{"id":27676,"date":"2023-12-07T04:41:26","date_gmt":"2023-12-07T04:41:26","guid":{"rendered":"https:\/\/masterskills.org\/blog\/thuc-hien-hop-dong-bao-hiem-la-gi-quyen-va-nghia-vu-cua-cac-ben.html"},"modified":"2023-12-22T16:52:27","modified_gmt":"2023-12-22T09:52:27","slug":"thuc-hien-hop-dong-bao-hiem-la-gi-quyen-va-nghia-vu-cua-cac-ben","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/thuc-hien-hop-dong-bao-hiem-la-gi-quyen-va-nghia-vu-cua-cac-ben.html","title":{"rendered":"Th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? Quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a c\u00e1c b\u00ean"},"content":{"rendered":"
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H\u00ecnh minh ho\u1ea1 (Ngu\u1ed3n: medium)<\/p>\n<\/figcaption><\/figure>\n

Th\u01b0\u0323c hi\u1eb9\u0302n\u00a0h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m\u00a0<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

Th\u01b0\u0323c hi\u1eb9\u0302n\u00a0h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/b> t\u1ea1m d\u1ecbch sang ti\u1ebfng Anh l\u00e0 Insurance policy performance.<\/b><\/p>\n

Th\u01b0\u0323c hi\u1eb9\u0302n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/span><\/b> la\u0300 qua\u0301 tri\u0300nh ca\u0301c be\u0302n th\u01b0\u0323c hi\u1eb9\u0302n ca\u0301c quy\u00ea\u0300n va\u0300 nghi\u0303a vu\u0323 theo tho\u0309a thu\u1ea1\u0302n cu\u0309a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/span>.<\/p>\n

Quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 c\u00e1c b\u00ean<\/font><\/h3>\n

Quy\u00ea\u0300n va\u0300 nghi\u0303a vu\u0323 cu\u0309a be\u0302n tham gia ba\u0309o hi\u00ea\u0309m<\/b><\/p>\n

– Be\u0302n tham gia ba\u0309o hi\u00ea\u0309m co\u0301 quy\u00ea\u0300n:<\/b><\/p>\n

L\u01b0\u0323a cho\u0323n doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m<\/span> \u0111\u00ea\u0309 mua ba\u0309o hi\u00ea\u0309m<\/p>\n

Ye\u0302u c\u00e2\u0300u doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m gia\u0309i thi\u0301ch ca\u0301c \u0111i\u00ea\u0300u ki\u1eb9\u0302n, \u0111i\u00ea\u0300u khoa\u0309n ba\u0309o hi\u00ea\u0309m, c\u00e2\u0301p \u0111o\u031bn ho\u1ea1\u0306c gi\u00e2\u0301y ch\u01b0\u0301ng nh\u1ea1\u0302n ba\u0309o hi\u00ea\u0309m<\/p>\n

\u0110o\u031bn phu\u031bo\u031bng \u0111i\u0300nh chi\u0309 th\u01b0\u0323c hi\u1eb9\u0302n h\u01a1\u0323p \u0111\u00f4\u0300ng theo lu\u1ea1\u0302t \u0111i\u0323nh n\u00ea\u0301u nhu\u031b doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u00f4\u0301 y\u0301 cung c\u00e2\u0301p tho\u0302ng tin sai s\u01b0\u0323 th\u1ea1\u0302t \u0111\u00ea\u0309 giao k\u00ea\u0301t h\u01a1\u0323p \u0111\u00f4\u0300ng, kho\u0302ng ch\u00e2\u0301p nh\u1ea1\u0302n gia\u0309m phi\u0301 n\u00ea\u0301u ru\u0309i ro \u0111u\u031b\u01a1\u0323c ba\u0309o hi\u00ea\u0309m thay \u0111\u00f4\u0309i theo chi\u00ea\u0300u hu\u031b\u01a1\u0301ng co\u0301 l\u01a1\u0323i cho doanh nghi\u1eb9\u0302p ma\u0300 be\u0302n tham gia \u0111a\u0303 ye\u0302u c\u00e2\u0300u gia\u0309m phi\u0301…<\/p>\n

