{"id":31343,"date":"2023-12-07T10:33:30","date_gmt":"2023-12-07T10:33:30","guid":{"rendered":"https:\/\/masterskills.org\/blog\/loi-suat-trai-phieu-tuong-duong-bond-equivalent-yield-bey-la-gi.html"},"modified":"2023-12-23T08:01:31","modified_gmt":"2023-12-23T01:01:31","slug":"loi-suat-trai-phieu-tuong-duong-bond-equivalent-yield-bey-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/loi-suat-trai-phieu-tuong-duong-bond-equivalent-yield-bey-la-gi.html","title":{"rendered":"L\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu t\u01b0\u01a1ng \u0111\u01b0\u01a1ng (Bond Equivalent Yield – BEY) l\u00e0 g\u00ec?"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda. Ngu\u1ed3n: Wikihow.com<\/p>\n<\/div>\n<\/div>\n

L\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu t\u01b0\u01a1ng \u0111\u01b0\u01a1ng<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

L\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu t\u01b0\u01a1ng \u0111\u01b0\u01a1ng<\/b>, ti\u1ebfng Anh g\u1ecdi l\u00e0 bond equivalent yield<\/b>, vi\u1ebft t\u1eaft l\u00e0 BEY<\/b>.<\/p>\n

L\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu t\u01b0\u01a1ng \u0111\u01b0\u01a1ng<\/b> h\u1ed7 tr\u1ee3 vi\u1ec7c so s\u00e1nh gi\u1eefa ch\u1ee9ng kho\u00e1n c\u00f3 thu nh\u1eadp c\u1ed1 \u0111\u1ecbnh kh\u00f4ng th\u01b0\u1eddng ni\u00ean v\u1edbi nh\u1eefng ch\u1ee9ng kho\u00e1n c\u00f3 thu nh\u1eadp th\u01b0\u1eddng ni\u00ean.<\/p>\n

L\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu t\u01b0\u01a1ng \u0111\u01b0\u01a1ng<\/b> tr\u00ecnh b\u00e0y c\u00e1c l\u00e3i su\u1ea5t h\u00e0ng th\u00e1ng, h\u00e0ng qu\u00ed, hay n\u1eeda n\u0103m c\u1ee7a m\u1ed9t tr\u00e1i phi\u1ebfu th\u00e0nh l\u00e3i su\u1ea5t n\u0103m. V\u00e0 \u0111\u00e2y s\u1ebd l\u00e0 l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1. Ngo\u00e0i ra, n\u1ebfu bi\u1ebft \u0111\u01b0\u1ee3c l\u1ee3i su\u1ea5t \u0111\u00e1o h\u1ea1n h\u00e0ng qu\u00ed hay n\u1eeda n\u0103m c\u1ee7a m\u1ed9t tr\u00e1i phi\u1ebfu. ta c\u00f2n c\u00f3 th\u1ec3 d\u00f9ng c\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ph\u1ea7n tr\u0103m b\u00ecnh qu\u00e2n h\u00e0ng n\u0103m (APR).<\/p>\n

Hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 l\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu t\u01b0\u01a1ng \u0111\u01b0\u01a1ng<\/font><\/h3>\n

C\u00e1c c\u00f4ng ty huy \u0111\u1ed9ng v\u1ed1n b\u1eb1ng hai c\u00e1ch ch\u00ednh: v\u1ed1n c\u1ed5 ph\u1ea7n v\u00e0 n\u1ee3. V\u1ed1n c\u1ed5 ph\u1ea7n \u0111\u01b0\u1ee3c ph\u00e2n b\u1ed5 cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 d\u01b0\u1edbi d\u1ea1ng c\u1ed5 phi\u1ebfu ph\u1ed5 th\u00f4ng. N\u00f3 \u0111\u01b0\u1ee3c \u01b0u ti\u00ean th\u1ee9 hai sau n\u1ee3 trong tr\u01b0\u1eddng h\u1ee3p c\u00f4ng ty b\u1ecb v\u1ee1 n\u1ee3 hay ph\u00e1 s\u1ea3n; v\u00e0 n\u00f3 c\u0169ng kh\u00f4ng \u0111em l\u1ea1i l\u1ee3i nhu\u1eadn cho nh\u00e0 \u0111\u1ea7u t\u01b0 n\u1ebfu c\u00f4ng ty th\u1ea5t b\u1ea1i.<\/p>\n

