{"id":27054,"date":"2023-12-07T03:18:14","date_gmt":"2023-12-07T03:18:14","guid":{"rendered":"https:\/\/masterskills.org\/blog\/tien-te-currency-la-gi-chuc-nang-cua-tien-te.html"},"modified":"2023-12-22T14:42:53","modified_gmt":"2023-12-22T07:42:53","slug":"tien-te-currency-la-gi-chuc-nang-cua-tien-te","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/tien-te-currency-la-gi-chuc-nang-cua-tien-te.html","title":{"rendered":"Ti\u1ec1n t\u1ec7 (Currency) l\u00e0 g\u00ec? Ch\u1ee9c n\u0103ng c\u1ee7a ti\u1ec1n t\u1ec7"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda. Ngu\u1ed3n: marketwatch<\/p>\n<\/div>\n<\/div>\n

Ti\u1ec1n t\u1ec7 (Currency)<\/font><\/h2>\n

\u0110\u1ecbnh ngh\u0129a<\/b><\/p>\n

Ti\u1ec1n t\u1ec7<\/b> trong ti\u1ebfng Anh l\u00e0 Currency<\/b>. Ti\u1ec1n t\u1ec7 c\u00f3 th\u1ec3 \u0111\u1ecbnh ngh\u0129a theo nhi\u1ec1u c\u00e1ch nh\u01b0 sau:<\/p>\n

Quan \u0111i\u1ec3m c\u1ee7a Tr\u01b0\u1eddng ph\u00e1i tr\u1ecdng th\u01b0\u01a1ng<\/b><\/p>\n

Ti\u1ec1n t\u1ec7 \u0111\u1ed3ng ngh\u0129a v\u1edbi s\u1ef1 gi\u00e0u c\u00f3. M\u1ed9t qu\u1ed1c gia mu\u1ed1n l\u00e0m gi\u00e0u th\u00ec ph\u1ea3i t\u00edch l\u0169y th\u1eadt nhi\u1ec1u ti\u1ec1n.<\/p>\n

Quan \u0111i\u1ec3m c\u1ee7a Tr\u01b0\u1eddng ph\u00e1i tr\u1ecdng n\u00f4ng<\/b><\/p>\n

Ti\u1ec1n t\u1ec7 ch\u1ec9 l\u00e0 m\u1ed9t th\u1ee9 h\u01b0 t\u01b0\u1edfng. Ti\u1ec1n ch\u1ec9 c\u00f3 t\u00e1c d\u1ee5ng nh\u01b0 m\u1ed9t ch\u1ea5t nh\u1eddn b\u00f4i tr\u01a1n ho\u1ea1t \u0111\u1ed9ng c\u1ee7a gu\u1ed3ng m\u00e1y kinh t\u1ebf. B\u1ea3n th\u00e2n gu\u1ed3ng m\u00e1y \u0111\u00f3 kh\u00f4ng h\u1ec1 ch\u1ecbu b\u1ea5t c\u1ee9 t\u00e1c \u0111\u1ed9ng n\u00e0o c\u1ee7a ti\u1ec1n t\u1ec7.<\/p>\n

Quan \u0111i\u1ec3m c\u1ee7a N. Gregory Mankiw<\/b><\/p>\n

Ti\u1ec1n t\u1ec7 l\u00e0 m\u1ed9t kh\u1ed1i l\u01b0\u1ee3ng t\u00e0i s\u1ea3n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng ngay \u0111\u1ec3 ti\u1ebfn h\u00e0nh giao d\u1ecbch.<\/p>\n

Quan \u0111i\u1ec3m c\u1ee7a Frederic S. Mishkin<\/b><\/p>\n

Ti\u1ec1n t\u1ec7 l\u00e0 b\u1ea5t c\u1ee9 c\u00e1i g\u00ec \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn chung trong vi\u1ec7c thanh to\u00e1n \u0111\u1ec3 l\u1ea5y h\u00e0ng h\u00f3a v\u00e0 d\u1ecbch v\u1ee5 ho\u1eb7c trong vi\u1ec7c ho\u00e0n tr\u1ea3 c\u00e1c m\u00f3n n\u1ee3.<\/p>\n

