{"id":30026,"date":"2023-12-07T08:53:05","date_gmt":"2023-12-07T08:53:05","guid":{"rendered":"https:\/\/masterskills.org\/blog\/co-phieu-loai-c-class-c-share-la-gi-dac-diem-uu-diem-va-nhuoc-diem.html"},"modified":"2023-12-23T06:11:25","modified_gmt":"2023-12-22T23:11:25","slug":"co-phieu-loai-c-class-c-share-la-gi-dac-diem-uu-diem-va-nhuoc-diem","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/co-phieu-loai-c-class-c-share-la-gi-dac-diem-uu-diem-va-nhuoc-diem.html","title":{"rendered":"C\u1ed5 phi\u1ebfu lo\u1ea1i C (Class C Share) l\u00e0 g\u00ec? \u0110\u1eb7c \u0111i\u1ec3m, \u01b0u \u0111i\u1ec3m v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m"},"content":{"rendered":"
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<\/div>
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(\u1ea2nh minh h\u1ecda: Traderviet)<\/p>\n<\/figcaption><\/figure>\n

C\u1ed5 phi\u1ebfu lo\u1ea1i C<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

C\u1ed5 phi\u1ebfu lo\u1ea1i C <\/b>trong ti\u1ebfng Anh l\u00e0 Class C Share.<\/b>\u00a0 \u00a0<\/p>\n

C\u1ed5 phi\u1ebfu lo\u1ea1i C<\/b> l\u00e0 m\u1ed9t lo\u1ea1i c\u1ed5 phi\u1ebfu c\u1ee7a\u00a0qu\u0129 t\u01b0\u01a1ng h\u1ed7, \u0111\u01b0\u1ee3c \u0111\u1eb7c tr\u01b0ng b\u1edfi m\u1ee9c ph\u00ed bao g\u1ed3m c\u00e1c kho\u1ea3n ph\u00ed h\u00e0ng n\u0103m cho ti\u1ebfp th\u1ecb, ph\u00e2n ph\u1ed1i v\u00e0 d\u1ecbch v\u1ee5, \u0111\u01b0\u1ee3c \u0111\u1eb7t \u1edf m\u1ed9t m\u1ee9c ph\u1ea7n tr\u1eafm c\u1ed1 \u0111\u1ecbnh.<\/p>\n

C\u00e1c kho\u1ea3n ph\u00ed n\u00e0y t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi m\u1ed9t kho\u1ea3n hoa h\u1ed3ng cho c\u00f4ng ty ho\u1eb7c c\u00e1 nh\u00e2n \u0111\u00e3 gi\u00fap nh\u00e0 \u0111\u1ea7u t\u01b0 quy\u1ebft \u0111\u1ecbnh qu\u0129 n\u00e0o s\u1ebd s\u1edf h\u1eefu.<\/p>\n

C\u00e1c kho\u1ea3n ph\u00ed n\u00e0y \u0111\u01b0\u1ee3c t\u00ednh h\u00e0ng n\u0103m cho ng\u01b0\u1eddi mua c\u1ed5 ph\u1ea7n trong qu\u0129 t\u01b0\u01a1ng h\u1ed7.<\/p>\n

Ph\u00ed gia nh\u1eadp (front-end load) \u0111\u01b0\u1ee3c tr\u1ea3 khi c\u1ed5 phi\u1ebfu \u0111\u01b0\u1ee3c mua, v\u00e0 ph\u00ed r\u00fat v\u1ed1n (back-end load) t\u00ednh c\u00e1c kho\u1ea3n ph\u00ed khi nh\u00e0 \u0111\u1ea7u t\u01b0 b\u00e1n c\u1ed5 phi\u1ebfu; v\u00e0 qu\u0129 kh\u00f4ng m\u1ea5t ph\u00ed b\u00e1n (no-load fund) s\u1ebd kh\u00f4ng t\u00ednh ph\u00ed hoa h\u1ed3ng n\u00e0o, c\u00e1c kho\u1ea3n ph\u00ed \u0111\u01a1n gi\u1ea3n ch\u1ec9 \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o\u00a0gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n r\u00f2ng\u00a0(NAV) c\u1ee7a qu\u0129.<\/p>\n

