{"id":30359,"date":"2023-12-07T09:12:45","date_gmt":"2023-12-07T09:12:45","guid":{"rendered":"https:\/\/masterskills.org\/blog\/rui-ro-ca-biet-specific-risk-la-gi-giam-thieu-rui-ro-ca-biet-thong-qua-da-dang-hoa.html"},"modified":"2023-12-23T06:12:55","modified_gmt":"2023-12-22T23:12:55","slug":"rui-ro-ca-biet-specific-risk-la-gi-giam-thieu-rui-ro-ca-biet-thong-qua-da-dang-hoa","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/rui-ro-ca-biet-specific-risk-la-gi-giam-thieu-rui-ro-ca-biet-thong-qua-da-dang-hoa.html","title":{"rendered":"R\u1ee7i ro c\u00e1 bi\u1ec7t (Specific Risk) l\u00e0 g\u00ec? Gi\u1ea3m thi\u1ec3u r\u1ee7i ro c\u00e1 bi\u1ec7t th\u00f4ng qua \u0111a d\u1ea1ng h\u00f3a"},"content":{"rendered":"
\n
\n
<\/div>
\n

Hi\u0300nh minh ho\u0323a. Ngu\u00f4\u0300n: Raskfinance.com<\/p>\n<\/figcaption><\/figure>\n

R\u1ee7i ro c\u00e1 bi\u1ec7t<\/font><\/h2>\n

Kha\u0301i ni\u00ea\u0323m<\/b><\/p>\n

R\u1ee7i ro c\u00e1 bi\u1ec7t<\/b> hay r\u1ee7i ro \u0111\u1eb7c th\u00f9 <\/b>trong ti\u00ea\u0301ng Anh la\u0300 Specific Risk.<\/b><\/p>\n

R\u1ee7i ro c\u00e1 bi\u1ec7t<\/b> l\u00e0 r\u1ee7i ro \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u01b0\u1ee3ng t\u00e0i s\u1ea3n t\u1ed1i thi\u1ec3u. R\u1ee7i ro c\u00e1 bi\u1ec7t nh\u01b0 t\u00ean g\u1ecdi, c\u00f3 li\u00ean quan \u0111\u1ebfn c\u00e1c r\u1ee7i ro r\u1ea5t \u0111\u1eb7c th\u00f9 \u0111\u1ed1i v\u1edbi m\u1ed9t c\u00f4ng ty ho\u1eb7c m\u1ed9t nh\u00f3m nh\u1ecf c\u00e1c c\u00f4ng ty.\u00a0 <\/p>\n

Lo\u1ea1i r\u1ee7i ro n\u00e0y ng\u01b0\u1ee3c l\u1ea1i v\u1edbi r\u1ee7i ro th\u1ecb tr\u01b0\u1eddng t\u1ed5ng th\u1ec3 ho\u1eb7c r\u1ee7i ro h\u1ec7 th\u1ed1ng. R\u1ee7i ro phi h\u1ec7 th\u1ed1ng v\u00e0 r\u1ee7i ro \u0111a d\u1ea1ng h\u00f3a l\u00e0 v\u00ed d\u1ee5 v\u1ec1 r\u1ee7i ro c\u00e1 bi\u1ec7t. \u00a0\u00a0<\/p>\n

\u0110\u1eb7c \u0111i\u1ec3m R\u1ee7i ro c\u00e1 bi\u1ec7t\u00a0<\/b><\/font><\/p>\n

R\u1ee7i ro c\u00e1 bi\u1ec7t <\/b>c\u00f3 th\u1ec3 b\u1eaft ngu\u1ed3n t\u1eeb c\u00e1c tin t\u1ee9c li\u00ean quan c\u1ee5 th\u1ec3 \u0111\u1ebfn m\u1ed9t c\u1ed5 phi\u1ebfu ho\u1eb7c m\u1ed9t s\u1ed1 c\u1ed5 phi\u1ebfu.\u00a0<\/p>\n

V\u00ed d\u1ee5 nh\u01b0 m\u1ed9t c\u00f4ng ty c\u00f3 c\u00e1c nh\u00e2n vi\u00ean \u0111\u00ecnh c\u00f4ng \u0111\u1ed9t ng\u1ed9t hay m\u1ed9t qui \u0111\u1ecbnh m\u1edbi c\u1ee7a ch\u00ednh ph\u1ee7 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn m\u1ed9t nh\u00f3m c\u00f4ng ty c\u1ee5 th\u1ec3.\u00a0<\/p>\n