Ng\u01b0\u1ee3c l\u1ea1i, n\u1ee3 \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ed9t c\u00e1ch an to\u00e0n v\u00e0 \u00edt chi ph\u00ed h\u01a1n \u0111\u1ec3 ph\u00e1t h\u00e0nh cho nh\u00e0 \u0111\u1ea7u t\u01b0. C\u00f4ng ty ph\u1ea3i chi tr\u1ea3 cho c\u00e1c kho\u1ea3n n\u1ee3 b\u1ea5t k\u1ec3 t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn l\u00e0 nh\u01b0 th\u1ebf n\u00e0o. H\u00ecnh th\u1ee9c n\u00e0y gi\u00fap mang \u0111\u1ebfn cho nh\u00e0 \u0111\u1ea7u t\u01b0 tr\u00e1i phi\u1ebfu m\u1ed9t d\u00f2ng thu nh\u1eadp \u0111\u00e1ng tin c\u1eady h\u01a1n.<\/p>\n

Kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 tr\u00e1i phi\u1ebfu \u0111\u1ec1u gi\u1ed1ng nhau. \u0110a s\u1ed1 tr\u00e1i phi\u1ebfu s\u1ebd chi tr\u1ea3 cho nh\u00e0 \u0111\u1ea7u t\u01b0 h\u00e0ng n\u0103m hay n\u1eeda n\u0103m. M\u1ed9t v\u00e0i lo\u1ea1i tr\u00e1i phi\u1ebfu, nh\u01b0 tr\u00e1i phi\u1ebfu kh\u00f4ng l\u00e3i su\u1ea5t s\u1ebd kh\u00f4ng tr\u1ea3 l\u00e3i, nh\u01b0ng thay v\u00e0o \u0111\u00f3 n\u00f3 \u0111\u01b0\u1ee3c b\u00e1n v\u1edbi gi\u00e1 th\u1ea5p h\u01a1n m\u1ec7nh gi\u00e1. Nh\u00e0 \u0111\u1ea7u t\u01b0 s\u1ebd c\u00f3 \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn v\u00e0o ng\u00e0y tr\u00e1i phi\u1ebfu \u0111\u00e1o h\u1ea1n.<\/p>\n

\u0110\u1ec3 so s\u00e1nh l\u00e3i su\u1ea5t gi\u1eefa c\u00e1c d\u1ea1ng ch\u1ee9ng kho\u00e1n v\u00e0 c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 kh\u00e1c nhau, nh\u00e0 ph\u00e2n t\u00edch s\u1ebd s\u1eed d\u1ee5ng l\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu t\u01b0\u01a1ng \u0111\u01b0\u01a1ng<\/b>.<\/p>\n

C\u00f4ng th\u1ee9c l\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu t\u01b0\u01a1ng \u0111\u01b0\u01a1ng<\/font><\/h3>\n

