{"id":27672,"date":"2023-12-07T04:41:18","date_gmt":"2023-12-07T04:41:18","guid":{"rendered":"https:\/\/masterskills.org\/blog\/ke-hoach-bao-hiem-insurance-plan-cho-doanh-nghiep-la-gi.html"},"modified":"2023-12-22T16:52:26","modified_gmt":"2023-12-22T09:52:26","slug":"ke-hoach-bao-hiem-insurance-plan-cho-doanh-nghiep-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/ke-hoach-bao-hiem-insurance-plan-cho-doanh-nghiep-la-gi.html","title":{"rendered":"K\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m (Insurance plan) cho doanh nghi\u1ec7p l\u00e0 g\u00ec?"},"content":{"rendered":"
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H\u00ecnh minh ho\u1ea1 (Ngu\u1ed3n: fenderbender)<\/p>\n<\/figcaption><\/figure>\n

K\u00ea\u0301 hoa\u0323ch ba\u0309o hi\u00ea\u0309m<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

K\u00ea\u0301 hoa\u0323ch ba\u0309o hi\u00ea\u0309m<\/b> t\u1ea1m d\u1ecbch sang ti\u1ebfng Anh l\u00e0 Insurance plan.<\/b><\/p>\n

K\u00ea\u0301 hoa\u0323ch ba\u0309o hi\u00ea\u0309m <\/b>la\u0300 m\u1ecd\u0302t chu\u031bo\u031bng tri\u0300nh ba\u0309o hi\u00ea\u0309m toa\u0300n di\u1eb9\u0302n cho doanh nghi\u1eb9\u0302p lie\u0302n quan \u0111\u00ea\u0301n vi\u1eb9\u0302c xa\u0301c \u0111i\u0323nh ca\u0301c loa\u0323i hi\u0300nh ba\u0309o hi\u00ea\u0309m c\u00e2\u0300n tham gia, ti\u00ea\u0301n ha\u0300nh thu x\u00ea\u0301p h\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m, qua\u0309n l\u00ed<\/span> ca\u0301c h\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m va\u0300 ca\u0301c loa\u0323i hi\u0300nh ba\u0309o hi\u00ea\u0309m thu\u1ecd\u0302c b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/span>.\u00a0<\/p>\n

K\u00ea\u0301 hoa\u0323ch ba\u0309o hi\u00ea\u0309m thu\u031b\u01a1\u0300ng \u0111u\u031b\u01a1\u0323c l\u1ea1\u0302p ha\u0300ng na\u0306m, \u0111u\u031b\u01a1\u0323c theo do\u0303i va\u0300 ra\u0300 soa\u0301t thu\u031b\u01a1\u0300ng xuye\u0302n lie\u0302n tu\u0323c nh\u0103\u0300m \u0111em la\u0323i s\u01b0\u0323 ba\u0309o v\u1eb9\u0302 h\u01a1\u0323p l\u00ed<\/span> nh\u00e2\u0301t cho doanh nghi\u1eb9\u0302p va\u0300 ngu\u031b\u01a1\u0300i lao \u0111\u1ecd\u0302ng.<\/p>\n

L\u1ea1\u0302p k\u00ea\u0301 hoa\u0323ch ba\u0309o hi\u00ea\u0309m<\/font><\/h3>\n

Vi\u1eb9\u0302c l\u1ea1\u0302p k\u00ea\u0301 hoa\u0323ch ba\u0309o hi\u00ea\u0309m c\u00e2\u0300n xa\u0301c \u0111i\u0323nh ro\u0303 ca\u0301c co\u031b s\u01a1\u0309 l\u1ea1\u0302p k\u00ea\u0301 hoa\u0323ch, ca\u0301c ru\u0309i ro va\u0300 t\u00f4\u0309n th\u00e2\u0301t ma\u0300 doanh nghi\u1eb9\u0302p co\u0301 th\u00ea\u0309 pha\u0309i \u0111u\u031bo\u031bng \u0111\u00e2\u0300u, phu\u031bo\u031bng th\u01b0\u0301c thu x\u00ea\u0301p\/tham gia ba\u0309o hi\u00ea\u0309m, l\u01b0\u0323a cho\u0323n doanh nghi\u1eb9\u0302p ba\u0309o hi\u00ea\u0309m (\u0111\u00f4\u0301i v\u01a1\u0301i ba\u0309o hi\u00ea\u0309m thu\u031bo\u031bng ma\u0323i), thu x\u00ea\u0301p ba\u0309o hi\u00ea\u0309m.\u00a0<\/p>\n

