{"id":31827,"date":"2023-12-07T12:54:02","date_gmt":"2023-12-07T12:54:02","guid":{"rendered":"https:\/\/masterskills.org\/blog\/xoa-bo-trung-gian-disintermediation-la-gi-dac-diem.html"},"modified":"2023-12-23T09:39:43","modified_gmt":"2023-12-23T02:39:43","slug":"xoa-bo-trung-gian-disintermediation-la-gi-dac-diem","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/xoa-bo-trung-gian-disintermediation-la-gi-dac-diem.html","title":{"rendered":"Xo\u00e1 b\u1ecf trung gian (Disintermediation) l\u00e0 g\u00ec? \u0110\u1eb7c \u0111i\u1ec3m"},"content":{"rendered":"
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\u1ea2nh minh h\u1ecda. Ngu\u1ed3n: Blogs ICEMD.<\/p>\n<\/div>\n<\/div>\n

Xo\u00e1 b\u1ecf trung gian<\/font><\/b><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

Xo\u00e1 b\u1ecf trung gian<\/b> trong ti\u1ebfng Anh l\u00e0\u00a0Disintermediation. <\/b><\/p>\n

Xo\u00e1 b\u1ecf trung gian<\/b> l\u00e0 qu\u00e1 tr\u00ecnh lo\u1ea1i b\u1ecf ng\u01b0\u1eddi trung gian ho\u1eb7c \u0111\u01a1n v\u1ecb trung gian kh\u1ecfi c\u00e1c giao d\u1ecbch trong t\u01b0\u01a1ng lai. Trong t\u00e0i ch\u00ednh, xo\u00e1 b\u1ecf trung gian l\u00e0 vi\u1ec7c r\u00fat ti\u1ec1n t\u1eeb c\u00e1c\u00a0\u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh trung gian,\u00a0v\u00ed d\u1ee5 nh\u01b0 ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c ti\u1ebft ki\u1ec7m v\u00e0 cho vay, \u0111\u1ec3 \u0111\u1ea7u t\u01b0 tr\u1ef1c ti\u1ebfp v\u00e0o nh\u1eefng t\u1ed5 ch\u1ee9c \u0111\u00f3.<\/p>\n

\u0110\u1eb7c \u0111i\u1ec3m c\u1ee7a Xo\u00e1 b\u1ecf trung gian<\/font><\/b><\/h3>\n

Xo\u00e1 b\u1ecf trung gian c\u0169ng c\u00f3 th\u1ec3 l\u00e0m gi\u1ea3m chi ph\u00ed t\u1ed5ng th\u1ec3 \u0111\u1ec3 ho\u00e0n th\u00e0nh m\u1ed9t giao d\u1ecbch. Xo\u00e1 b\u1ecf trung gian c\u0169ng cho ph\u00e9p m\u1ed9t giao d\u1ecbch \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n nhanh h\u01a1n. <\/p>\n

Xo\u00e1 b\u1ecf trung gian c\u00f3 th\u1ec3 x\u1ea3y ra khi m\u1ed9t ng\u01b0\u1eddi mu\u1ed1n mua m\u1ed9t s\u1ed1 l\u01b0\u1ee3ng l\u1edbn h\u00e0ng ho\u00e1 tr\u1ef1c ti\u1ebfp t\u1eeb nh\u00e0 s\u1ea3n xu\u1ea5t. \u0110i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn gi\u00e1 th\u1ea5p h\u01a1n cho ng\u01b0\u1eddi mua v\u00ec \u0111\u01a1n v\u1ecb trung gian (v\u00ed d\u1ee5 nh\u01b0 m\u1ed9t c\u1eeda h\u00e0ng b\u00e1n l\u1ebb truy\u1ec1n th\u1ed1ng) \u0111\u00e3 b\u1ecb x\u00f3a kh\u1ecfi qui tr\u00ecnh mua b\u00e1n. \u0110i\u1ec1u n\u00e0y gi\u00fap ng\u01b0\u1eddi mua ti\u1ebft ki\u1ec7m nh\u1eefng chi ph\u00ed li\u00ean quan \u0111\u1ebfn vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i s\u1ea3n ph\u1ea9m t\u1eeb b\u00e1n bu\u00f4n sang b\u00e1n l\u1ebb.<\/p>\n

Kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 c\u00e1c c\u00f4ng ty \u0111\u1ec1u b\u00e1n bu\u00f4n tr\u1ef1c ti\u1ebfp cho kh\u00e1ch h\u00e0ng, v\u00ec n\u00f3 th\u01b0\u1eddng \u0111\u00f2i h\u1ecfi m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 l\u1edbn h\u01a1n v\u00e0o c\u00e1c ngu\u1ed3n l\u1ef1c \u0111\u1ec3 x\u1eed l\u00ed v\u00e0 v\u1eadn chuy\u1ec3n c\u00e1c \u0111\u01a1n \u0111\u1eb7t h\u00e0ng n\u00e0y. Tuy nhi\u00ean, n\u00f3 c\u00f3 th\u1ec3 c\u00f3 l\u1ee3i cho c\u00f4ng ty n\u1ebfu h\u1ecd mu\u1ed1n gi\u1edbi h\u1ea1n s\u1ed1 l\u01b0\u1ee3ng h\u1ee3p \u0111\u1ed3ng b\u00e1n bu\u00f4n d\u00e0i h\u1ea1n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng v\u1edbi c\u00e1c nh\u00e0 b\u00e1n l\u1ebb. L\u00e0m vi\u1ec7c tr\u1ef1c ti\u1ebfp v\u1edbi kh\u00e1ch h\u00e0ng s\u1ebd gi\u00fap h\u1ecd b\u1ecf qua ph\u00e2n kh\u00fac th\u1ecb tr\u01b0\u1eddng b\u00e1n l\u1ebb truy\u1ec1n th\u1ed1ng.<\/p>\n

