{"id":27670,"date":"2023-12-07T04:41:13","date_gmt":"2023-12-07T04:41:13","guid":{"rendered":"https:\/\/masterskills.org\/blog\/thu-xep-bao-hiem-trong-doanh-nghiep-la-gi-cac-yeu-to-can-dam-bao.html"},"modified":"2023-12-22T16:56:29","modified_gmt":"2023-12-22T09:56:29","slug":"thu-xep-bao-hiem-trong-doanh-nghiep-la-gi-cac-yeu-to-can-dam-bao","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/thu-xep-bao-hiem-trong-doanh-nghiep-la-gi-cac-yeu-to-can-dam-bao.html","title":{"rendered":"Thu x\u1ebfp b\u1ea3o hi\u1ec3m trong doanh nghi\u1ec7p l\u00e0 g\u00ec? C\u00e1c y\u1ebfu t\u1ed1 c\u1ea7n \u0111\u1ea3m b\u1ea3o"},"content":{"rendered":"
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H\u00ecnh minh ho\u1ea1 (Ngu\u1ed3n: paydayloansonlinedirectlendersonly)<\/p>\n<\/figcaption><\/figure>\n

Thu x\u00ea\u0301p ba\u0309o hi\u00ea\u0309m<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

Thu x\u00ea\u0301p ba\u0309o hi\u00ea\u0309m<\/b> la\u0300 vi\u1eb9\u0302c \u0111a\u0300m pha\u0301n ki\u0301 k\u00ea\u0301t h\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m.\u00a0<\/p>\n

Sau khi xa\u0301c \u0111i\u0323nh \u0111u\u031b\u01a1\u0323c nhu c\u00e2\u0300u ba\u0309o hi\u00ea\u0309m va\u0300 sa\u0309n ph\u00e2\u0309m ba\u0309o hi\u00ea\u0309m phu\u0300 h\u01a1\u0323p tre\u0302n co\u031b s\u01a1\u0309 ca\u0302n \u0111\u00f4\u0301i gi\u01b0\u0303a ca\u0301c nguy co\u031b ru\u0309i ro va\u0300 t\u00f4\u0309n th\u00e2\u0301t, m\u01b0\u0301c \u0111\u1ecd\u0302 nguy hi\u00ea\u0309m cu\u0309a ca\u0301c ru\u0309i ro ma\u0300 doanh nghi\u1eb9\u0302p co\u0301 th\u00ea\u0309 g\u1ea1\u0306p v\u01a1\u0301i kha\u0309 na\u0306ng ta\u0300i chi\u0301nh va\u0300 nga\u0302n sa\u0301ch cho ba\u0309o hi\u00ea\u0309m, ca\u0301c qui \u0111i\u0323nh cu\u0309a Nha\u0300 nu\u031b\u01a1\u0301c.<\/p>\n

Doanh nghi\u1eb9\u0302p ti\u00ea\u0301n ha\u0300nh thu x\u00ea\u0301p ba\u0309o hi\u00ea\u0309m tr\u01b0\u0323c ti\u00ea\u0301p v\u01a1\u0301i co\u031b quan, co\u0302ng ty\/ca\u0301c co\u0302ng ty ba\u0309o hi\u00ea\u0309m ho\u1ea1\u0306c co\u0301 th\u00ea\u0309 l\u01b0\u0323a cho\u0323n thu x\u00ea\u0301p tho\u0302ng qua trung gian ba\u0309o hi\u00ea\u0309m la\u0300 mo\u0302i gi\u01a1\u0301i ho\u1ea1\u0306c \u0111a\u0323i l\u00ed<\/span>.<\/p>\n

C\u00e1c y\u1ebfu t\u1ed1 c\u1ea7n \u0111\u1ea3m b\u1ea3o\u00a0<\/font><\/h3>\n

\u0110\u00ea\u0309 doanh nghi\u1eb9\u0302p co\u0301 \u0111u\u031b\u01a1\u0323c m\u1ecd\u0302t chu\u031bo\u031bng tri\u0300nh ba\u0309o hi\u00ea\u0309m cu\u0309a doanh nghi\u1eb9\u0302p \u0111a\u0301p \u01b0\u0301ng \u0111u\u031b\u01a1\u0323c ca\u0301c ye\u0302u c\u00e2\u0300u v\u00ea\u0300 pha\u0323m vi ba\u0309o v\u1eb9\u0302 mang ti\u0301nh bao phu\u0309 ca\u0302n \u0111\u00f4\u0301i v\u01a1\u0301i nga\u0302n sa\u0301ch da\u0300nh cho ba\u0309o hi\u00ea\u0309m, co\u0301 s\u01b0\u0323 \u0111a\u0309m ba\u0309o \u0111\u00f4\u0301i v\u01a1\u0301i vi\u1eb9\u0302c b\u00f4\u0300i thu\u031b\u01a1\u0300ng khi co\u0301 t\u00f4\u0309n th\u00e2\u0301t nhanh va\u0300 ki\u0323p th\u01a1\u0300i, doanh nghi\u1eb9\u0302p c\u00e2\u0300n pha\u0309i \u0111a\u0309m ba\u0309o ba y\u00ea\u0301u t\u00f4\u0301:\u00a0<\/p>\n

