{"id":30846,"date":"2023-12-07T09:57:14","date_gmt":"2023-12-07T09:57:14","guid":{"rendered":"https:\/\/masterskills.org\/blog\/trung-tam-thanh-toan-bu-tru-clearing-house-la-gi-nhung-dac-diem-can-luu-y.html"},"modified":"2023-12-23T07:23:25","modified_gmt":"2023-12-23T00:23:25","slug":"trung-tam-thanh-toan-bu-tru-clearing-house-la-gi-nhung-dac-diem-can-luu-y","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/trung-tam-thanh-toan-bu-tru-clearing-house-la-gi-nhung-dac-diem-can-luu-y.html","title":{"rendered":"Trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb (Clearing House) l\u00e0 g\u00ec? Nh\u1eefng \u0111\u1eb7c \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd"},"content":{"rendered":"<div class=\"vnbcbc-body vceditor-content wi-active\" data-role=\"content\">\n<div class=\"VCSortableInPreviewMode\" type=\"Photo\" style=\"\">\n<div><\/div>\n<div class=\"PhotoCMS_Caption\">\n<p>H\u00ecnh minh h\u1ecda. Ngu\u1ed3n: Sunsuper.com.au<\/p>\n<\/div>\n<\/div>\n<h2><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">Trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb<\/font><\/h2>\n<p><b>Kh\u00e1i ni\u1ec7m<\/b><\/p>\n<p><b>Trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb <\/b>hay<b> ph\u00f2ng thanh to\u00e1n b\u00f9 tr\u1eeb<\/b>, ti\u1ebfng Anh g\u1ecdi l\u00e0 <b>clearing house<\/b>.<\/p>\n<p><b>Trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb<\/b> ho\u1ea1t \u0111\u1ed9ng nh\u01b0 m\u1ed9t trung gian gi\u1eefa ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n nh\u1eb1m \u0111\u1ea3m b\u1ea3o giao d\u1ecbch \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n tr\u01a1n tru t\u1eeb l\u00fac b\u1eaft \u0111\u1ea7u \u0111\u1ebfn khi k\u1ebft th\u00fac. Vai tr\u00f2 ch\u00ednh c\u1ee7a n\u00f3 l\u00e0 \u0111\u1ea3m b\u1ea3o r\u1eb1ng ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n t\u00f4n tr\u1ecdng ngh\u0129a v\u1ee5 h\u1ee3p \u0111\u1ed3ng c\u1ee7a h\u1ecd.<\/p>\n<p>Tr\u00e1ch nhi\u1ec7m c\u1ee7a <b>trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb<\/b> bao g\u1ed3m vi\u1ec7c thi\u1ebft l\u1eadp t\u00e0i kho\u1ea3n giao d\u1ecbch, thanh to\u00e1n b\u00f9 tr\u1eeb, thu gi\u1eef ti\u1ec1n k\u00ed qu\u0129, giao nh\u1eadn nh\u1eefng c\u00f4ng c\u1ee5 mua b\u00e1n, v\u00e0 b\u00e1o c\u00e1o d\u1eef li\u1ec7u giao d\u1ecbch.<\/p>\n<p><b>Trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb<\/b> ho\u1ea1t \u0111\u1ed9ng nh\u01b0 m\u1ed9t b\u00ean th\u1ee9 ba trong t\u1ea5t c\u1ea3 c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai v\u00e0 quy\u1ec1n ch\u1ecdn. H\u1ecd l\u00e0 ng\u01b0\u1eddi mua cho b\u00ean b\u00e1n v\u00e0 l\u00e0 ng\u01b0\u1eddi b\u00e1n cho b\u00ean mua.<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">Hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb<\/font><\/h3>\n<p><b>Trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb<\/b> s\u1ebd tham gia v\u00e0o ti\u1ebfn tr\u00ecnh sau khi ng\u01b0\u1eddi b\u00e1n v\u00e0 ng\u01b0\u1eddi mua th\u1ef1c hi\u1ec7n m\u1ed9t giao d\u1ecbch. Vai tr\u00f2 c\u1ee7a h\u1ecd l\u00e0 c\u1ee7ng c\u1ed1 c\u00e1c b\u01b0\u1edbc d\u1eabn \u0111\u1ebfn vi\u1ec7c ho\u00e0n th\u00e0nh m\u1ed9t giao d\u1ecbch. L\u00e0 m\u1ed9t b\u00ean trung gian, m\u1ed9t trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb \u0111em l\u1ea1i s\u1ef1 an to\u00e0n, hi\u1ec7u qu\u1ea3 v\u00e0 l\u00e0 m\u1ed9t ph\u1ea7n kh\u00f4ng th\u1ec3 thi\u1ebfu cho s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh.<\/p>\n<p>Vi\u1ec7c <b>trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb<\/b> \u0111\u1ea3m nhi\u1ec7m v\u1ecb th\u1ebf ng\u01b0\u1ee3c l\u1ea1i trong m\u1ed7i giao d\u1ecbch gi\u00fap gi\u1ea3m nhi\u1ec1u chi ph\u00ed c\u0169ng nh\u01b0 h\u1ea1n ch\u1ebf r\u1ee7i ro khi ph\u1ea3i thi\u1ebft l\u1eadp nhi\u1ec1u giao d\u1ecbch gi\u1eefa c\u00e1c b\u00ean kh\u00e1c nhau. Tuy ngh\u0129a v\u1ee5 c\u1ee7a h\u1ecd l\u00e0 l\u00e0m gi\u1ea3m r\u1ee7i ro, nh\u01b0ng vi\u1ec7c h\u1ecd \u0111\u00f3ng c\u1ea3 vai tr\u00f2 l\u00e0 b\u00ean mua v\u00e0 b\u00ean b\u00e1n ban \u0111\u1ea7u khi\u1ebfn cho h\u1ecd th\u00e0nh \u0111\u1ed1i t\u01b0\u1ee3ng ch\u1ecbu r\u1ee7i ro v\u1ee1 n\u1ee3 t\u1eeb c\u1ea3 hai b\u00ean. \u0110\u1ec3 h\u1ea1n ch\u1ebf vi\u1ec7c n\u00e0y, trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb s\u1ebd y\u00eau c\u1ea7u m\u1ed9t kho\u1ea3n ti\u1ec1n k\u00ed qu\u0129 (k\u00ed qu\u0129 ban \u0111\u1ea7u v\u00e0 k\u00ed qu\u0129 duy tr\u00ec).<\/p>\n<p>Th\u1ecb tr\u01b0\u1eddng t\u01b0\u01a1ng lai l\u00e0 n\u01a1i c\u00f3 li\u00ean quan nhi\u1ec1u nh\u1ea5t v\u1edbi <b>trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb<\/b> v\u00ec s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh c\u1ee7a n\u00f3 \u0111\u1ec1u c\u00f3 \u0111\u00f2n b\u1ea9y v\u00e0 c\u1ea7n ph\u1ea3i c\u00f3 m\u1ed9t b\u00ean trung gian gi\u00fap \u1ed5n \u0111\u1ecbnh. M\u1ed7i s\u00e0n giao d\u1ecbch s\u1ebd c\u00f3 trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb ri\u00eang. M\u1ecdi th\u00e0nh vi\u00ean tr\u00ean s\u00e0n \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u ph\u1ea3i ho\u00e0n t\u1ea5t giao d\u1ecbch c\u1ee7a h\u1ecd qua trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb v\u00e0o cu\u1ed1i m\u1ed7i phi\u00ean v\u00e0 ph\u1ea3i n\u1ea1p kho\u1ea3n ti\u1ec1n t\u01b0\u01a1ng \u1ee9ng v\u1edbi m\u1ee9c k\u00ed qu\u0129 y\u00eau c\u1ea7u \u0111\u1ec3 duy tr\u00ec s\u1ed1 d\u01b0 trong t\u00e0i kho\u1ea3n cho trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb.<\/p>\n<p>(Theo <i>Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"vnbcbc-sapo\" data-role=\"sapo\">\n                            Trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb (ti\u1ebfng Anh: Clearing house) ho\u1ea1t \u0111\u1ed9ng nh\u01b0 m\u1ed9t trung gian gi\u1eefa ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n nh\u1eb1m \u0111\u1ea3m b\u1ea3o giao d\u1ecbch \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n tr\u01a1n tru t\u1eeb l\u00fac b\u1eaft \u0111\u1ea7u \u0111\u1ebfn khi k\u1ebft th\u00fac.\n                        <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30846"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=30846"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30846\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=30846"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=30846"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=30846"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}