Trong l\u0129nh v\u1ef1c tr\u00e1i phi\u1ebfu, xo\u00e1 b\u1ecf trung gian bao g\u1ed3m \u0111\u1ea3m b\u1ea3o h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh b\u1ed5 sung th\u00f4ng qua ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu. Ng\u01b0\u1eddi vay, trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, ch\u1ecdn c\u00e1ch ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu nh\u1eb1m t\u0103ng v\u1ed1n, thay v\u00ec s\u1eed d\u1ee5ng nh\u1eefng c\u00e1ch kh\u00e1c, v\u00ed d\u1ee5 nh\u01b0 m\u1ed9t kho\u1ea3n vay truy\u1ec1n th\u1ed1ng th\u00f4ng qua ng\u00e2n h\u00e0ng. B\u1eb1ng c\u00e1ch l\u00e0m vi\u1ec7c tr\u1ef1c ti\u1ebfp v\u1edbi ng\u01b0\u1eddi mua quan t\u00e2m, ng\u01b0\u1eddi vay c\u00f3 th\u1ec3 \u0111\u1ea3m b\u1ea3o nh\u1eadn \u0111\u01b0\u1ee3c t\u00e0i tr\u1ee3 m\u00e0 kh\u00f4ng c\u1ea7n m\u1ed9t \u0111\u01a1n v\u1ecb trung gian n\u00e0o.<\/p>\n

R\u1ee7i ro c\u1ee7a xo\u00e1 b\u1ecf trung gian<\/font><\/b><\/h3>\n

Xo\u00e1 b\u1ecf trung gian th\u01b0\u1eddng t\u1ea1o ra nhi\u1ec1u g\u00e1nh n\u1eb7ng h\u01a1n \u0111\u1ed1i v\u1edbi c\u00f4ng ty s\u1eed d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c n\u00e0y. V\u00ec n\u00f3 lo\u1ea1i b\u1ecf m\u1ed9t trung gian kh\u1ecfi qui tr\u00ecnh, n\u00ean c\u00f4ng ty c\u00f3 th\u1ec3 ph\u1ea3i d\u00e0nh nhi\u1ec1u ngu\u1ed3n l\u1ef1c n\u1ed9i b\u1ed9 h\u01a1n \u0111\u1ec3 chi tr\u1ea3 cho c\u00e1c d\u1ecbch v\u1ee5 tr\u01b0\u1edbc \u0111\u00e2y \u0111\u01b0\u1ee3c x\u1eed l\u00ed \u1edf n\u01a1i kh\u00e1c.\u00a0<\/p>\n

Trong l\u0129nh v\u1ef1c ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu, c\u00f4ng ty s\u1ebd ph\u1ea3i d\u00e0nh nhi\u1ec1u th\u1eddi gian v\u00e0 nh\u00e2n s\u1ef1 h\u01a1n cho vi\u1ec7c qu\u1ea3n l\u00ed qu\u0129. C\u00f2n trong b\u00e1n bu\u00f4n, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 bao g\u1ed3m v\u1eadn chuy\u1ec3n s\u1ea3n ph\u1ea9m tr\u1ef1c ti\u1ebfp \u0111\u1ebfn ng\u01b0\u1eddi ti\u00eau d\u00f9ng thay v\u00ec ch\u1ec9 cung c\u1ea5p cho c\u00e1c c\u1eeda h\u00e0ng b\u00e1n l\u1ebb.<\/p>\n

V\u1ec1 \u0111\u1ea7u t\u01b0, xo\u00e1 b\u1ecf trung gian t\u1ea1o ra g\u00e1nh n\u1eb7ng l\u1edbn h\u01a1n cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0, v\u00ec h\u1ecd t\u1ef1 ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 m\u1ecdi h\u00e0nh \u0111\u1ed9ng v\u00e0 quy\u1ebft \u0111\u1ecbnh. \u0110i\u1ec1u n\u00e0y khi\u1ebfn cho h\u1ecd ph\u1ea3i t\u1ef1 nghi\u00ean c\u1ee9u c\u1ea9n th\u1eadn h\u01a1n, c\u0169ng nh\u01b0 d\u00e0nh nhi\u1ec1u th\u1eddi gian \u0111\u1ec3 xem x\u00e9t v\u00e0 ho\u00e0n th\u00e0nh b\u1ea5t k\u00ec giao d\u1ecbch n\u00e0o. M\u1ed9t s\u1ed1 nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 th\u1ea5y nh\u01b0 v\u1eady th\u00e1ch th\u1ee9c h\u01a1n, t\u00f9y thu\u1ed9c v\u00e0o b\u1ea3n ch\u1ea5t c\u1ee7a c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 v\u00e0 chi\u1ebfn l\u01b0\u1ee3c c\u00e1 nh\u00e2n c\u1ee7a h\u1ecd.<\/p>\n

(Theo\u00a0Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n Xo\u00e1 b\u1ecf trung gian (ti\u1ebfng Anh: Disintermediation) l\u00e0 qu\u00e1 tr\u00ecnh lo\u1ea1i b\u1ecf ng\u01b0\u1eddi trung gian ho\u1eb7c \u0111\u01a1n v\u1ecb trung gian kh\u1ecfi c\u00e1c giao d\u1ecbch trong t\u01b0\u01a1ng lai.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[418],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/31827"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=31827"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/31827\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=31827"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=31827"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=31827"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}