– Th\u01b0\u0301 nh\u00e2\u0301t, xa\u0301c \u0111i\u0323nh vi\u1eb9\u0302c thu x\u00ea\u0301p ba\u0309o hi\u00ea\u0309m tr\u01b0\u0323c ti\u00ea\u0301p hay qua trung gian ba\u0309o hi\u00ea\u0309m<\/b><\/p>\n

+ \u0110\u00f4\u0301i v\u01a1\u0301i b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i, b\u1ea3o hi\u1ec3m y t\u1ebf va\u0300 b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p:<\/b>\u00a0\u0111\u00ea\u0309 thu x\u00ea\u0301p vi\u1eb9\u0302c tham gia ba\u0309o hi\u00ea\u0309m cho ngu\u031b\u01a1\u0300i lao \u0111\u1ecd\u0302ng, doanh nghi\u1eb9\u0302p c\u00e2\u0300n lie\u0302n h\u1eb9\u0302 tr\u01b0\u0323c ti\u00ea\u0301p v\u01a1\u0301i co\u031b quan b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/span> ta\u0323i \u0111i\u0323a phu\u031bo\u031bng;<\/p>\n

Ch\u00f4\u0301t danh sa\u0301ch lao \u0111\u1ecd\u0302ng thu\u1ecd\u0302c di\u1eb9\u0302n b\u0103\u0301t bu\u1ecd\u0302c tham gia ba\u0309o hi\u00ea\u0309m va\u0300 lu\u031bo\u031bng la\u0300m ca\u0306n c\u01b0\u0301 \u0111o\u0301ng phi\u0301 cu\u0309a ngu\u031b\u01a1\u0300i lao \u0111\u1ecd\u0302ng, \u0111a\u0306ng ki\u0301 tham gia ba\u0309o hi\u00ea\u0309m ta\u0323i co\u031b quan b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/span> \u0111i\u0323a phu\u031bo\u031bng theo qui \u0111i\u0323nh cu\u0309a pha\u0301p lu\u1ea1\u0302t.<\/p>\n

+ \u0110\u00f4\u0301i v\u01a1\u0301i ba\u0309o hi\u00ea\u0309m thu\u031bo\u031bng ma\u0323i:<\/b> du\u0300 la\u0300 loa\u0323i hi\u0300nh ba\u0309o hi\u00ea\u0309m b\u0103\u0301t bu\u1ecd\u0302c hay t\u01b0\u0323 nguy\u1eb9\u0302n, doanh nghi\u1eb9\u0302p \u0111\u00ea\u0300u co\u0301 quy\u00ea\u0300n l\u01b0\u0323a cho\u0323n co\u0302ng ty ba\u0309o hi\u00ea\u0309m, xa\u0301c \u0111i\u0323nh phu\u031bo\u031bng th\u01b0\u0301c tham gia ba\u0309o hi\u00ea\u0309m.<\/p>\n

+ \u0110\u00f4\u0301i v\u01a1\u0301i ca\u0301c sa\u0309n ph\u00e2\u0309m ba\u0309o hi\u00ea\u0309m ye\u0302u c\u00e2\u0300u cao v\u00ea\u0300 ki\u0303 thu\u1ea1\u0302t, \u0111a\u0301nh gia\u0301 ru\u0309i ro, gia\u0301 tri\u0323 h\u01a1\u0323p \u0111\u00f4\u0300ng l\u01a1\u0301n, <\/b>doanh nghi\u1eb9\u0302p thu\u031b\u01a1\u0300ng l\u01b0\u0323a cho\u0323n tham gia ba\u0309o hi\u00ea\u0309m tr\u01b0\u0323c ti\u00ea\u0301p ta\u0323i co\u0302ng ty ba\u0309o hi\u00ea\u0309m ho\u1ea1\u0306c qua mo\u0302i gi\u01a1\u0301i.\u00a0<\/p>\n

