{"id":26902,"date":"2023-12-07T03:12:04","date_gmt":"2023-12-07T03:12:04","guid":{"rendered":"https:\/\/masterskills.org\/blog\/tinh-bat-phan-dinh-fungibility-la-gi-tinh-bat-phan-dinh-cua-tien-voi-ke-toan-nhan-thuc.html"},"modified":"2023-12-22T14:36:06","modified_gmt":"2023-12-22T07:36:06","slug":"tinh-bat-phan-dinh-fungibility-la-gi-tinh-bat-phan-dinh-cua-tien-voi-ke-toan-nhan-thuc","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/tinh-bat-phan-dinh-fungibility-la-gi-tinh-bat-phan-dinh-cua-tien-voi-ke-toan-nhan-thuc.html","title":{"rendered":"T\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh (Fungibility) l\u00e0 g\u00ec? T\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh c\u1ee7a ti\u1ec1n v\u1edbi k\u1ebf to\u00e1n nh\u1eadn th\u1ee9c"},"content":{"rendered":"
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T\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh (Fungibility)<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

T\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh <\/b>trong ti\u1ebfng Anh l\u00e0 Fungibility.<\/b><\/p>\n

T\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh<\/i> l\u00e0 kh\u1ea3 n\u0103ng c\u1ee7a m\u1ed9t h\u00e0ng h\u00f3a ho\u1eb7c t\u00e0i s\u1ea3n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ho\u00e1n \u0111\u1ed5i v\u1edbi c\u00e1c h\u00e0ng h\u00f3a ho\u1eb7c t\u00e0i s\u1ea3n kh\u00e1c c\u00f9ng lo\u1ea1i m\u00e0 kh\u00f4ng g\u00e2y ra \u1ea3nh h\u01b0\u1edfng g\u00ec. C\u00e1c t\u00e0i s\u1ea3n c\u00f3 t\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh gi\u00fap \u0111\u01a1n gi\u1ea3n h\u00f3a qu\u00e1 tr\u00ecnh trao \u0111\u1ed5i v\u00e0 th\u01b0\u01a1ng m\u1ea1i, v\u00ec t\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh<\/i> \u00e1m ch\u1ec9 vi\u1ec7c t\u00e0i s\u1ea3n c\u00f3 gi\u00e1 tr\u1ecb t\u01b0\u01a1ng \u0111\u01b0\u01a1ng nhau.<\/p>\n

B\u1ea3n ch\u1ea5t c\u1ee7a t\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh<\/b><\/p>\n

T\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh ng\u1ee5 \u00fd r\u1eb1ng hai th\u1ee9 gi\u1ed1ng h\u1ec7t nhau v\u00e0 do \u0111\u00f3 c\u00f3 th\u1ec3 thay th\u1ebf l\u1eabn nhau. V\u00ed d\u1ee5 c\u00e1c lo\u1ea1i h\u00e0ng h\u00f3a c\u1ee5 th\u1ec3: b\u1eafp ng\u00f4 v\u00e0ng lo\u1ea1i 2 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c coi l\u00e0 b\u1ea5t ph\u00e2n \u0111\u1ecbnh v\u00ec m\u1ecdi b\u1eafp ng\u00f4 \u0111\u01b0\u1ee3c g\u1eafn m\u00e1c l\u00e0 lo\u1ea1i 2 c\u00f3 gi\u00e1 tr\u1ecb t\u01b0\u01a1ng \u0111\u01b0\u01a1ng nhau m\u00e0 kh\u00f4ng c\u1ea7n bi\u1ebft ch\u00fang \u0111\u01b0\u1ee3c tr\u1ed3ng \u1edf \u0111\u00e2u.<\/p>\n

C\u1ed5 phi\u1ebfu ni\u00eam y\u1ebft ch\u00e9o c\u0169ng \u0111\u01b0\u1ee3c coi l\u00e0 c\u00f3 t\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh<\/i> v\u00ec b\u1ea3n ch\u1ea5t c\u1ee7a ch\u00fang l\u00e0 c\u00e1c c\u1ed5 phi\u1ebfu gi\u1ed1ng h\u1ec7t nhau c\u1ee7a c\u00f9ng m\u1ed9t c\u00f4ng ty, ch\u1ec9 kh\u00e1c l\u00e0 \u0111\u01b0\u1ee3c ni\u00eam y\u1ebft tr\u00ean c\u1ea3 c\u00e1c s\u00e0n ch\u1ee9ng kho\u00e1n n\u01b0\u1edbc ngo\u00e0i v\u00e0 s\u00e0n ch\u1ee9ng kho\u00e1n t\u1ea1i qu\u1ed1c gia n\u1ed9i \u0111\u1ecba c\u1ee7a c\u00f4ng ty.\u00a0<\/p>\n

C\u00e1c c\u1ed5 phi\u1ebfu n\u00e0y mang l\u1ee3i quy\u1ec1n l\u1ee3i t\u01b0\u01a1ng \u0111\u01b0\u01a1ng nhau \u0111\u1ed1i v\u1edbi c\u1ed5 \u0111\u00f4ng c\u1ee7a m\u1ed9t c\u00f4ng ty, cho d\u00f9 ch\u00fang \u0111\u01b0\u1ee3c mua tr\u00ean S\u00e0n giao d\u1ecbch ch\u1ee9ng kho\u00e1n New York hay S\u00e0n giao d\u1ecbch ch\u1ee9ng kho\u00e1n Tokyo. M\u1eb7c d\u00f9 t\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh<\/i> th\u01b0\u1eddng li\u00ean quan \u0111\u1ebfn t\u00e0i ch\u00ednh, thu\u1eadt ng\u1eef n\u00e0y c\u0169ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong c\u00e1c ng\u00e0nh kh\u00e1c, v\u00ed d\u1ee5 nh\u01b0 v\u1eadt l\u00fd l\u01b0\u1ee3ng t\u1eed.<\/p>\n

