{"id":30754,"date":"2023-12-07T09:50:20","date_gmt":"2023-12-07T09:50:20","guid":{"rendered":"https:\/\/masterskills.org\/blog\/quan-li-tien-money-management-la-gi-nhung-dac-diem-can-luu-y.html"},"modified":"2023-12-23T06:14:36","modified_gmt":"2023-12-22T23:14:36","slug":"quan-li-tien-money-management-la-gi-nhung-dac-diem-can-luu-y","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/quan-li-tien-money-management-la-gi-nhung-dac-diem-can-luu-y.html","title":{"rendered":"Qu\u1ea3n l\u00ed ti\u1ec1n (Money Management) l\u00e0 g\u00ec? Nh\u1eefng \u0111\u1eb7c \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd"},"content":{"rendered":"<div class=\"vnbcbc-body vceditor-content wi-active\" data-role=\"content\">\n<div class=\"VCSortableInPreviewMode\" type=\"Photo\" style=\"\">\n<div><\/div>\n<div class=\"PhotoCMS_Caption\">\n<p>H\u00ecnh minh h\u1ecda. Ngu\u1ed3n: Dollardaddy.org<\/p>\n<\/div>\n<\/div>\n<h2><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">Qu\u1ea3n l\u00ed ti\u1ec1n<\/font><\/h2>\n<p><b>Kh\u00e1i ni\u1ec7m<\/b><\/p>\n<p><b>Qu\u1ea3n l\u00ed ti\u1ec1n<\/b>, ti\u1ebfng Anh g\u1ecdi l\u00e0 <b>money management<\/b>.<\/p>\n<p><b>Qu\u1ea3n l\u00ed ti\u1ec1n<\/b>\u00a0l\u00e0 qui tr\u00ecnh l\u1eadp ng\u00e2n s\u00e1ch, ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0, chi ti\u00eau hay gi\u00e1m s\u00e1t vi\u1ec7c s\u1eed d\u1ee5ng v\u1ed1n c\u1ee7a m\u1ed9t c\u00e1 nh\u00e2n ho\u1eb7c nh\u00f3m.<\/p>\n<p>Trong th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh, kh\u00e1i ni\u1ec7m n\u00e0y ch\u1ee7 y\u1ebfu \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 n\u00f3i \u0111\u1ebfn nghi\u1ec7p v\u1ee5 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0 cho c\u00e1c qu\u0129 ti\u1ec1n l\u1edbn, nh\u01b0 qu\u0129 t\u01b0\u01a1ng h\u1ed7 hay k\u1ebf ho\u1ea1ch h\u01b0u tr\u00ed.\u00a0<\/p>\n<p><b>Qu\u1ea3n l\u00ed ti\u1ec1n <\/b>c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi m\u1ed9t c\u00e1ch c\u1ee5 th\u1ec3 h\u01a1n l\u00e0 <i>qu\u1ea3n l\u00ed \u0111\u1ea7u t\u01b0<\/i> hay <i>qu\u1ea3n l\u00ed danh m\u1ee5c \u0111\u1ea7u t\u01b0.<\/i><\/p>\n<h2><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">Hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 qu\u1ea3n l\u00ed ti\u1ec1n<\/font><\/h2>\n<p><b>Qu\u1ea3n l\u00ed ti\u1ec1n<\/b> l\u00e0 m\u1ed9t kh\u00e1i ni\u1ec7m r\u1ed9ng bao g\u1ed3m nh\u1eefng d\u1ecbch v\u1ee5 v\u00e0 gi\u1ea3i ph\u00e1p trong to\u00e0n b\u1ed9 ng\u00e0nh t\u00e0i ch\u00ednh \u0111\u1ea7u t\u01b0. Tr\u00ean th\u1ecb tr\u01b0\u1eddng, ng\u01b0\u1eddi ti\u00eau d\u00f9ng ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c v\u1edbi r\u1ea5t nhi\u1ec1u ngu\u1ed3n l\u1ef1c v\u00e0 \u1ee9ng d\u1ee5ng c\u00f3 th\u1ec3 gi\u00fap h\u1ecd qu\u1ea3n l\u00ed ri\u00eang l\u1ebb m\u1ecdi kh\u00eda c\u1ea1nh c\u1ee7a t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n.