{"id":27135,"date":"2023-12-07T03:20:46","date_gmt":"2023-12-07T03:20:46","guid":{"rendered":"https:\/\/masterskills.org\/blog\/so-nhan-tien-money-multiplier-la-gi.html"},"modified":"2023-12-22T14:49:52","modified_gmt":"2023-12-22T07:49:52","slug":"so-nhan-tien-money-multiplier-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/so-nhan-tien-money-multiplier-la-gi.html","title":{"rendered":"S\u1ed1 nh\u00e2n ti\u1ec1n (Money Multiplier) l\u00e0 g\u00ec?"},"content":{"rendered":"<div class=\"vnbcbc-body vceditor-content wi-active\" data-role=\"content\">\n<div class=\"VCSortableInPreviewMode\" type=\"Photo\" style=\"\">\n<div><\/div>\n<div class=\"PhotoCMS_Caption\">\n<p>H\u00ecnh m\u00ecnh h\u1ecda. Ngu\u1ed3n WordPress<\/p>\n<\/div>\n<\/div>\n<h2><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">S\u1ed1 nh\u00e2n ti\u1ec1n (Money Multiplier)<\/font><\/h2>\n<p><b>\u0110\u1ecbnh ngh\u0129a<\/b><\/p>\n<p><b>S\u1ed1 nh\u00e2n ti\u1ec1n<\/b>\u00a0trong ti\u1ebfng Anh g\u1ecdi l\u00e0 Money Multiplier. \u0110\u00e2y l\u00e0 m\u1ed9t h\u1ec7 s\u1ed1 ph\u1ea3n \u00e1nh kh\u1ea3 n\u0103ng sinh s\u00f4i c\u1ee7a ti\u1ec1n trong l\u01b0u th\u00f4ng.<\/p>\n<p>\u0110\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 <b>s\u1ed1 nh\u00e2n ti\u1ec1n<\/b>, c\u1ea7n l\u00e0m r\u00f5 c\u00e1c thu\u1eadt ng\u1eef li\u00ean quan<\/p>\n<p>(1) L\u01b0\u1ee3ng ti\u1ec1n c\u01a1 s\u1edf<\/p>\n<p>L\u01b0\u1ee3ng ti\u1ec1n c\u01a1 s\u1edf l\u00e0 to\u00e0n b\u1ed9 l\u01b0\u1ee3ng ti\u1ec1n m\u1eb7t l\u01b0u h\u00e0nh v\u00e0 l\u01b0\u1ee3ng ti\u1ec1n d\u1ef1 tr\u1eef trong c\u00e1c ng\u00e2n h\u00e0ng. Ta c\u00f3:<\/p>\n<p style=\"text-align: center;\">MB = C + R<\/p>\n<p>Trong \u0111\u00f3:<\/p>\n<p>C l\u00e0 ti\u1ec1n m\u1eb7t<\/p>\n<p>R l\u00e0 ti\u1ec1n d\u1ef1 tr\u1eef trong c\u00e1c ng\u00e2n h\u00e0ng<\/p>\n<p>(2) M\u1ee9c cung ti\u1ec1n<\/p>\n<p>\u0110\u1ec3 ki\u1ec3m so\u00e1t m\u1ee9c cung ti\u1ec1n, ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng ph\u1ea3i ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c l\u01b0\u1ee3ng ti\u1ec1n c\u01a1 s\u1edf v\u00e0 s\u1ed1 nh\u00e2n ti\u1ec1n.<\/p>\n<p>M\u1ee9c cung ti\u1ec1n \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo c\u00f4ng th\u1ee9c:<\/p>\n<p style=\"text-align: center;\">MS = m<sub>m<\/sub> x MB<\/p>\n<p>Trong \u0111\u00f3:<\/p>\n<p><span style=\"\">m<\/span><sub><sub>m<\/sub><\/sub>: s\u1ed1 nh\u00e2n ti\u1ec1n<\/p>\n<p>MS: m\u1ee9c cung ti\u1ec1n<\/p>\n<p>MB: l\u01b0\u1ee3ng ti\u1ec1n c\u01a1 s\u1edf (l\u01b0\u1ee3ng ti\u1ec1n m\u1ea1nh)<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">C\u00e1ch x\u00e1c \u0111\u1ecbnh s\u1ed1 nh\u00e2n