{"id":27680,"date":"2023-12-07T04:41:35","date_gmt":"2023-12-07T04:41:35","guid":{"rendered":"https:\/\/masterskills.org\/blog\/hop-dong-bao-hiem-tai-san-la-gi-dac-diem.html"},"modified":"2023-12-22T16:52:28","modified_gmt":"2023-12-22T09:52:28","slug":"hop-dong-bao-hiem-tai-san-la-gi-dac-diem","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/hop-dong-bao-hiem-tai-san-la-gi-dac-diem.html","title":{"rendered":"H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n l\u00e0 g\u00ec? \u0110\u1eb7c \u0111i\u1ec3m"},"content":{"rendered":"
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H\u00ecnh minh ho\u1ea1 (Ngu\u1ed3n: protectorins)<\/p>\n<\/figcaption><\/figure>\n

H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n<\/b> t\u1ea1m d\u1ecbch sang ti\u1ebfng Anh l\u00e0 Property Insurance Policy.<\/b><\/p>\n

H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m <\/b>n\u00f3i chung\u00a0l\u00e0 s\u1ef1 tho\u1ea3 thu\u1eadn gi\u1eefa b\u00ean mua b\u1ea3o hi\u1ec3m v\u00e0 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m, theo \u0111\u00f3 b\u00ean mua b\u1ea3o hi\u1ec3m ph\u1ea3i n\u1ed9p ti\u1ec1n \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m c\u00f2n doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m ho\u1eb7c b\u1ed3i th\u01b0\u1eddng khi x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m.<\/p>\n

H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n<\/b> l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m cho ta\u0300i sa\u0309n bao g\u00f4\u0300m v\u1ea1\u0302t co\u0301 th\u01b0\u0323c, ti\u00ea\u0300n, gi\u00e2\u0301y t\u01a1\u0300 tri\u0323 gia\u0301 \u0111u\u031b\u01a1\u0323c b\u0103\u0300ng ti\u00ea\u0300n va\u0300 ca\u0301c quy\u00ea\u0300n ta\u0300i sa\u0309n.\u00a0<\/p>\n

\u0110\u1eb7c \u0111i\u1ec3m<\/font><\/h3>\n

H\u01a1\u0323p \u0111\u00f4\u0300ng b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n<\/span> co\u0301 \u0111\u1ea1\u0306c \u0111i\u00ea\u0309m:<\/p>\n

– Th\u01a1\u0300i ha\u0323n h\u01a1\u0323p \u0111\u00f4\u0300ng khoa\u0309ng m\u1ecd\u0302t na\u0306m tr\u01a1\u0309 xu\u00f4\u0301ng.<\/b> Ngay sau khi h\u00ea\u0301t ha\u0323n h\u01a1\u0323p \u0111\u00f4\u0300ng, be\u0302n tham gia ba\u0309o hi\u00ea\u0309m co\u0301 th\u00ea\u0309 ta\u0301i tu\u0323c ba\u0309o hi\u00ea\u0309m, co\u0301 nghi\u0303a la\u0300 k\u00ed<\/span> ti\u00ea\u0301p m\u1ecd\u0302t th\u01a1\u0300i ha\u0323n ti\u00ea\u0301p theo.\u00a0<\/p>\n

Khi \u0111o\u0301, thu\u0309 tu\u0323c k\u00ed<\/span> k\u00ea\u0301t \u0111o\u031bn gia\u0309n vi\u0300 co\u0301 th\u00ea\u0309 gia\u0309m b\u01a1\u0301t \u0111u\u031b\u01a1\u0323c m\u1ecd\u0302t s\u00f4\u0301 kha\u0302u trong \u0111a\u0301nh gia\u0301 ru\u0309i ro, trong vi\u1eb9\u0302c thoa\u0309 thu\u1ea1\u0302n phi\u0301 ba\u0309o hi\u00ea\u0309m va\u0300 s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/span>…<\/p>\n

– H\u01a1\u0323p \u0111\u00f4\u0300ng b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n<\/span> la\u0300 loa\u0323i h\u01a1\u0323p \u0111\u00f4\u0300ng b\u00f4\u0300i thu\u031b\u01a1\u0300ng va\u0300 m\u01b0\u0301c gi\u01a1\u0301i ha\u0323n b\u00f4\u0300i thu\u031b\u01a1\u0300ng cao nh\u00e2\u0301t la\u0300 s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/span> cu\u0309a \u0111\u00f4\u0301i tu\u031b\u01a1\u0323ng ba\u0309o hi\u00ea\u0309m.<\/b>\u00a0<\/p>\n

Tru\u031b\u01a1\u0300ng h\u01a1\u0323p ta\u0300i sa\u0309n \u0111u\u031b\u01a1\u0323c ba\u0309o hi\u00ea\u0309m bi\u0323 ru\u0309i ro thu\u1ecd\u0302c pha\u0323m vi ba\u0309o hi\u00ea\u0309m th\u01b0\u0323c t\u00ea\u0301 t\u00f4\u0309n th\u00e2\u0301t bao nhie\u0302u, b\u00f4\u0300i thu\u031b\u01a1\u0300ng b\u00e2\u0301y nhie\u0302u. Tuy nhie\u0302n, khi xem xe\u0301t b\u00f4\u0300i thu\u031b\u01a1\u0300ng co\u0300n pha\u0309i ti\u0301nh \u0111\u00ea\u0301n m\u01b0\u0301c phi\u0301 ba\u0309o hi\u00ea\u0309m \u0111a\u0303 n\u1ecd\u0302p, th\u01a1\u0300i ha\u0323n n\u1ecd\u0302p phi\u0301, ba\u0309o hi\u00ea\u0309m tru\u0300ng va\u0300 m\u01b0\u0301c mi\u00ea\u0303n thu\u031b\u01a1\u0300ng n\u00ea\u0301u co\u0301…<\/p>\n

