{"id":30787,"date":"2023-12-07T09:53:30","date_gmt":"2023-12-07T09:53:30","guid":{"rendered":"https:\/\/masterskills.org\/blog\/nha-dau-tu-khong-can-thiep-vao-danh-muc-dau-tu-hands-off-investor-la-ai-loi-ich-va-han-che.html"},"modified":"2023-12-23T06:15:19","modified_gmt":"2023-12-22T23:15:19","slug":"nha-dau-tu-khong-can-thiep-vao-danh-muc-dau-tu-hands-off-investor-la-ai-loi-ich-va-han-che","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/nha-dau-tu-khong-can-thiep-vao-danh-muc-dau-tu-hands-off-investor-la-ai-loi-ich-va-han-che.html","title":{"rendered":"Nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c \u0111\u1ea7u t\u01b0 (Hands-Off Investor) l\u00e0 ai? L\u1ee3i \u00edch v\u00e0 h\u1ea1n ch\u1ebf"},"content":{"rendered":"
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Hi\u0300nh minh ho\u0323a. Ngu\u00f4\u0300n: Thecollegeinvestor.com<\/p>\n<\/figcaption><\/figure>\n

Nh\u00e0 \u0111\u1ea7u t\u01b0\u00a0<\/font>kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c \u0111\u1ea7u t\u01b0<\/font><\/h2>\n

Kha\u0301i ni\u00ea\u0323m<\/b><\/p>\n

Nh\u00e0 \u0111\u1ea7u t\u01b0\u00a0kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c \u0111\u1ea7u t\u01b0\u00a0<\/b>trong ti\u00ea\u0301ng Anh la\u0300 Hands-Off Investor.<\/b><\/p>\n

M\u1ed9t nh\u00e0 \u0111\u1ea7u t\u01b0\u00a0kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c \u0111\u1ea7u t\u01b0\u00a0<\/b>th\u01b0\u1eddng ch\u1ec9 th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 thay \u0111\u1ed5i nh\u1ecf trong danh m\u1ee5c trong m\u1ed9t kho\u1ea3ng th\u1eddi gian d\u00e0i.\u00a0<\/p>\n

Nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c th\u01b0\u1eddng s\u1eed d\u1ee5ng c\u00e1c qu\u0129 ch\u1ec9 s\u1ed1 ho\u1eb7c qu\u0129 ng\u00e0y m\u1ee5c ti\u00eau, c\u00e1c qu\u0129 n\u00e0y th\u01b0\u1eddng ch\u1ec9 th\u1ef1c hi\u1ec7n c\u00e1c thay \u0111\u1ed5i nh\u1ecf trong t\u1ec9 tr\u1ecdng n\u1eafm gi\u1eef c\u1ee7a h\u1ecd, v\u00ec v\u1eady kh\u00f4ng c\u1ea7n ph\u1ea3i gi\u00e1m s\u00e1t danh m\u1ee5c \u0111\u1ea7u t\u01b0 nhi\u1ec1u.<\/span>\u00a0 \u00a0 \u00a0 \u00a0<\/p>\n

\u0110\u1eb7c \u0111i\u1ec3m Nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00f4ng can thi\u1ec7p\u00a0v\u00e0o danh m\u1ee5c \u0111\u1ea7u t\u01b0<\/b><\/font><\/h3>\n

Chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0\u00a0kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c \u0111\u1ea7u t\u01b0<\/b> th\u01b0\u1eddng ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n hay nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng c\u00f3 \u0111\u1ee7 th\u1eddi gian \u0111\u1ec3 th\u01b0\u1eddng xuy\u00ean theo d\u00f5i v\u00e0 nghi\u00ean c\u1ee9u c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee7a h\u1ecd.\u00a0<\/p>\n

Chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0\u00a0can thi\u1ec7p v\u00e0o danh m\u1ee5c \u0111\u1ea7u t\u01b0, <\/span><\/i>ng\u01b0\u1ee3c l\u1ea1i, \u0111\u00f2i h\u1ecfi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u1ea3i li\u00ean t\u1ee5c c\u1eadp nh\u1eadt c\u00e1c v\u1ecb th\u1ebf m\u00e0 h\u1ecd n\u1eafm gi\u1eef.<\/span> Qu\u00e1 tr\u00ecnh n\u00e0y th\u01b0\u1eddng t\u1ed1n v\u00e0i gi\u1edd nghi\u00ean c\u1ee9u m\u1ed7i tu\u1ea7n trong qu\u0129 th\u1eddi gian c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0.<\/p>\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 theo chi\u1ebfn l\u01b0\u1ee3c\u00a0can thi\u1ec7p v\u00e0o danh m\u1ee5c\u00a0th\u01b0\u1eddng cho r\u1eb1ng h\u1ecd c\u00f3 th\u1ec3 ki\u1ebfm \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn cao h\u01a1n m\u1ee9c trung b\u00ecnh cho c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 th\u00f4ng qua vi\u1ec7c gi\u00e1m s\u00e1t li\u00ean t\u1ee5c c\u00e1c v\u1ecb th\u1ebf c\u1ee7a h\u1ecd.\u00a0 \u00a0 \u00a0 \u00a0<\/i><\/p>\n

Chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 \u0111\u1ea7u t\u01b0\u00a0kh\u00f4ng can thi\u1ec7p kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng k\u00e9m hi\u1ec7u qu\u1ea3 h\u01a1n chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 c\u00f3 can thi\u1ec7p.<\/span> Nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 tin r\u1eb1ng c\u00e1ch ti\u1ebfp c\u1eadn theo c\u00e1c ch\u1ec9 m\u1ee5c th\u1ecb tr\u01b0\u1eddng (ph\u00e1t tri\u1ec3n danh m\u1ee5c \u0111\u1ea7u t\u01b0 \u0111a d\u1ea1ng) trong d\u00e0i h\u1ea1n l\u00e0 ch\u00eca kh\u00f3a cho s\u1ef1 gi\u00e0u c\u00f3.<\/p>\n

V\u00ec c\u00e1c qu\u0129 ch\u1ec9 s\u1ed1 th\u01b0\u1eddng c\u00f3 t\u1ec9 l\u1ec7 chi ph\u00ed r\u1ea5t th\u1ea5p, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0\u00a0<\/b>kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c<\/b>\u00a0<\/b>th\u01b0\u1eddng c\u00f3 l\u1ee3i th\u1ebf t\u00edch l\u0169y h\u01a1n so v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u00edch c\u1ef1c giao d\u1ecbch.\u00a0<\/p>\n

Nguy\u00ean nh\u00e2n l\u00e0 do s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch cao h\u01a1n khi\u1ebfn h\u1ecd ph\u1ea3i tr\u1ea3 nhi\u1ec1u ti\u1ec1n hoa h\u1ed3ng giao d\u1ecbch h\u01a1n, l\u00e0m cho\u00a0<\/i>ch\u00eanh l\u1ec7ch gi\u00e1 mua – gi\u00e1 b\u00e1n\u00a0(bid\/ask) gi\u1ea3m xu\u1ed1ng.\u00a0<\/i><\/p>\n

H\u1ecd c\u0169ng ch\u1ecbu thu\u1ebf su\u1ea5t cao h\u01a1n cho kho\u1ea3n t\u0103ng v\u1ed1n ng\u1eafn h\u1ea1n t\u1eeb kho\u1ea3n t\u0103ng l\u1ee3i nhu\u1eadn v\u00e0 c\u00e1c kho\u1ea3n c\u1ed5 t\u1ee9c kh\u00f4ng ti\u00eau chu\u1ea9n.<\/span>\u00a0 \u00a0\u00a0<\/p>\n

