{"id":25858,"date":"2023-12-07T02:13:10","date_gmt":"2023-12-07T02:13:10","guid":{"rendered":"https:\/\/masterskills.org\/blog\/cong-ty-tai-chinh-le-thuoc-captive-finance-company-la-gi-nhung-dac-diem-can-luu-y.html"},"modified":"2023-12-22T11:22:10","modified_gmt":"2023-12-22T04:22:10","slug":"cong-ty-tai-chinh-le-thuoc-captive-finance-company-la-gi-nhung-dac-diem-can-luu-y","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/cong-ty-tai-chinh-le-thuoc-captive-finance-company-la-gi-nhung-dac-diem-can-luu-y.html","title":{"rendered":"C\u00f4ng ty t\u00e0i ch\u00ednh l\u1ec7 thu\u1ed9c (Captive Finance Company) l\u00e0 g\u00ec? Nh\u1eefng \u0111\u1eb7c \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda. Ngu\u1ed3n: Fico.com<\/p>\n<\/div>\n<\/div>\n

C\u00f4ng ty t\u00e0i ch\u00ednh l\u1ec7 thu\u1ed9c<\/span><\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

C\u00f4ng ty t\u00e0i ch\u00ednh l\u1ec7 thu\u1ed9c<\/span><\/b>, ti\u1ebfng Anh g\u1ecdi l\u00e0 captive finance company <\/b>ho\u1eb7c captive finance subsidiary<\/b>.<\/p>\n

C\u00f4ng ty t\u00e0i ch\u00ednh l\u1ec7 thu\u1ed9c<\/span><\/b> l\u00e0 m\u1ed9t c\u00f4ng ty con c\u00f3 nhi\u1ec7m v\u1ee5 h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh \u0111\u1ec3 mua h\u00e0ng h\u00f3a d\u1ecbch v\u1ee5 t\u1eeb c\u00f4ng ty m\u1eb9. C\u00e1c c\u00f4ng ty n\u00e0y c\u00f3 qui m\u00f4 t\u1eeb trung b\u00ecnh cho \u0111\u1ebfn r\u1ea5t l\u1edbn t\u00f9y thu\u1ed9c v\u00e0o qui m\u00f4 c\u1ee7a c\u00f4ng ty m\u1eb9.<\/p>\n

Nh\u1eefng d\u1ea1ng d\u1ecbch v\u1ee5 c\u01a1 b\u1ea3n m\u00e0 c\u00f4ng ty t\u00e0i ch\u00ednh l\u1ec7 thu\u1ed9c<\/span><\/b> cung c\u1ea5p bao g\u1ed3m nh\u1eefng d\u1ecbch v\u1ee5 th\u1ebb nh\u01b0 l\u00e0 th\u1ebb t\u00edn d\u1ee5ng c\u1eeda h\u00e0ng hay c\u00e1c nghi\u1ec7p v\u1ee5 ng\u00e2n h\u00e0ng kh\u00e1c. Nh\u1eefng d\u1ecbch v\u1ee5 n\u00e0y c\u00f3 th\u1ec3 \u0111em v\u1ec1 ngu\u1ed3n l\u1ee3i nhu\u1eadn to l\u1edbn v\u00e0 g\u00f3p ph\u1ea7n h\u1ea1n ch\u1ebf r\u1ee7i ro tr\u1ef1c ti\u1ebfp \u0111\u1ebfn c\u00f4ng ty m\u1eb9.<\/p>\n

Hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00f4ng ty t\u00e0i ch\u00ednh l\u1ec7 thu\u1ed9c<\/span><\/font><\/h3>\n

M\u1ed9t c\u00f4ng ty t\u00e0i ch\u00ednh l\u1ec7 thu\u1ed9c<\/span><\/b> th\u01b0\u1eddng thu\u1ed9c s\u1edf h\u1eefu ho\u00e0n to\u00e0n c\u1ee7a c\u00f4ng ty m\u1eb9. Nh\u1eefng v\u00ed d\u1ee5 n\u1ed5i ti\u1ebfng nh\u1ea5t v\u1ec1 c\u00f4ng ty t\u00e0i ch\u00ednh l\u1ec7 thu\u1ed9c<\/span> th\u01b0\u1eddng \u0111\u01b0\u1ee3c t\u00ecm th\u1ea5y \u1edf ng\u00e0nh c\u00f4ng nghi\u1ec7p \u00f4 t\u00f4 v\u00e0 ng\u00e0nh b\u00e1n l\u1ebb.<\/p>\n

