{"id":30399,"date":"2023-12-07T09:15:36","date_gmt":"2023-12-07T09:15:36","guid":{"rendered":"https:\/\/masterskills.org\/blog\/qui-etf-nganh-bao-hiem-insurance-industry-etf-la-gi.html"},"modified":"2023-12-23T06:12:58","modified_gmt":"2023-12-22T23:12:58","slug":"qui-etf-nganh-bao-hiem-insurance-industry-etf-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/qui-etf-nganh-bao-hiem-insurance-industry-etf-la-gi.html","title":{"rendered":"Qu\u0129 ETF ng\u00e0nh b\u1ea3o hi\u1ec3m (Insurance Industry ETF) l\u00e0 g\u00ec?"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda<\/p>\n<\/figcaption><\/figure>\n

Qu\u0129 ETF ng\u00e0nh b\u1ea3o hi\u1ec3m<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

Qu\u0129 ETF ng\u00e0nh b\u1ea3o hi\u1ec3m<\/i> l\u00e0 qu\u0129 ETF<\/span> ch\u1ee7 y\u1ebfu \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m; nh\u1eb1m m\u1ee5c \u0111\u00edch t\u00e1i t\u1ea1o hi\u1ec7u su\u1ea5t c\u1ee7a m\u1ed9t ch\u1ec9 s\u1ed1 ph\u1ea3n \u00e1nh bi\u1ebfn \u0111\u1ed9ng gi\u00e1 c\u1ed5 phi\u1ebfu c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m.\u00a0<\/p>\n

Qu\u0129 ETF ng\u00e0nh b\u1ea3o hi\u1ec3m<\/i> \u0111\u1ea7u t\u01b0 v\u00e0o t\u1ea5t c\u1ea3 c\u00e1c lo\u1ea1i c\u00f4ng ty b\u1ea3o hi\u1ec3m, v\u00ed d\u1ee5 c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n v\u00e0 tai n\u1ea1n,\u00a0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 m\u00f4i gi\u1edbi b\u1ea3o hi\u1ec3m.\u00a0<\/p>\n

T\u00f9y thu\u1ed9c v\u00e0o lu\u1eadt, qu\u0129 ETF ng\u00e0nh b\u1ea3o hi\u1ec3m <\/i>c\u00f3 th\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m qu\u1ed1c t\u1ebf, ho\u1eb7c b\u1ecb h\u1ea1n ch\u1ebf \u0111\u1ea7u t\u01b0 v\u00e0o c\u00f4ng ty b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc.<\/p>\n

Hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 qu\u0129 ETF ng\u00e0nh b\u1ea3o hi\u1ec3m<\/font><\/h3>\n

V\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a ng\u00e0nh d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh, c\u1ed5 phi\u1ebfu c\u00e1c c\u00f4ng ty n\u00e0y d\u1ec5 b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi nh\u1eefng t\u00e1c \u0111\u1ed9ng mang t\u00ednh chu k\u00ec, gi\u1ed1ng nh\u01b0 nh\u1eefng c\u00f4ng ty t\u00e0i ch\u00ednh kh\u00e1c.\u00a0<\/p>\n

V\u00ed d\u1ee5, c\u00e1c ch\u1ec9 s\u1ed1 b\u1ea3o hi\u1ec3m v\u00e0 qu\u0129 ETF<\/span> m\u00f4 ph\u1ecfng theo ch\u00fang c\u00f3 hi\u1ec7u qu\u1ea3 \u0111\u1ea7u t\u01b0 c\u1ef1c k\u00ec th\u1ea5p trong cu\u1ed9c kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh n\u0103m 2008, nh\u01b0ng t\u0103ng d\u1ea7n khi th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n b\u1eaft \u0111\u1ea7u h\u1ed3i ph\u1ee5c trong n\u0103m 2009.\u00a0<\/p>\n

C\u1ed5 phi\u1ebfu c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng l\u00e0 m\u1ed9t trong nh\u1eefng ch\u1ee9ng kho\u00e1n sinh l\u1ee3i t\u1ed1t nh\u1ea5t trong cu\u1ed9c b\u1ea7u c\u1eed t\u1ed5ng th\u1ed1ng M\u1ef9 , theo sau c\u00e1c c\u1ed5 phi\u1ebfu c\u00f3 t\u00ednh chu k\u00ec v\u00e0 c\u00e1c c\u1ed5 phi\u1ebfu \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i t\u1eeb vi\u1ec7c gi\u1ea3m b\u1edbt lu\u1eadt l\u1ec7 qu\u1ea3n l\u00ed ng\u00e0nh t\u00e0i ch\u00ednh.<\/p>\n

S\u1ef1 gia t\u0103ng c\u1ee7a c\u00e1c ch\u1ec9 s\u1ed1 ng\u00e0nh v\u00e0 c\u00e1c qu\u0129 ETF<\/span> m\u00f4 ph\u1ecfng ch\u00fang \u0111\u00e3 d\u1eabn \u0111\u1ebfn c\u00e1c lo\u1ea1i h\u00ecnh t\u1ed5 ch\u1ee9c \u0111\u1ea7u t\u01b0 nh\u1eafm v\u00e0o c\u00e1c l\u0129nh v\u1ef1c h\u1eb9p trong th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n, v\u00ed d\u1ee5 nh\u01b0 ng\u00e0nh b\u1ea3o hi\u1ec3m.\u00a0<\/p>\n