L\u1ee3i \u00edch v\u00e0 h\u1ea1n ch\u1ebf c\u1ee7a Nh\u00e0 \u0111\u1ea7u t\u01b0\u00a0kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c<\/b>\u00a0
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Nghi\u00ean c\u1ee9u Ph\u00e2n t\u00edch \u0111\u1ecbnh l\u01b0\u1ee3ng c\u1ee7a h\u00e0nh vi nh\u00e0 \u0111\u1ea7u t\u01b0<\/i> c\u1ee7a Dalbar so s\u00e1nh l\u1ee3i nhu\u1eadn c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0\u00a0kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c<\/b>\u00a0v\u1edbi l\u1ee3i nhu\u1eadn th\u1ecb tr\u01b0\u1eddng kh\u1eb3ng \u0111\u1ecbnh l\u1ee3i \u00edch chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0\u00a0<\/b>kh\u00f4ng can thi\u1ec7p<\/b>.\u00a0<\/p>\n

Trong kho\u1ea3ng th\u1eddi gian \u0111\u00e1nh gi\u00e1 20 n\u0103m, k\u1ebft th\u00fac v\u00e0o , trung b\u00ecnh nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ed5 phi\u1ebfu ki\u1ebfm \u0111\u01b0\u1ee3c 5,29% l\u1ee3i nhu\u1eadn m\u1ed7i n\u0103m trong khi ri\u00eang ch\u1ec9 s\u1ed1 S&P 500 \u0111\u00e3 c\u00f3 l\u1ee3i nhu\u1eadn 7,20% m\u1ed7i n\u0103m.<\/span>\u00a0<\/p>\n

Gi\u1ea3 s\u1eed v\u1edbi kho\u1ea3n \u0111\u1ea7u t\u01b0 100.000$, nh\u00e0 \u0111\u1ea7u t\u01b0 trung b\u00ecnh s\u1ebd ki\u1ebfm \u0111\u01b0\u1ee3c \u00edt h\u01a1n x\u1ea5p x\u1ec9 120.000$ so v\u1edbi nh\u00e0 \u0111\u1ea7u t\u01b0 n\u1eafm gi\u1eef qu\u0129 ch\u1ec9 s\u1ed1 S&P 500.\u00a0<\/p>\n

Nguy\u00ean nh\u00e2n ch\u00ednh y\u1ebfu g\u00e2y ra s\u1ef1 k\u00e9m hi\u1ec7u qu\u1ea3 c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 l\u00e0 do c\u00e1c n\u1ed7 l\u1ef1c giao d\u1ecbch kh\u00f4ng \u0111\u00fang th\u1eddi \u0111i\u1ec3m hay nh\u1eefng \u0111\u1ecbnh ki\u1ebfn, t\u00e2m l\u00ed c\u1ee7a ch\u00ednh nh\u00e0 \u0111\u1ea7u t\u01b0 hay b\u1ecb \u1ea3nh h\u01b0\u1edfng t\u1eeb c\u00e1c h\u00e0nh vi tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/span>\u00a0<\/p>\n

C\u00e1c qu\u0129 ch\u1ec9 s\u1ed1 lu\u00f4n c\u00f3 m\u1eb7t tr\u00ean th\u1ecb tr\u01b0\u1eddng v\u00e0 lu\u00f4n t\u00e1i \u0111\u1ea7u t\u01b0 trong khi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u1ea3i ch\u1edd \u0111\u1ee3i th\u1eddi c\u01a1 th\u00edch h\u1ee3p \u0111\u1ec3 giao d\u1ecbch tr\u00ean th\u1ecb tr\u01b0\u1eddng, d\u1eabn \u0111\u1ebfn s\u1ef1 ch\u00eanh l\u1ec7ch trong m\u1ee9c l\u1ee3i nhu\u1eadn \u0111\u1ea7u t\u01b0 th\u1ef1c t\u1ebf.<\/span> \u00a0\u00a0<\/p>\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0\u00a0<\/b>kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c<\/b>\u00a0kh\u00f4ng nh\u1eefng h\u01b0\u1edfng l\u1ee3i t\u1eeb l\u1ee3i nhu\u1eadn c\u1ee7a kho\u1ea3n \u0111\u1ea7u t\u01b0 t\u1ea1i c\u00e1c qu\u0129 ch\u1ec9 s\u1ed1, m\u00e0 c\u00f2n h\u01b0\u1edfng \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn t\u1eeb vi\u1ec7c t\u00e1i \u0111\u1ea7u t\u01b0 c\u1ed5 t\u1ee9c.\u00a0<\/p>\n

