 X <\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

Th\u1ebf h\u1ec7 X trong ti\u1ebfng Anh l\u00e0 Generation X, vi\u1ebft t\u1eaft l\u00e0 Gen X.<\/p>\n

Th\u1ebf h\u1ec7 X ch\u1ec9 nh\u1eefng ng\u01b0\u1eddi sinh ra gi\u1eefa nh\u1eefng n\u0103m 1960 \u0111\u1ebfn \u0111\u1ea7u nh\u1eefng n\u0103m 1980. D\u00f9 kh\u00f4ng th\u1ed1ng nh\u1ea5t v\u1ec1 n\u0103m sinh ch\u00ednh x\u00e1c, nh\u01b0ng m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u \u0111\u1ed3ng \u00fd r\u1eb1ng th\u1ebf h\u1ec7 X l\u00e0 th\u1ebf h\u1ec7 li\u1ec1n k\u1ec1\u00a0th\u1ebf h\u1ec7 Baby Boomer\u00a0v\u00e0 ngay tr\u01b0\u1edbc\u00a0th\u1ebf h\u1ec7 Y.<\/p>\n

T\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a th\u1ebf h\u1ec7 X<\/font><\/h3>\n

C\u00e1c th\u00e0nh vi\u00ean c\u1ee7a th\u1ebf h\u1ec7 X \u0111ang ti\u1ebfn g\u1ea7n \u0111\u1ebfn giai \u0111o\u1ea1n gi\u1eefa trong s\u1ef1 nghi\u1ec7p v\u00e0 c\u00f3 kh\u1ea3 n\u0103ng \u0111\u00e2y c\u0169ng l\u00e0 nh\u1eefng n\u0103m h\u1ecd ki\u1ebfm \u0111\u01b0\u1ee3c thu nh\u1eadp cao nh\u1ea5t. Kho\u1ea3ng 68% CEO c\u00e1c t\u1eadp \u0111o\u00e0n trong danh s\u00e1ch\u00a0Fortune 500\u00a0thu\u1ed9c th\u1ebf h\u1ec7 X, c\u0169ng nh\u01b0 nhi\u1ec1u c\u1ea5p ph\u00f3 c\u1ee7a h\u1ecd. Nhi\u1ec1u ng\u01b0\u1eddi thu\u1ed9c th\u1ebf h\u1ec7 X l\u00e0 c\u00e1c gi\u00e1o s\u01b0 v\u00e0 doanh nh\u00e2n th\u00e0nh \u0111\u1ea1t n\u1ed5i ti\u1ebfng.<\/p>\n

Trong 30 n\u0103m t\u1edbi, s\u1ebd c\u00f3 m\u1ed9t s\u1ef1 chuy\u1ec3n giao t\u00e0i s\u1ea3n l\u1edbn v\u00e0o kho\u1ea3ng 30 ngh\u00ecn t\u1ec9 USD – t\u1eeb th\u1ebf h\u1ec7 Baby Boomers cho nh\u1eefng \u0111\u1ee9a con thu\u1ed9c th\u1ebf h\u1ec7 X c\u1ee7a h\u1ecd. Ngo\u00e0i ra, trong v\u00f2ng 15 n\u0103m t\u1edbi, theo b\u00e1o c\u00e1o c\u1ee7a Deloitte, kh\u1ed1i t\u00e0i s\u1ea3n c\u1ee7a th\u1ebf h\u1ec7 X d\u1ef1 ki\u1ebfn s\u1ebd t\u0103ng h\u01a1n g\u1ea5p ba, t\u1eeb 11 ngh\u00ecn t\u1ec9 USD n\u0103m 2015 l\u00ean 37 ngh\u00ecn t\u1ec9 USD v\u00e0o n\u0103m 2030.<\/p>\n

Th\u1ebf h\u1ec7 X s\u1ebd c\u1ea7n s\u1ed1 ti\u1ec1n tr\u00ean. M\u1ed9t nghi\u00ean c\u1ee9u c\u1ee7a JP Morgan Asset Management cho th\u1ea5y th\u1ebf h\u1ec7 X c\u00f3 kh\u1ea3 n\u0103ng l\u1edbn s\u1ebd tr\u1edf th\u00e0nh th\u1ebf h\u1ec7 \u0111\u1ea7u ti\u00ean tr\u1edf n\u00ean t\u1ed3i t\u1ec7 h\u01a1n v\u1ec1 m\u1eb7t chu\u1ea9n b\u1ecb cho th\u1eddi gian ngh\u1ec9 h\u01b0u so v\u1edbi cha m\u1eb9 c\u1ee7a h\u1ecd.<\/p>\n

