{"id":30415,"date":"2023-12-07T09:16:45","date_gmt":"2023-12-07T09:16:45","guid":{"rendered":"https:\/\/masterskills.org\/blog\/lo-du-kien-haircut-la-gi-dac-diem.html"},"modified":"2023-12-23T06:12:59","modified_gmt":"2023-12-22T23:12:59","slug":"lo-du-kien-haircut-la-gi-dac-diem","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/lo-du-kien-haircut-la-gi-dac-diem.html","title":{"rendered":"L\u1ed7 d\u1ef1 ki\u1ebfn (Haircut) l\u00e0 g\u00ec? \u0110\u1eb7c \u0111i\u1ec3m"},"content":{"rendered":"
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\u1ea2nh minh h\u1ecda. Ngu\u1ed3n: SimpleFX Blog.<\/p>\n<\/div>\n<\/div>\n

L\u1ed7 d\u1ef1 ki\u1ebfn<\/font><\/b><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

L\u1ed7 d\u1ef1 ki\u1ebfn<\/b> trong ti\u1ebfng Anh l\u00e0\u00a0Haircut.<\/b><\/p>\n

L\u1ed7 d\u1ef1 ki\u1ebfn<\/b>\u00a0l\u00e0 ph\u1ea7n tr\u0103m ch\u00eanh l\u1ec7ch gi\u1eefa gi\u00e1 tr\u1ecb c\u1ee7a m\u1ed9t t\u00e0i s\u1ea3n so v\u1edbi s\u1ed1 ti\u1ec1n m\u00e0 ng\u01b0\u1eddi cho vay nh\u1eadn ra gi\u00e1 tr\u1ecb \u0111\u00f3 l\u00e0 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. C\u00f3 m\u1ed9t s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa c\u00e1c gi\u00e1 tr\u1ecb n\u00e0y b\u1edfi v\u00ec gi\u00e1 th\u1ecb tr\u01b0\u1eddng thay \u0111\u1ed5i theo th\u1eddi gian, m\u00e0 ng\u01b0\u1eddi cho vay c\u1ea7n ph\u1ea3i \u0111\u00e1p \u1ee9ng.\u00a0<\/p>\n

V\u00ed d\u1ee5: n\u1ebfu m\u1ed9t ng\u01b0\u1eddi c\u1ea7n kho\u1ea3n vay 10.000 USD v\u00e0 mu\u1ed1n s\u1eed d\u1ee5ng danh m\u1ee5c \u0111\u1ea7u t\u01b0 10.000 USD c\u1ee7a h\u1ecd l\u00e0m t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 \u0111\u00e1nh gi\u00e1 danh m\u1ee5c \u0111\u1ea7u t\u01b0 10.000 USD ch\u1ec9 c\u00f3 gi\u00e1 tr\u1ecb 5.000 USD trong t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. Vi\u1ec7c gi\u1ea3m 5.000 USD ho\u1eb7c 50% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n, cho m\u1ee5c \u0111\u00edch th\u1ebf ch\u1ea5p, \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 l\u1ed7 d\u1ef1 ki\u1ebfn.<\/p>\n

\u0110\u1eb7c \u0111i\u1ec3m c\u1ee7a L\u1ed7 d\u1ef1 ki\u1ebfn<\/font><\/b><\/h3>\n

