{"id":31205,"date":"2023-12-07T10:25:46","date_gmt":"2023-12-07T10:25:46","guid":{"rendered":"https:\/\/masterskills.org\/blog\/cong-ty-danh-gia-he-so-tin-nhiem-credit-rating-agency-la-gi.html"},"modified":"2023-12-23T07:29:15","modified_gmt":"2023-12-23T00:29:15","slug":"cong-ty-danh-gia-he-so-tin-nhiem-credit-rating-agency-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/cong-ty-danh-gia-he-so-tin-nhiem-credit-rating-agency-la-gi.html","title":{"rendered":"C\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m (Credit rating agency) l\u00e0 g\u00ec?"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda (Ngu\u1ed3n: habiletechnologies)<\/p>\n<\/div>\n<\/div>\n

C\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m (Credit rating agency) <\/font><\/h2>\n

C\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m<\/b> – danh t\u1eeb, trong ti\u1ebfng Anh \u0111\u01b0\u1ee3c d\u00f9ng b\u1edfi c\u1ee5m t\u1eeb Credit rating agency<\/b>.<\/p>\n

C\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m<\/i> l\u00e0 c\u00f4ng ty chuy\u00ean cung c\u1ea5p d\u1ecbch v\u1ee5 \u0111\u00e1nh gi\u00e1 n\u0103ng l\u1ef1c thanh to\u00e1n c\u00e1c kho\u1ea3n v\u1ed1n g\u1ed1c v\u00e0 l\u00e3i theo k\u00ec h\u1ea1n v\u00e0 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n \u0111\u00e3 cam k\u1ebft c\u1ee7a c\u00f4ng ty ph\u00e1t h\u00e0nh \u0111\u1ed1i v\u1edbi m\u1ed9t \u0111\u1ee3t ph\u00e1t h\u00e0nh c\u1ee5 th\u1ec3 d\u01b0\u1edbi d\u1ea1ng h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m.<\/p>\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 d\u1ef1a v\u00e0o c\u00e1c h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m do c\u00e1c c\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m<\/i> cung c\u1ea5p \u0111\u1ec3 c\u00e2n nh\u1eafc \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0 c\u1ee7a m\u00ecnh. (Theo Gi\u00e1o tr\u00ecnh Th\u1ecb tr\u01b0\u1eddng Ch\u1ee9ng kho\u00e1n, NXB T\u00e0i ch\u00ednh<\/i>)<\/p>\n

Qui \u0111\u1ecbnh chung v\u1ec1 C\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m<\/font><\/h3>\n

Lo\u1ea1i\u00a0h\u00ecnh\u00a0C\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m<\/b><\/p>\n

1. C\u00e1c lo\u1ea1i h\u00ecnh c\u00f4ng ty<\/span> sau \u0111\u00e2y \u0111\u01b0\u1ee3c kinh doanh d\u1ecbch v\u1ee5 x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m:<\/p>\n

a) C\u00f4ng ty tr\u00e1ch nhi\u1ec7m h\u1eefu h\u1ea1n;<\/p>\n

b) C\u00f4ng ty c\u1ed5 ph\u1ea7n;<\/p>\n

c) C\u00f4ng ty h\u1ee3p danh.<\/p>\n

2. Vi\u1ec7c \u0111\u1eb7t t\u00ean c\u1ee7a C\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m<\/i>\u00a0ph\u1ea3i tu\u00e2n th\u1ee7 theo qui \u0111\u1ecbnh<\/span> c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 c\u00f4ng ty<\/span>.<\/p>\n

3. C\u00e1c c\u00f4ng ty<\/span> kh\u00f4ng\u00a0\u0111\u0103ng k\u00ed kinh doanh d\u1ecbch v\u1ee5 x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m th\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p s\u1eed d\u1ee5ng c\u1ee5m t\u1eeb “x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m” ho\u1eb7c c\u00e1c c\u1ee5m t\u1eeb kh\u00e1c c\u00f3 n\u1ed9i h\u00e0m nh\u01b0 “x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m” trong t\u00ean g\u1ecdi.<\/p>\n

Ph\u1ea1m vi ho\u1ea1t \u0111\u1ed9ng c\u1ee7a\u00a0C\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m<\/b><\/p>\n

1. D\u1ecbch v\u1ee5 x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m theo qui \u0111\u1ecbnh<\/span> bao g\u1ed3m:<\/p>\n

a) X\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m \u0111\u1ed1i v\u1edbi c\u00f4ng ty<\/span>, t\u1ed5 ch\u1ee9c;<\/p>\n

b) X\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m \u0111\u1ed1i v\u1edbi c\u00f4ng c\u1ee5 n\u1ee3.<\/p>\n

2. D\u1ecbch v\u1ee5 li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m, bao g\u1ed3m:<\/p>\n

a) D\u1ecbch v\u1ee5 th\u00f4ng tin v\u1ec1 x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m;<\/p>\n

b) \u0110\u00e0o t\u1ea1o, b\u1ed3i d\u01b0\u1ee1ng, c\u1eadp nh\u1eadt ki\u1ebfn th\u1ee9c li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m.<\/p>\n

3. Khi cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m ph\u1ea3i \u0111\u1ea3m b\u1ea3o kh\u00f4ng x\u1ea3y ra c\u00e1c tr\u01b0\u1eddng h\u1ee3p xung \u0111\u1ed9t l\u1ee3i \u00edch.<\/p>\n

