{"id":30255,"date":"2023-12-07T09:06:16","date_gmt":"2023-12-07T09:06:16","guid":{"rendered":"https:\/\/masterskills.org\/blog\/ti-le-tuyet-doi-absolute-rate-la-gi-vi-du-ve-ti-le-tuyet-doi.html"},"modified":"2023-12-23T06:12:31","modified_gmt":"2023-12-22T23:12:31","slug":"ti-le-tuyet-doi-absolute-rate-la-gi-vi-du-ve-ti-le-tuyet-doi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/ti-le-tuyet-doi-absolute-rate-la-gi-vi-du-ve-ti-le-tuyet-doi.html","title":{"rendered":"T\u1ec9 l\u1ec7 tuy\u1ec7t \u0111\u1ed1i (Absolute Rate) l\u00e0 g\u00ec? V\u00ed d\u1ee5 v\u1ec1 T\u1ec9 l\u1ec7 tuy\u1ec7t \u0111\u1ed1i"},"content":{"rendered":"
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Hi\u0300nh minh ho\u0323a. Ngu\u00f4\u0300n: Towardsdatascience.com<\/p>\n<\/figcaption><\/figure>\n

T\u1ec9 l\u1ec7 tuy\u1ec7t \u0111\u1ed1i<\/font><\/h2>\n

Kha\u0301i ni\u00ea\u0323m<\/b><\/p>\n

T\u1ec9 l\u1ec7 tuy\u1ec7t \u0111\u1ed1i <\/b>trong ti\u00ea\u0301ng Anh la\u0300 Absolute Rate.<\/b><\/p>\n

T\u1ec9 l\u1ec7 tuy\u1ec7t \u0111\u1ed1i <\/b>l\u00e0 thu\u1eadt ng\u1eef ch\u1ec9\u00a0l\u1ee3i su\u1ea5t\u00a0h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i tuy\u1ec7t \u0111\u1ed1i, hay t\u1ed5ng\u00a0l\u1ee3i t\u1ee9c\u00a0m\u00e0 c\u1ea3 hai b\u00ean h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i ki\u1ebfm \u0111\u01b0\u1ee3c khi tham gia giao d\u1ecbch. \u00a0 \u00a0<\/p>\n

T\u1ec9 l\u1ec7 tuy\u1ec7t \u0111\u1ed1i \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng t\u1ed5ng c\u00e1c y\u1ebfu t\u1ed1\u00a0c\u1ed1 \u0111\u1ecbnh\u00a0v\u00e0\u00a0th\u1ea3 n\u1ed5i\u00a0c\u1ee7a m\u1ed9t h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t. V\u00ed d\u1ee5 h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t c\u00f3 t\u1ec9 l\u1ec7 c\u1ed1 \u0111\u1ecbnh l\u00e0 2% v\u00e0 t\u1ec9 l\u1ec7 thay \u0111\u1ed5i l\u00e0 3%, th\u00ec t\u1ec9 l\u1ec7 tuy\u1ec7t \u0111\u1ed1i s\u1ebd l\u00e0 5%. \u00a0\u00a0<\/p>\n

\u0110\u1eb7c \u0111i\u1ec3m T\u1ec9 l\u1ec7 tuy\u1ec7t \u0111\u1ed1i \u00a0 \u00a0\u00a0<\/font><\/h3>\n

T\u1ec9 l\u1ec7 tuy\u1ec7t \u0111\u1ed1i<\/b> \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong c\u00e1c\u00a0h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t. Hai b\u00ean h\u1ee3p \u0111\u1ed3ng s\u1ebd ho\u00e1n \u0111\u1ed5i 2\u00a0d\u00f2ng ti\u1ec1n, m\u1ed9t b\u00ean d\u1ef1a tr\u00ean m\u1ee9c l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh, v\u00e0 b\u00ean c\u00f2n l\u1ea1i d\u1ef1a tr\u00ean l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i theo m\u1ed9t t\u1ec9 l\u1ec7\u00a0tham chi\u1ebfu.\u00a0<\/p>\n

C\u1ea3 hai d\u00f2ng ti\u1ec1n s\u1ebd \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp sao cho c\u00f3 c\u00f9ng m\u1ed9t\u00a0gi\u00e1 tr\u1ecb hi\u1ec7n t\u1ea1i r\u00f2ng\u00a0(NPV) t\u1ea1i th\u1eddi \u0111i\u1ec3m k\u00ed h\u1ee3p \u0111\u1ed3ng. \u00a0\u00a0<\/p>\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u0169ng th\u01b0\u1eddng s\u1eed d\u1ee5ng\u00a0ch\u00eanh l\u1ec7ch ho\u00e1n \u0111\u1ed5i. Kh\u00e1c v\u1edbi t\u1ec9 l\u1ec7 tuy\u1ec7t \u0111\u1ed1i, ch\u00eanh l\u1ec7ch ho\u00e1n \u0111\u1ed5i \u0111\u1ec1 c\u1eadp \u0111\u1ebfn m\u1ee9c ch\u00eanh l\u1ec7ch gi\u1eefa l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh c\u1ee7a h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t, so v\u1edbi l\u00e3i su\u1ea5t c\u1ee7a m\u1ed9t ch\u1ee9ng kho\u00e1n n\u1ee3 c\u00f3 th\u1eddi gian \u0111\u00e1o h\u1ea1n t\u01b0\u01a1ng t\u1ef1.\u00a0<\/p>\n

