{"id":30816,"date":"2023-12-07T09:55:12","date_gmt":"2023-12-07T09:55:12","guid":{"rendered":"https:\/\/masterskills.org\/blog\/chien-luoc-90-10-90-10-strategy-la-gi-cach-ap-dung-chien-luoc-90-10.html"},"modified":"2023-12-23T06:15:09","modified_gmt":"2023-12-22T23:15:09","slug":"chien-luoc-90-10-90-10-strategy-la-gi-cach-ap-dung-chien-luoc-90-10","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/chien-luoc-90-10-90-10-strategy-la-gi-cach-ap-dung-chien-luoc-90-10.html","title":{"rendered":"Chi\u1ebfn l\u01b0\u1ee3c 90\/10 (90\/10 Strategy) l\u00e0 g\u00ec? C\u00e1ch \u00e1p d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c 90\/10"},"content":{"rendered":"
\n
\n
<\/div>\n
\n

H\u00ecnh minh h\u1ecda (Ngu\u1ed3n: Doanh nh\u00e2n S\u00e0i G\u00f2n)<\/p>\n<\/div>\n<\/div>\n

Chi\u1ebfn l\u01b0\u1ee3c 90\/10 (90\/10 Strategy)<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

Chi\u1ebfn l\u01b0\u1ee3c 90\/10<\/b> trong ti\u1ebfng Anh l\u00e0 90\/10 Strategy.<\/p>\n

Nh\u00e0 \u0111\u1ea7u t\u01b0 huy\u1ec1n tho\u1ea1i Warren Buffett \u0111\u00e3 ph\u00e1t minh ra Chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 “90\/10” cho vi\u1ec7c \u0111\u1ea7u t\u01b0 ti\u1ec1n ti\u1ebft ki\u1ec7m h\u01b0u tr\u00ed. Ph\u01b0\u01a1ng ph\u00e1p n\u00e0y li\u00ean quan \u0111\u1ebfn vi\u1ec7c s\u1eed d\u1ee5ng 90% v\u1ed1n \u0111\u1ea7u t\u01b0 c\u1ee7a m\u1ed9t ng\u01b0\u1eddi th\u00e0nh c\u00f4ng c\u1ee5 l\u00e3i m\u00e0 c\u00f3 t\u1ec9 l\u1ec7 r\u1ee7i ro th\u1ea5p h\u01a1n trong khi ph\u00e2n b\u1ed5 10% c\u00f2n l\u1ea1i \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 r\u1ee7i ro cao h\u01a1n.\u00a0<\/p>\n

H\u1ec7 th\u1ed1ng n\u00e0y l\u00e0 m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 t\u01b0\u01a1ng \u0111\u1ed1i b\u1ea3o th\u1ee7 nh\u1eb1m t\u1ea1o ra s\u1ea3n l\u01b0\u1ee3ng cao h\u01a1n tr\u00ean t\u1ed5ng th\u1ec3 danh m\u1ee5c \u0111\u1ea7u t\u01b0. Ti\u1ebfp n\u1ed1i ph\u01b0\u01a1ng ph\u00e1p n\u00e0y, nh\u1eefng ng\u01b0\u1eddi \u1ee7ng h\u1ed9 cho bi\u1ebft t\u1ed5n th\u1ea5t ti\u1ec1m n\u0103ng th\u01b0\u1eddng s\u1ebd \u0111\u01b0\u1ee3c gi\u1edbi h\u1ea1n trong 10% \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c kho\u1ea3n r\u1ee7i ro cao. Tuy nhi\u00ean, ph\u1ea7n l\u1edbn ph\u1ee5 thu\u1ed9c v\u00e0o ch\u1ea5t l\u01b0\u1ee3ng c\u1ee7a c\u00e1c tr\u00e1i phi\u1ebfu \u0111\u00e3 mua.<\/p>\n

C\u00e1ch \u00e1p d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c 90\/10<\/font><\/h3>\n

M\u1ed9t \u1ee9ng d\u1ee5ng \u0111i\u1ec3n h\u00ecnh c\u1ee7a chi\u1ebfn l\u01b0\u1ee3c 90\/10 <\/i>l\u00e0 s\u1eed d\u1ee5ng 90% ph\u1ea7n danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u00f3 thu nh\u1eadp c\u1ed1 \u0111\u1ecbnh cho t\u00edn phi\u1ebfu kho b\u1ea1c ng\u1eafn h\u1ea1n. Ph\u1ea7n \u0111\u1ea7u t\u01b0 c\u00f2n l\u1ea1i 10% l\u00e0 d\u00e0nh cho c\u00e1c ch\u1ee9ng kho\u00e1n r\u1ee7i ro cao h\u01a1n nh\u01b0 v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu, quy\u1ec1n ch\u1ecdn v\u00e0 ch\u1ee9ng kh\u1ebf.<\/p>\n