– Trong qua\u0301 tri\u0300nh th\u01b0\u0323c h\u01a1\u0323p \u0111\u00f4\u0300ng, n\u00ea\u0301u ngu\u031b\u01a1\u0300i th\u01b0\u0301 ba co\u0301 l\u00f4\u0303i ga\u0302y thi\u1eb9\u0302t ha\u0323i cho ta\u0300i sa\u0309n \u0111u\u031b\u01a1\u0323c ba\u0309o hi\u00ea\u0309m, thi\u0300 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m <\/span> v\u00e2\u0303n b\u00f4\u0300i thu\u031b\u01a1\u0300ng cho be\u0302n tham gia ba\u0309o hi\u00ea\u0309m,<\/b> nhu\u031bng be\u0302n tham gia pha\u0309i chuy\u00ea\u0309n quy\u00ea\u0300n ye\u0302u c\u00e2\u0300u ngu\u031b\u01a1\u0300i th\u01b0\u0301 ba b\u00f4\u0300i hoa\u0300n khoa\u0309n ti\u00ea\u0300n ma\u0300 mi\u0300nh \u0111a\u0303 nh\u1ea1\u0302n cho doanh nghi\u1eb9\u0302p ba\u0309o hi\u00ea\u0309m.\u00a0<\/p>\n

N\u00ea\u0301u be\u0302n tham gia ba\u0309o hi\u00ea\u0309m t\u01b0\u0300 ch\u00f4\u0301i ye\u0302u c\u00e2\u0300u tre\u0302n thi\u0300 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m <\/span> co\u0301 quy\u00ea\u0300n kh\u00e2\u0301u tr\u01b0\u0300 s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/span> tuy\u0300 theo m\u01b0\u0301c \u0111\u1ecd\u0302 l\u00f4\u0303i cu\u0309a be\u0302n tham gia ba\u0309o hi\u00ea\u0309m.<\/p>\n

– Trong th\u01a1\u0300i ha\u0323n h\u01a1\u0323p \u0111\u00f4\u0300ng hai be\u0302n ph\u00f4\u0301i h\u01a1\u0323p th\u01b0\u0323c hi\u1eb9\u0302n ca\u0301c qui \u0111\u1ecbnh<\/span> v\u00ea\u0300 an toa\u0300n cho ta\u0300i sa\u0309n \u0111u\u031b\u01a1\u0323c ba\u0309o hi\u00ea\u0309m<\/b> nhu\u031b: pho\u0300ng cha\u0301y, ch\u01b0\u0303a cha\u0301y, an toa\u0300n v\u1eb9\u0302 sinh lao \u0111\u1ecd\u0302ng va\u0300 nh\u01b0\u0303ng qui \u0111\u1ecbnh<\/span> kha\u0301c cu\u0309a pha\u0301p lu\u1ea1\u0302t.\u00a0<\/p>\n

N\u00ea\u0301u t\u00f4\u0309n th\u00e2\u0301t xa\u0309y ra, be\u0302n tham gia ba\u0309o hi\u00ea\u0309m kho\u0302ng \u0111u\u031b\u01a1\u0323c t\u01b0\u0300 bo\u0309 ta\u0300i sa\u0309n \u0111u\u031b\u01a1\u0323c ba\u0309o hi\u00ea\u0309m, tr\u01b0\u0300 tru\u031b\u01a1\u0300ng h\u01a1\u0323p pha\u0301p lu\u1ea1\u0302t co\u0301 qui \u0111\u1ecbnh<\/span> ho\u1ea1\u0306c ca\u0301c be\u0302n co\u0301 nh\u01b0\u0303ng thoa\u0309 thu\u1ea1\u0302n rie\u0302ng.<\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o: H\u01a1\u0323p \u0111\u00f4\u0300ng ba\u0309o hi\u00ea\u0309m, Trung t\u00e2m \u0111\u00e0o t\u1ea1o t\u1eeb xa, \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf Qu\u1ed1c d\u00e2n.\u00a0\u00a0Gi\u00e1o tr\u00ecnh L\u00ed thuy\u1ebft b\u1ea3o hi\u1ec3m, NXB T\u00e0i ch\u00ednh; Gi\u00e1o tr\u00ecnh \u0110\u1ea1i l\u00ed b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n, NXB T\u00e0i ch\u00ednh)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m cho t\u00e0i s\u1ea3n bao g\u1ed3m v\u1eadt c\u00f3 th\u1ef1c, ti\u1ec1n, gi\u1ea5y t\u1edd tr\u1ecb gi\u00e1 \u0111\u01b0\u1ee3c b\u1eb1ng ti\u1ec1n v\u00e0 c\u00e1c quy\u1ec1n t\u00e0i s\u1ea3n.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[416],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27680"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=27680"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27680\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=27680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=27680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=27680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}