Trong ng\u00e0nh \u00f4 t\u00f4, nh\u1eefng c\u00f4ng ty t\u00e0i ch\u00ednh l\u1ec7 thu\u1ed9c<\/span><\/b> s\u1ebd h\u1ed7 tr\u1ee3 c\u00e1c kho\u1ea3n vay mua xe cho kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u. M\u1ed9t v\u00e0i v\u00ed d\u1ee5 n\u1ed5i ti\u1ebfng l\u00e0 c\u00f4ng ty thanh to\u00e1n General Motor, c\u00f4ng ty d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh Toyota, c\u00f4ng ty t\u00edn d\u1ee5ng Ford Motor, v\u00e0 c\u00f4ng ty t\u00e0i ch\u00ednh Honda Hoa K\u1ef3. C\u00e1c c\u00f4ng ty tr\u00ean \u0111\u1ec1u l\u00e0 nh\u1eefng \u0111\u1ea1i di\u1ec7n cho \u0111\u01a1n v\u1ecb t\u00e0i ch\u00ednh v\u00e0 t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c th\u01b0\u01a1ng hi\u1ec7u s\u1ea3n xu\u1ea5t \u00f4 t\u00f4 l\u1edbn.<\/p>\n

Ng\u01b0\u1ee3c l\u1ea1i, nh\u1eefng c\u00f4ng ty b\u00e1n l\u1ebb s\u1eed d\u1ee5ng c\u00f4ng ty t\u00e0i ch\u00ednh l\u1ec7 thu\u1ed9c<\/span><\/b> \u0111\u1ec3 h\u1ed7 tr\u1ee3 cho ho\u1ea1t \u0111\u1ed9ng th\u1ebb c\u1ee7a c\u1eeda h\u00e0ng. Th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a c\u1eeda h\u00e0ng s\u1ebd cho kh\u00e1ch h\u00e0ng v\u1edbi nhi\u1ec1u \u01b0u \u0111\u00e3i khi mua s\u1eafm t\u1ea1i m\u1ed9t c\u1eeda h\u00e0ng nh\u1ea5t \u0111\u1ecbnh n\u00e0o \u0111\u00f3, nh\u01b0 mi\u1ec5n ph\u00ed v\u1eadn chuy\u1ec3n, khuy\u1ebfn m\u00e3i cao h\u01a1n, hay qu\u00e0 t\u1eb7ng k\u00e8m khi mua s\u1eafm.<\/p>\n

C\u00f4ng ty t\u00e0i ch\u00ednh l\u1ec7 thu\u1ed9c<\/span><\/b> c\u0169ng h\u1ea1n ch\u1ebf r\u1ee7i ro tr\u1ef1c ti\u1ebfp cho c\u00f4ng ty m\u1eb9. Khi kh\u00e1ch h\u00e0ng kh\u00f4ng th\u1ec3 thanh to\u00e1n hay v\u1ee1 n\u1ee3 th\u00ec nh\u1eefng c\u00f4ng ty n\u00e0y s\u1ebd l\u00e0 b\u00ean ch\u1ecbu l\u1ed7 thay v\u00ec c\u00f4ng ty m\u1eb9. Vi\u1ec7c n\u00e0y gi\u00fap c\u00f4ng ty m\u1eb9 t\u0103ng doanh thu v\u00e0 tr\u00e1nh g\u1eb7p r\u1eafc r\u1ed1i khi l\u00e0m vi\u1ec7c v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 cho vay b\u00ean ngo\u00e0i. Ngo\u00e0i ra, c\u00f4ng ty m\u1eb9 c\u0169ng s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c l\u00e3i t\u1eeb th\u1ebb c\u1ee7a c\u1eeda h\u00e0ng do c\u00e1c c\u00f4ng ty con n\u00e0y ph\u00e1t h\u00e0nh.<\/p>\n

(Theo Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n C\u00f4ng ty t\u00e0i ch\u00ednh l\u1ec7 thu\u1ed9c (ti\u1ebfng Anh: Captive finance company) l\u00e0 m\u1ed9t c\u00f4ng ty con c\u00f3 nhi\u1ec7m v\u1ee5 h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh \u0111\u1ec3 mua h\u00e0ng h\u00f3a d\u1ecbch v\u1ee5 t\u1eeb c\u00f4ng ty m\u1eb9.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[414],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/25858"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=25858"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/25858\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=25858"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=25858"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=25858"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}