{"id":30907,"date":"2023-12-07T10:00:18","date_gmt":"2023-12-07T10:00:18","guid":{"rendered":"https:\/\/masterskills.org\/blog\/ke-hoach-dau-tu-tu-dong-automatic-investment-plan-aip-la-gi.html"},"modified":"2023-12-23T07:23:44","modified_gmt":"2023-12-23T00:23:44","slug":"ke-hoach-dau-tu-tu-dong-automatic-investment-plan-aip-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/ke-hoach-dau-tu-tu-dong-automatic-investment-plan-aip-la-gi.html","title":{"rendered":"K\u1ebf ho\u1ea1ch \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng (Automatic Investment Plan – AIP) l\u00e0 g\u00ec?"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda<\/i><\/p>\n<\/div>\n<\/div>\n

K\u1ebf ho\u1ea1ch \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

K\u1ebf ho\u1ea1ch \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng<\/b> trong ti\u1ebfng Anh l\u00e0\u00a0Automatic Investment Plan, <\/b>vi\u1ebft t\u1eaft l\u00e0 AIP.<\/b><\/p>\n

K\u1ebf ho\u1ea1ch \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng <\/i>l\u00e0 m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh cho ph\u00e9p nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u00f3ng g\u00f3p ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n \u0111\u1ea7u t\u01b0 theo \u0111\u1ecbnh k\u00ec \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c ho\u1eb7c danh m\u1ee5c \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp s\u1eb5n.\u00a0<\/p>\n

Ti\u1ec1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u1ef1 \u0111\u1ed9ng kh\u1ea5u tr\u1eeb t\u1eeb ti\u1ec1n l\u01b0\u01a1ng ho\u1eb7c \u0111\u01b0\u1ee3c thanh to\u00e1n t\u1eeb t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n.<\/p>\n

K\u1ebf ho\u1ea1ch \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng<\/i> l\u00e0 m\u1ed9t trong nh\u1eefng c\u00e1ch t\u1ed1t nh\u1ea5t \u0111\u1ec3 ti\u1ebft ki\u1ec7m ti\u1ec1n. C\u00f3 r\u1ea5t nhi\u1ec1u c\u01a1 ch\u1ebf th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 \u0111\u01b0\u1ee3c t\u1ea1o l\u1eadp \u0111\u1ec3 t\u1ea1o s\u1ef1 thu\u1eadn ti\u1ec7n cho c\u00e1c k\u1ebf ho\u1ea1ch \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng.<\/i><\/p>\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 \u0111\u00f3ng g\u00f3p ti\u1ec1n c\u1ee7a m\u00ecnh b\u1eb1ng c\u00e1ch l\u1eadp l\u1ecbch t\u1ef1 \u0111\u1ed9ng kh\u1ea5u tr\u1eeb ti\u1ec1n l\u01b0\u01a1ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c t\u00e0i kho\u1ea3n \u0111\u1ea7u t\u01b0 do nh\u00e0 tuy\u1ec3n d\u1ee5ng t\u00e0i tr\u1ee3. C\u00e1c c\u00e1 nh\u00e2n c\u0169ng c\u00f3 th\u1ec3 ch\u1ecdn thi\u1ebft l\u1eadp thanh to\u00e1n t\u1ef1 \u0111\u1ed9ng t\u1eeb t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n.<\/p>\n

L\u1ee3i \u00edch c\u1ee7a k\u1ebf ho\u1ea1ch \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng<\/font><\/h3>\n

C\u00f3 r\u1ea5t nhi\u1ec1u k\u0129 thu\u1eadt v\u00e0 s\u1ea3n ph\u1ea9m th\u1ecb tr\u01b0\u1eddng d\u00e0nh cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 quan t\u00e2m \u0111\u1ebfn vi\u1ec7c \u0111\u00f3ng g\u00f3p \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng. C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 th\u1ef1c hi\u1ec7n \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng th\u00f4ng qua ch\u01b0\u01a1ng tr\u00ecnh ph\u00fac l\u1ee3i do nh\u00e0 tuy\u1ec3n d\u1ee5ng t\u00e0i tr\u1ee3 th\u01b0\u1eddng s\u1ebd ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c\u00a0chi ph\u00ed giao d\u1ecbch\u00a0v\u00e0 \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c ph\u00ed th\u1ea5p h\u01a1n.<\/p>\n