V\u00ed d\u1ee5 n\u1ebfu tr\u00e1i phi\u1ebfu 1 n\u0103m \u0111ang c\u00f3 l\u1ee3i su\u1ea5t l\u00e0 2%, v\u00e0 d\u00f2ng ti\u1ec1n c\u1ed1 \u0111\u1ecbnh c\u1ee7a h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c \u0111\u1eb7t \u1edf m\u1ee9c 3%, th\u00ec ch\u00eanh l\u1ec7ch ho\u00e1n \u0111\u1ed5i l\u00e0 1%.\u00a0<\/p>\n

V\u00ed d\u1ee5 v\u1ec1 T\u1ec9 l\u1ec7 tuy\u1ec7t \u0111\u1ed1i\u00a0<\/font><\/h3>\n

Gi\u1ea3 s\u1eed nh\u00e0 \u0111\u1ea7u t\u01b0 A g\u1ea7n \u0111\u00e2y \u0111\u00e3 mua m\u1ed9t\u00a0tr\u00e1i phi\u1ebfu\u00a010 n\u0103m tr\u1ecb gi\u00e1 1 tri\u1ec7u USD. Tr\u00e1i phi\u1ebfu n\u00e0y c\u00f3 kho\u1ea3n thanh to\u00e1n c\u1ed1 \u0111\u1ecbnh \u1edf m\u1ee9c l\u1ee3i su\u1ea5t 2% m\u1ed7i n\u0103m.\u00a0<\/p>\n

Tuy nhi\u00ean sau khi nh\u00e0 \u0111\u1ea7u t\u01b0 A mua tr\u00e1i phi\u1ebfu v\u00e0i tu\u1ea7n, d\u1ef1a tr\u00ean \u0111i\u1ec1u ki\u1ec7n th\u1ecb tr\u01b0\u1eddng, anh tin r\u1eb1ng l\u00e3i su\u1ea5t c\u00f3 th\u1ec3 s\u1ebd t\u0103ng.\u00a0<\/p>\n

V\u00ec v\u1eady, nh\u00e0 \u0111\u1ea7u t\u01b0 A b\u1eaft \u0111\u1ea7u t\u00ecm ki\u1ebfm c\u01a1 h\u1ed9i \u0111\u1ec3 ho\u00e1n \u0111\u1ed5i c\u00e1c kho\u1ea3n thanh to\u00e1n l\u00e3i c\u1ed1 \u0111\u1ecbnh c\u1ee7a m\u00ecnh \u0111\u1ed5i l\u1ea5y c\u00e1c kho\u1ea3n thanh to\u00e1n th\u1ea3 n\u1ed5i, s\u1ebd t\u0103ng l\u00ean n\u1ebfu l\u00e3i su\u1ea5t t\u0103ng. Nh\u00e0 \u0111\u1ea7u t\u01b0 A c\u00f3 th\u1ec3 tham gia m\u1ed9t h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t tr\u00ean\u00a0th\u1ecb tr\u01b0\u1eddng ph\u00e1i sinh.\u00a0<\/p>\n

Ng\u01b0\u1ee3c l\u1ea1i, \u0111\u1ed1i t\u00e1c h\u1ee3p \u0111\u1ed3ng c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 A tham gia giao d\u1ecbch v\u00ec h\u1ecd tin r\u1eb1ng l\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu s\u1ebd gi\u1ea3m, v\u00e0 mu\u1ed1n kh\u00f3a l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh hi\u1ec7n t\u1ea1i.\u00a0<\/i><\/p>\n

Trong h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t, nh\u00e0 \u0111\u1ea7u t\u01b0 A \u0111\u1ed3ng \u00fd tr\u1ea3 cho \u0111\u1ed1i t\u00e1c d\u00f2ng ti\u1ec1n v\u1edbi l\u00e3i su\u1ea5t 2% m\u1ed7i n\u0103m, c\u00f2n \u0111\u1ed1i t\u00e1c \u0111\u1ed3ng \u00fd tr\u1ea3 cho nh\u00e0 \u0111\u1ea7u t\u01b0 A m\u1ed9t t\u1ec9 l\u1ec7 th\u1ea3 n\u1ed5i d\u1ef1a tr\u00ean l\u00e3i su\u1ea5t LIBOR, hi\u1ec7n t\u1ea1i c\u0169ng \u1edf m\u1ee9c 2%.\u00a0<\/p>\n

Trong v\u00ed d\u1ee5 n\u00e0y, t\u1ec9 l\u1ec7 tuy\u1ec7t \u0111\u1ed1i <\/b>c\u1ee7a h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t l\u00e0 4%, b\u1eb1ng t\u1ed5ng l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh v\u00e0 th\u1ea3 n\u1ed5i. \u00a0 <\/p>\n

(Theo Investopedia)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n T\u1ec9 l\u1ec7 tuy\u1ec7t \u0111\u1ed1i (ti\u1ebfng Anh: Absolute Rate) l\u00e0 thu\u1eadt ng\u1eef ch\u1ec9 l\u1ee3i su\u1ea5t h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i tuy\u1ec7t \u0111\u1ed1i, hay t\u1ed5ng l\u1ee3i t\u1ee9c m\u00e0 c\u1ea3 hai b\u00ean h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i ki\u1ebfm \u0111\u01b0\u1ee3c khi tham gia giao d\u1ecbch.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30255"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=30255"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30255\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=30255"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=30255"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=30255"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}