\u0110\u1eb7c \u0111i\u1ec3m c\u1ee7a C\u1ed5 phi\u1ebfu lo\u1ea1i C<\/font><\/h3>\n

So v\u1edbi c\u00e1c lo\u1ea1i c\u1ed5 phi\u1ebfu qu\u0129 t\u01b0\u01a1ng h\u1ed7 kh\u00e1c<\/font>, <\/font>c<\/b>\u1ed5 phi\u1ebfu lo\u1ea1i C<\/b><\/font> th\u01b0\u1eddng c\u00f3 t\u1ec9 l\u1ec7 ph\u00ed qu\u0129 th\u1ea5p h\u01a1n so v\u1edbi c\u1ed5 phi\u1ebfu lo\u1ea1i B. Tuy nhi\u00ean, c\u1ed5 phi\u1ebfu lo\u1ea1i C c\u00f3 t\u1ec9 l\u1ec7 ph\u00ed qu\u0129 cao h\u01a1n so v\u1edbi\u00a0c\u1ed5 phi\u1ebfu lo\u1ea1i A.<\/p>\n

T\u1ec9 l\u1ec7 ph\u00ed qu\u0129 (Expense ratio) l\u00e0 t\u1ed5ng chi ph\u00ed qu\u1ea3n l\u00ed h\u00e0ng n\u0103m \u0111\u1ec3 \u0111i\u1ec1u h\u00e0nh qu\u0129 t\u01b0\u01a1ng h\u1ed7.<\/p>\n

Do \u0111\u00f3, c\u1ed5 phi\u1ebfu lo\u1ea1i C c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn t\u1ed1t cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 t\u1ea7m nh\u00ecn t\u01b0\u01a1ng \u0111\u1ed1i ng\u1eafn h\u1ea1n, nh\u1eefng ng\u01b0\u1eddi c\u00f3 k\u1ebf ho\u1ea1ch gi\u1eef qu\u0129 t\u01b0\u01a1ng h\u1ed7 ch\u1ec9 trong m\u1ed9t v\u00e0i n\u0103m.<\/p>\n

\u01afu \u0111i\u1ec3m v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a C\u1ed5 phi\u1ebfu lo\u1ea1i C<\/font><\/h3>\n

C\u1ed5 phi\u1ebfu lo\u1ea1i C<\/b> c\u00f3 nh\u1eefng \u01b0u \u0111i\u1ec3m v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m m\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n c\u00e2n nh\u1eafc:<\/p>\n

\u01afu \u0111i\u1ec3m:<\/b><\/p>\n

– Kh\u00f4ng c\u00f3 hoa h\u1ed3ng tr\u1ea3 tr\u01b0\u1edbc, ngh\u0129a l\u00e0 to\u00e0n b\u1ed9 ti\u1ec1n g\u1eedi s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ea7u t\u01b0.<\/p>\n

– Kh\u00f4ng t\u00ednh ph\u00ed r\u00fat v\u1ed1n sau m\u1ed9t n\u0103m.<\/p>\n

– Ph\u00f9 h\u1ee3p v\u1edbi \u0111\u1ea7u t\u01b0 trung h\u1ea1n (1-3 n\u0103m).<\/p>\n

Nh\u01b0\u1ee3c \u0111i\u1ec3m:<\/b><\/p>\n

– T\u1ec9 l\u1ec7 ph\u00ed qu\u0129 cao.<\/p>\n

– Ph\u00ed r\u00fat v\u1ed1n khi r\u00fat ti\u1ec1n n\u0103m \u0111\u1ea7u ti\u00ean.<\/p>\n

– Kh\u00f4ng t\u1ed1t cho chi\u1ebfn l\u01b0\u1ee3c mua v\u00e0 gi\u1eef.<\/p>\n

Ai n\u00ean \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu lo\u1ea1i C?<\/font><\/h3>\n