Nh\u1edd bi\u1ec7n ph\u00e1p “t\u1ef1 tr\u1ea3 ti\u1ec1n cho ch\u00ednh m\u00ecnh tr\u01b0\u1edbc”, nhi\u1ec1u ng\u01b0\u1eddi th\u1ea5y r\u1eb1ng m\u00ecnh \u0111\u00e3 \u0111\u1ea7u t\u01b0 nhi\u1ec1u h\u01a1n trong d\u00e0i h\u1ea1n. C\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t ph\u1ea7n trong ng\u00e2n s\u00e1ch th\u01b0\u1eddng xuy\u00ean c\u1ee7a h\u1ecd. K\u1ebf ho\u1ea1ch n\u00e0y c\u0169ng bu\u1ed9c m\u1ed9t ng\u01b0\u1eddi ph\u1ea3i tr\u1ea3 ti\u1ec1n cho c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng, ng\u0103n h\u1ecd chi ti\u00eau h\u1ebft thu nh\u1eadp kh\u1ea3 d\u1ee5ng c\u1ee7a m\u00ecnh.<\/p>\n

K\u1ebf ho\u1ea1ch \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng cho c\u00e1 nh\u00e2n<\/font><\/h4>\n

M\u1ed9t s\u1ed1 t\u00e0i kho\u1ea3n \u0111\u1ea7u t\u01b0 ph\u1ed5 bi\u1ebfn nh\u1ea5t \u0111\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng bao g\u1ed3m t\u00e0i kho\u1ea3n h\u01b0u tr\u00ed v\u00e0 t\u00e0i kho\u1ea3n m\u00f4i gi\u1edbi. M\u1ed9t v\u00e0i t\u00e0i kho\u1ea3n h\u01b0u tr\u00ed cung c\u1ea5p \u01b0u \u0111\u00e3i cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 th\u1ef1c hi\u1ec7n \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng, ch\u1eb3ng h\u1ea1n nh\u01b0 Capital One Investments, gi\u1ea3m gi\u00e1 ph\u00ed giao d\u1ecbch khi nh\u00e0 \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng v\u00e0o th\u1ee9 Ba.\u00a0<\/p>\n

Nhi\u1ec1u n\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 c\u0169ng cung c\u1ea5p c\u00e1c t\u00f9y ch\u1ecdn \u0111\u1ec3 l\u01b0u c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng v\u00e0o\u00a0t\u00e0i kho\u1ea3n th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7, ki\u1ebfm l\u00e3i cho \u0111\u1ebfn khi ti\u1ec1n \u0111\u01b0\u1ee3c ph\u00e2n b\u1ed5 cho c\u00e1c lo\u1ea1i ch\u1ee9ng kho\u00e1n kh\u00e1c.<\/p>\n

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M\u1ed9t h\u00ecnh th\u1ee9c k\u1ebf ho\u1ea1ch \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng <\/b>gi\u00fap t\u0103ng \u0111\u1ea7u t\u01b0 v\u00e0o m\u1ed9t lo\u1ea1i c\u1ed5 phi\u1ebfu duy nh\u1ea5t l\u00e0 k\u1ebf ho\u1ea1ch t\u00e1i \u0111\u1ea7u t\u01b0 b\u1eb1ng c\u1ed5 t\u1ee9c. M\u1eb7c d\u00f9 thu\u1eadt ng\u1eef n\u00e0y c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng cho b\u1ea5t k\u00ec th\u1ecfa thu\u1eadn t\u00e1i \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng n\u00e0o \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp th\u00f4ng qua m\u1ed9t c\u00f4ng ty m\u00f4i gi\u1edbi ho\u1eb7c c\u00f4ng ty \u0111\u1ea7u t\u01b0, nh\u01b0ng n\u00f3 th\u01b0\u1eddng \u0111\u1ec1 c\u1eadp \u0111\u1ebfn m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh ch\u00ednh th\u1ee9c b\u1edfi m\u1ed9t c\u00f4ng ty \u0111\u1ea1i ch\u00fang \u0111\u01b0\u1ee3c ni\u00eam y\u1ebft cung c\u1ea5p tr\u1ef1c ti\u1ebfp cho c\u00e1c c\u1ed5 \u0111\u00f4ng hi\u1ec7n h\u1eefu.<\/p>\n

(Theo investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n K\u1ebf ho\u1ea1ch \u0111\u1ea7u t\u01b0 t\u1ef1 \u0111\u1ed9ng (ti\u1ebfng Anh: Automatic Investment Plan, vi\u1ebft t\u1eaft: AIP) l\u00e0 m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh cho ph\u00e9p c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u00f3ng g\u00f3p ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n \u0111\u1ea7u t\u01b0 theo \u0111\u1ecbnh k\u00ec \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c ho\u1eb7c danh m\u1ee5c \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp s\u1eb5n.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30907"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=30907"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30907\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=30907"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=30907"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=30907"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}