\u0110\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 qu\u0129 t\u01b0\u01a1ng h\u1ed7, ph\u01b0\u01a1ng ph\u00e1p n\u00e0y cho ph\u00e9p c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 mua th\u00eam c\u1ed5 phi\u1ebfu qu\u0129 b\u1eb1ng ti\u1ec1n l\u00e3i c\u1ed5 t\u1ee9c c\u1ee7a h\u1ecd. \u00a0\u00a0<\/i><\/p>\n

Tu\u1ed5i t\u00e1c v\u1edbi Nh\u00e0 \u0111\u1ea7u t\u01b0\u00a0<\/font>kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c<\/b><\/font><\/h3>\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0\u00a0<\/b>kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c<\/b>\u00a0l\u1edbn tu\u1ed5i kh\u00f4ng \u0111\u1ea7u t\u01b0 trong qu\u0129 ng\u00e0y m\u1ee5c ti\u00eau \u0111\u1ec3 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh ph\u00e2n b\u1ed5 danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee7a h\u1ecd theo th\u1eddi gian c\u00f3 th\u1ec3 g\u1eb7p r\u1ee7i ro b\u1ed5 sung khi g\u1ea7n \u0111\u00ean th\u1eddi gian h\u1ecd ngh\u1ec9 h\u01b0u.\u00a0<\/p>\n

N\u1ebfu kh\u00f4ng t\u00e1i c\u00e2n b\u1eb1ng ph\u00e2n b\u1ed5 \u0111\u1ecbnh k\u00ec, danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 s\u1ebd c\u00f3 t\u1ec9 tr\u1ecdng c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 v\u1ed1n r\u1ee7i ro cao h\u01a1n d\u1eabn \u0111\u1ebfn gi\u1ea3m gi\u00e1 tr\u1ecb danh m\u1ee5c n\u1ebfu th\u1ecb tr\u01b0\u1eddng gi\u1ea3m gi\u00e1 trong v\u00f2ng 5 \u0111\u1ebfn 10 n\u0103m tr\u01b0\u1edbc khi h\u1ecd ngh\u1ec9 h\u01b0u.\u00a0<\/p>\n

Nh\u00e0 \u0111\u1ea7u t\u01b0\u00a0kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c\u00a0l\u1edbn tu\u1ed5i c\u1ea7n c\u00f3 m\u1ed9t danh m\u1ee5c \u0111\u1ea7u t\u01b0 b\u1ea3o th\u1ee7 h\u01a1n \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi c\u00e1c qu\u0129 h\u01b0u tr\u00ed \u0111\u1ec3 b\u1ea3o to\u00e0n v\u1ed1n b\u1eb1ng c\u00e1c t\u00e0i s\u1ea3n thanh kho\u1ea3n nh\u01b0 ti\u1ec1n m\u1eb7t v\u00e0 tr\u00e1i phi\u1ebfu ch\u1ea5t l\u01b0\u1ee3ng cao.\u00a0 \u00a0<\/p>\n

(Theo Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n Nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00f4ng can thi\u1ec7p v\u00e0o danh m\u1ee5c \u0111\u1ea7u t\u01b0 (ti\u1ebfng Anh: Hands-Off Investor) l\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 ch\u1ec9 th\u1ef1c hi\u1ec7n c\u00e1c thay \u0111\u1ed5i r\u1ea5t nh\u1ecf trong danh m\u1ee5c \u0111\u1ea7u t\u01b0 trong m\u1ed9t kho\u1ea3ng th\u1eddi gian d\u00e0i.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30787"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=30787"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30787\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=30787"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=30787"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=30787"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}