\u0110\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro c\u00e1 bi\u1ec7t c\u1ea7n \u0111a d\u1ea1ng h\u00f3a.\u00a0<\/p>\n

R\u1ee7i ro c\u00e1 bi\u1ec7t c\u1ee7a c\u00f4ng ty\u00a0<\/font><\/h3>\n

Hai y\u1ebfu t\u1ed1 g\u00e2y ra r\u1ee7i ro c\u00e1 bi\u1ec7t<\/b> c\u1ee7a c\u00f4ng ty l\u00e0: \u00a0\u00a0<\/p>\n

\u00a0– R\u1ee7i ro kinh doanh<\/i>: t\u1ea5t c\u1ea3 c\u00e1c v\u1ea5n \u0111\u1ec1 trong n\u1ed9i b\u1ed9 v\u00e0 do y\u1ebfu t\u1ed1 b\u00ean ngo\u00e0i \u0111\u1ec1u g\u00e2y ra r\u1ee7i ro kinh doanh, r\u1ee7i ro n\u1ed9i b\u1ed9 c\u00f3 li\u00ean quan \u0111\u1ebfn hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00f4ng ty.\u00a0<\/p>\n

V\u00ed d\u1ee5, m\u1ed9t c\u00f4ng ty kh\u00f4ng xin c\u1ea5p b\u1eb1ng s\u00e1ng ch\u1ebf \u0111\u1ec3 b\u1ea3o v\u1ec7 s\u1ea3n ph\u1ea9m m\u1edbi l\u00e0 m\u1ed9t r\u1ee7i ro n\u1ed9i b\u1ed9 v\u00ec n\u00f3 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn vi\u1ec7c m\u1ea5t l\u1ee3i th\u1ebf c\u1ea1nh tranh.\u00a0<\/p>\n

C\u00e1c c\u01a1 quan qu\u1ea3n l\u00ed th\u1ef1c ph\u1ea9m hay d\u01b0\u1ee3c ph\u1ea9m c\u1ea5m m\u1ed9t lo\u1ea1i thu\u1ed1c c\u1ee5 th\u1ec3 c\u1ee7a m\u1ed9t c\u00f4ng ty b\u00e1n l\u00e0 m\u1ed9t v\u00ed d\u1ee5 v\u1ec1 r\u1ee7i ro kinh doanh do y\u1ebfu t\u1ed1 b\u00ean ngo\u00e0i.\u00a0<\/p>\n

\u00a0– R\u1ee7i ro t\u00e0i ch\u00ednh<\/i>: lo\u1ea1i r\u1ee7i ro n\u00e0y li\u00ean quan \u0111\u1ebfn c\u1ea5u tr\u00fac v\u1ed1n c\u1ee7a c\u00f4ng ty. M\u1ed7i c\u00f4ng ty \u0111\u1ec1u c\u1ea7n c\u00f3 m\u1ed9t m\u1ee9c n\u1ee3 v\u00e0 v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu t\u1ed1i \u01b0u \u0111\u1ec3 ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n v\u00e0 \u0111\u00e1p \u1ee9ng c\u00e1c ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.\u00a0<\/p>\n

M\u1ed9t c\u1ea5u tr\u00fac v\u1ed1n y\u1ebfu c\u00f3 th\u1ec3 khi\u1ebfn cho thu nh\u1eadp v\u00e0 d\u00f2ng ti\u1ec1n c\u00f4ng ty kh\u00f4ng nh\u1ea5t qu\u00e1n v\u00e0 ng\u0103n c\u1ea3n c\u00f4ng ty \u0111\u00f3 \u0111\u01b0\u1ee3c giao d\u1ecbch tr\u00ean s\u00e0n ch\u1ee9ng kho\u00e1n.\u00a0<\/p>\n

Gi\u1ea3m thi\u1ec3u R\u1ee7i ro c\u00e1 bi\u1ec7t th\u00f4ng qua \u0111a d\u1ea1ng h\u00f3a<\/font><\/h3>\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 gi\u1ea3m r\u1ee7i ro c\u00e1 bi\u1ec7t b\u1eb1ng c\u00e1ch \u0111a d\u1ea1ng h\u00f3a danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee7a h\u1ecd. Nghi\u00ean c\u1ee9u c\u1ee7a nh\u00e0 kinh t\u1ebf h\u1ecdc Harry Markowitz \u0111\u00e3 cho th\u1ea5y r\u1ee7i ro c\u00e1 bi\u1ec7t <\/b>gi\u1ea3m \u0111\u00e1ng k\u1ec3 n\u1ebfu danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u00f3 kho\u1ea3ng 30 ch\u1ee9ng kho\u00e1n kh\u00e1c nhau.\u00a0<\/p>\n