V\u00ea\u0300 co\u031b ba\u0309n, l\u1ea1\u0302p k\u00ea\u0301 hoa\u0323ch ba\u0309o hi\u00ea\u0309m co\u0301 th\u00ea\u0309 pha\u0302n tha\u0300nh hai bu\u031b\u01a1\u0301c co\u031b ba\u0309n: l\u01b0\u0323a cho\u0323n sa\u0309n ph\u00e2\u0309m ba\u0309o hi\u00ea\u0309m va\u0300 thu x\u00ea\u0301p ba\u0309o hi\u00ea\u0309m (thu x\u00ea\u0301p ba\u0309o hi\u00ea\u0309m bao g\u00f4\u0300m ca\u0309 l\u01b0\u0323a cho\u0323n phu\u031bo\u031bng th\u01b0\u0301c thu x\u00ea\u0301p ba\u0309o hi\u00ea\u0309m, l\u01b0\u0323a cho\u0323n doanh nghi\u1eb9\u0302p ba\u0309o hi\u00ea\u0309m va\u0300 thu x\u00ea\u0301p \u0111a\u0300m pha\u0301n li\u0301 k\u00ea\u0301t h\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m).<\/p>\n

Ca\u0301c co\u031b s\u01a1\u0309 l\u1ea1\u0302p k\u00ea\u0301 hoa\u0323ch ba\u0309o hi\u00ea\u0309m<\/font><\/h3>\n

Ca\u0301c co\u031b s\u01a1\u0309 l\u1ea1\u0302p k\u00ea\u0301 hoa\u0323ch ba\u0309o hi\u00ea\u0309m bao g\u00f4\u0300m:<\/p>\n

– Ca\u0301c qui \u0111i\u0323nh cu\u0309a co\u031b quan Nha\u0300 nu\u031b\u01a1\u0301c:<\/b> Tre\u0302n th\u01b0\u0323c t\u00ea\u0301 m\u1ecd\u0302t s\u00f4\u0301 loa\u0323i hi\u0300nh ba\u0309o hi\u00ea\u0309m la\u0300 b\u0103\u0301t bu\u1ecd\u0302c theo qui \u0111i\u0323nh cu\u0309a pha\u0301p lu\u1ea1\u0302t. Nh\u01b0\u0303ng loa\u0323i hi\u0300nh ba\u0309o hi\u00ea\u0309m na\u0300y thu\u031b\u01a1\u0300ng la\u0300 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/span>, b\u1ea3o hi\u1ec3m y t\u1ebf, b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p, ba\u0309o hi\u00ea\u0309m tra\u0301ch nhi\u1eb9\u0302m, ba\u0309o hi\u00ea\u0309m cha\u0301y n\u00f4\u0309…\u00a0<\/p>\n

Vi\u1eb9\u0302c b\u0103\u0301t bu\u1ecd\u0302c doanh nghi\u1eb9\u0302p tham gia nh\u01b0\u0303ng hi\u0300nh th\u01b0\u0301c ba\u0309o hi\u00ea\u0309m na\u0300y tru\u031b\u01a1\u0301c tie\u0302n \u0111a\u0309m ba\u0309o s\u01b0\u0323 \u00f4\u0309n \u0111i\u0323nh va\u0300 an toa\u0300n v\u00ea\u0300 an sinh xa\u0303 h\u1ecd\u0302i, th\u01b0\u0301 \u0111o\u0301 ba\u0309o v\u1eb9\u0302 quy\u00ea\u0300n l\u01a1\u0323i v\u00ea\u0300 ta\u0300i chi\u0301nh cho nh\u01b0\u0303ng be\u0302n co\u0301 quy\u00ea\u0300n l\u01a1\u0323i lie\u0302n quan.<\/p>\n

Vi\u0301 du\u0323 nhu\u031b ngu\u031b\u01a1\u0300i lao \u0111\u1ecd\u0302ng, nh\u01b0\u0303ng ngu\u031b\u01a1\u0300i th\u01b0\u0301 ba trong ru\u0309i ro, nh\u01b0\u0303ng ngu\u031b\u01a1\u0300i co\u0301 quy\u00ea\u0300n l\u01a1\u0323i lie\u0302n quan \u0111\u00ea\u0301n doanh nghi\u1eb9\u0302p.<\/p>\n

– Chi\u00ea\u0301n lu\u031b\u01a1\u0323c va\u0300 mu\u0323c tie\u0302u kinh doanh cu\u0309a doanh nghi\u1eb9\u0302p:<\/b> Chi\u00ea\u0301n lu\u031b\u01a1\u0323c va\u0300 mu\u0323c tie\u0302u kinh doanh cu\u0309a doanh nghi\u1eb9\u0302p la\u0300 y\u00ea\u0301u t\u00f4\u0301 quy\u00ea\u0301t \u0111i\u0323nh s\u01b0\u0323 qui mo\u0302, th\u1ea1\u0302m chi\u0301 la\u0300 hi\u1eb9\u0302u qua\u0309 cu\u0309a chu\u031bo\u031bng tri\u0300nh ba\u0309o hi\u00ea\u0309m.\u00a0<\/p>\n

