{"id":27496,"date":"2023-12-07T04:35:37","date_gmt":"2023-12-07T04:35:37","guid":{"rendered":"https:\/\/masterskills.org\/blog\/nguyen-tac-xich-dao-the-equator-principles-eps-la-gi.html"},"modified":"2023-12-22T16:49:54","modified_gmt":"2023-12-22T09:49:54","slug":"nguyen-tac-xich-dao-the-equator-principles-eps-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/nguyen-tac-xich-dao-the-equator-principles-eps-la-gi.html","title":{"rendered":"Nguy\u00ean t\u1eafc X\u00edch \u0111\u1ea1o (The Equator Principles – EPs) l\u00e0 g\u00ec?"},"content":{"rendered":"
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H\u00ecnh minh ho\u1ea1 (Ngu\u1ed3n: wikipedia)<\/p>\n<\/figcaption><\/figure>\n

Nguye\u0302n t\u0103\u0301c\u00a0X\u00edch \u0111\u1ea1o<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

Nguy\u00ean t\u1eafc X\u00edch \u0111\u1ea1o<\/b> trong ti\u1ebfng Anh \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 The Equator Principles – EPs.<\/b><\/p>\n

Nguye\u0302n t\u0103\u0301c\u00a0X\u00edch \u0111\u1ea1o<\/b>\u00a0la\u0300 b\u1ecd\u0302 chu\u00e2\u0309n m\u01b0\u0323c mang ti\u0301nh ch\u00e2\u0301t t\u01b0\u0323 nguy\u1eb9\u0302n \u0111u\u031b\u01a1\u0323c xa\u0302y d\u01b0\u0323ng tre\u0302n co\u031b s\u01a1\u0309 tham kha\u0309o ca\u0301c chu\u00e2\u0309n m\u01b0\u0323c hi\u1eb9\u0302n co\u0301 va\u0300 nhu c\u00e2\u0300u cu\u0309a ca\u0301c nha\u0300 \u0111\u00e2\u0300u tu\u031b ta\u0300i chi\u0301nh.<\/p>\n

Nguye\u0302n t\u0103\u0301c X\u00edch \u0111\u1ea1o\u00a0<\/span>\u0111u\u031b\u01a1\u0323c \u0111u\u031ba ra na\u0306m 2003 v\u01a1\u0301i ca\u0301c chu\u00e2\u0309n m\u01b0\u0323c mang ti\u0301nh t\u01b0\u0323 nguy\u1eb9\u0302n lie\u0302n quan \u0111\u00ea\u0301n nh\u01b0\u0303ng quy\u00ea\u0301t \u0111i\u0323nh, \u0111a\u0301nh gia\u0301 va\u0300 qua\u0309n l\u00ed<\/span> ca\u0301c ru\u0309i ro v\u00ea\u0300 mo\u0302i tru\u031b\u01a1\u0300ng va\u0300 xa\u0303 h\u1ecd\u0302i trong vi\u1eb9\u0302c th\u00e2\u0309m \u0111i\u0323nh d\u01b0\u0323 a\u0301n.\u00a0<\/p>\n

\u0110i\u0323nh ch\u00ea\u0301 Ta\u0300i chi\u0301nh Tham gia Nguye\u0302n t\u0103\u0301c Xi\u0301ch \u0111a\u0323o<\/font><\/h3>\n

Ca\u0301c \u0111o\u031bn vi\u0323 a\u0301p du\u0323ng nguye\u0302n t\u0103\u0301c na\u0300y \u0111u\u031b\u01a1\u0323c go\u0323i la\u0300 c\u00e1c \u0110i\u0323nh ch\u00ea\u0301 Ta\u0300i chi\u0301nh Tham gia Nguye\u0302n t\u0103\u0301c Xi\u0301ch \u0111a\u0323o (The Equator Principles Financial Institutions – EPFIs).\u00a0<\/p>\n

