{"id":27674,"date":"2023-12-07T04:41:22","date_gmt":"2023-12-07T04:41:22","guid":{"rendered":"https:\/\/masterskills.org\/blog\/huy-bo-hop-dong-bao-hiem-la-gi-vi-du-ve-cac-truong-hop-huy-bo.html"},"modified":"2023-12-22T16:52:26","modified_gmt":"2023-12-22T09:52:26","slug":"huy-bo-hop-dong-bao-hiem-la-gi-vi-du-ve-cac-truong-hop-huy-bo","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/huy-bo-hop-dong-bao-hiem-la-gi-vi-du-ve-cac-truong-hop-huy-bo.html","title":{"rendered":"Hu\u1ef7 b\u1ecf h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? V\u00ed d\u1ee5 v\u1ec1 c\u00e1c tr\u01b0\u1eddng h\u1ee3p hu\u1ef7 b\u1ecf"},"content":{"rendered":"
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H\u00ecnh minh ho\u1ea1 (Ngu\u1ed3n: thomasnet)<\/p>\n<\/figcaption><\/figure>\n

Huy\u0309 bo\u0309\u00a0h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

Hu\u1ef7 b\u1ecf h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m <\/b>t\u1ea1m d\u1ecbch sang ti\u1ebfng Anh l\u00e0 Cancelling an insurance policy.<\/b><\/p>\n

Huy\u0309 bo\u0309 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/span><\/b> la\u0300 ha\u0300nh vi pha\u0301p lu\u1ea1\u0302t cu\u0309a ca\u0301c be\u0302n, theo \u0111o\u0301 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/span> se\u0303 ch\u00e2\u0301m d\u01b0\u0301t tru\u031b\u01a1\u0301c th\u01a1\u0300i ha\u0323n.\u00a0<\/p>\n

Tho\u0302ng thu\u031b\u01a1\u0300ng be\u0302n co\u0301 quy\u00ea\u0300n huy\u0309 bo\u0309 h\u01a1\u0323p \u0111\u00f4\u0300ng \u0111u\u031ba ra y\u0301 ki\u00ea\u0301n v\u01a1\u0301i phi\u0301a be\u0302n kia v\u00ea\u0300 vi\u1eb9\u0302c na\u0300y, nh\u0103\u0300m la\u0300m cho h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/span> \u0111a\u0303 \u0111u\u031b\u01a1\u0323c thi\u00ea\u0301t l\u1ea1\u0302p bi\u0323 huy\u0309 bo\u0309.\u00a0<\/p>\n

Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p hu\u1ef7 b\u1ecf<\/font><\/h3>\n

Pha\u0301p lu\u1ea1\u0302t qui \u0111i\u0323nh r\u00e2\u0301t ch\u1ea1\u0306t che\u0303 v\u00ea\u0300 m\u00f4\u0301i quan h\u1eb9\u0302 gi\u01b0\u0303a 2 be\u0302n trong giao k\u00ea\u0301t h\u01a1\u0323p \u0111\u00f4\u0300ng, nhu\u031bng cu\u0303ng cho phe\u0301p huy\u0309 bo\u0309 trong nh\u01b0\u0303ng tru\u031b\u01a1\u0300ng h\u01a1\u0323p nh\u00e2\u0301t \u0111i\u0323nh.<\/p>\n

– H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m co\u0301 th\u00ea\u0309 bi\u0323 huy\u0309 bo\u0309 do be\u0302n tham gia ba\u0309o hi\u00ea\u0309m trong nh\u01b0\u0303ng tru\u031b\u01a1\u0300ng h\u01a1\u0323p nhu\u031b: doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m <\/span> \u0111i\u00ea\u0300u chi\u0309nh gia\u0301 phi\u0301 ba\u0309o hi\u00ea\u0309m, ru\u0309i ro gia\u0309m nhu\u031bng doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m <\/span> t\u01b0\u0300 ch\u00f4\u0301i kho\u0302ng gia\u0309m phi\u0301 ba\u0309o hi\u00ea\u0309m…<\/p>\n

– Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m <\/span> cu\u0303ng co\u0301 quy\u00ea\u0300n \u0111o\u031bn phu\u031bo\u031bng huy\u0309 bo\u0309 h\u01a1\u0323p \u0111\u00f4\u0300ng trong nh\u01b0\u0303ng tru\u031b\u01a1\u0300ng h\u01a1\u0323p kha\u0301ch ha\u0300ng kho\u0302ng thanh toa\u0301n phi\u0301 ba\u0309o hi\u00ea\u0309m, khai ba\u0301o ru\u0309i ro kho\u0302ng chi\u0301nh xa\u0301c…<\/p>\n

– H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/span> bi\u0323 huy\u0309 bo\u0309 do s\u01b0\u0323 thoa\u0309 thu\u1ea1\u0302n cu\u0309a hai be\u0302n trong ca\u0301c tru\u031b\u01a1\u0300ng h\u01a1\u0323p: Thay \u0111\u00f4\u0309i ch\u00f4\u0303 \u01a1\u0309, hoa\u0300n ca\u0309nh gia \u0111i\u0300nh, ngh\u00ea\u0300 nghi\u1eb9\u0302p, v\u00ea\u0300 hu\u031bu…<\/p>\n

Trong nh\u01b0\u0303ng tru\u031b\u01a1\u0300ng h\u01a1\u0323p \u0111o\u031bn phu\u031bo\u031bng huy\u0309 bo\u0309 h\u01a1\u0323p \u0111\u00f4\u0300ng, be\u0302n \u0111o\u031bn phu\u031bo\u031bng pha\u0309i tho\u0302ng ba\u0301o cho be\u0302n kia bi\u00ea\u0301t. N\u00ea\u0301u kho\u0302ng tho\u0302ng ba\u0301o ma\u0300 ga\u0302y thi\u1eb9\u0302t ha\u0323i cho phi\u0301a be\u0302n kia thi\u0300 pha\u0309i b\u00f4\u0300i thu\u031b\u01a1\u0300ng.<\/p>\n

Thu\u1eadt ng\u1eef li\u00ean quan<\/b><\/p>\n

– B\u1ea3o hi\u1ec3m<\/b>\u00a0l\u00e0 ph\u01b0\u01a1ng th\u1ee9c chuy\u1ec3n giao r\u1ee7i ro \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n th\u00f4ng qua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, trong \u0111\u00f3 b\u00ean mua b\u1ea3o hi\u1ec3m ph\u1ea3i n\u1ed9p ti\u1ec1n \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i b\u1ed3i th\u01b0\u1eddng ho\u1eb7c tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m khi x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m.<\/p>\n

– H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/b>\u00a0l\u00e0 s\u1ef1 tho\u1ea3 thu\u1eadn gi\u1eefa b\u00ean mua b\u1ea3o hi\u1ec3m v\u00e0 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m, theo \u0111\u00f3 b\u00ean mua b\u1ea3o hi\u1ec3m ph\u1ea3i n\u1ed9p ti\u1ec1n \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m c\u00f2n doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m ho\u1eb7c b\u1ed3i th\u01b0\u1eddng khi x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m.<\/p>\n

– Th\u01b0\u0323c hi\u1eb9\u0302n\u00a0h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/b>\u00a0la\u0300 qua\u0301 tri\u0300nh ca\u0301c be\u0302n th\u01b0\u0323c hi\u1eb9\u0302n ca\u0301c quy\u00ea\u0300n va\u0300 nghi\u0303a vu\u0323 theo tho\u0309a thu\u1ea1\u0302n cu\u0309a\u00a0h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o: H\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m, Trung t\u00e2m \u0111\u00e0o t\u1ea1o t\u1eeb xa, \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf Qu\u1ed1c d\u00e2n.\u00a0Gi\u00e1o tr\u00ecnh L\u00ed thuy\u1ebft b\u1ea3o hi\u1ec3m, NXB T\u00e0i ch\u00ednh; Gi\u00e1o tr\u00ecnh \u0110\u1ea1i l\u00ed b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n, NXB T\u00e0i ch\u00ednh)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n Hu\u1ef7 b\u1ecf h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 h\u00e0nh vi ph\u00e1p lu\u1eadt c\u1ee7a c\u00e1c b\u00ean, theo \u0111\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ebd ch\u1ea5m d\u1ee9t tr\u01b0\u1edbc th\u1eddi h\u1ea1n.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[416],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27674"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=27674"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27674\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=27674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=27674"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=27674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}