H\u00e2\u0300u h\u00ea\u0301t doanh nghi\u1eb9\u0302p co\u0301 chi\u00ea\u0301n lu\u031b\u01a1\u0323c pha\u0301t tri\u00ea\u0309n da\u0300i ho\u031bi se\u0303 chu\u0301 tro\u0323ng \u0111\u00ea\u0301n v\u00e2\u0301n \u0111\u00ea\u0300 ba\u0309o hi\u00ea\u0309m, co\u0300n ca\u0301c doanh nghi\u1eb9\u0302p \u0111\u1ea1\u0306t mu\u0323c tie\u0302u l\u01a1\u0323i nhu\u1ea1\u0302n le\u0302n ha\u0300ng \u0111\u00e2\u0300u co\u0301 th\u00ea\u0309 se\u0303 c\u0103\u0301t gia\u0309m nga\u0302n sa\u0301ch cho ba\u0309o hi\u00ea\u0309m.<\/p>\n

– Na\u0306ng l\u01b0\u0323c ta\u0300i chi\u0301nh va\u0300 nga\u0302n sa\u0301ch da\u0300nh cho ba\u0309o hi\u00ea\u0309m: <\/b>“Nhu c\u00e2\u0300u la\u0300 vo\u0302 ha\u0323n, na\u0306ng l\u01b0\u0323c la\u0300 gi\u01a1\u0301i ha\u0323n”, nhu c\u00e2\u0300u ba\u0309o v\u1eb9\u0302 luo\u0302n cao, s\u01b0\u0323 lo s\u01a1\u0323 tru\u031b\u01a1\u0301c ca\u0301c nguy co\u031b ru\u0309i ro luo\u0302n hi\u1eb9\u0302n h\u01b0\u0303u, tuy nhie\u0302n li\u1eb9\u0302u doanh nghi\u1eb9\u0302p co\u0301 \u0111u\u0309 ngu\u00f4\u0300n l\u01b0\u0323c ta\u0300i chi\u0301nh \u0111\u00ea\u0309 mua t\u00e2\u0301t ca\u0309 ca\u0301c loa\u0323i hi\u0300nh ba\u0309o hi\u00ea\u0309m ma\u0300 ho\u0323 mong mu\u00f4\u0301n?\u00a0<\/p>\n

Tre\u0302n th\u01b0\u0323c t\u00ea\u0301 ca\u0301c doanh nghi\u1eb9\u0302p k\u00ea\u0309 ca\u0309 co\u0301 ngu\u00f4\u0300n l\u01b0\u0323c ta\u0300i chi\u0301nh d\u00f4\u0300i da\u0300o \u0111\u00ea\u0301n \u0111a\u0302u cu\u0303ng chi\u0309 da\u0300nh m\u1ecd\u0302t ph\u00e2\u0300n r\u00e2\u0301t ha\u0323n ch\u00ea\u0301 nga\u0302n sa\u0301ch cho b\u1ea3o hi\u1ec3m.<\/p>\n

– Nga\u0300nh ngh\u00ea\u0300, li\u0303nh v\u01b0\u0323c va\u0300 pha\u0323m vi hoa\u0323t \u0111\u1ecd\u0302ng cu\u0309a doanh nghi\u1eb9\u0302p: <\/b>Nga\u0300nh ngh\u00ea\u0300 va\u0300 li\u0303nh v\u01b0\u0323c kinh doanh la\u0300 nh\u01b0\u0303ng y\u00ea\u0301u t\u00f4\u0301 a\u0309nh hu\u031b\u01a1\u0309ng \u0111\u00ea\u0301n nguy co\u031b ru\u0309i ro cu\u0309a doanh nghi\u1eb9\u0302p.\u00a0<\/p>\n

Vi\u0301 du\u0323, doanh nghi\u1eb9\u0302p kinh doanh trong li\u0303nh v\u01b0\u0323c xa\u0306ng d\u00e2\u0300u bao g\u00f4\u0300m kinh doanh kho ch\u01b0\u0301a, v\u1ea1\u0302n chuy\u00ea\u0309n, pha\u0302n ph\u00f4\u0301i se\u0303 pha\u0309i \u0111u\u031bo\u031bng \u0111\u00e2\u0300u v\u01a1\u0301i nguy co\u031b cha\u0301y n\u00f4\u0309 ta\u0323i t\u00e2\u0301t ca\u0309 ca\u0301c kha\u0302u cu\u0309a qua\u0301 tri\u0300nh kinh doanh.<\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o: Chu\u031bo\u031bng tri\u0300nh ba\u0309o hi\u00ea\u0309m trong doanh nghi\u1eb9\u0302p, Trung t\u00e2m \u0111\u00e0o t\u1ea1o t\u1eeb xa, \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf Qu\u1ed1c d\u00e2n)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n K\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m (ti\u1ebfng Anh: Insurance plan) l\u00e0 m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n cho doanh nghi\u1ec7p li\u00ean quan \u0111\u1ebfn vi\u1ec7c x\u00e1c \u0111\u1ecbnh c\u00e1c lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m c\u1ea7n tham gia, ti\u1ebfn h\u00e0nh thu x\u1ebfp h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m…\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[416],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27672"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=27672"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27672\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=27672"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=27672"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=27672"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}