{"id":26895,"date":"2023-12-07T03:11:46","date_gmt":"2023-12-07T03:11:46","guid":{"rendered":"https:\/\/masterskills.org\/blog\/tai-chinh-hanh-vi-behavioral-finance-la-gi-cac-khai-niem-lien-quan.html"},"modified":"2023-12-22T14:39:02","modified_gmt":"2023-12-22T07:39:02","slug":"tai-chinh-hanh-vi-behavioral-finance-la-gi-cac-khai-niem-lien-quan","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/tai-chinh-hanh-vi-behavioral-finance-la-gi-cac-khai-niem-lien-quan.html","title":{"rendered":"T\u00e0i ch\u00ednh h\u00e0nh vi (Behavioral Finance) l\u00e0 g\u00ec? C\u00e1c kh\u00e1i ni\u1ec7m li\u00ean quan"},"content":{"rendered":"<div class=\"vnbcbc-body vceditor-content wi-active\" data-role=\"content\">\n<div class=\"VCSortableInPreviewMode\" type=\"Photo\" style=\"\">\n<div><\/div>\n<div class=\"PhotoCMS_Caption\">\n<p><i>H\u00ecnh minh ho\u1ea1. Ngu\u1ed3n: winofphiladelphia.org<\/i><\/p>\n<\/div>\n<\/div>\n<h2 class=\"\"><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">T\u00e0i ch\u00ednh h\u00e0nh vi\u00a0<\/font><\/h2>\n<p class=\"\"><b>Kh\u00e1i ni\u1ec7m<\/b><\/p>\n<p class=\"\"><b>T\u00e0i ch\u00ednh h\u00e0nh vi<\/b> trong ti\u1ebfng Anh l\u00e0 <b>Behavioral Finance.<\/b>\u00a0\u00a0<\/p>\n<p style=\"display: none;\" class=\"\">\n<p class=\"\"><i>T\u00e0i ch\u00ednh h\u00e0nh vi <\/i>l\u00e0 m\u1ed9t l\u0129nh v\u1ef1c thu\u1ed9c kinh t\u1ebf h\u1ecdc h\u00e0nh vi, \u0111\u1ec1 xu\u1ea5t c\u00e1c l\u00ed thuy\u1ebft d\u1ef1a tr\u00ean t\u00e2m l\u00ed h\u1ecdc \u0111\u1ec3 gi\u1ea3i th\u00edch s\u1ef1 ki\u1ec7n b\u1ea5t th\u01b0\u1eddng tr\u00ean th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n, ch\u1eb3ng  h\u1ea1n nh\u01b0 s\u1ef1 t\u0103ng ho\u1eb7c gi\u1ea3m gi\u00e1 c\u1ed5 phi\u1ebfu.\u00a0<\/p>\n<p class=\"\">M\u1ee5c \u0111\u00edch c\u1ee7a <i>t\u00e0i ch\u00ednh h\u00e0nh vi<\/i> l\u00e0 x\u00e1c \u0111\u1ecbnh v\u00e0 t\u00ecm hi\u1ec3u l\u00ed do  t\u1ea1i sao m\u1ecdi ng\u01b0\u1eddi l\u1ea1i \u0111\u01b0a ra l\u1ef1a ch\u1ecdn t\u00e0i ch\u00ednh n\u00e0o \u0111\u00f3. <i>T\u00e0i ch\u00ednh h\u00e0nh vi <\/i>gi\u1ea3 \u0111\u1ecbnh r\u1eb1ng c\u1ea5u tr\u00fac th\u00f4ng tin v\u00e0 \u0111\u1eb7c \u0111i\u1ec3m c\u1ee7a nh\u1eefng ng\u01b0\u1eddi tham gia th\u1ecb  tr\u01b0\u1eddng \u1ea3nh h\u01b0\u1edfng m\u1ed9t c\u00e1ch c\u00f3 h\u1ec7 th\u1ed1ng \u0111\u1ebfn c\u00e1c quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0 c\u0169ng  nh\u01b0 k\u1ebft qu\u1ea3 th\u1ecb tr\u01b0\u1eddng.<\/p>\n<h3><b><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">B\u1ea3n ch\u1ea5t c\u1ee7a t\u00e0i ch\u00ednh h\u00e0nh vi<\/font><\/b><\/h3>\n<p class=\"\">Gi\u1ea3  thuy\u1ebft th\u1ecb tr\u01b0\u1eddng hi\u1ec7u qu\u1ea3 \u0111\u1ec1 xu\u1ea5t r\u1eb1ng t\u1ea1i b\u1ea5t k\u00ec th\u1eddi \u0111i\u1ec3m n\u00e0o trong  th\u1ecb tr\u01b0\u1eddng thanh kho\u1ea3n, ho\u1eb7c n\u01a1i c\u00f3 ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n d\u1ed3i d\u00e0o, gi\u00e1 c\u1ea3 ph\u1ea3n  \u00e1nh t\u1ea5t c\u1ea3 th\u00f4ng tin c\u00f3 s\u1eb5n.