L\u1ed7 d\u1ef1 ki\u1ebfn \u0111\u1ec1 c\u1eadp \u0111\u1ebfn gi\u00e1 tr\u1ecb th\u1ea5p h\u01a1n th\u1ecb tr\u01b0\u1eddng c\u1ee7a m\u1ed9t t\u00e0i s\u1ea3n \u0111ang \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng l\u00e0m t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p cho kho\u1ea3n vay. L\u1ed7 d\u1ef1 ki\u1ebfn \u0111\u01b0\u1ee3c bi\u1ec3u th\u1ecb b\u1eb1ng t\u1ec9 l\u1ec7 ph\u1ea7n tr\u0103m \u0111\u00e1nh d\u1ea5u gi\u1eefa hai gi\u00e1 tr\u1ecb. Khi ch\u00fang \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng l\u00e0m t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, t\u00e0i s\u1ea3n th\u01b0\u1eddng b\u1ecb m\u1ea5t gi\u00e1, v\u00ec c\u00e1c b\u00ean cho vay \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u b\u1ed5 sung gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n trong tr\u01b0\u1eddng h\u1ee3p gi\u00e1 tr\u1ecb th\u1ecb tr\u01b0\u1eddng gi\u1ea3m.<\/p>\n

Khi t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u01b0\u1ee3c cam k\u1ebft, m\u1ee9c \u0111\u1ed9 l\u1ed7 d\u1ef1 ki\u1ebfn \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh b\u1edfi m\u1ee9c \u0111\u1ed9 r\u1ee7i ro li\u00ean quan \u0111\u1ebfn ng\u01b0\u1eddi cho vay. Nh\u1eefng r\u1ee7i ro n\u00e0y bao g\u1ed3m b\u1ea5t k\u00ec bi\u1ebfn s\u1ed1 n\u00e0o c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn gi\u00e1 tr\u1ecb c\u1ee7a t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi cho vay ph\u1ea3i b\u00e1n t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m do b\u00ean vay kh\u00f4ng th\u1ec3 thah to\u00e1n \u0111\u01b0\u1ee3c cho kho\u1ea3n vay. C\u00e1c bi\u1ebfn s\u1ed1 c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ed1 ti\u1ec1n l\u1ed7 d\u1ef1 ki\u1ebfn bao g\u1ed3m gi\u00e1 c\u1ea3, bi\u1ebfn \u0111\u1ed9ng, ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng c\u1ee7a t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh t\u00e0i s\u1ea3n (n\u1ebfu c\u00f3) v\u00e0 r\u1ee7i ro thanh kho\u1ea3n c\u1ee7a t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. <\/p>\n

Y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh L\u1ed7 d\u1ef1 ki\u1ebfn<\/font><\/b><\/h3>\n

Nh\u00ecn chung, d\u1ef1 \u0111o\u00e1n gi\u00e1 v\u00e0 r\u1ee7i ro li\u00ean quan th\u1ea5p h\u01a1n d\u1eabn \u0111\u1ebfn l\u1ed7 d\u1ef1 ki\u1ebfn, v\u00ec ng\u01b0\u1eddi cho vay c\u00f3 m\u1ee9c \u0111\u1ed9 ch\u1eafc ch\u1eafn cao r\u1eb1ng to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n c\u1ee7a kho\u1ea3n vay c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m n\u1ebfu ph\u1ea3i thanh l\u00ed t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. V\u00ed d\u1ee5, t\u00edn phi\u1ebfu Kho b\u1ea1c th\u01b0\u1eddng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng l\u00e0m t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p cho c\u00e1c th\u1ecfa thu\u1eadn vay qua \u0111\u00eam gi\u1eefa c\u00e1c c\u01a1 quan ch\u1ee9ng kho\u00e1n ch\u00ednh ph\u1ee7, \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0\u00a0th\u1ecfa thu\u1eadn mua l\u1ea1i (repos).\u00a0Trong c\u00e1c tho\u1ea3 thu\u1eadn n\u00e0y, l\u1ed7 d\u1ef1 ki\u1ebfn l\u00e0 kh\u00f4ng \u0111\u00e1ng k\u1ec3 do m\u1ee9c \u0111\u1ed9 ch\u1eafc ch\u1eafn cao v\u1ec1 gi\u00e1 tr\u1ecb, ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng v\u00e0 t\u00ednh thanh kho\u1ea3n c\u1ee7a ch\u1ee9ng kho\u00e1n.<\/p>\n