L\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu t\u01b0\u01a1ng \u0111\u01b0\u01a1ng<\/b> \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng c\u00e1ch chia kho\u1ea3n ch\u00eanh l\u1ec7ch gi\u1eefa m\u1ec7nh gi\u00e1 v\u00e0 gi\u00e1 mua cho gi\u00e1 mua c\u1ee7a tr\u00e1i phi\u1ebfu \u0111\u00f3. L\u1ea5y k\u1ebft qu\u1ea3 \u0111\u00f3 nh\u00e2n cho 365 v\u00e0 chia cho d<\/b>, trong \u0111\u00f3 d<\/b> l\u00e0 s\u1ed1 ng\u00e0y c\u00f2n l\u1ea1i cho \u0111\u1ebfn khi \u0111\u00e1o h\u1ea1n. Ph\u1ea7n \u0111\u1ea7u c\u1ee7a ph\u01b0\u01a1ng tr\u00ecnh n\u00e0y th\u1ec3 hi\u1ec7n t\u1ec9 su\u1ea5t l\u1ee3i nhu\u1eadn c\u1ee7a kho\u1ea3n \u0111\u1ea7u t\u01b0. Ph\u1ea7n th\u1ee9 hai c\u1ee7a c\u00f4ng th\u1ee9c chuy\u1ec3n kho\u1ea3n l\u1ee3i nhu\u1eadn \u0111\u00f3 th\u00e0nh l\u00e3i su\u1ea5t n\u0103m.<\/p>\n

V\u00ed d\u1ee5, m\u1ed9t nh\u00e0 \u0111\u1ea7u t\u01b0 mua tr\u00e1i phi\u1ebfu kh\u00f4ng l\u00e3i su\u1ea5t m\u1ec7nh gi\u00e1 1000$ v\u1edbi gi\u00e1 900$ v\u00e0 d\u1ef1 ki\u1ebfn s\u1ebd \u0111\u00e1o h\u1ea1n trong s\u00e1u th\u00e1ng t\u1edbi. \u0110\u1ec3 t\u00ednh to\u00e1n, \u0111\u1ea7u ti\u00ean ta l\u1ea5y m\u1ec7nh gi\u00e1 tr\u1eeb cho gi\u00e1 mua c\u1ee7a tr\u00e1i phi\u1ebfu. \u0110\u00e1p \u00e1n l\u00e0 hi\u1ec7u c\u1ee7a 1000$ tr\u1eeb cho 900$, l\u00e0 100$. Sau \u0111\u00f3, ta chia 100$ cho 900$ \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u1ec9 su\u1ea5t l\u1ee3i nhu\u1eadn c\u1ee7a kho\u1ea3n \u0111\u1ea7u t\u01b0 n\u00e0y, l\u00e0 11%. Ph\u1ea7n th\u1ee9 hai c\u1ee7a c\u00f4ng th\u1ee9c gi\u00fap chuy\u1ec3n l\u1ee3i nhu\u1eadn n\u00e0y th\u00e0nh l\u00e3i su\u1ea5t n\u0103m b\u1eb1ng c\u00e1ch nh\u00e2n 11% cho 365 v\u00e0 chia cho s\u1ed1 ng\u00e0y c\u00f2n l\u1ea1i \u0111\u1ebfn khi \u0111\u00e1o h\u1ea1n – m\u1ed9t n\u1eeda c\u1ee7a 365. L\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu t\u01b0\u01a1ng \u0111\u01b0\u01a1ng \u1edf \u0111\u00e2y s\u1ebd l\u00e0 11% nh\u00e2n hai, hay 22%.<\/p>\n

(Theo Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n L\u1ee3i su\u1ea5t tr\u00e1i phi\u1ebfu t\u01b0\u01a1ng \u0111\u01b0\u01a1ng (ti\u1ebfng Anh: Bond equivalent yield, vi\u1ebft t\u1eaft: BEY) h\u1ed7 tr\u1ee3 vi\u1ec7c so s\u00e1nh gi\u1eefa ch\u1ee9ng kho\u00e1n c\u00f3 thu nh\u1eadp c\u1ed1 \u0111\u1ecbnh kh\u00f4ng th\u01b0\u1eddng ni\u00ean v\u1edbi nh\u1eefng ch\u1ee9ng kho\u00e1n c\u00f3 thu nh\u1eadp th\u01b0\u1eddng ni\u00ean.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[417],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/31343"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=31343"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/31343\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=31343"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=31343"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=31343"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}