Ph\u00e2n bi\u1ec7t ti\u1ec1n v\u1edbi c\u1ee7a c\u1ea3i v\u00e0 thu nh\u1eadp<\/font><\/h3>\n

C\u1ee7a c\u1ea3i<\/b> (Wealth<\/b>): l\u00e0 gi\u00e1 tr\u1ecb r\u00f2ng c\u1ee7a t\u00e0i s\u1ea3n s\u1edf h\u1eefu t\u00ednh b\u1eb1ng ti\u1ec1n t\u1ea1i m\u1ed9t th\u1eddi \u0111i\u1ec3m nh\u1ea5t \u0111\u1ecbnh. Ch\u00fa \u00fd r\u1eb1ng, c\u1ee7a c\u1ea3i l\u00e0 \u0111\u1ea1i l\u01b0\u1ee3ng t\u00edch t\u1ee5 (nh\u01b0 l\u01b0\u1ee3ng n\u01b0\u1edbc trong m\u1ed9t h\u1ed3 n\u01b0\u1edbc).\u00a0<\/p>\n

C\u1ee7a c\u1ea3i c\u1ee7a m\u1ed9t h\u1ed9 gia \u0111\u00ecnh bao g\u1ed3m nh\u1eefng t\u00e0i s\u1ea3n h\u1eefu h\u00ecnh nh\u01b0 nh\u00e0 c\u1eeda, \u0111\u1ea5t \u0111ai, \u00f4 t\u00f4 v\u00e0 c\u00e1c h\u00e0ng h\u00f3a ti\u00eau d\u00f9ng l\u00e2u b\u1ec1n kh\u00e1c v\u00e0 c\u00e1c kho\u1ea3n s\u1edf h\u1eefu t\u00e0i ch\u00ednh nh\u01b0 ti\u1ec1n m\u1eb7t, t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m, tr\u00e1i phi\u1ebfu v\u00e0 ch\u1ee9ng kho\u00e1n.<\/p>\n

M\u1ecdi gi\u00e1 tr\u1ecb \u0111\u01b0\u1ee3c coi l\u00e0 t\u00e0i s\u1ea3n c\u00f3, c\u00f2n nh\u1eefng kho\u1ea3n n\u1ee3 \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 t\u00e0i s\u1ea3n n\u1ee3. S\u1ef1 ch\u00eanh l\u1ec7ch gi\u1eefa t\u1ed5ng t\u00e0i s\u1ea3n c\u00f3 v\u00e0 t\u1ed5ng t\u00e0i s\u1ea3n n\u1ee3 \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 c\u1ee7a c\u1ea3i hay t\u00e0i s\u1ea3n r\u00f2ng.<\/p>\n

Thu nh\u1eadp<\/b> (Income<\/b>): l\u00e0 l\u01b0\u1ee3ng ti\u1ec1n ki\u1ebfm \u0111\u01b0\u1ee3c trong m\u1ed9t \u0111\u01a1n v\u1ecb th\u1eddi gian. Thu nh\u1eadp l\u00e0 m\u1ed9t \u0111\u1ea1i l\u01b0\u1ee3ng l\u01b0u chuy\u1ec3n trong m\u1ed9t \u0111\u01a1n v\u1ecb th\u1eddi gian nh\u01b0 d\u00f2ng ch\u1ea3y c\u1ee7a m\u1ed9t con s\u00f4ng.<\/p>\n