\u00a0<\/p>\n<p class=\"\">Tuy nhi\u00ean, nhi\u1ec1u nghi\u00ean c\u1ee9u \u0111\u00e3 ghi nh\u1eadn c\u00e1c hi\u1ec7n  t\u01b0\u1ee3ng d\u00e0i h\u1ea1n tr\u00ean th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n m\u00e2u thu\u1eabn v\u1edbi gi\u1ea3 thuy\u1ebft n\u00e0y v\u00e0 kh\u00f4ng th\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i th\u00edch h\u1ee3p l\u00ed trong c\u00e1c m\u00f4 h\u00ecnh d\u1ef1a  tr\u00ean \u00fd t\u01b0\u1edfng l\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 lu\u00f4n \u0111\u01b0a ra c\u00e1c quy\u1ebft \u0111\u1ecbnh l\u00ed tr\u00ed.<\/p>\n<p class=\"\"><i>T\u00e0i  ch\u00ednh h\u00e0nh vi<\/i> gi\u1ea3i th\u00edch nh\u1eefng hi\u1ec7n t\u01b0\u1ee3ng n\u00e0y b\u1eb1ng c\u00e1ch k\u1ebft h\u1ee3p nh\u1eefng  hi\u1ec3u bi\u1ebft khoa h\u1ecdc v\u1ec1 l\u00ed lu\u1eadn nh\u1eadn th\u1ee9c v\u1edbi l\u00ed thuy\u1ebft kinh t\u1ebf v\u00e0 t\u00e0i ch\u00ednh  th\u00f4ng th\u01b0\u1eddng. C\u1ee5 th\u1ec3 h\u01a1n,<u> <\/u><i>t\u00e0i ch\u00ednh h\u00e0nh vi<\/i>\u00a0nghi\u00ean c\u1ee9u nh\u1eefng th\u00e0nh ki\u1ebfn trong t\u00e2m l\u00ed c\u1ee7a con ng\u01b0\u1eddi.\u00a0<\/p>\n<p class=\"\">D\u00f9 th\u00e0nh ki\u1ebfn c\u00f3 t\u1ea7m quan tr\u1ecdng v\u00e0 m\u1ee5c \u0111\u00edch trong th\u01b0\u1eddng ng\u00e0y, ch\u00fang c\u0169ng c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn c\u00e1c  quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0 phi l\u00ed. S\u1ef1 hi\u1ec3u bi\u1ebft v\u1ec1 th\u00e0nh ki\u1ebfn trong m\u1ed9t t\u1eadp th\u1ec3 \u0111\u01b0a ra l\u1eddi gi\u1ea3i th\u00edch r\u00f5 r\u00e0ng h\u01a1n v\u1ec1 l\u00ed do t\u1ea1i sao\u00a0hi\u1ec7n t\u01b0\u1ee3ng bong b\u00f3ng\u00a0(mua v\u00e0o qu\u00e1 nhi\u1ec1u) v\u00e0 ho\u1ea3ng  lo\u1ea1n (b\u00e1n qu\u00e1 nhi\u1ec1u) l\u1ea1i x\u1ea3y ra.\u00a0<\/p>\n<p class=\"\">Ngo\u00e0i ra, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0 qu\u1ea3n l\u00ed danh m\u1ee5c \u0111\u1ea7u t\u01b0 thu \u0111\u01b0\u1ee3c l\u1ee3i \u00edch trong vi\u1ec7c t\u00ecm hi\u1ec3u <i>t\u00e0i ch\u00ednh h\u00e0nh vi,<\/i> kh\u00f4ng ch\u1ec9 \u0111\u1ec3 t\u1eadn d\u1ee5ng bi\u1ebfn  \u0111\u1ed9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n m\u00e0 c\u00f2n gi\u00fap h\u1ecd nh\u1eadn th\u1ee9c r\u00f5 h\u01a1n v\u1ec1 qu\u00e1  tr\u00ecnh ra quy\u1ebft \u0111\u1ecbnh c\u1ee7a ch\u00ednh b\u1ea3n th\u00e2n.