Trong ng\u00e0nh d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh, ngo\u00e0i b\u1ea3o hi\u1ec3m th\u00ec nh\u1eefng ph\u00e2n ng\u00e0nh m\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 m\u00f4 ph\u1ecfng bao g\u1ed3m ng\u00e2n h\u00e0ng \u0111\u1ecba ph\u01b0\u01a1ng, m\u00f4i gi\u1edbi – \u0111\u1ea1i l\u00ed, qu\u0129 \u0111\u1ea7u t\u01b0 t\u01b0 nh\u00e2n, t\u00e0i ch\u00ednh th\u1ebf ch\u1ea5p.<\/p>\n

\u0110\u1ea7u t\u01b0 v\u00e0o qu\u0129 ETF ng\u00e0nh b\u1ea3o hi\u1ec3m<\/b> c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn thu\u1eadn ti\u1ec7n v\u00e0 hi\u1ec7u qu\u1ea3 h\u01a1n v\u1ec1 m\u1eb7t chi ph\u00ed so v\u1edbi vi\u1ec7c s\u1edf h\u1eefu c\u1ed5 phi\u1ebfu c\u1ee7a nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c nhau.<\/p>\n

L\u1ee3i \u00edch c\u1ee7a vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0o\u00a0ng\u00e0nh b\u1ea3o hi\u1ec3m\u00a0<\/font><\/h4>\n

C\u1ed5 phi\u1ebfu c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c coi l\u00e0 kho\u1ea3n \u0111\u1ea7u t\u01b0 mang t\u00ednh ph\u00f2ng th\u1ee7, do s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u01b0\u01a1ng \u0111\u1ed1i c\u1ee7a m\u00f4 h\u00ecnh kinh doanh c\u1ee7a ch\u00fang.\u00a0<\/p>\n

C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m chuy\u1ec3n r\u1ee7i ro c\u1ee7a nh\u1eefng s\u1ef1 ki\u1ec7n b\u1ea5t l\u1ee3i, ch\u1eb3ng h\u1ea1n nh\u01b0 h\u1ecfa ho\u1ea1n, m\u1ea5t c\u1eafp ho\u1eb7c ch\u1ea5n th\u01b0\u01a1ng li\u00ean quan \u0111\u1ebfn c\u00f4ng vi\u1ec7c t\u1eeb m\u1ed9t ng\u01b0\u1eddi sang cho nhi\u1ec1u ng\u01b0\u1eddi h\u01a1n. H\u1ecd thu ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u1ec3 b\u00f9 \u0111\u1eafp nh\u1eefng t\u1ed5n th\u1ea5t n\u00e0y v\u00e0 ph\u1ea3i gi\u1eef d\u1ef1 tr\u1eef ti\u1ec1n m\u1eb7t theo y\u00eau c\u1ea7u c\u1ee7a ph\u00e1p lu\u1eadt.<\/p>\n

D\u1ef1a tr\u00ean ph\u00e2n t\u00edch v\u1ec1 t\u1ec9 l\u1ec7 x\u1ea3y ra th\u1ea3m h\u1ecda v\u00e0 nhi\u1ec1u r\u1ee7i ro kh\u00e1c li\u00ean quan \u0111\u1ebfn nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m m\u00e0 h\u1ecd cung c\u1ea5p, th\u1ef1c ch\u1ea5t, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u1ef1c ch\u1ea5t ch\u1ec9 ph\u1ea3i thanh to\u00e1n m\u1ed9t v\u00e0i y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng c\u00f3 gi\u00e1 tr\u1ecb l\u1edbn.<\/p>\n

Thay v\u00e0o \u0111\u00f3, c\u00e1c c\u00f4ng ty n\u00e0y ki\u1ebfm thu nh\u1eadp t\u1eeb vi\u1ec7c \u0111\u1ea7u t\u01b0 ti\u1ec1n ph\u00ed b\u1ea3o hi\u1ec3m c\u1ee7a kh\u00e1ch h\u00e0ng. Nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 m\u1ed9t ph\u1ea7n thu nh\u1eadp n\u00e0y d\u01b0\u1edbi d\u1ea1ng c\u1ed5 t\u1ee9c.<\/p>\n

(Tham kh\u1ea3o: Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n Qu\u0129 ETF ng\u00e0nh b\u1ea3o hi\u1ec3m (ti\u1ebfng Anh: Insurance Industry ETF) ch\u1ee7 y\u1ebfu \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m; nh\u1eb1m m\u1ee5c \u0111\u00edch t\u00e1i t\u1ea1o hi\u1ec7u su\u1ea5t c\u1ee7a m\u1ed9t ch\u1ec9 s\u1ed1 ph\u1ea3n \u00e1nh bi\u1ebfn \u0111\u1ed9ng gi\u00e1 c\u1ed5 phi\u1ebfu c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30399"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=30399"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30399\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=30399"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=30399"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=30399"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}