Ca\u0301c hi\u0300nh th\u01b0\u0301c ba\u0309o hi\u00ea\u0309m \u0111o\u031bn le\u0309, s\u00f4\u0301 ti\u00ea\u0300n ba\u0309o hi\u00ea\u0309m kho\u0302ng qua\u0301 l\u01a1\u0301n, doanh nghi\u1eb9\u0302p co\u0301 th\u00ea\u0309 tham gia qua ke\u0302nh tr\u01b0\u0323c tuy\u00ea\u0301n, \u0111a\u0323i\u00a0l\u00ed.<\/p>\n

– Th\u01b0\u0301 hai, l\u01b0\u0323a cho\u0323n doanh nghi\u1eb9\u0302p ba\u0309o hi\u00ea\u0309m h\u01a1\u0323p l\u00ed<\/span><\/b><\/p>\n

L\u01b0\u0323a cho\u0323n co\u0302ng ty ba\u0309o hi\u00ea\u0309m phu\u0300 h\u01a1\u0323p la\u0300 m\u1ecd\u0302t trong nh\u01b0\u0303ng y\u00ea\u0301u t\u00f4\u0301 quy\u00ea\u0301t \u0111i\u0323nh s\u01b0\u0323 tha\u0300nh co\u0302ng cu\u0309a chu\u031bo\u031bng tri\u0300nh ba\u0309o hi\u00ea\u0309m.<\/p>\n

\u0110\u00ea\u0309 l\u01b0\u0323a cho\u0323n co\u0302ng ty ba\u0309o hi\u00ea\u0309m c\u00e2\u0300n ca\u0306n c\u01b0\u0301 va\u0300o ca\u0301c y\u00ea\u0301u t\u00f4\u0301 sau:<\/p>\n

+ X\u00ea\u0301p ha\u0323ng cu\u0309a co\u0302ng ty;<\/p>\n

+ \u0110i\u0323a ba\u0300n hoa\u0323t \u0111\u1ecd\u0302ng cu\u0309a co\u0302ng ty;<\/p>\n

+ Ca\u0301c di\u0323ch vu\u0323 va\u0300 gia\u0301 ca\u0309 di\u0323ch vu\u0323 ma\u0300 co\u0302ng ty cung c\u00e2\u0301p.<\/p>\n

X\u00ea\u0301p ha\u0323ng cu\u0309a m\u1ecd\u0302t co\u0302ng ty ba\u0309o hi\u00ea\u0309m \u0111u\u031b\u01a1\u0323c \u0111a\u0301nh gia\u0301 va\u0300 d\u01b0\u0323a va\u0300o nhi\u00ea\u0300u y\u00ea\u0301u t\u00f4\u0301, bao g\u00f4\u0300m: na\u0306ng l\u01b0\u0323c ta\u0300i chi\u0301nh, hi\u1eb9\u0302u qua\u0309 kinh doanh, ch\u00e2\u0301t lu\u031b\u01a1\u0323ng ngu\u00f4\u0300n nha\u0302n l\u01b0\u0323c, na\u0306ng l\u01b0\u0323c \u0111a\u0301nh gia\u0301 va\u0300 qua\u0309n l\u00ed<\/span> ru\u0309i ro, ch\u00e2\u0301t lu\u031b\u01a1\u0323ng di\u0323ch vu\u0323, kha\u0309 na\u0306ng thanh toa\u0301n nhanh, m\u01b0\u0301c \u0111\u1ecd\u0302 an toa\u0300n…\u00a0<\/p>\n

T\u00e2\u0301t ca\u0309 ca\u0301c y\u00ea\u0301u t\u00f4\u0301 na\u0300y v\u00ea\u0300 co\u031b ba\u0309n \u0111\u00ea\u0300u ta\u0301c \u0111\u1ecd\u0302ng \u0111\u00ea\u0301n ch\u00e2\u0301t lu\u031b\u01a1\u0323ng di\u0323ch vu\u0323 ma\u0300 co\u0302ng ty ba\u0309o hi\u00ea\u0309m cung c\u00e2\u0301p cho kha\u0301ch ha\u0300ng.\u00a0<\/p>\n

– Th\u01b0\u0301 ba, \u0111a\u0300m pha\u0301n thu x\u00ea\u0301p h\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m thu\u1ea1\u0302n l\u01a1\u0323i theo ye\u0302u c\u00e2\u0300u<\/b><\/p>\n

