{"id":27803,"date":"2023-12-07T04:45:38","date_gmt":"2023-12-07T04:45:38","guid":{"rendered":"https:\/\/masterskills.org\/blog\/thu-nhap-dau-tu-investment-income-la-gi.html"},"modified":"2023-12-22T16:55:48","modified_gmt":"2023-12-22T09:55:48","slug":"thu-nhap-dau-tu-investment-income-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/thu-nhap-dau-tu-investment-income-la-gi.html","title":{"rendered":"Thu nh\u1eadp \u0111\u1ea7u t\u01b0 (Investment income) l\u00e0 g\u00ec?"},"content":{"rendered":"<div class=\"vnbcbc-body vceditor-content wi-active\" data-role=\"content\">\n<figure class=\"VCSortableInPreviewMode\" type=\"Photo\" style=\"\">\n<div><\/div><figcaption class=\"PhotoCMS_Caption\">\n<p data-placeholder=\"[Nh\u1eadp ch\u00fa th\u00edch \u1ea3nh]\" class=\"\">H\u00ecnh minh h\u1ecda (Ngu\u1ed3n: Investopedia)<\/p>\n<\/figcaption><\/figure>\n<h2><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">Thu nh\u1eadp \u0111\u1ea7u t\u01b0<\/font><\/h2>\n<p><b>Kh\u00e1i ni\u1ec7m<\/b><\/p>\n<p><b>Thu nh\u1eadp \u0111\u1ea7u t\u01b0<\/b> trong ti\u1ebfng Anh g\u1ecdi l\u00e0:<b> Investment income.<\/b><\/p>\n<p><b>Thu nh\u1eadp \u0111\u1ea7u t\u01b0 <\/b>l\u00e0 thu nh\u1eadp \u0111\u1ebfn t\u1eeb c\u00e1c kho\u1ea3n thanh to\u00e1n l\u00e3i (interest payments), c\u1ed5 t\u1ee9c,\u00a0l\u00e3i v\u1ec1 v\u1ed1n (capital gain)\u00a0thu \u0111\u01b0\u1ee3c t\u1eeb vi\u1ec7c b\u00e1n ch\u1ee9ng kho\u00e1n ho\u1eb7c t\u00e0i s\u1ea3n kh\u00e1c v\u00e0 b\u1ea5t k\u00ec l\u1ee3i nhu\u1eadn n\u00e0o kh\u00e1c \u0111\u01b0\u1ee3c t\u1ea1o ra b\u1edfi m\u1ed9t\u00a0c\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 (investment vehicle)\u00a0d\u01b0\u1edbi b\u1ea5t k\u00ec h\u00ecnh th\u1ee9c n\u00e0o.\u00a0<\/p>\n<p>C\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 l\u00e0 ch\u1ee9ng ch\u1ec9 ti\u1ec1n g\u1eedi\u00a0(CD) ho\u1eb7c tr\u00e1i phi\u1ebfu, c\u1ed5 phi\u1ebfu v\u00e0 quy\u1ec1n ch\u1ecdn&#8230; C\u00e1c lo\u1ea1i c\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 kh\u00e1c bao g\u1ed3m ni\u00ean kim, \u0111\u1ed3 s\u01b0u t\u1ea7m (nh\u01b0 ngh\u1ec7 thu\u1eadt ho\u1eb7c ti\u1ec1n xu),\u00a0qu\u0129 t\u01b0\u01a1ng h\u1ed7; v\u00e0 c\u00e1c\u00a0qu\u0129 ETF.<\/p>\n<p>Th\u00f4ng th\u01b0\u1eddng, c\u00e1c c\u00e1 nh\u00e2n ki\u1ebfm \u0111\u01b0\u1ee3c ph\u1ea7n l\u1edbn t\u1ed5ng thu nh\u1eadp r\u00f2ng c\u1ee7a h\u1ecd m\u1ed7i n\u0103m th\u00f4ng qua thu nh\u1eadp vi\u1ec7c l\u00e0m \u0111\u1ec1u \u0111\u1eb7n.\u00a0<\/p>\n<p>Tuy nhi\u00ean, ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 k\u1ec9 lu\u1eadt trong th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 t\u0103ng d\u1ea7n kho\u1ea3n ti\u1ec1n ti\u1ebft ki\u1ec7m th\u00e0nh c\u00e1c danh m\u1ee5c \u0111\u1ea7u t\u01b0 l\u1edbn, mang l\u1ea1i cho nh\u00e0 \u0111\u1ea7u t\u01b0 kho\u1ea3n thu nh\u1eadp \u0111\u1ea7u t\u01b0 h\u00e0ng n\u0103m l\u1edbn theo th\u1eddi gian.\u00a0<\/p>\n<p>Ti\u1ec1n l\u00e3i thu \u0111\u01b0\u1ee3c t\u1eeb t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, c\u1ed5 t\u1ee9c nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb c\u1ed5 phi\u1ebfu thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a c\u00e1c\u00a0qu\u0129 t\u01b0\u01a1ng h\u1ed7 (mutual fund)\u00a0ho\u1eb7c b\u00e1n \u0111\u1ed3ng v\u00e0ng (gold coins) \u0111\u01b0\u1ee3c gi\u1eef trong m\u1ed9t\u00a0h\u1ed9p k\u00ed g\u1eedi an to\u00e0n (safety deposit box)\u00a0\u0111\u1ec1u \u0111\u01b0\u1ee3c coi l\u00e0 thu nh\u1eadp \u0111\u1ea7u t\u01b0.