Ch\u1ee9c n\u0103ng c\u1ee7a ti\u1ec1n t\u1ec7<\/font><\/h3>\n

Theo quan \u0111i\u1ec3m c\u1ee7a c\u00e1c nh\u00e0 kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng, ti\u1ec1n ba c\u00f3 ch\u1ee9c n\u0103ng \u0111\u00f3 l\u00e0 ph\u01b0\u01a1ng ti\u1ec7n trao \u0111\u1ed5i, ph\u01b0\u01a1ng ti\u1ec7n c\u1ea5t gi\u1eef v\u00e0 \u0111\u01a1n v\u1ecb h\u1ea1ch to\u00e1n.<\/p>\n

Ph\u01b0\u01a1ng ti\u1ec7n trao \u0111\u1ed5i<\/b><\/p>\n

Ph\u01b0\u01a1ng ti\u1ec7n trao \u0111\u1ed5i<\/i> l\u00e0 m\u1ed9t th\u1ee9 \u0111\u01b0\u1ee3c m\u1ecdi ng\u01b0\u1eddi ch\u1ea5p nh\u1eadn r\u1ed9ng r\u00e3i \u0111\u1ec3 \u0111\u1ed5i l\u1ea5y h\u00e0ng h\u00f3a v\u00e0 d\u1ecbch v\u1ee5.\u00a0<\/p>\n

Ti\u1ec1n l\u00e0 m\u1ed9t ph\u01b0\u01a1ng ti\u1ec7n trao \u0111\u1ed5i. Khi b\u1ea1n mua m\u1ed9t h\u00e0ng h\u00f3a b\u1ea5t k\u00ec, ch\u1eb3ng h\u1ea1n \u00e1o s\u01a1 mi, ch\u1ee7 c\u1eeda h\u00e0ng trao cho b\u1ea1n \u00e1o s\u01a1 mi, c\u00f2n b\u1ea1n th\u00ec tr\u1ea3 cho \u00f4ng ta ti\u1ec1n. Nh\u1edd c\u00f3 vi\u1ec7c chuy\u1ec3n ti\u1ec1n t\u1eeb ng\u01b0\u1eddi mua cho ng\u01b0\u1eddi b\u00e1n m\u00e0 giao d\u1ecbch \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n. N\u1ebfu kh\u00f4ng c\u00f3 ti\u1ec1n, vi\u1ec7c trao \u0111\u1ed5i h\u00e0ng h\u00f3a tr\u1edf n\u00ean ph\u1ee9c t\u1ea1p v\u00e0 t\u1ed1n k\u00e9m h\u01a1n nhi\u1ec1u.<\/p>\n

Ph\u01b0\u01a1ng ti\u1ec7n c\u1ea5t gi\u1eef gi\u00e1 tr\u1ecb (B\u1ea3o t\u1ed3n gi\u00e1 tr\u1ecb)<\/b><\/p>\n

Vi\u1ec7c ti\u1ec1n \u0111\u00f3ng vai tr\u00f2 l\u00e0 ph\u01b0\u01a1ng ti\u1ec7n trao \u0111\u1ed5i \u0111i li\u1ec1n v\u1edbi vai tr\u00f2 l\u00e0 m\u1ed9t ph\u01b0\u01a1ng ti\u1ec7n c\u1ea5t gi\u1eef gi\u00e1 tr\u1ecb<\/i>. D\u00e2n ch\u00fang s\u1ebd ch\u1ec9 gi\u1eef ti\u1ec1n m\u1ed9t khi h\u1ecd tin r\u1eb1ng n\u00f3 s\u1ebd ti\u1ebfp t\u1ee5c c\u00f3 gi\u00e1 tr\u1ecb trong t\u01b0\u01a1ng lai, do v\u1eady ti\u1ec1n c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c ch\u1ee9c n\u0103ng ph\u01b0\u01a1ng ti\u1ec7n trao \u0111\u1ed5i ch\u1ec9 khi n\u00f3 c\u0169ng \u0111\u00f3ng vai tr\u00f2 l\u00e0 ph\u01b0\u01a1ng ti\u1ec7n b\u1ea3o t\u1ed3n v\u00e0 c\u1ea5t gi\u1eef gi\u00e1 tr\u1ecb.<\/p>\n