Ca\u0301c \u0111i\u0323nh ch\u00ea\u0301 pha\u0309i xa\u0302y d\u01b0\u0323ng chi\u0301nh sa\u0301ch, chu\u00e2\u0309n m\u01b0\u0323c va\u0300 qui tri\u0300nh ta\u0300i tr\u01a1\u0323 hu\u031b\u01a1\u0301ng t\u01a1\u0301i ba\u0309o v\u1eb9\u0302 mo\u0302i tru\u031b\u01a1\u0300ng va\u0300 xa\u0303 h\u1ecd\u0302i, va\u0300 pha\u0309i \u0111a\u0309m ba\u0309o r\u0103\u0300ng kho\u0302ng \u0111u\u031b\u01a1\u0323c ta\u0300i tr\u01a1\u0323 cho ca\u0301c d\u01b0\u0323 a\u0301n kho\u0302ng thoa\u0309 ma\u0303n ca\u0301c chu\u00e2\u0309n m\u01b0\u0323c cu\u0309a mi\u0300nh \u0111u\u031ba ra.\u00a0<\/p>\n

\u0110\u00f4\u0300ng th\u01a1\u0300i, ca\u0301c \u0111i\u0323nh ch\u00ea\u0301 ta\u0300i chi\u0301nh pha\u0309i co\u0301 hu\u031b\u01a1\u0301ng d\u00e2\u0303n cu\u0323 th\u00ea\u0309 cho kha\u0301ch ha\u0300ng cu\u0309a mi\u0300nh trong vi\u1eb9\u0302c tua\u0302n thu\u0309 ca\u0301c nguye\u0302n t\u0103\u0301c trong qua\u0301 tri\u0300nh th\u01b0\u0323c hi\u1eb9\u0302n d\u01b0\u0323 a\u0301n.<\/p>\n

\u00dd ngh\u0129a<\/font><\/h3>\n

Ta\u0300i tr\u01a1\u0323 d\u01b0\u0323 a\u0301n la\u0300 m\u1ecd\u0302t hi\u0300nh th\u01b0\u0301c c\u00e2\u0301p v\u00f4\u0301n, trong \u0111o\u0301 be\u0302n cho vay chu\u0309 y\u00ea\u0301u quan ta\u0302m t\u01a1\u0301i ngu\u00f4\u0300n thu do d\u01b0\u0323 a\u0301n mang la\u0323i, bao g\u00f4\u0300m ca\u0309 ngu\u00f4\u0300n hoa\u0300n tra\u0309 khoa\u0309n vay va\u0300 ti\u0301nh an toa\u0300n, \u0111\u1ecd\u0302 tin c\u1ea1\u0302y cu\u0309a khoa\u0309n vay \u0111o\u0301.\u00a0<\/p>\n

Hi\u0300nh th\u01b0\u0301c na\u0300y \u0111a\u0303 va\u0300 \u0111ang \u0111o\u0301ng vai tro\u0300 quan tro\u0323ng trong qua\u0301 tri\u0300nh pha\u0301t tri\u00ea\u0309n ta\u0300i chi\u0301nh toa\u0300n c\u00e2\u0300u. Tuy nhie\u0302n, ca\u0301c nha\u0300 ta\u0300i tr\u01a1\u0323 co\u0301 th\u00ea\u0309 se\u0303 pha\u0309i \u0111\u00f4\u0301i m\u1ea1\u0306t v\u01a1\u0301i nh\u01b0\u0303ng ru\u0309i ro, tha\u0301ch th\u01b0\u0301c t\u01b0\u0300 ca\u0301c v\u00e2\u0301n \u0111\u00ea\u0300 xa\u0303 h\u1ecd\u0302i va\u0300 mo\u0302i tru\u031b\u01a1\u0300ng cu\u0309a d\u01b0\u0323 a\u0301n, \u0111\u1ea1\u0306c bi\u1eb9\u0302t \u0111\u00f4\u0301i v\u01a1\u0301i nh\u01b0\u0303ng d\u01b0\u0323 a\u0301n ta\u0323i ca\u0301c thi\u0323 tru\u031b\u01a1\u0300ng m\u01a1\u0301i n\u00f4\u0309i.\u00a0<\/p>\n

