{"id":30976,"date":"2023-12-07T10:12:19","date_gmt":"2023-12-07T10:12:19","guid":{"rendered":"https:\/\/masterskills.org\/blog\/dang-gian-don-plain-vanilla-la-gi-nhung-dac-diem-can-luu-y.html"},"modified":"2023-12-23T07:24:21","modified_gmt":"2023-12-23T00:24:21","slug":"dang-gian-don-plain-vanilla-la-gi-nhung-dac-diem-can-luu-y","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/dang-gian-don-plain-vanilla-la-gi-nhung-dac-diem-can-luu-y.html","title":{"rendered":"D\u1ea1ng gi\u1ea3n \u0111\u01a1n (Plain Vanilla) l\u00e0 g\u00ec? Nh\u1eefng \u0111\u1eb7c \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda. Ngu\u1ed3n: Clarisconsulting.com<\/p>\n<\/div>\n<\/div>\n

D\u1ea1ng gi\u1ea3n \u0111\u01a1n<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

D\u1ea1ng gi\u1ea3n \u0111\u01a1n<\/b> hay d\u1ea1ng plain vanilla<\/b>, ti\u1ebfng Anh g\u1ecdi l\u00e0 plain vanilla<\/b>.<\/p>\n

D\u1ea1ng gi\u1ea3n \u0111\u01a1n<\/b> hay d\u1ea1ng plain vanilla<\/b> l\u00e0 t\u00ean g\u1ecdi c\u1ee7a phi\u00ean b\u1ea3n ti\u00eau chu\u1ea9n v\u00e0 c\u01a1 b\u1ea3n nh\u1ea5t c\u1ee7a c\u00e1c c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh. Thu\u1eadt ng\u1eef n\u00e0y th\u01b0\u1eddng g\u1eb7p t\u1ea1i c\u00e1c h\u1ee3p \u0111\u1ed3ng quy\u1ec1n ch\u1ecdn, tr\u00e1i phi\u1ebfu, h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai v\u00e0 h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i. <\/p>\n

Ng\u01b0\u1ee3c l\u1ea1i v\u1edbi n\u00f3 l\u00e0 d\u1ea1ng\u00a0c\u00f4ng c\u1ee5 lai<\/i> \u0111\u01b0\u1ee3c c\u1ea5u th\u00e0nh t\u1eeb nh\u1eefng\u00a0th\u00e0nh ph\u1ea7n c\u1ee7a c\u00e1c c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng \u0111\u1ec3 t\u1ea1o ra m\u1ed9t lo\u1ea1i ch\u1ee9ng kho\u00e1n m\u1edbi ph\u1ee9c t\u1ea1p h\u01a1n.<\/p>\n

Hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 d\u1ea1ng gi\u1ea3n \u0111\u01a1n<\/font><\/h3>\n

D\u1ea1ng plain vanilla <\/b>l\u00e0 d\u1ea1ng \u0111\u01a1n gi\u1ea3n nh\u1ea5t c\u1ee7a m\u1ed9t t\u00e0i s\u1ea3n hay m\u1ed9t c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh. Kh\u00f4ng c\u00f3 c\u00e1c y\u1ebfu t\u1ed1 ph\u1ee5 hay c\u00e1c y\u1ebfu t\u1ed1 gia t\u0103ng.<\/p>\n

Thu\u1eadt ng\u1eef d\u1ea1ng gi\u1ea3n \u0111\u01a1n\/plain vanilla<\/b> c\u00f2n \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 g\u1ecdi c\u00e1c kh\u00e1i ni\u1ec7m t\u00e0i ch\u00ednh ph\u1ed5 bi\u1ebfn nh\u1ea5t nh\u01b0 m\u1ed9t lo\u1ea1i chi\u1ebfn thu\u1eadt giao d\u1ecbch hay m\u1ed9t h\u1ec7 \u00fd th\u1ee9c trong kinh t\u1ebf h\u1ecdc. V\u00ed d\u1ee5, th\u1ebb plain vanilla l\u00e0 m\u1ed9t th\u1ebb t\u00edn d\u1ee5ng v\u1edbi c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u0111\u01a1n gi\u1ea3n. Kho\u1ea3n vay plain vanilla l\u00e0 kho\u1ea3n vay c\u00f3 l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh v\u00e0 kh\u00f4ng c\u00f3 \u0111i\u1ec1u kho\u1ea3n ph\u1ee5, ng\u01b0\u1eddi \u0111i vay c\u0169ng kh\u00f4ng c\u00f3 quy\u1ec1n chuy\u1ec3n \u0111\u1ed5i.<\/p>\n