\u00a0<\/p>\n<p>Th\u00f4ng th\u01b0\u1eddng, thu nh\u1eadp t\u1eeb \u0111\u1ea7u t\u01b0 tr\u1ea3i qua c\u00e1c x\u1eed l\u00ed thu\u1ebf kh\u00e1c nhau, v\u00e0 \u0111\u00f4i khi \u0111\u01b0\u1ee3c \u01b0u \u0111\u00e3i, \u0111i\u1ec1u n\u00e0y thay \u0111\u1ed5i theo m\u1ed7i qu\u1ed1c gia v\u00e0 \u0111\u1ecba ph\u01b0\u01a1ng.<\/p>\n<p>C\u00e1c doanh nghi\u1ec7p c\u0169ng th\u01b0\u1eddng c\u00f3 thu nh\u1eadp t\u1eeb c\u00e1c \u0111\u1ea7u t\u01b0. Trong b\u00e1o c\u00e1o k\u1ebft qu\u1ea3 kinh doanh (Income Statement) c\u1ee7a c\u00e1c c\u00f4ng ty \u0111\u1ea1i ch\u00fang, m\u1ed9t m\u1ee5c g\u1ecdi l\u00e0 &#8220;thu nh\u1eadp ho\u1eb7c thua l\u1ed7&#8221; th\u01b0\u1eddng \u0111\u01b0\u1ee3c li\u1ec7t k\u00ea.\u00a0<\/p>\n<p>\u0110\u00e2y l\u00e0 m\u1ee5c m\u00e0 c\u00f4ng ty b\u00e1o c\u00e1o ph\u1ea7n thu nh\u1eadp r\u00f2ng c\u00f3 \u0111\u01b0\u1ee3c th\u00f4ng qua c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1eb1ng ti\u1ec1n m\u1eb7t d\u01b0, tr\u00e1i ng\u01b0\u1ee3c v\u1edbi thu nh\u1eadp t\u1eeb ng\u00e0nh ngh\u1ec1 kinh doanh th\u00f4ng th\u01b0\u1eddng c\u1ee7a c\u00f4ng ty.\u00a0<\/p>\n<p>\u0110\u1ed1i v\u1edbi m\u1ed9t doanh nghi\u1ec7p, c\u00f3 th\u1ec3 c\u00f3 t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n tr\u00ean, c\u0169ng nh\u01b0 ti\u1ec1n l\u00e3i ki\u1ebfm \u0111\u01b0\u1ee3c ho\u1eb7c m\u1ea5t \u0111i tr\u00ean tr\u00e1i phi\u1ebfu c\u1ee7a ch\u00ednh doanh nghi\u1ec7p \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh, mua l\u1ea1i c\u1ed5 ph\u1ea7n, mua l\u1ea1i v\u00e0\u00a0spin-off\u00a0c\u00f4ng ty.<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">Hi\u1ec3u v\u1ec1 thu nh\u1eadp \u0111\u1ea7u t\u01b0\u00a0<\/font><\/h3>\n<p>Thu nh\u1eadp \u0111\u1ea7u t\u01b0 ch\u1ec9 \u0111\u1ec1 c\u1eadp \u0111\u1ebfn l\u1ee3i nhu\u1eadn t\u00e0i ch\u00ednh tr\u00ean chi ph\u00ed ban \u0111\u1ea7u (Original Cost) c\u1ee7a kho\u1ea3n \u0111\u1ea7u t\u01b0. Ngo\u00e0i ra, thu nh\u1eadp \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadn m\u1ed9t l\u1ea7n ho\u1eb7c tr\u1ea3 l\u00e3i \u0111\u1ec1u \u0111\u1eb7n theo th\u1eddi gian.<\/p>\n<p><i>(T\u00e0i li\u1ec7u tham kh\u1ea3o: Investopedia)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"vnbcbc-sapo\" data-role=\"sapo\">\n                            Thu nh\u1eadp \u0111\u1ea7u t\u01b0 (ti\u1ebfng Anh: Investment income) l\u00e0 thu nh\u1eadp \u0111\u01b0\u1ee3c t\u1ea1o ra b\u1edfi m\u1ed9t c\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 d\u01b0\u1edbi b\u1ea5t k\u00ec h\u00ecnh th\u1ee9c n\u00e0o.\n                        <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[416],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27803"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=27803"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/27803\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=27803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=27803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=27803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}