Vi\u0300 v\u1ea1\u0302y, ca\u0301c \u0110i\u0323nh ch\u00ea\u0301 Ta\u0300i chi\u0301nh Tham gia Nguye\u0302n t\u0103\u0301c Xi\u0301ch \u0111a\u0323o \u00a0\u0111a\u0303 t\u01b0\u0300ng bu\u031b\u01a1\u0301c a\u0301p du\u0323ng nguye\u0302n t\u0103\u0301c na\u0300y nh\u0103\u0300m \u0111a\u0309m ba\u0309o r\u0103\u0300ng ca\u0301c d\u01b0\u0323 a\u0301n \u0111u\u031b\u01a1\u0323c \u0111\u00e2\u0300u tu\u031b se\u0303 ph\u00e2\u0301n \u0111\u00e2\u0301u th\u01b0\u0323c hi\u1eb9\u0302n ca\u0301c tra\u0301ch nhi\u1eb9\u0302m xa\u0303 h\u1ecd\u0302i cu\u0303ng nhu\u031b hoa\u0323t \u0111\u1ecd\u0302ng qua\u0309n l\u00ed<\/span> mo\u0302i tru\u031b\u01a1\u0300ng b\u00ea\u0300n v\u01b0\u0303ng.\u00a0<\/p>\n

Nh\u01a1\u0300 \u0111o\u0301, ta\u0301c \u0111\u1ecd\u0302ng tie\u0302u c\u01b0\u0323c cu\u0309a d\u01b0\u0323 a\u0301n \u0111\u00ea\u0301n h\u1eb9\u0302 sinh tha\u0301i va\u0300 c\u1ecd\u0302ng \u0111\u00f4\u0300ng co\u0301 th\u00ea\u0309 \u0111u\u031b\u01a1\u0323c nga\u0306n ng\u01b0\u0300a; ho\u1ea1\u0306c trong ca\u0301c tru\u031b\u01a1\u0300ng h\u01a1\u0323p b\u00e2\u0301t kha\u0309 kha\u0301ng, nh\u01b0\u0303ng ta\u0301c \u0111\u1ecd\u0302ng na\u0300y se\u0303 \u0111u\u031b\u01a1\u0323c gia\u0309m thi\u00ea\u0309u va\u0300\/ho\u1ea1\u0306c \u0111u\u031b\u01a1\u0323c \u0111\u00ea\u0300n bu\u0300 tho\u0309a \u0111a\u0301ng.<\/p>\n

EPFIs tin r\u0103\u0300ng vi\u1eb9\u0302c tua\u0302n thu\u0309 va\u0300 to\u0302n tro\u0323ng nh\u01b0\u0303ng nguye\u0302n t\u0103\u0301c na\u0300y se\u0303 mang la\u0323i l\u01a1\u0323i i\u0301ch \u0111a\u0301ng k\u00ea\u0309 kho\u0302ng chi\u0309 cho chi\u0301nh ba\u0309n tha\u0302n ho\u0323, ma\u0300 cho ca\u0309 nh\u01b0\u0303ng \u0111o\u031bn vi\u0323 nh\u1ea1\u0302n ta\u0300i tr\u01a1\u0323 va\u0300 ca\u0301c be\u0302n lie\u0302n quan tho\u0302ng qua nh\u01b0\u0303ng cam k\u00ea\u0301t gi\u01b0\u0303a \u0111o\u031bn vi\u0323 \u0111u\u031b\u01a1\u0323c ta\u0300i tr\u01a1\u0323 v\u01a1\u0301i ca\u0301c c\u1ecd\u0302ng \u0111\u00f4\u0300ng chi\u0323u a\u0309nh hu\u031b\u01a1\u0309ng.\u00a0<\/p>\n

Trong vai tro\u0300 nha\u0300 ta\u0300i tr\u01a1\u0323 cu\u0309a mi\u0300nh, EPFIs tin r\u0103\u0300ng nh\u01b0\u0303ng n\u00f4\u0303 l\u01b0\u0323c na\u0300y co\u0301 th\u00ea\u0309 ta\u0323o co\u031b h\u1ecd\u0302i ta\u0306ng cu\u031b\u01a1\u0300ng tra\u0301ch nhi\u1eb9\u0302m qua\u0309n l\u00ed<\/span> mo\u0302i tru\u031b\u01a1\u0300ng va\u0300 pha\u0301t tri\u00ea\u0309n xa\u0303 h\u1ecd\u0302i. T\u01b0\u0300 \u0111o\u0301, theo th\u01a1\u0300i gian, EPFIs se\u0303 ti\u00ea\u0301p tu\u0323c xem xe\u0301t, \u0111a\u0301nh gia\u0301 va\u0300 hoa\u0300n thi\u1eb9\u0302n ca\u0301c qui t\u0103\u0301c na\u0300y d\u01b0\u0323a tre\u0302n kinh nghi\u1eb9\u0302m tri\u00ea\u0309n khai va\u0300 ca\u0301c ba\u0300i ho\u0323c th\u01b0\u0323c t\u00ea\u0301.<\/p>\n