C\u00e1c ch\u1ee9ng kho\u00e1n trong danh m\u1ee5c n\u00ean \u1edf c\u00e1c l\u0129nh v\u1ef1c kh\u00e1c nhau \u0111\u1ec3 c\u00e1c th\u00f4ng tin v\u1ec1 c\u00e1c ch\u1ee9ng kho\u00e1n ho\u1eb7c ng\u00e0nh c\u1ee5 th\u1ec3 kh\u00f4ng t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn ph\u1ea7n c\u00f2n l\u1ea1i c\u1ee7a danh m\u1ee5c \u0111\u1ea7u t\u01b0.\u00a0<\/p>\n

V\u00ed d\u1ee5, m\u1ed9t danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u00f3 ch\u1ee9ng kho\u00e1n trong c\u00e1c l\u0129nh v\u1ef1c sau: ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe, v\u1eadt li\u1ec7u x\u00e2y d\u1ef1ng, t\u00e0i ch\u00ednh, c\u00f4ng nghi\u1ec7p v\u00e0 c\u00f4ng ngh\u1ec7 s\u1ebd gi\u1ea3m thi\u1ec3u \u0111\u01b0\u1ee3c r\u1ee7i ro c\u00e1 bi\u1ec7t t\u1ed1t h\u01a1n.\u00a0<\/i><\/p>\n

M\u1ed9t nh\u00f3m c\u00e1c lo\u1ea1i t\u00e0i s\u1ea3n kh\u00f4ng t\u01b0\u01a1ng th\u00edch nhau n\u00ean \u0111\u01b0\u1ee3c \u0111\u01b0a v\u00e0o m\u1ed9t danh m\u1ee5c \u0111\u1ea7u t\u01b0 \u0111\u1ec3 gi\u1ea3m r\u1ee7i ro c\u00e1 bi\u1ec7t. \u00a0<\/p>\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u00e1c qu\u0129 ho\u00e1n \u0111\u1ed5i danh m\u1ee5c (ETF) \u0111\u1ec3 \u0111a d\u1ea1ng h\u00f3a danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee7a h\u1ecd.\u00a0<\/p>\n

C\u00e1c qu\u0129 ETF \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 theo d\u00f5i c\u00e1c ch\u1ec9 s\u1ed1 r\u1ed9ng nh\u01b0 ch\u1ec9 s\u1ed1 S&P500 hay c\u00e1c ng\u00e0nh, c\u00e1c lo\u1ea1i ti\u1ec1n t\u1ec7 ho\u1eb7c lo\u1ea1i t\u00e0i s\u1ea3n c\u1ee5 th\u1ec3.\u00a0<\/i><\/p>\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 gi\u1ea3m r\u1ee7i ro c\u00e1 bi\u1ec7t b\u1eb1ng c\u00e1ch \u0111\u1ea7u t\u01b0 v\u00e0o m\u1ed9t qu\u0129 ETF c\u00f3 ph\u00e2n b\u1ed5 c\u00e2n \u0111\u1ed1i v\u00e0o c\u00e1c lo\u1ea1i t\u00e0i s\u1ea3n v\u00e0 l\u0129nh v\u1ef1c.\u00a0<\/p>\n

Nh\u1eefng tin t\u1ee9c b\u1ea5t l\u1ee3i \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn m\u1ed9t lo\u1ea1i t\u00e0i s\u1ea3n hay l\u0129nh v\u1ef1c c\u1ee5 th\u1ec3 s\u1ebd kh\u00f4ng c\u00f3 t\u00e1c \u0111\u1ed9ng l\u1edbn \u0111\u1ebfn l\u1ee3i nhu\u1eadn chung c\u1ee7a danh m\u1ee5c \u0111\u1ea7u t\u01b0.\u00a0 \u00a0<\/p>\n

(Theo Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n R\u1ee7i ro c\u00e1 bi\u1ec7t (ti\u1ebfng Anh: Specific Risk) l\u00e0 r\u1ee7i ro \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u01b0\u1ee3ng t\u00e0i s\u1ea3n t\u1ed1i thi\u1ec3u, \u0111\u1eb7c th\u00f9 c\u1ee7a m\u1ed9t c\u00f4ng ty ho\u1eb7c m\u1ed9t nh\u00f3m c\u00e1c c\u00f4ng ty.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30359"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=30359"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30359\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=30359"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=30359"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=30359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}