<\/p>\n<h2 class=\"\"><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">C\u00e1c kh\u00e1i ni\u1ec7m li\u00ean quan \u0111\u1ebfn t\u00e0i ch\u00ednh h\u00e0nh vi<\/font><\/h2>\n<p class=\"\"><b>T\u00e0i  ch\u00ednh h\u00e0nh vi<\/b> bao g\u1ed3m b\u1ed1n kh\u00e1i ni\u1ec7m ch\u00ednh: k\u1ebf to\u00e1n nh\u1eadn th\u1ee9c, h\u00e0nh vi b\u1ea7y \u0111\u00e0n, th\u1ea3 neo v\u00e0 t\u1ef1 \u0111\u00e1nh gi\u00e1 cao.\u00a0<\/p>\n<p class=\"\"><b>K\u1ebf to\u00e1n nh\u1eadn th\u1ee9c<\/b> \u0111\u1ec1 c\u1eadp \u0111\u1ebfn xu h\u01b0\u1edbng m\u00e0 m\u1ecdi ng\u01b0\u1eddi  ph\u00e2n b\u1ed5 ti\u1ec1n cho c\u00e1c m\u1ee5c \u0111\u00edch c\u1ee5 th\u1ec3.\u00a0<\/p>\n<p class=\"\"><b>H\u00e0nh vi b\u1ea7y \u0111\u00e0n<\/b> ch\u1ec9 ra r\u1eb1ng m\u1ecdi ng\u01b0\u1eddi c\u00f3 xu  h\u01b0\u1edbng b\u1eaft ch\u01b0\u1edbc c\u00e1c h\u00e0nh vi t\u00e0i ch\u00ednh c\u1ee7a nh\u00f3m ng\u01b0\u1eddi chi\u1ebfm \u0111a s\u1ed1.<\/p>\n<p class=\"\"><b>Th\u1ea3 neo<\/b>\u00a0\u0111\u1ec1 c\u1eadp \u0111\u1ebfn  vi\u1ec7c g\u1eafn m\u1ed9t m\u1ee9c gi\u00e1 cho m\u1ed9t m\u1eb7t h\u00e0ng tham kh\u1ea3o trong khi mua s\u1eafm ho\u1eb7c chi ti\u00eau, v\u00ed d\u1ee5 nh\u01b0 h\u00e0nh \u0111\u1ed9ng tr\u1ea3 nhi\u1ec1u ti\u1ec1n h\u01a1n cho nh\u1eefng qu\u1ea7n \u00e1o \u0111\u01b0\u1ee3c coi l\u00e0 t\u1ed1t h\u01a1n.<\/p>\n<p class=\"\"><b>T\u1ef1 \u0111\u00e1nh gi\u00e1 cao<\/b> \u0111\u1ec1 c\u1eadp \u0111\u1ebfn xu h\u01b0\u1edbng c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u1ef1 cho m\u00ecnh gi\u1ecfi h\u01a1n nh\u1eefng ng\u01b0\u1eddi kh\u00e1c ho\u1eb7c gi\u1ecfi h\u01a1n m\u1ed9t ng\u01b0\u1eddi b\u00ecnh th\u01b0\u1eddng. V\u00ed d\u1ee5, c\u00e1c nh\u00e0 \u0111\u1ea7u  t\u01b0 c\u00f3 th\u1ec3 tin r\u1eb1ng m\u00ecnh l\u00e0 m\u1ed9t chuy\u00ean gia khi kho\u1ea3n \u0111\u1ea7u t\u01b0 ho\u1ea1t \u0111\u1ed9ng hi\u1ec7u qu\u1ea3 v\u00e0 ch\u1ed1i b\u1ecf s\u1ef1 tham gia c\u1ee7a m\u00ecnh khi kho\u1ea3n \u0111\u1ea7u t\u01b0 thua l\u1ed7.<\/p>\n<p class=\"\">(Theo\u00a0<i>investopedia.com)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"vnbcbc-sapo\" data-role=\"sapo\">\n                            T\u00e0i ch\u00ednh h\u00e0nh vi (ti\u1ebfng Anh: Behavioral Finance) l\u00e0 m\u1ed9t l\u0129nh v\u1ef1c thu\u1ed9c kinh t\u1ebf h\u1ecdc h\u00e0nh vi v\u1edbi m\u1ee5c \u0111\u00edch nghi\u00ean c\u1ee9u l\u00ed do t\u1ea1i sao m\u1ecdi ng\u01b0\u1eddi l\u1ea1i \u0111\u01b0a ra m\u1ed9t l\u1ef1a ch\u1ecdn t\u00e0i ch\u00ednh nh\u1ea5t \u0111\u1ecbnh.\n                        <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[414],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/26895"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=26895"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/26895\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=26895"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=26895"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=26895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}