{"id":25610,"date":"2023-12-07T01:39:45","date_gmt":"2023-12-07T01:39:45","guid":{"rendered":"https:\/\/masterskills.org\/blog\/thu-nhap-tuy-y-discretionary-income-la-gi.html"},"modified":"2023-12-22T10:38:38","modified_gmt":"2023-12-22T03:38:38","slug":"thu-nhap-tuy-y-discretionary-income-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/thu-nhap-tuy-y-discretionary-income-la-gi.html","title":{"rendered":"Thu nh\u1eadp t\u00f9y \u00fd (Discretionary Income) l\u00e0 g\u00ec?"},"content":{"rendered":"<div class=\"vnbcbc-body vceditor-content wi-active\" data-role=\"content\">\n<div class=\"VCSortableInPreviewMode\" type=\"Photo\" style=\"\">\n<div><\/div>\n<div class=\"PhotoCMS_Caption\">\n<p>H\u00ecnh minh h\u1ecda<\/p>\n<\/div>\n<\/div>\n<h2><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">Thu nh\u1eadp t\u00f9y \u00fd (Discretionary Income)<\/font><\/h2>\n<p><b>\u0110\u1ecbnh ngh\u0129a<\/b><\/p>\n<p><b>Thu nh\u1eadp t\u00f9y \u00fd<\/b>\u00a0trong ti\u1ebfng Anh l\u00e0 <b>Discretionary Income<\/b>.<\/p>\n<p><i>Thu nh\u1eadp t\u00f9y \u00fd<\/i> hay <i>thu nh\u1eadp t\u00f9y d\u1ee5ng<\/i> l\u00e0 kho\u1ea3n thu nh\u1eadp c\u00f2n l\u1ea1i c\u1ee7a m\u1ed9t c\u00e1 nh\u00e2n d\u00f9ng \u0111\u1ec3 chi ti\u00eau, \u0111\u1ea7u t\u01b0 ho\u1eb7c ti\u1ebft ki\u1ec7m sau khi n\u1ed9p thu\u1ebf v\u00e0 thanh to\u00e1n cho c\u00e1c nhu y\u1ebfu ph\u1ea9m nh\u01b0 \u0111\u1ed3 \u0103n, ch\u1ed7 \u1edf v\u00e0 qu\u1ea7n \u00e1o.<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">Hi\u1ec3u v\u1ec1 thu nh\u1eadp t\u00f9y \u00fd<\/font><\/h3>\n<p>&#8211; Thu nh\u1eadp t\u00f9y \u00fd \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho c\u00e1c m\u1eb7t h\u00e0ng xa x\u1ec9, <span>k\u00ec<\/span> ngh\u1ec9, h\u00e0ng h\u00f3a v\u00e0 d\u1ecbch v\u1ee5 kh\u00f4ng thi\u1ebft y\u1ebfu. B\u1edfi v\u00ec thu nh\u1eadp t\u00f9y \u00fd l\u00e0 kho\u1ea3n \u0111\u1ea7u ti\u00ean b\u1ecb thu h\u1eb9p trong b\u1ed1i c\u1ea3nh m\u1ea5t vi\u1ec7c ho\u1eb7c gi\u1ea3m l\u01b0\u01a1ng, c\u00e1c doanh nghi\u1ec7p kinh doanh c\u00e1c m\u1eb7t h\u00e0ng t\u00f9y \u00fd (m\u1eb7t h\u00e0ng kh\u00f4ng thi\u1ebft y\u1ebfu) c\u00f3 xu h\u01b0\u1edbng b\u1ecb \u1ea3nh h\u01b0\u1edfng nhi\u1ec1u nh\u1ea5t trong th\u1eddi <span>k\u00ec<\/span>\u00a0suy tho\u00e1i kinh t\u1ebf.<\/p>\n<p>&#8211; Chi ti\u00eau t\u00f9y \u00fd l\u00e0 m\u1ed9t ph\u1ea7n quan tr\u1ecdng c\u1ee7a m\u1ed9t n\u1ec1n kinh t\u1ebf l\u00e0nh m\u1ea1nh. M\u1ecdi ng\u01b0\u1eddi s\u1ebd chi\u00a0 ti\u1ec1n cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng nh\u01b0 du l\u1ecbch, phim \u1ea3nh v\u00e0 \u0111\u1ed3 \u0111i\u1ec7n t\u1eed ti\u00eau d\u00f9ng n\u1ebfu h\u1ecd c\u00f3 ti\u1ec1n \u0111\u1ec3 l\u00e0m vi\u1ec7c \u0111\u00f3. M\u1ed9t s\u1ed1 ng\u01b0\u1eddi s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 mua h\u00e0ng h\u00f3a t\u00f9y \u00fd khi h\u1ecd kh\u00f4ng c\u00f3 kho\u1ea3n thu nh\u1eadp t\u00f9y \u00fd.