Ch\u1ee9ng kho\u00e1n c\u00f3 t\u00ednh \u0111\u1eb7c tr\u01b0ng l\u00e0 bi\u1ebfn \u0111\u1ed9ng v\u00e0 kh\u00f4ng ch\u1eafc ch\u1eafn v\u1ec1 gi\u00e1 c\u00f3 l\u1ed7 d\u1ef1 ki\u1ebfn l\u1edbn h\u01a1n khi \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng l\u00e0m t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. V\u00ed d\u1ee5, m\u1ed9t nh\u00e0 \u0111\u1ea7u t\u01b0 t\u00ecm c\u00e1ch vay ti\u1ec1n t\u1eeb m\u1ed9t nh\u00e0 m\u00f4i gi\u1edbi b\u1eb1ng c\u00e1ch \u0111\u0103ng k\u00ed v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu v\u00e0o t\u00e0i kho\u1ea3n k\u00ed qu\u0129 l\u00e0m t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p ch\u1ec9 c\u00f3 th\u1ec3 vay 50% gi\u00e1 tr\u1ecb c\u1ee7a t\u00e0i kho\u1ea3n do thi\u1ebfu kh\u1ea3 n\u0103ng d\u1ef1 \u0111o\u00e1n v\u1ec1 gi\u00e1. Nh\u01b0 v\u1eady t\u1ec9 l\u1ec7 l\u1ed7 d\u1ef1 ki\u1ebfn l\u00e0 50%.<\/p>\n

M\u1eb7c d\u00f9 t\u1ec9 l\u1ec7 l\u1ed7 d\u1ef1 ki\u1ebfn 50% l\u00e0 ti\u00eau chu\u1ea9n cho c\u00e1c t\u00e0i kho\u1ea3n k\u00ed qu\u0129, l\u1ed7 d\u1ef1 ki\u1ebfn d\u1ef1a tr\u00ean r\u1ee7i ro c\u00f3 th\u1ec3 t\u0103ng l\u00ean n\u1ebfu ch\u1ee9ng kho\u00e1n k\u00ed g\u1eedi g\u00e2y ra r\u1ee7i ro thanh kho\u1ea3n ho\u1eb7c bi\u1ebfn \u0111\u1ed9ng. V\u00ed d\u1ee5, l\u1ed7 d\u1ef1 ki\u1ebfn trong danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee7a c\u00e1c qu\u0129 giao d\u1ecbch trao \u0111\u1ed5i \u0111\u00f2n b\u1ea9y (ETFs), c\u00f3 t\u00ednh bi\u1ebfn \u0111\u1ed9ng cao, c\u00f3 th\u1ec3 l\u00ean t\u1edbi 90%. C\u00e1c c\u1ed5 phi\u1ebfu Penny, g\u00e2y ra r\u1ee7i ro v\u1ec1 gi\u00e1, bi\u1ebfn \u0111\u1ed9ng v\u00e0 thanh kho\u1ea3n ti\u1ec1m n\u0103ng, th\u01b0\u1eddng kh\u00f4ng th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng l\u00e0m t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p trong t\u00e0i kho\u1ea3n k\u00ed qu\u0129.<\/p>\n

(Theo\u00a0Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n L\u1ed7 d\u1ef1 ki\u1ebfn (ti\u1ebfng Anh: Haircut) \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ph\u1ed5 bi\u1ebfn nh\u1ea5t khi tham chi\u1ebfu ch\u00eanh l\u1ec7ch t\u1ec9 l\u1ec7 ph\u1ea7n tr\u0103m gi\u1eefa gi\u00e1 tr\u1ecb th\u1ecb tr\u01b0\u1eddng c\u1ee7a t\u00e0i s\u1ea3n v\u00e0 s\u1ed1 ti\u1ec1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng l\u00e0m t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p cho kho\u1ea3n vay.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30415"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=30415"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30415\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=30415"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=30415"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=30415"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}