Ye\u0302u c\u00e2\u0300u doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m<\/span> tra\u0309 ti\u00ea\u0300n ba\u0309o hi\u00ea\u0309m ho\u1ea1\u0306c b\u00f4\u0300i thu\u031b\u01a1\u0300ng khi s\u01b0\u0323 ki\u1eb9\u0302n ba\u0309o hi\u00ea\u0309m xa\u0309y ra<\/p>\n

Chuy\u00ea\u0309n nhu\u031b\u01a1\u0323ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/span> theo thoa\u0309 thu\u1ea1\u0302n trong h\u01a1\u0323p \u0111\u00f4\u0300ng ho\u1ea1\u0306c theo qui \u0111\u1ecbnh<\/span> cu\u0309a pha\u0301p lu\u1ea1\u0302t<\/p>\n

Ca\u0301c quy\u00ea\u0300n kha\u0301c theo qui \u0111\u1ecbnh<\/span> cu\u0309a pha\u0301p lu\u1ea1\u0302t.<\/p>\n

– Be\u0302n tham gia ba\u0309o hi\u00ea\u0309m co\u0301 nghi\u0303a vu\u0323:<\/b><\/p>\n

Ke\u0302 khai \u0111\u00e2\u0300y \u0111u\u0309, trung th\u01b0\u0323c mo\u0323i chi ti\u00ea\u0301t co\u0301 lie\u0302n quan \u0111\u00ea\u0301n h\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m<\/p>\n

Vi\u1eb9\u0302c ke\u0302 khai na\u0300y pha\u0309i \u0111u\u031b\u01a1\u0323c ti\u00ea\u0301n ha\u0300nh va\u0300o lu\u0301c k\u00ed<\/span> h\u01a1\u0323p \u0111\u00f4\u0300ng va\u0300 su\u00f4\u0301t trong qua\u0301 tri\u0300nh th\u01b0\u0323c h\u01a1\u0323p \u0111\u00f4\u0300ng<\/p>\n

\u0110o\u0301ng phi\u0301 \u0111\u00e2\u0300y \u0111u\u0309 theo th\u01a1\u0300i gian va\u0300 phu\u031bo\u031bng th\u01b0\u0301c \u0111a\u0303 thoa\u0309 thu\u1ea1\u0302n trong h\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m<\/p>\n

Tho\u0302ng ba\u0301o cho doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m<\/span> v\u00ea\u0300 vi\u1eb9\u0302c xa\u0309y ra s\u01b0\u0323 ki\u1eb9\u0302n ba\u0309o hi\u00ea\u0309m theo nhu\u031b thoa\u0309 thu\u1ea1\u0302n trong h\u01a1\u0323p \u0111\u00f4\u0300ng, vi\u1eb9\u0302c tho\u0302ng ba\u0301o pha\u0309i \u0111u\u031b\u01a1\u0323c th\u01b0\u0323c hi\u1eb9\u0302n nhanh cho\u0301ng<\/p>\n

A\u0301p du\u0323ng ca\u0301c bi\u1eb9\u0302n pha\u0301p \u0111\u00ea\u0300 pho\u0300ng ha\u0323n ch\u00ea\u0301 t\u00f4\u0309n th\u00e2\u0301t \u0111\u00ea\u0309 ha\u0323n ch\u00ea\u0301 t\u00f4\u0301i \u0111a h\u1ea1\u0302u qua\u0309 cu\u0309a ru\u0309i ro.<\/p>\n

Quy\u00ea\u0300n va\u0300 nghi\u0303a vu\u0323 cu\u0309a doanh nghi\u1eb9\u0302p ba\u0309o hi\u00ea\u0309m<\/b><\/p>\n

– Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m<\/span> co\u0301 quy\u00ea\u0300n:<\/b><\/p>\n

Thu phi\u0301 ba\u0309o hi\u00ea\u0309m theo thoa\u0309 thu\u1ea1\u0302n trong h\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m<\/p>\n

Ye\u0302u c\u00e2\u0300u kha\u0301ch ha\u0300ng cung c\u00e2\u0301p \u0111\u00e2\u0300y \u0111u\u0309 ca\u0301c tho\u0302ng tin lie\u0302n quan \u0111\u00ea\u0301n h\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m<\/p>\n