Trong t\u00e0i ch\u00ednh, m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c \u0111\u01a1n gi\u1ea3n c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 chi\u1ebfn l\u01b0\u1ee3c plain vanilla<\/b>. T\u00ean g\u1ecdi n\u00e0y xu\u1ea5t hi\u1ec7n t\u1eeb sau cu\u1ed9c \u0110\u1ea1i Suy Tho\u00e1i n\u0103m 2007, khi m\u00e0 c\u00e1c kho\u1ea3n vay c\u1ea7m c\u1ed1 r\u1ee7i ro cao \u0111\u00e3 g\u00f3p ph\u1ea7n khi\u1ebfn cho th\u1ecb tr\u01b0\u1eddng nh\u00e0 \u1edf s\u1ee5p \u0111\u1ed5. Trong nhi\u1ec7m k\u00ec c\u1ee7a Obama \u0111\u00e3 c\u00f3 nhi\u1ec1u ch\u00ednh s\u00e1ch khuy\u1ebfn kh\u00edch vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p \u0111\u01a1n gi\u1ea3n khi cho vay c\u1ea7m c\u1ed1.\u00a0 V\u00e0 ng\u01b0\u1eddi cho vay ph\u1ea3i cung c\u1ea5p nh\u1eefng kho\u1ea3n vay c\u1ea7m c\u1ed1 ti\u00eau chu\u1ea9n v\u00e0 \u00edt r\u1ee7i ro cho kh\u00e1ch h\u00e0ng.<\/p>\n

H\u1ee3p \u0111\u1ed3ng quy\u1ec1n ch\u1ecdn gi\u1ea3n \u0111\u01a1n v\u00e0 h\u1ee3p \u0111\u1ed3ng quy\u1ec1n ch\u1ecdn lai<\/font><\/h3>\n

Trong th\u1ebf gi\u1edbi t\u00e0i ch\u00ednh, ng\u01b0\u1ee3c l\u1ea1i c\u1ee7a h\u1ee3p \u0111\u1ed3ng quy\u1ec1n ch\u1ecdn gi\u1ea3n \u0111\u01a1n<\/i> l\u00e0\u00a0h\u1ee3p \u0111\u1ed3ng quy\u1ec1n ch\u1ecdn lai\u00a0(exotic option).\u00a0<\/i>H\u1ee3p \u0111\u1ed3ng quy\u1ec1n ch\u1ecdn lai <\/i>s\u1ebd\u00a0<\/i>c\u00f3 nh\u1eefng ch\u1ee9c n\u0103ng ph\u1ee9c t\u1ea1p ho\u1eb7c l\u00e0 c\u00e1c y\u00eau c\u1ea7u \u0111\u1eb7c bi\u1ec7t, khi\u1ebfn n\u00f3 kh\u00e1c bi\u1ec7t v\u1edbi nh\u1eefng quy\u1ec1n ch\u1ecdn ph\u1ed5 bi\u1ebfn nh\u01b0\u00a0ki\u1ec3u M\u1ef9\u00a0hay\u00a0ki\u1ec3u<\/i> Ch\u00e2u \u00c2u<\/i>.<\/p>\n

H\u1ee3p \u0111\u1ed3ng quy\u1ec1n ch\u1ecdn lai<\/i> th\u01b0\u1eddng \u0111i k\u00e8m v\u1edbi nhi\u1ec1u r\u1ee7i ro h\u01a1n n\u00ean n\u00f3 y\u00eau c\u1ea7u m\u1ed9t s\u1ef1 hi\u1ec3u bi\u1ebft s\u00e2u v\u1ec1 th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh \u0111\u1ec3 c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n quy\u1ec1n ch\u00ednh x\u00e1c v\u00e0 th\u00e0nh c\u00f4ng. V\u00e0 v\u00ec v\u1eady, n\u00f3 c\u0169ng ch\u1ec9 \u0111\u01b0\u1ee3c giao d\u1ecbch \u1edf th\u1ecb tr\u01b0\u1eddng OTC<\/i>.<\/p>\n

(Theo Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n D\u1ea1ng gi\u1ea3n \u0111\u01a1n (ti\u1ebfng Anh: Plain vanilla) l\u00e0 t\u00ean g\u1ecdi c\u1ee7a phi\u00ean b\u1ea3n ti\u00eau chu\u1ea9n v\u00e0 c\u01a1 b\u1ea3n nh\u1ea5t c\u1ee7a c\u00e1c c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30976"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=30976"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/30976\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=30976"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=30976"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=30976"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}