<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">Thu nh\u1eadp t\u00f9y \u00fd so v\u1edbi thu nh\u1eadp kh\u1ea3 d\u1ee5ng<\/font><\/h3>\n<p>&#8211; Thu nh\u1eadp t\u00f9y \u00fd v\u00e0 thu nh\u1eadp kh\u1ea3 d\u1ee5ng l\u00e0 c\u00e1c thu\u1eadt ng\u1eef th\u01b0\u1eddng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng thay th\u1ebf cho nhau, nh\u01b0ng ch\u00fang \u0111\u1ec1 c\u1eadp \u0111\u1ebfn c\u00e1c lo\u1ea1i thu nh\u1eadp kh\u00e1c nhau. Thu nh\u1eadp t\u00f9y \u00fd c\u00f3 ngu\u1ed3n g\u1ed1c t\u1eeb thu nh\u1eadp kh\u1ea3 d\u1ee5ng.<\/p>\n<p>&#8211; Thu nh\u1eadp kh\u1ea3 d\u1ee5ng b\u1eb1ng t\u1ed5ng thu nh\u1eadp tr\u1eeb thu\u1ebf. Thu nh\u1eadp kh\u1ea3 d\u1ee5ng c\u00f3 th\u1ec3 hi\u1ec3u l\u00e0 ti\u1ec1n l\u01b0\u01a1ng mang v\u1ec1 nh\u00e0 c\u1ee7a m\u1ed9t ng\u01b0\u1eddi \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111\u00e1p \u1ee9ng cho c\u00e1c nhu c\u1ea7u thi\u1ebft y\u1ebfu v\u00e0 kh\u00f4ng thi\u1ebft y\u1ebfu.<\/p>\n<p>&#8211; Thu nh\u1eadp t\u00f9y \u00fd l\u00e0 ph\u1ea7n c\u00f2n l\u1ea1i t\u1eeb thu nh\u1eadp kh\u1ea3 d\u1ee5ng sau khi ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp tr\u1ea3 ti\u1ec1n thu\u00ea nh\u00e0, chi ph\u00ed \u0111i l\u1ea1i, th\u1ef1c ph\u1ea9m, ti\u1ec7n \u00edch, b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c chi ph\u00ed thi\u1ebft y\u1ebfu kh\u00e1c.<\/p>\n<p>V\u00ed d\u1ee5, n\u1ebfu m\u1ed9t ng\u01b0\u1eddi ki\u1ebfm \u0111\u01b0\u1ee3c 4.000 \u0111\u00f4 la m\u1ed7i th\u00e1ng sau khi n\u1ed9p thu\u1ebf v\u00e0 c\u00f3 2.000 \u0111\u00f4 la d\u00e0nh cho chi ph\u00ed thi\u1ebft y\u1ebfu, anh ta c\u00f3 2.000 \u0111\u00f4 la thu nh\u1eadp t\u00f9y \u00fd h\u00e0ng th\u00e1ng. N\u1ebfu ti\u1ec1n l\u01b0\u01a1ng c\u1ee7a anh ta b\u1ecb c\u1eaft gi\u1ea3m xu\u1ed1ng c\u00f2n 3.000 \u0111\u00f4 la m\u1ed7i th\u00e1ng, anh ta v\u1eabn c\u00f3 th\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c chi ph\u00ed thi\u1ebft y\u1ebfu c\u1ee7a m\u00ecnh nh\u01b0ng ch\u1ec9 c\u00f2n l\u1ea1i 1.000 \u0111\u00f4 la d\u00e0nh cho thu nh\u1eadp t\u00f9y \u00fd.<\/p>\n<p><i>(Theo Investopedia)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"vnbcbc-sapo\" data-role=\"sapo\">\n                            Thu nh\u1eadp t\u00f9y \u00fd (ti\u1ebfng Anh: Discretionary Income) l\u00e0 kho\u1ea3n thu nh\u1eadp c\u00f2n l\u1ea1i c\u1ee7a m\u1ed9t c\u00e1 nh\u00e2n d\u00f9ng \u0111\u1ec3 chi ti\u00eau, \u0111\u1ea7u t\u01b0 ho\u1eb7c ti\u1ebft ki\u1ec7m sau khi n\u1ed9p thu\u1ebf v\u00e0 thanh to\u00e1n cho c\u00e1c nhu y\u1ebfu ph\u1ea9m nh\u01b0 \u0111\u1ed3 \u0103n, ch\u1ed7 \u1edf v\u00e0 qu\u1ea7n \u00e1o.\n                        <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[414],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/25610"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=25610"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/25610\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=25610"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=25610"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=25610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}