ti\u1ec1n<\/font><\/h3>\n<p>Tr\u00ean g\u00f3c \u0111\u1ed9 l\u00ed thuy\u1ebft s\u1ed1 nh\u00e2n ti\u1ec1n \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo c\u00f4ng th\u1ee9c sau:<\/p>\n<p style=\"text-align: center;\">m<sub>m\u00a0<\/sub>= 1\/r<sub>d<\/sub><\/p>\n<p>Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng ki\u1ec3m so\u00e1t m\u1ee9c cung ti\u1ec1n, song tr\u00ean th\u1ef1c t\u1ebf kh\u1ea3 n\u0103ng n\u00e0y c\u0169ng b\u1ecb h\u1ea1n ch\u1ebf do m\u1ed9t s\u1ed1 nguy\u00ean nh\u00e2n:<\/p>\n<p>&#8211; S\u1ef1 r\u00f2 r\u1ec9 ra ngo\u00e0i l\u01b0u th\u00f4ng<\/p>\n<p>&#8211; Nh\u1eefng kho\u1ea3n d\u1ef1 tr\u1eef d\u01b0 th\u1eeba (t\u00f9y \u00fd) c\u00f3 th\u1ec3 c\u00f3.<\/p>\n<p>Nh\u01b0 v\u1eady c\u00f4ng th\u1ee9c x\u00e1c \u0111\u1ecbnh s\u1ed1 nh\u00e2n ti\u1ec1n nh\u01b0 tr\u00ean ch\u1ec9 t\u1ed3n t\u1ea1i \u1edf d\u1ea1ng l\u00ed thuy\u1ebft, khi to\u00e0n b\u1ed9 kh\u1ed1i l\u01b0\u1ee3ng ti\u1ec1n t\u1ec7 \u0111\u01b0\u1ee3c giao d\u1ecbch qua ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c ng\u00e2n h\u00e0ng trung gian th\u1ef1c hi\u1ec7n \u0111\u00fang t\u1ec9 l\u1ec7 d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf, s\u1ed1 nh\u00e2n ti\u1ec1n \u0111\u01b0\u1ee3c t\u00ednh theo MS1. Ta c\u00f3:<\/p>\n<p><span style=\"text-align: center;\">R = RR + ER<\/span><\/p>\n<p>Trong \u0111\u00f3<\/p>\n<p>RR: t\u1ed5ng s\u1ed1 ti\u1ec1n d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c<\/p>\n<p>ER: t\u1ed5ng s\u1ed1 ti\u1ec1n d\u1ef1 tr\u1eef t\u00f9y \u00fd<\/p>\n<p>V\u1edbi gi\u1ea3 \u0111\u1ecbnh ER kh\u00e1c 0<\/p>\n<p style=\"text-align: left;\">R = r<sub>d<\/sub> x D x ER<\/p>\n<p style=\"text-align: left;\">Do MB = C + R n\u00ean MB = C + r<sub>d<\/sub> x D + ER<\/p>\n<p style=\"text-align: left;\">hay c\u00f3 th\u1ec3 vi\u1ebft l\u1ea1i nh\u01b0 sau: MB = D (r<sub>d<\/sub> + C\/D + ER\/D)<\/p>\n<p style=\"text-align: left;\">Suy ra<\/p>\n<div class=\"VCSortableInPreviewMode noCaption\" type=\"Photo\" style=\"\">\n<div><\/div>\n<div class=\"PhotoCMS_Caption\">\n<\/div>\n<\/div>\n<p>V\u00ec MS = C + D = D x (1 + C\/D)<\/p>\n<div class=\"VCSortableInPreviewMode noCaption\" type=\"Photo\" style=\"\">\n<div><\/div>\n<div class=\"PhotoCMS_Caption\">\n<\/div>\n<\/div>\n<p>V\u1eady s\u1ed1 nh\u00e2n ti\u1ec1n m<sub>m<\/sub> \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh nh\u01b0 sau:<\/p>\n<div class=\"VCSortableInPreviewMode noCaption\" type=\"Photo\" style=\"\">\n<div><\/div>\n<div class=\"PhotoCMS_Caption\">\n<\/div>\n<\/div>\n<p>m<sub>m<\/sub> g\u1ecdi l\u00e0 s\u1ed1 nh\u00e2n ti\u1ec1n theo MS<sub>1<\/sub> (M1) hay s\u1ed1 nh\u00e2n ti\u1ec1n th\u1ef1c t\u1ebf t\u00ednh theo MS<sub>1<\/sub>.