Qua\u0301 tri\u0300nh \u0111a\u0300m pha\u0301n thu x\u00ea\u0301p h\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m co\u0301 th\u00ea\u0309 la\u0300 qua\u0301 tri\u0300nh kho\u0301 kha\u0306n va\u0300 \u0111o\u0300i ho\u0309i pha\u0309i \u0111\u00e2\u0300u tu\u031b nh\u00e2\u0301t \u0111i\u0323nh. \u0110\u00ea\u0309 \u0111a\u0300m pha\u0301n tha\u0300nh co\u0302ng, doanh nghi\u1eb9\u0302p c\u00e2\u0300n ti\u0300m hi\u00ea\u0309u ki\u0303 v\u00ea\u0300 ca\u0301c co\u0302ng ty ba\u0309o hi\u00ea\u0309m ma\u0300 mi\u0300nh l\u01b0\u0323a cho\u0323n.<\/p>\n

Vi\u1eb9\u0302c ye\u0302u c\u00e2\u0300u ba\u0309o hi\u00ea\u0309m g\u01b0\u0309i t\u01a1\u0301i co\u0302ng ty ba\u0309o hi\u00ea\u0309m m\u01a1\u0301i chi\u0309 la\u0300 bu\u031b\u01a1\u0301c ban \u0111\u00e2\u0300u trong qua\u0301 tri\u0300nh \u0111a\u0309m pha\u0301n.\u00a0<\/p>\n

Sau khi ti\u00ea\u0301p nh\u1ea1\u0302n ye\u0302u c\u00e2\u0300u ba\u0309o hi\u00ea\u0309m, co\u0302ng ty ba\u0309o hi\u00ea\u0309m se\u0303 ti\u00ea\u0301n ha\u0300nh \u0111a\u0301nh gia\u0301 ru\u0309i ro va\u0300 cha\u0300o phi\u0301 ba\u0309o hi\u00ea\u0309m n\u00ea\u0301u ho\u0323 xe\u0301t th\u00e2\u0301y co\u0301 th\u00ea\u0309 ch\u00e2\u0301p nh\u1ea1\u0302n ba\u0309o hi\u00ea\u0309m.\u00a0<\/p>\n

Lu\u0301c na\u0300y vi\u1eb9\u0302c \u0111a\u0300m pha\u0301n v\u00ea\u0300 phi\u0301, pha\u0323m vi ba\u0309o hi\u00ea\u0309m, ca\u0301c \u0111i\u00ea\u0300u khoa\u0309n m\u01a1\u0309 r\u1ecd\u0302ng pha\u0323m vi ba\u0309o hi\u00ea\u0309m, ca\u0301c phu\u0323 lu\u0323c h\u01a1\u0323p \u0111\u00f4\u0300ng… se\u0303 \u0111u\u031b\u01a1\u0323c hai be\u0302n tha\u0309o lu\u1ea1\u0302n va\u0300 \u0111i \u0111\u00ea\u0301n th\u00f4\u0301ng nh\u00e2\u0301t.\u00a0<\/p>\n

Tha\u0300nh co\u0302ng cu\u0309a vi\u1eb9\u0302c \u0111a\u0300m pha\u0301n ba\u0309o hi\u00ea\u0309m la\u0300 doanh nghi\u1eb9\u0302p \u0111u\u031b\u01a1\u0323c ba\u0309o hi\u00ea\u0309m v\u01a1\u0301i pha\u0323m vi ba\u0309o hi\u00ea\u0309m h\u01a1\u0323p l\u00ed<\/span> nh\u00e2\u0301t v\u01a1\u0301i nga\u0302n sa\u0301ch da\u0300nh cho ba\u0309o hi\u00ea\u0309m va\u0300 \u0111u\u031b\u01a1\u0323c ba\u0309o v\u1eb9\u0302 b\u01a1\u0309i co\u0302ng ty ba\u0309o hi\u00ea\u0309m co\u0301 chi\u0309 s\u00f4\u0301 x\u00ea\u0301p ha\u0323ng an toa\u0300n.<\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o: Chu\u031bo\u031bng tri\u0300nh ba\u0309o hi\u00ea\u0309m trong doanh nghi\u1eb9\u0302p, Trung t\u00e2m \u0111\u00e0o t\u1ea1o t\u1eeb xa, \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf Qu\u1ed1c d\u00e2n)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n Doanh nghi\u1ec7p c\u00f3 th\u1ec3 ti\u1ebfn h\u00e0nh thu x\u1ebfp b\u1ea3o hi\u1ec3m tr\u1ef1c ti\u1ebfp v\u1edbi c\u01a1 quan, c\u00f4ng ty\/c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m ho\u1eb7c c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn thu x\u1ebfp th\u00f4ng qua trung gian b\u1ea3o hi\u1ec3m l\u00e0 m\u00f4i gi\u1edbi ho\u1eb7c \u0111\u1ea1i l\u00ed.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[416],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27670"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=27670"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27670\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=27670"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=27670"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=27670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}