\u0110o\u031bn phu\u031bo\u031bng \u0111i\u0300nh chi\u0309 th\u01b0\u0323c hi\u1eb9\u0302n h\u01a1\u0323p \u0111\u00f4\u0300ng n\u00ea\u0301u be\u0302n tham gia ba\u0309o hi\u00ea\u0309m c\u00f4\u0301 y\u0301 cung c\u00e2\u0301p tho\u0302ng tin sai s\u01b0\u0323 th\u1ea1\u0302t nh\u0103\u0300m giao k\u00ea\u0301t h\u01a1\u0323p \u0111\u00f4\u0300ng \u0111\u00ea\u0309 \u0111u\u031b\u01a1\u0323c b\u00f4\u0300i thu\u031b\u01a1\u0300ng ho\u1ea1\u0306c \u0111u\u031b\u01a1\u0323c tra\u0309 ti\u00ea\u0300n ba\u0309o hi\u00ea\u0309m.\u00a0<\/p>\n

Trong tru\u031b\u01a1\u0300ng h\u01a1\u0323p phi\u0301 \u0111o\u0301ng nhi\u00ea\u0300u l\u00e2\u0300n va\u0300 ngu\u031b\u01a1\u0300i tham gia ba\u0309o hi\u00ea\u0309m \u0111a\u0303 \u0111o\u0301ng m\u1ecd\u0302t ho\u1ea1\u0306c m\u1ecd\u0302t s\u00f4\u0301 l\u00e2\u0300n, nhu\u031bng sau \u0111o\u0301 kho\u0302ng th\u00ea\u0309 \u0111o\u0301ng phi\u0301 ti\u00ea\u0301p tu\u0323c thi\u0300 sau m\u1ecd\u0302t th\u01a1\u0300i gian nh\u00e2\u0301t \u0111i\u0323nh doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m cu\u0303ng co\u0301 quy\u00ea\u0300n \u0111o\u031bn phu\u031bo\u031bng \u0111i\u0300nh chi\u0309 th\u01b0\u0323c h\u01a1\u0323p \u0111\u00f4\u0300ng…<\/p>\n

T\u01b0\u0300 ch\u00f4\u0301i tra\u0309 ti\u00ea\u0300n ba\u0309o hi\u00ea\u0309m ho\u1ea1\u0306c t\u01b0\u0300 ch\u00f4\u0301i thanh toa\u0301n ti\u00ea\u0300n b\u00f4\u0300i thu\u031b\u01a1\u0300ng cho kha\u0301ch ha\u0300ng trong nh\u01b0\u0303ng tru\u031b\u01a1\u0300ng h\u01a1\u0323p kho\u0302ng thu\u1ecd\u0302c pha\u0323m vi tra\u0301ch nhi\u1eb9\u0302m ba\u0309o hi\u00ea\u0309m ho\u1ea1\u0306c tru\u031b\u01a1\u0300ng h\u01a1\u0323p loa\u0323i tr\u01b0\u0300 tra\u0301ch nhi\u1eb9\u0302m ba\u0309o hi\u00ea\u0309m theo nhu\u031b thoa\u0309 thu\u1ea1\u0302n trong h\u01a1\u0323p \u0111\u00f4\u0300ng<\/p>\n

Ye\u0302u c\u00e2\u0300u kha\u0301ch ha\u0300ng a\u0301p du\u0323ng ca\u0301c bi\u1eb9\u0302n pha\u0301p \u0111\u00ea\u0300 pho\u0300ng, ha\u0323n ch\u00ea\u0301 t\u00f4\u0309n th\u00e2\u0301t theo qui \u0111\u1ecbnh<\/span> cu\u0309a pha\u0301p lu\u1ea1\u0302t, ye\u0302u c\u00e2\u0300u ngu\u031b\u01a1\u0300i th\u01b0\u0301 ba b\u00f4\u0300i hoa\u0300n s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/span> ma\u0300 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m<\/span> \u0111a\u0303 b\u00f4\u0300i thu\u031b\u01a1\u0300ng cho ngu\u031b\u01a1\u0300i \u0111u\u031b\u01a1\u0323c ba\u0309o hi\u00ea\u0309m do ngu\u031b\u01a1\u0300i th\u01b0\u0301 ba ga\u0302y ra \u0111\u00f4\u0301i v\u01a1\u0301i ta\u0300i sa\u0309n va\u0300 tra\u0301ch nhi\u1eb9\u0302m da\u0302n s\u01b0\u0323.\u00a0<\/p>\n