V\u1edbi ch\u1ee9c n\u0103ng n\u00e0y d\u00e2n ch\u00fang c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn gi\u1eef m\u1ed9t s\u1ed1 c\u1ee7a c\u1ea3i tr\u1ef1c ti\u1ebfp b\u1eb1ng ti\u1ec1n. T\u1ea5t nhi\u00ean, ti\u1ec1n kh\u00f4ng ph\u1ea3i ph\u01b0\u01a1ng ti\u1ec7n c\u1ea5t tr\u1eef gi\u00e1 tr\u1ecb duy nh\u1ea5t trong n\u1ec1n kinh t\u1ebf, b\u1edfi v\u00ec m\u1ed9t ng\u01b0\u1eddi c\u00f3 th\u1ec3 chuy\u1ec3n s\u1ee9c mua t\u1eeb hi\u1ec7n t\u1ea1i t\u1edbi t\u01b0\u01a1ng lai b\u1eb1ng c\u00e1ch n\u1eafm gi\u1eef t\u00e0i s\u1ea3n kh\u00e1c.<\/p>\n

Tuy nhi\u00ean, trong \u0111i\u1ec1u ki\u1ec7n n\u1ec1n kinh t\u1ebf c\u00f3 l\u1ea1m ph\u00e1t, gi\u00e1 tr\u1ecb c\u1ee7a ti\u1ec1n li\u00ean t\u1ee5c gi\u1ea3m theo th\u1eddi gian. \u0110i\u1ec1u n\u00e0y l\u00e0m cho ti\u1ec1n tr\u1edf th\u00e0nh m\u1ed9t ph\u01b0\u01a1ng ti\u1ec7n c\u1ea5t tr\u1eef gi\u00e1 tr\u1ecb y\u1ebfu th\u1ebf h\u01a1n so v\u1edbi c\u00e1c t\u00e0i s\u1ea3n kh\u00e1c.<\/p>\n

\u0110\u01a1n v\u1ecb h\u1ea1ch to\u00e1n
<\/b><\/p>\n

V\u1edbi hai ch\u1ee9c n\u0103ng tr\u00ean, ti\u1ec1n tr\u1edf th\u00e0nh m\u1ed9t \u0111\u01a1n v\u1ecb h\u1ea1ch to\u00e1n<\/i> r\u1ea5t ti\u1ec7n l\u1ee3i v\u00e0 hi\u1ec7u qu\u1ea3 v\u00ec n\u00f3 \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn r\u1ed9ng r\u00e3i trong m\u1ecdi giao d\u1ecbch.<\/p>\n

M\u1ecdi ng\u01b0\u1eddi s\u1eed d\u1ee5ng m\u1ed9t \u0111\u01a1n v\u1ecb ti\u1ec1n t\u1ec7 chung \u0111\u1ec3 ni\u00eam y\u1ebft gi\u00e1 v\u00e0 ghi c\u00e1c kho\u1ea3n n\u1ee3.<\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o Gi\u00e1o tr\u00ecnh Kinh t\u1ebf v\u0129 m\u00f4, NXB T\u00e0i ch\u00ednh)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n Ti\u1ec1n t\u1ec7 (ti\u1ebfng Anh: Currency) c\u00f3 th\u1ec3 hi\u1ec3u l\u00e0 b\u1ea5t c\u1ee9 c\u00e1i g\u00ec \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn chung trong vi\u1ec7c thanh to\u00e1n \u0111\u1ec3 l\u1ea5y h\u00e0ng h\u00f3a v\u00e0 d\u1ecbch v\u1ee5 ho\u1eb7c trong vi\u1ec7c ho\u00e0n tr\u1ea3 c\u00e1c m\u00f3n n\u1ee3.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[414],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27054"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=27054"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27054\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=27054"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=27054"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=27054"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}