{"id":30904,"date":"2023-12-07T09:59:54","date_gmt":"2023-12-07T09:59:54","guid":{"rendered":"https:\/\/masterskills.org\/blog\/nen-tang-dau-tu-vi-mo-micro-investing-platform-la-gi-loi-ich-cua-nen-tang-dau-tu-vi-mo.html"},"modified":"2023-12-23T07:23:44","modified_gmt":"2023-12-23T00:23:44","slug":"nen-tang-dau-tu-vi-mo-micro-investing-platform-la-gi-loi-ich-cua-nen-tang-dau-tu-vi-mo","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/nen-tang-dau-tu-vi-mo-micro-investing-platform-la-gi-loi-ich-cua-nen-tang-dau-tu-vi-mo.html","title":{"rendered":"N\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4 (Micro-Investing Platform) l\u00e0 g\u00ec? L\u1ee3i \u00edch c\u1ee7a n\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4"},"content":{"rendered":"
\n
\n
<\/div>\n
\n

H\u00ecnh minh h\u1ecda. Ngu\u1ed3n: newbium.com<\/i><\/p>\n<\/div>\n<\/div>\n

N\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

N\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4 <\/b>trong ti\u1ebfng Anh l\u00e0\u00a0Micro-Investing Platform.<\/b><\/p>\n

N\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4<\/i> l\u00e0 \u1ee9ng d\u1ee5ng cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng \u0111\u1ec1u \u0111\u1eb7n ti\u1ebft ki\u1ec7m c\u00e1c kho\u1ea3n ti\u1ec1n nh\u1ecf. N\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4 <\/i>nh\u1eafm \u0111\u1ebfn m\u1ee5c ti\u00eau lo\u1ea1i b\u1ecf c\u00e1c r\u00e0o c\u1ea3n truy\u1ec1n th\u1ed1ng \u0111\u1ed1i v\u1edbi \u0111\u1ea7u t\u01b0 v\u00ed d\u1ee5 nh\u01b0 m\u1ee9c t\u1ed1i thi\u1ec3u c\u1ee7a t\u00e0i kho\u1ea3n m\u00f4i gi\u1edbi, nh\u1eb1m khuy\u1ebfn kh\u00edch m\u1ecdi ng\u01b0\u1eddi \u0111\u1ea7u t\u01b0, ngay c\u1ea3 khi h\u1ecd c\u00f3 thu nh\u1eadp v\u00e0 t\u00e0i s\u1ea3n h\u1ea1n h\u1eb9p.<\/p>\n

V\u00ed d\u1ee5 v\u1ec1 n\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4\u00a0<\/font><\/h3>\n

Jon \u0111\u0103ng k\u00ed t\u00e0i kho\u1ea3n n\u1ec1n t\u1ea3ng th\u1ebb \u0111\u1ea7u t\u01b0 vi m\u00f4 v\u1edbi th\u1ebb ghi n\u1ee3 c\u1ee7a anh. M\u1ed7i khi anh mua h\u00e0ng, n\u1ec1n t\u1ea3ng n\u00e0y s\u1ebd l\u00e0m tr\u00f2n gi\u00e1 ti\u1ec1n Jon ph\u1ea3i tr\u1ea3 l\u00ean s\u1ed1 ti\u1ec1n (theo \u0111\u01a1n v\u1ecb USD) g\u1ea7n nh\u1ea5t v\u00e0 g\u1eedi kho\u1ea3n ch\u00eanh l\u1ec7ch v\u00e0o t\u00e0i kho\u1ea3n \u0111\u1ea7u t\u01b0.<\/p>\n

Jon (c\u0169ng nh\u01b0 nhi\u1ec1u ng\u01b0\u1eddi kh\u00e1c) th\u01b0\u1eddng s\u1ebd kh\u00f4ng \u0111\u1ec3 \u00fd r\u1eb1ng t\u00e0i kho\u1ea3n c\u1ee7a m\u00ecnh \u0111\u00e3 b\u1ecb tr\u1eeb 4 USD khi mua m\u1ed9t c\u1ed1c cappuccino gi\u00e1 3,5 USD, nh\u01b0ng d\u1ea7n d\u1ea7n, anh s\u1ebd th\u1ea5y t\u00e0i kho\u1ea3n m\u00f4i gi\u1edbi c\u1ee7a m\u00ecnh c\u00e0ng ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u ti\u1ec1n. V\u00ed d\u1ee5, n\u1ebfu Jon mua c\u00f9ng lo\u1ea1i c\u00e0 ph\u00ea \u0111\u00f3 20 l\u1ea7n m\u1ed9t th\u00e1ng, c\u1ee9 \u0111\u1ebfn cu\u1ed1i th\u00e1ng anh s\u1ebd ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c 10 USD v\u00e0 cu\u1ed1i n\u0103m l\u00e0 120 USD.\u00a0<\/p>\n

T\u1ea5t nhi\u00ean, m\u1ed9t gi\u1ea3i ph\u00e1p t\u1ed1t h\u01a1n s\u1ebd l\u00e0 Jon t\u1ef1 pha c\u00e0 ph\u00ea v\u1edbi gi\u00e1 0,5 USD, nh\u01b0 v\u1eady m\u1ed7i th\u00e1ng anh ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c 60 USD v\u00e0 m\u1ed7i n\u0103m l\u00e0 720 USD, r\u1ed3i d\u00f9ng s\u1ed1 ti\u1ec1n \u0111\u00f3 \u0111\u1ec3 \u0111\u1ea7u t\u01b0. nh\u01b0ng \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng mu\u1ed1n thay \u0111\u1ed5i th\u00f3i quen c\u1ee7a h\u1ecd, n\u1ec1n \u0111\u1ea7u t\u01b0 vi m\u00f4 cung c\u1ea5p m\u1ed9t s\u1ef1 thay th\u1ebf v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi vi\u1ec7c kh\u00f4ng \u0111\u1ea7u t\u01b0 kh\u00f4ng c\u00f3 g\u00ec c\u1ea3.<\/p>\n