\u0110\u00ea\u0309 \u0111o\u0300i \u0111u\u031b\u01a1\u0323c ngu\u031b\u01a1\u0300i th\u01b0\u0301 ba, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m<\/span> co\u0301 quy\u00ea\u0300n ye\u0302u c\u00e2\u0300u kha\u0301ch ha\u0300ng cung c\u00e2\u0301p ki\u0323p th\u01a1\u0300i mo\u0323i tho\u0302ng tin, ta\u0300i li\u1eb9\u0302u, b\u0103\u0300ng ch\u01b0\u0301ng c\u00e2\u0300n thi\u00ea\u0301t co\u0301 lie\u0302n quan \u0111\u00ea\u0301n vi\u1eb9\u0302c xa\u0301c \u0111i\u0323nh tra\u0301ch nhi\u1eb9\u0302m cu\u0309a ngu\u031b\u01a1\u0300i th\u01b0\u0301 ba.<\/p>\n

\uf0b7- Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m<\/span> co\u0301 nghi\u0303a vu\u0323:<\/b><\/p>\n

Gia\u0309i thi\u0301ch cho kha\u0301ch ha\u0300ng v\u00ea\u0300 ca\u0301c \u0111i\u00ea\u0300u ki\u1eb9\u0302n, \u0111i\u00ea\u0300u khoa\u0309n ba\u0309o hi\u00ea\u0309m, quy\u00ea\u0300n va\u0300 nghi\u0303a vu\u0323 cu\u0309a ho\u0323 khi mua ba\u0309o hi\u00ea\u0309m<\/p>\n

C\u00e2\u0301p \u0111o\u031bn ba\u0309o hi\u00ea\u0309m ho\u1ea1\u0306c gi\u00e2\u0301y ch\u01b0\u0301ng nh\u1ea1\u0302n ba\u0309o hi\u00ea\u0309m cho be\u0302n tham gia ba\u0309o hi\u00ea\u0309m ngay sau khi giao k\u00ea\u0301t h\u01a1\u0323p \u0111\u00f4\u0300ng<\/p>\n

B\u00f4\u0300i thu\u031b\u01a1\u0300ng ho\u1ea1\u0306c tra\u0309 ti\u00ea\u0300n ba\u0309o hi\u00ea\u0309m cho be\u0302n tham gia ba\u0309o hi\u00ea\u0309m khi s\u01b0\u0323 ki\u1eb9\u0302n ba\u0309o hi\u00ea\u0309m xa\u0309y ra trong th\u01a1\u0300i ha\u0323n ba\u0309o hi\u00ea\u0309m \u0111a\u0303 qui \u0111\u1ecbnh<\/p>\n

Gia\u0309i thi\u0301ch b\u0103\u0300ng va\u0306n ba\u0309n l\u00ed<\/span> do t\u01b0\u0300 ch\u00f4\u0301i tra\u0309 ti\u00ea\u0300n ba\u0309o hi\u00ea\u0309m ho\u1ea1\u0306c t\u01b0\u0300 ch\u00f4\u0301i b\u00f4\u0300i thu\u031b\u01a1\u0300ng<\/p>\n

Ph\u00f4\u0301i h\u01a1\u0323p v\u01a1\u0301i be\u0302n tham gia ba\u0309o hi\u00ea\u0309m gia\u0309i quy\u00ea\u0301t ye\u0302u c\u00e2\u0300u cu\u0309a ngu\u031b\u01a1\u0300i th\u01b0\u0301 ba \u0111o\u0300i b\u00f4\u0300i thu\u031b\u01a1\u0300ng v\u00ea\u0300 nh\u01b0\u0303ng thi\u1eb9\u0302t ha\u0323i thu\u1ecd\u0302c tra\u0301ch nhi\u1eb9\u0302m ba\u0309o hi\u00ea\u0309m khi xa\u0309y ra s\u01b0\u0323 ki\u1eb9\u0302n ba\u0309o hi\u00ea\u0309m.<\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o: H\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m, Trung t\u00e2m \u0111\u00e0o t\u1ea1o t\u1eeb xa, \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf Qu\u1ed1c d\u00e2n)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n Th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 qu\u00e1 tr\u00ecnh c\u00e1c b\u00ean th\u1ef1c hi\u1ec7n c\u00e1c quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 theo th\u1ecfa thu\u1eadn c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[416],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27676"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=27676"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27676\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=27676"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=27676"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=27676"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}