<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">\u0110\u1eb7c \u0111i\u1ec3m c\u1ee7a s\u1ed1 nh\u00e2n ti\u1ec1n t\u1ec7<\/font><\/h3>\n<p>S\u1ed1 nh\u00e2n ti\u1ec1n t\u1ec7 lu\u00f4n l\u1edbn h\u01a1n 1.<\/p>\n<p>S\u1ed1 nh\u00e2n ti\u1ec1n t\u1ec9 l\u1ec7 ngh\u1ecbch v\u1edbi t\u1ec9 l\u1ec7 d\u1eef tr\u1ef1 b\u1eaft bu\u1ed9c (r<sub>d<\/sub>) v\u00e0 t\u1ec9 l\u1ec7 d\u1ef1 tr\u1eef qu\u00e1 m\u1ee9c.<\/p>\n<p>S\u1ed1 nh\u00e2n ti\u1ec1n t\u1ec7 t\u1ec9 l\u1ec7 ngh\u1ecbch v\u1edbi t\u1ec9 l\u1ec7 ti\u1ec1n m\u1eb7t ngo\u00e0i ng\u00e2n h\u00e0ng.<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">\u00dd ngh\u0129a<\/font><\/h3>\n<p>S\u1ed1 nh\u00e2n ti\u1ec1n hay c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 s\u1ed1 nh\u00e2n ti\u1ec1n t\u1ec7, th\u1ec3 hi\u1ec7n m\u1ee9c \u0111\u1ed9 l\u1edbn nh\u1ea5t m\u00e0 cung ti\u1ec1n b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi nh\u1eefng thay \u0111\u1ed5i v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng ti\u1ec1n g\u1eedi.<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\"><b style=\"\">C\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ed1 nh\u00e2n ti\u1ec1n<\/b><\/font><\/h3>\n<p>T\u1ec9 l\u1ec7 d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c (r<sub>d<\/sub>)<\/p>\n<p>T\u1ec9 l\u1ec7 d\u1ef1 tr\u1eef qu\u00e1 m\u1ee9c (ER\/D)<\/p>\n<p>T\u1ec9 l\u1ec7 ti\u1ec1n m\u1eb7t so v\u1edbi ti\u1ec1n g\u1eedi c\u00f3 th\u1ec3 ph\u00e1t h\u00e0nh s\u00e9c (C\/D)<\/p>\n<p><i>(T\u00e0i li\u1ec7u tham kh\u1ea3o Gi\u00e1o tr\u00ecnh Kinh t\u1ebf h\u1ecdc, NXB \u0110\u1ea1i h\u1ecdc Kinh  t\u1ebf qu\u1ed1c d\u00e2n; Gi\u00e1o tr\u00ecnh Kinh t\u1ebf v\u0129 m\u00f4, NXB T\u00e0i ch\u00ednh)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"vnbcbc-sapo\" data-role=\"sapo\">\n                            S\u1ed1 nh\u00e2n ti\u1ec1n (ti\u1ebfng Anh: Money Multiplier) m\u00f4 t\u1ea3 c\u00e1ch \u0111\u1ec3 m\u1ed9t l\u01b0\u1ee3ng ti\u1ec1n g\u1eedi ban \u0111\u1ea7u d\u1eabn \u0111\u1ebfn s\u1ef1 gia t\u0103ng cu\u1ed1i c\u00f9ng l\u1edbn h\u01a1n trong t\u1ed5ng cung ti\u1ec1n.\n                        <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[414],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27135"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=27135"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27135\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=27135"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=27135"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=27135"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}