4. C\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m<\/i>\u00a0kh\u00f4ng \u0111\u01b0\u1ee3c ho\u1ea1t \u0111\u1ed9ng trong c\u00e1c l\u0129nh v\u1ef1c sau:<\/p>\n

a) K\u1ebf to\u00e1n, ki\u1ec3m to\u00e1n;<\/p>\n

b) Ch\u1ee9ng kho\u00e1n\u00a0bao g\u1ed3m: M\u00f4i gi\u1edbi; t\u01b0 v\u1ea5n; b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh; \u0111\u1ea1i l\u00ed ph\u00e2n ph\u1ed1i ch\u1ee9ng kho\u00e1n; qu\u1ea3n l\u00ed<\/span> qu\u0129<\/span> \u0111\u1ea7u t\u01b0; qu\u1ea3n l\u00ed<\/span> danh m\u1ee5c \u0111\u1ea7u t\u01b0; \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n;<\/p>\n

c) Ng\u00e2n h\u00e0ng.<\/p>\n

Quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a\u00a0C\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m<\/b><\/p>\n

1. C\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m<\/i>\u00a0c\u00f3 c\u00e1c quy\u1ec1n sau:<\/p>\n

a) Cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 theo qui \u0111\u1ecbnh<\/span> ph\u00e1p lu\u1eadt;<\/p>\n

b) \u0110\u01b0\u1ee3c nh\u1eadn chi ph\u00ed d\u1ecbch v\u1ee5 t\u1eeb vi\u1ec7c cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 theo qui \u0111\u1ecbnh<\/span> ph\u00e1p lu\u1eadt;<\/p>\n

c) Y\u00eau c\u1ea7u t\u1ed5 ch\u1ee9c \u0111\u01b0\u1ee3c x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m cung c\u1ea5p t\u00e0i li\u1ec7u, th\u00f4ng tin c\u1ea7n thi\u1ebft c\u00f3 li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m.<\/p>\n

2. C\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m<\/i>\u00a0c\u00f3 c\u00e1c ngh\u0129a v\u1ee5 sau:<\/p>\n

a) Ch\u1ec9 \u0111\u01b0\u1ee3c cung c\u1ea5p d\u1ecbch v\u1ee5 x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m khi \u0111\u01b0\u1ee3c c\u1ea5p Gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u1ee7\u00a0\u0111i\u1ec1u ki\u1ec7n kinh doanh v\u00e0 th\u1ef1c hi\u1ec7n c\u00f4ng b\u1ed1 th\u00f4ng tin theo qui \u0111\u1ecbnh<\/span>;<\/p>\n

b) Vi\u1ec7c t\u1ed5 ch\u1ee9c ho\u1ea1t \u0111\u1ed9ng cung c\u1ea5p d\u1ecbch v\u1ee5 x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m ph\u1ea3i tu\u00e2n th\u1ee7 nguy\u00ean t\u1eafc ho\u1ea1t \u0111\u1ed9ng theo qui \u0111\u1ecbnh;<\/p>\n

c) \u0110\u1ea3m b\u1ea3o vi\u1ec7c tr\u1ea3 l\u01b0\u01a1ng, c\u00e1c kho\u1ea3n th\u00f9 lao v\u00e0 ti\u1ec1n th\u01b0\u1edfng cho chuy\u00ean vi\u00ean ph\u00e2n t\u00edch, th\u00e0nh vi\u00ean H\u1ed9i \u0111\u1ed3ng x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m kh\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o chi ph\u00ed d\u1ecbch v\u1ee5 v\u00e0 k\u1ebft qu\u1ea3 x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m c\u1ee7a h\u1ee3p \u0111\u1ed3ng x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m m\u00e0 ng\u01b0\u1eddi \u0111\u00f3 tham gia v\u00e0o;<\/p>\n

d) Ch\u1ecbu tr\u00e1ch nhi\u1ec7m duy tr\u00ec \u0111\u1ea7y \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ea7n thi\u1ebft v\u1ec1 v\u1ed1n, nh\u00e2n s\u1ef1 v\u00e0 ho\u1ea1t \u0111\u1ed9ng theo qui \u0111\u1ecbnh<\/span>;<\/p>\n

e) Ch\u1ecbu tr\u00e1ch nhi\u1ec7m tr\u01b0\u1edbc ph\u00e1p lu\u1eadt, tr\u01b0\u1edbc t\u1ed5 ch\u1ee9c \u0111\u01b0\u1ee3c x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m v\u1ec1 k\u1ebft qu\u1ea3 x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m theo h\u1ee3p \u0111\u1ed3ng x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m \u0111\u00e3 k\u00ed k\u1ebft. (Theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 88\/2014\/N\u0110-CP\u00a0qui \u0111\u1ecbnh<\/span> v\u1ec1 d\u1ecbch v\u1ee5 x\u1ebfp h\u1ea1ng t\u00edn nhi\u1ec7m<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n C\u00f4ng ty \u0111\u00e1nh gi\u00e1 h\u1ec7 s\u1ed1 t\u00edn nhi\u1ec7m (ti\u1ebfng Anh: Credit rating agency) l\u00e0 c\u00f4ng ty chuy\u00ean cung c\u1ea5p d\u1ecbch v\u1ee5 \u0111\u00e1nh gi\u00e1 n\u0103ng l\u1ef1c thanh to\u00e1n c\u00e1c kho\u1ea3n v\u1ed1n g\u1ed1c v\u00e0 l\u00e3i theo k\u00ec h\u1ea1n \u0111\u00e3 cam k\u1ebft c\u1ee7a c\u00f4ng ty ph\u00e1t h\u00e0nh.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/31205"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=31205"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/31205\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=31205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=31205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=31205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}