Do ph\u00ed r\u00fat v\u1ed1n \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o\u00a0ph\u00ed mua l\u1ea1i ng\u1eafn h\u1ea1n\u00a0(Redemption fee), c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 d\u1ef1 \u0111\u1ecbnh r\u00fat ti\u1ec1n trong v\u00f2ng m\u1ed9t n\u0103m c\u00f3 th\u1ec3 s\u1ebd mu\u1ed1n tr\u00e1nh mua c\u1ed5 phi\u1ebfu lo\u1ea1i C.<\/b><\/p>\n

M\u1eb7t kh\u00e1c, chi ph\u00ed li\u00ean t\u1ee5c c\u1ee7a c\u1ed5 phi\u1ebfu C cao h\u01a1n khi\u1ebfn c\u1ed5 phi\u1ebfu n\u00e0y tr\u1edf th\u00e0nh m\u1ed9t l\u1ef1a ch\u1ecdn kh\u00f4ng l\u00ed t\u01b0\u1edfng cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n.<\/p>\n

Gi\u00e1 tr\u1ecb cu\u1ed1i c\u00f9ng c\u1ee7a c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 v\u1edbi c\u00e1c m\u1ee9c ph\u00ed kh\u00e1c nhau c\u00f3 th\u1ec3 c\u00f3 kh\u00e1c bi\u1ec7t r\u1ea5t l\u1edbn khi gi\u1eef c\u1ed5 phi\u1ebfu C trong kho\u1ea3ng th\u1eddi gian d\u00e0i \u0111\u00e1ng k\u1ec3.<\/p>\n

C\u1ed5 phi\u1ebfu lo\u1ea1i C s\u1ebd ho\u1ea1t \u0111\u1ed9ng t\u1ed1t nh\u1ea5t cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 k\u1ebf ho\u1ea1ch gi\u1eef qu\u0129 trong m\u1ed9t th\u1eddi c\u00f3 gi\u1edbi h\u1ea1n, th\u01b0\u1eddng l\u00e0 trung h\u1ea1n, t\u1ed1i \u01b0u l\u00e0 t\u1eeb 01 \u0111\u1ebfn 03 n\u0103m.<\/i><\/p>\n

Theo th\u1eddi h\u1ea1n \u0111\u00f3, nh\u00e0 \u0111\u1ea7u t\u01b0 gi\u1eef \u0111\u1ee7 l\u00e2u \u0111\u1ec3 tr\u00e1nh \u0111\u01b0\u1ee3c ph\u00ed r\u00fat v\u1ed1n, nh\u01b0ng kh\u00f4ng l\u00e2u \u0111\u1ebfn m\u1ee9c t\u1ec9 l\u1ec7 chi ph\u00ed cao g\u00e2y t\u1ed5n th\u1ea5t cho l\u1ee3i nhu\u1eadn chung c\u1ee7a qu\u0129.<\/p>\n

(Theo Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n C\u1ed5 phi\u1ebfu lo\u1ea1i C (ti\u1ebfng Anh: Class C Share) l\u00e0 m\u1ed9t lo\u1ea1i c\u1ed5 phi\u1ebfu c\u1ee7a qu\u0129 t\u01b0\u01a1ng h\u1ed7, \u0111\u01b0\u1ee3c \u0111\u1eb7c tr\u01b0ng b\u1edfi m\u1ee9c ph\u00ed bao g\u1ed3m c\u00e1c kho\u1ea3n ph\u00ed h\u00e0ng n\u0103m cho ti\u1ebfp th\u1ecb, ph\u00e2n ph\u1ed1i v\u00e0 d\u1ecbch v\u1ee5, \u0111\u01b0\u1ee3c \u0111\u1eb7t \u1edf m\u1ed9t m\u1ee9c ph\u1ea7n tr\u1eafm c\u1ed1 \u0111\u1ecbnh.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30026"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=30026"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30026\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=30026"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=30026"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=30026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}