V\u00ed d\u1ee5, m\u1ed9t nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 danh m\u1ee5c \u0111\u1ea7u t\u01b0 l\u00e0 $100.000 \u0111\u1ec3 s\u1eed d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c 90\/10<\/b>, anh ta c\u00f3 th\u1ec3 \u0111\u1ea7u t\u01b0 $90.000 trong m\u1ed9t n\u0103m v\u00e0o t\u00edn phi\u1ebfu kho b\u1ea1c v\u1edbi l\u00e3i su\u1ea5t l\u00e0 4% m\u1ed7i n\u0103m. C\u00f2n l\u1ea1i $10.000 \u0111\u1ea7u t\u01b0 v\u00e0o v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu ho\u1eb7c c\u1ed5 phi\u1ebfu \u0111\u01b0\u1ee3c li\u1ec7t k\u00ea trong ch\u1ec9 s\u1ed1 S&P 500 ho\u1eb7c m\u1ed9t qu\u0129 ch\u1ec9 s\u1ed1.<\/p>\n

T\u1ea5t nhi\u00ean, quy t\u1eafc “90\/10” l\u00e0 ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 m\u1ed9t chu\u1ea9n m\u1ef1c khuy\u1ebfn ngh\u1ecb, n\u00f3 c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng s\u1eeda \u0111\u1ed5i \u0111\u1ec3 ph\u1ea3n \u00e1nh s\u1ee9c ch\u1ecbu \u0111\u1ef1ng c\u1ee7a m\u1ed9t nh\u00e0 \u0111\u1ea7u t\u01b0 tr\u01b0\u1edbc r\u1ee7i ro. C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 m\u1ee9c ch\u1ea5p nh\u1eadn r\u1ee7i ro cao c\u00f3 th\u1ec3 \u0111i\u1ec1u ch\u1ec9nh ph\u1ea7n v\u1ed1n l\u1edbn h\u01a1n \u0111\u1ec3 c\u00e2n b\u1eb1ng.\u00a0<\/p>\n

V\u00ed d\u1ee5, m\u1ed9t nh\u00e0 \u0111\u1ea7u t\u01b0 \u1edf v\u1ecb tr\u00ed cu\u1ed1i ph\u00eda tr\u00ean trong d\u1ea3i r\u1ee7i ro th\u00ec c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn m\u00f4 h\u00ecnh 70\/30 hay th\u1eadm ch\u00ed l\u00e0 60\/40. Y\u00eau c\u1ea7u duy nh\u1ea5t l\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u1ea3i \u0111\u00e1nh d\u1ea5u ri\u00eang t\u1ec9 l\u1ec7 nhi\u1ec1u h\u01a1n trong qu\u0129 \u0111\u1ea7u t\u01b0 danh m\u1ee5c \u0111\u1ea7u t\u01b0 d\u00e0nh cho ph\u1ea7n \u0111\u1ea7u t\u01b0 an to\u00e0n h\u01a1n.<\/p>\n

\u0110\u1ec3 t\u00ednh to\u00e1n l\u1ee3i nhu\u1eadn tr\u00ean m\u1ed9t danh m\u1ee5c \u0111\u1ea7u t\u01b0 nh\u01b0 v\u1eady, ch\u1ee7 \u0111\u1ea7u t\u01b0 ph\u1ea3i nh\u00e2n ph\u1ea7n ph\u00e2n b\u1ed5 v\u1edbi t\u1ec9 l\u1ec7 sinh l\u1eddi v\u00e0 sau \u0111\u00f3 l\u00e0 \u0111\u01b0a ra k\u1ebft qu\u1ea3. S\u1eed d\u1ee5ng v\u00ed d\u1ee5 tr\u00ean, n\u1ebfu ch\u1ec9 s\u1ed1 S&P 500 l\u00e0 10% v\u00e0o cu\u1ed1i n\u0103m, ta c\u00f3 t\u1ec9 su\u1ea5t l\u1ee3i nhu\u1eadn l\u00e0 (0,90 x 4% + 0,10 x 10%) = 4,6%. Tuy nhi\u00ean, n\u1ebfu ch\u1ec9 s\u1ed1 S&P 500 gi\u1ea3m \u0111i 10%, l\u1ee3i nhu\u1eadn t\u1ed5ng th\u1ec3 v\u1ec1 danh m\u1ee5c \u0111\u1ea7u t\u01b0 sau m\u1ed9t n\u0103m s\u1ebd l\u00e0 2,6%, ta c\u00f3 ph\u00e9p t\u00ednh [0,90 x 4% + 0,10 x (- 10%)].<\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o: investopedia.com)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n Chi\u1ebfn l\u01b0\u1ee3c 90\/10 (ti\u1ebfng Anh: 90\/10 Strategy) li\u00ean quan \u0111\u1ebfn vi\u1ec7c s\u1eed d\u1ee5ng 90% v\u1ed1n \u0111\u1ea7u t\u01b0 c\u1ee7a m\u1ed9t ng\u01b0\u1eddi th\u00e0nh c\u00f4ng c\u1ee5 l\u00e3i m\u00e0 c\u00f3 t\u1ec9 l\u1ec7 r\u1ee7i ro th\u1ea5p h\u01a1n trong khi ph\u00e2n b\u1ed5 10% c\u00f2n l\u1ea1i \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 r\u1ee7i ro cao h\u01a1n.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30816"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=30816"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30816\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=30816"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=30816"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=30816"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}