M\u1ed9t cu\u1ed9c kh\u1ea3o s\u00e1t n\u0103m 2015 c\u1ee7a C\u00f4ng ty Nielsen cho th\u1ea5y:<\/p>\n

– Ch\u1ec9 23% th\u00e0nh vi\u00ean thu\u1ed9c th\u1ebf h\u1ec7 X ti\u1ebft ki\u1ec7m ti\u1ec1n m\u1ed7i th\u00e1ng v\u00e0 c\u1ea3m th\u1ea5y t\u1ef1 tin v\u00e0o t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh c\u1ee7a h\u1ecd<\/p>\n

– 58% s\u1ed1 th\u00e0nh vi\u00ean thu\u1ed9c th\u1ebf h\u1ec7 X \u0111ang m\u1eafc n\u1ee3<\/p>\n

– Ch\u1ec9 24% mong \u0111\u1ee3i\u00a0An sinh x\u00e3 h\u1ed9i\u00a0l\u00e0 ngu\u1ed3n thu nh\u1eadp h\u01b0u tr\u00ed ch\u00ednh c\u1ee7a h\u1ecd<\/p>\n

Xu h\u01b0\u1edbng \u0111\u1ea7u t\u01b0 c\u1ee7a th\u1ebf h\u1ec7 X<\/font><\/h4>\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0\u00a0 th\u1ebf h\u1ec7 X s\u1eed d\u1ee5ng c\u00e1c\u00a0qu\u0129 ETF\u00a0th\u01b0\u1eddng xuy\u00ean h\u01a1n so v\u1edbi c\u00e1c th\u1ebf h\u1ec7 c\u0169. \u0110i\u1ec1u n\u00e0y kh\u00f4ng c\u00f3 g\u00ec \u0111\u00e1ng ng\u1ea1c nhi\u00ean, do l\u1ef1a ch\u1ecdn \u0111\u1ea7u t\u01b0 n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u1ed5 bi\u1ebfn trong nh\u1eefng n\u0103m m\u00e0 th\u1ebf h\u1ec7 X b\u1eaft \u0111\u1ea7u \u0111\u1ea7u t\u01b0.<\/p>\n

Ngo\u00e0i ra, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 th\u1ebf h\u1ec7 X c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng n\u1eafm gi\u1eef c\u00e1c\u00a0qu\u0129 c\u00e2n b\u1eb1ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c\u00a0qu\u0129 ng\u00e0y m\u1ee5c ti\u00eau, ph\u1ea3n \u00e1nh mong mu\u1ed1n tr\u00e1nh r\u1ee7i ro.<\/p>\n

Hi\u1ec7n t\u1ea1i, 42% th\u00e0nh vi\u00ean thu\u1ed9c th\u1ebf h\u1ec7 n\u00e0y s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ee7a c\u1ed1 v\u1ea5n t\u00e0i ch\u00ednh, theo m\u1ed9t b\u00e1o c\u00e1o c\u1ee7a Deloitte n\u0103m 2015. Theo m\u1ed9t cu\u1ed9c th\u0103m d\u00f2 c\u1ee7a Harris Poll \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n b\u1edfi Jefferson National , hai \u01b0u ti\u00ean h\u00e0ng \u0111\u1ea7u c\u1ee7a th\u1ebf h\u1ec7 X trong vi\u1ec7c t\u00ecm ki\u1ebfm s\u1ef1 gi\u00fap \u0111\u1ee1 v\u1ec1 k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh l\u00e0 c\u00e1c c\u1ed1 v\u1ea5n c\u00f3 kinh nghi\u1ec7m v\u00e0 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u1edbi quan \u0111i\u1ec3m t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n. \u01afu ti\u00ean s\u1ed1 3 c\u1ee7a h\u1ecd l\u00e0 thu\u00ea m\u1ed9t chuy\u00ean gia nh\u1eadn th\u00f9 lao d\u1ef1a tr\u00ean ph\u00ed, thay v\u00ec d\u1ef1a tr\u00ean hoa h\u1ed3ng.<\/p>\n

(Theo investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n Th\u1ebf h\u1ec7 X (ti\u1ebfng Anh: Generation X, vi\u1ebft t\u1eaft: Gen X) ch\u1ec9 nh\u1eefng ng\u01b0\u1eddi sinh ra gi\u1eefa nh\u1eefng n\u0103m 1960 \u0111\u1ebfn \u0111\u1ea7u nh\u1eefng n\u0103m 1980. Kho\u1ea3ng 68% CEO c\u00e1c t\u1eadp \u0111o\u00e0n trong danh s\u00e1ch Fortune 500 thu\u1ed9c th\u1ebf h\u1ec7 X.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[414],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/24512"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=24512"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/24512\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=24512"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=24512"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=24512"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}