M\u1ed1i quan h\u1ec7 gi\u1eefa t\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh c\u1ee7a ti\u1ec1n v\u00e0 k\u1ebf to\u00e1n nh\u1eadn th\u1ee9c<\/font><\/h3>\n

T\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh<\/i> c\u1ee7a ti\u1ec1n l\u00e0 c\u01a1 s\u1edf cho kh\u00e1i ni\u1ec7m k\u1ebf to\u00e1n nh\u1eadn th\u1ee9c. Ti\u1ec1n c\u00f3 t\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh<\/b> ngh\u0129a l\u00e0 ti\u1ec1n gi\u1ed1ng h\u1ec7t nhau b\u1ea5t k\u1ec3 ngu\u1ed3n g\u1ed1c hay m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng. V\u00ed d\u1ee5: A cho B vay 1 t\u1edd 100 USD, th\u00ec d\u00f9 B c\u00f3 tr\u1ea3 l\u1ea1i s\u1ed1 ti\u1ec1n n\u00e0y cho A b\u1eb1ng 10 t\u1edd 10 USD hay 1 t\u1edd 100 USD \u0111\u1ec1u \u0111\u01b0\u1ee3c, do t\u1ed5ng c\u1ee7a ch\u00fang v\u1eabn b\u1eb1ng 100 USD.\u00a0<\/p>\n

\u0110\u1ec3 tr\u00e1nh r\u01a1i v\u00e0o c\u00e1c \u0111\u1ecbnh ki\u1ebfn c\u1ee7a k\u1ebf to\u00e1n nh\u1eadn th\u1ee9c, m\u1ed7i ng\u01b0\u1eddi n\u00ean coi ti\u1ec1n l\u00e0 b\u1ea5t ph\u00e2n \u0111\u1ecbnh khi ph\u00e2n b\u1ed5 ch\u00fang v\u00e0o c\u00e1c kho\u1ea3n kh\u00e1c nhau, b\u1ea5t l\u00e0 kho\u1ea3n cho chi ph\u00ed sinh ho\u1ea1t h\u00e0ng ng\u00e0y, kho\u1ea3n \u0111\u1ec3 ti\u00eau cho gi\u1ea3i tr\u00ed hay kho\u1ea3n \u0111\u1ec3 ti\u1ebft ki\u1ec7m.<\/p>\n

\u0110\u1ed3ng ti\u1ec1n c\u0169ng n\u00ean \u0111\u01b0\u1ee3c coi tr\u1ecdng ngang nhau d\u00f9 ch\u00fang l\u00e0 k\u1ebft qu\u1ea3 do lao \u0111\u1ed9ng c\u1ee7a m\u1ed7i ng\u01b0\u1eddi t\u1ea1o ra hay l\u00e0 \u0111\u01b0\u1ee3c cho. V\u00ed d\u1ee5 Richard Thaler- nh\u00e0 kinh t\u1ebf h\u1ecdc t\u1eebng \u0111o\u1ea1t gi\u1ea3i Nobel nh\u1eadn th\u1ea5y r\u1eb1ng m\u1ecdi ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean vi ph\u1ea1m nguy\u00ean t\u1eafc b\u1ea5t ph\u00e2n \u0111\u1ecbnh, \u0111\u1eb7c bi\u1ec7t l\u00e0 trong t\u00ecnh hu\u1ed1ng c\u00f3 \u0111\u01b0\u1ee3c v\u1eadn may b\u1ea5t ng\u1edd.\u00a0<\/p>\n

V\u00ed d\u1ee5, khi m\u1ed9t ng\u01b0\u1eddi \u0111\u01b0\u1ee3c ho\u00e0n l\u1ea1i ti\u1ec1n thu\u1ebf, anh ta d\u1ec5 coi n\u00f3 nh\u01b0 m\u1ed9t kho\u1ea3n “\u0111\u01b0\u1ee3c cho” v\u00e0 ti\u00eau x\u00e0i cho c\u00e1c th\u00fa vui gi\u1ea3i tr\u00ed, d\u00f9 v\u1ec1 b\u1ea3n ch\u1ea5t, s\u1ed1 ti\u1ec1n n\u00e0y ngay v\u1ed1n d\u0129 thu\u1ed9c v\u1ec1 anh ta ngay t\u1eeb \u0111\u1ea7u v\u00e0 ch\u1ec9 l\u00e0 kho\u1ea3n b\u1ed3i ho\u00e0n, ch\u1ee9 kh\u00f4ng ph\u1ea3i m\u00f3n qu\u00e0.<\/p>\n

(Theo\u00a0investopedia.com)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n T\u00ednh b\u1ea5t ph\u00e2n \u0111\u1ecbnh (ti\u1ebfng Anh: Fungibility) l\u00e0 kh\u1ea3 n\u0103ng m\u00e0 m\u1ed9t h\u00e0ng ho\u00e1 ho\u1eb7c s\u1ea3n ph\u1ea9m c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ho\u00e1n \u0111\u1ed5i l\u1eabn nhau m\u00e0 kh\u00f4ng g\u00e2y ra s\u1ef1 kh\u00e1c bi\u1ec7t g\u00ec.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[414],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/26902"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=26902"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/26902\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=26902"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=26902"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=26902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}