Nh\u01b0\u0303ng qui \u0111i\u0323nh cu\u0309a Nguye\u0302n t\u0103\u0301c Xi\u0301ch \u0111a\u0323o \u0111u\u031b\u01a1\u0323c a\u0301p du\u0323ng nhu\u031b m\u1ecd\u0302t n\u00ea\u0300n ta\u0309ng co\u031b ba\u0309n, la\u0300 khuo\u0302n kh\u00f4\u0309 cho vi\u1eb9\u0302c th\u01b0\u0323c hi\u1eb9\u0302n ca\u0301c chi\u0301nh sa\u0301ch, qui tri\u0300nh, tie\u0302u chu\u00e2\u0309n v\u00ea\u0300 mo\u0302i tru\u031b\u01a1\u0300ng va\u0300 xa\u0303 h\u1ecd\u0302i cu\u0309a m\u00f4\u0303i tha\u0300nh vie\u0302n thu\u1ecd\u0302c EPFIs.\u00a0<\/p>\n

EPFIs se\u0303 kho\u0302ng cung c\u00e2\u0301p ca\u0301c khoa\u0309n vay cho nh\u01b0\u0303ng d\u01b0\u0323 a\u0301n ma\u0300 be\u0302n nh\u1ea1\u0302n ta\u0300i tr\u01a1\u0323 kho\u0302ng ho\u1ea1\u0306c kho\u0302ng th\u00ea\u0309 tua\u0302n thu\u0309 ca\u0301c chi\u0301nh sa\u0301ch xa\u0303 h\u1ecd\u0302i va\u0300 mo\u0302i tru\u031b\u01a1\u0300ng cu\u0303ng nhu\u031b ca\u0301c qui \u0111i\u0323nh thu\u1ecd\u0302c Nguye\u0302n t\u0103\u0301c Xi\u0301ch \u0111a\u0323o.<\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o: Nguy\u00ean t\u1eafc x\u00edch \u0111\u1ea1o, Chu\u00e2\u0309n m\u01b0\u0323c mo\u0302i tru\u031b\u01a1\u0300ng – xa\u0303 h\u1ecd\u0302i t\u01b0\u0323 nguy\u1eb9\u0302n cho ca\u0301c nha\u0300 \u0111\u00e2\u0300u tu\u031b ta\u0300i chi\u0301nh, PanNature. T\u1ea1p ch\u00ed Khoa h\u1ecdc v\u00e0 \u0110\u00e0o t\u1ea1o Ng\u00e2n h\u00e0ng, Ta\u0300i chi\u0301nh xanh cho ta\u0306ng tru\u031b\u01a1\u0309ng va\u0300 pha\u0301t tri\u00ea\u0309n b\u00ea\u0300n v\u01b0\u0303ng ta\u0323i Vi\u1eb9\u0302t Nam, ThS, H\u1ed3 H\u1ea1nh M\u1ef9)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n Nguy\u00ean t\u1eafc X\u00edch \u0111\u1ea1o (ti\u1ebfng Anh: The Equator Principles – EPs) l\u00e0 b\u1ed9 chu\u1ea9n m\u1ef1c mang t\u00ednh ch\u1ea5t t\u1ef1 nguy\u1ec7n \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean c\u01a1 s\u1edf tham kh\u1ea3o c\u00e1c chu\u1ea9n m\u1ef1c hi\u1ec7n c\u00f3 v\u00e0 nhu c\u1ea7u c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[416],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27496"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=27496"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27496\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=27496"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=27496"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=27496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}