L\u1ee3i \u00edch c\u1ee7a n\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4<\/font><\/h4>\n

N\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4 gi\u00fap c\u00e1c c\u00e1 nh\u00e2n s\u1eed d\u1ee5ng t\u1eebng xu m\u1ed9t \u0111\u1ec3 \u0111\u1ea7u t\u01b0 b\u1eb1ng c\u00e1ch lo\u1ea1i b\u1ecf ph\u00ed tr\u00ean m\u1ed7i giao d\u1ecbch v\u00e0 m\u1ee9c \u0111\u1ea7u t\u01b0 t\u1ed1i thi\u1ec3u. Ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng c\u1ea7n c\u1ea7n ti\u1ebft ki\u1ec7m 100 USD cho m\u1ed9t c\u1ed5 phi\u1ebfu ho\u1eb7c c\u1ed5 ph\u1ea7n c\u1ee7a qu\u0129 t\u01b0\u01a1ng h\u1ed7, v\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i tr\u1ea3 ph\u00ed m\u00f4i gi\u1edbi. Thay v\u00e0o \u0111\u00f3, h\u1ecd tr\u1ea3 cho n\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4<\/i> m\u1ed9t kho\u1ea3n ph\u00ed danh ngh\u0129a, c\u00f3 th\u1ec3 l\u00e0 1 USD m\u1ed7i th\u00e1ng, v\u00e0 n\u1ec1n t\u1ea3ng n\u00e0y \u0111\u1ea7u t\u01b0 ti\u1ec1n c\u1ee7a h\u1ecd v\u00e0o c\u1ed5 phi\u1ebfu l\u1ebb.<\/p>\n

Do c\u00e1c c\u1ed5 phi\u1ebfu l\u1ebb n\u00e0y l\u00e0 c\u1ee7a c\u00e1c qu\u0129 ETF, kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee7a ng\u01b0\u1eddi d\u00f9ng \u0111\u01b0\u1ee3c \u0111a d\u1ea1ng h\u00f3a cho nhi\u1ec1u c\u1ed5 phi\u1ebfu v\u00e0 \/ ho\u1eb7c tr\u00e1i phi\u1ebfu kh\u00e1c nhau, gi\u00fap b\u1ea3o v\u1ec7 nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u1ecfi s\u1ef1 bi\u1ebfn \u0111\u1ed9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng theo c\u00e1ch m\u00e0 kho\u1ea3n \u0111\u1ea7u t\u01b0 v\u00e0o m\u1ed9t c\u1ed5 phi\u1ebfu kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n.<\/p>\n

Ngay c\u1ea3 \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi ti\u1ebft ki\u1ec7m th\u01b0\u1eddng xuy\u00ean, c\u00e1c n\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4 <\/i>v\u1eabn c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n t\u00ecnh h\u00ecnh c\u1ee7a h\u1ecd. Ti\u1ebft ki\u1ec7m 50 USD m\u1ed9t th\u00e1ng trong 10 n\u0103m trong t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m v\u1edbi l\u00e3i su\u1ea5t 0% mang l\u1ea1i 6.000 USD, nh\u01b0ng th\u1ef1c t\u1ebf gi\u00e1 tr\u1ecb n\u1ed9i t\u1ea1i c\u1ee7a kho\u1ea3n ti\u1ebft ki\u1ec7m n\u00e0y sau 10 n\u0103m l\u00e0 th\u1ea5p h\u01a1n 6.000 USD, v\u00ec l\u00e3i su\u1ea5t c\u1ee7a t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m th\u01b0\u1eddng th\u1ea5p h\u01a1n l\u1ea1m ph\u00e1t.<\/p>\n

Trong khi \u0111\u00f3, m\u1ed9t ng\u01b0\u1eddi \u0111\u1ea7u t\u01b0 49 USD m\u1ed9t th\u00e1ng (sau khi tr\u1eeb ph\u00ed 1 USD c\u1ee7a n\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4<\/b>) trong 10 n\u0103m v\u1edbi l\u1ee3i nhu\u1eadn trung b\u00ecnh h\u00e0ng n\u0103m l\u00e0 7%, s\u1ebd thu \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 l\u00e0 8,580 USD tr\u01b0\u1edbc thu\u1ebf v\u00e0 l\u1ea1m ph\u00e1t.<\/p>\n

(Theo investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n N\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4 (ti\u1ebfng Anh: Micro-Investing Platform) l\u00e0 \u1ee9ng d\u1ee5ng cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng \u0111\u1ec1u \u0111\u1eb7n ti\u1ebft ki\u1ec7m c\u00e1c kho\u1ea3n ti\u1ec1n nh\u1ecf. M\u1ee5c ti\u00eau c\u1ee7a n\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 vi m\u00f4 l\u00e0 khuy\u1ebfn kh\u00edch m\u1ecdi ng\u01b0\u1eddi \u0111\u1ea7u t\u01b0, ngay c\u1ea3 khi h\u1ecd c\u00f3 thu nh\u1eadp v\u00e0 t\u00e0i s\u1ea3n h\u1ea1n h\u1eb9p.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30904"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=30904"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30904\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=30904"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=30904"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=30904"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}