<\/p>\n<p>Khi nh\u00e0 \u0111\u1ea7u t\u01b0 t\u0103ng qui m\u00f4 gi\u00e1 tr\u1ecb l\u00ean th\u00ec h\u1ecd c\u0169ng t\u00ecm \u0111\u1ebfn nh\u1eefng d\u1ecbch v\u1ee5 t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh \u0111\u1ec3 qu\u1ea3n l\u00ed ti\u1ec1n m\u1ed9t c\u00e1ch chuy\u00ean nghi\u1ec7p. Nh\u1eefng nh\u00e0 t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n v\u00e0 d\u1ecbch v\u1ee5 m\u00f4i gi\u1edbi s\u1ebd cung c\u1ea5p c\u00e1c k\u1ebf ho\u1ea1ch qu\u1ea3n l\u00ed ti\u1ec1n t\u1ed5ng th\u1ec3 bao g\u1ed3m ho\u1ea1ch \u0111\u1ecbch di s\u1ea3n, k\u1ebf ho\u1ea1ch ngh\u1ec9 h\u01b0u,&#8230;<\/p>\n<p>Nghi\u1ec7p v\u1ee5<b> qu\u1ea3n l\u00ed ti\u1ec1n<\/b> c\u1ee7a c\u00e1c c\u00f4ng ty \u0111\u1ea7u t\u01b0 c\u0169ng l\u00e0 nh\u00e2n t\u1ed1 trung t\u00e2m trong ng\u00e0nh t\u00e0i ch\u00ednh \u0111\u1ea7u t\u01b0. Nghi\u1ec7p v\u1ee5 qu\u1ea3n l\u00ed ti\u1ec1n c\u1ee7a c\u00e1c c\u00f4ng ty \u0111\u1ea7u t\u01b0 cung c\u1ea5p cho c\u00e1c kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n nh\u1eefng d\u1ecbch v\u1ee5 qu\u0129 \u0111\u1ea7u t\u01b0 li\u00ean quan \u0111\u1ebfn m\u1ecdi lo\u1ea1i h\u00ecnh h\u00e0ng h\u00f3a \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c trong th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh.\u00a0Trong th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh c\u00f4ng ngh\u1ec7 \u0111ang ph\u00e1t tri\u1ec3n hi\u1ec7n nay, nh\u1eefng \u1ee9ng d\u1ee5ng t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n c\u0169ng \u0111\u00e3 xu\u1ea5t hi\u1ec7n \u0111\u1ec3 h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi ti\u00eau d\u00f9ng trong m\u1ecdi kh\u00eda c\u1ea1nh c\u1ee7a t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n.<\/p>\n<p>Nghi\u1ec7p v\u1ee5 <b>qu\u1ea3n l\u00ed ti\u1ec1n<\/b> c\u1ee7a c\u00f4ng ty \u0111\u1ea7u t\u01b0 c\u00f2n h\u1ed7 tr\u1ee3 vi\u1ec7c qu\u1ea3n l\u00ed v\u1ed1n cho c\u00e1c kh\u00e1ch h\u00e0ng t\u1ed5 ch\u1ee9c, gi\u00fap \u0111\u01b0a ra nh\u1eefng gi\u1ea3i ph\u00e1p cho k\u1ebf ho\u1ea1ch h\u01b0u tr\u00ed trong t\u1ed5 ch\u1ee9c, b\u1ea3o hi\u1ec3m, c\u00f4ng \u0111o\u00e0n,&#8230;<\/p>\n<p>Nh\u1eefng nh\u00e0 qu\u1ea3n l\u00ed \u0111\u1ea7u t\u01b0 to\u00e0n c\u1ea7u cung c\u1ea5p nh\u1eefng qu\u0129 v\u00e0 d\u1ecbch v\u1ee5 qu\u1ea3n l\u00ed \u0111\u1ea7u t\u01b0 cho c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c, bao g\u1ed3m t\u1ea5t c\u1ea3 nh\u1eefng lo\u1ea1i t\u00e0i s\u1ea3n \u0111\u1ea7u t\u01b0 trong ng\u00e0nh. Hai lo\u1ea1i h\u00ecnh qu\u0129 ph\u1ed5 bi\u1ebfn nh\u1ea5t l\u00e0 <i>qu\u0129 \u0111\u1ea7u t\u01b0 ch\u1ee7 \u0111\u1ed9ng<\/i> v\u00e0<i> qu\u0129 \u0111\u1ea7u t\u01b0 b\u1ecb \u0111\u1ed9ng <\/i>m\u00f4 ph\u1ecfng l\u1ea1i m\u1ed9t ch\u1ec9 s\u1ed1 v\u1edbi m\u1ee9c ph\u00ed qu\u1ea3n l\u00ed th\u1ea5p.<\/p>\n<p>(Theo <i>Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"vnbcbc-sapo\" data-role=\"sapo\">\n                            Qu\u1ea3n l\u00ed ti\u1ec1n (ti\u1ebfng Anh: Money management) l\u00e0 qui tr\u00ecnh l\u1eadp ng\u00e2n s\u00e1ch, ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0, chi ti\u00eau hay gi\u00e1m s\u00e1t vi\u1ec7c s\u1eed d\u1ee5ng v\u1ed1n c\u1ee7a m\u1ed9t c\u00e1 nh\u00e2n ho\u1eb7c nh\u00f3m.\n                        <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30754"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=30754"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30754\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=30754"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=30754"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=30754"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}