{"id":31857,"date":"2023-12-07T12:55:41","date_gmt":"2023-12-07T12:55:41","guid":{"rendered":"https:\/\/masterskills.org\/blog\/cong-cu-dau-tu-investment-vehicle-la-gi-cac-loai-hinh-cong-cu-dau-tu.html"},"modified":"2023-12-07T12:55:41","modified_gmt":"2023-12-07T12:55:41","slug":"cong-cu-dau-tu-investment-vehicle-la-gi-cac-loai-hinh-cong-cu-dau-tu","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/cong-cu-dau-tu-investment-vehicle-la-gi-cac-loai-hinh-cong-cu-dau-tu.html","title":{"rendered":"C\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 (Investment Vehicle) l\u00e0 g\u00ec? C\u00e1c lo\u1ea1i h\u00ecnh c\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0"},"content":{"rendered":"
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\"C\u00f4ng<\/div>\n
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\u1ea2nh minh h\u1ecda. Ngu\u1ed3n: The Finapolis.<\/p>\n<\/div>\n<\/div>\n

C\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0<\/font><\/b><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

C\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0<\/b> trong ti\u1ebfng Anh l\u00e0\u00a0Investment Vehicle.<\/b><\/p>\n

C\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0<\/b> l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng b\u1edfi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn t\u00edch c\u1ef1c. C\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 c\u00f3 r\u1ee7i ro th\u1ea5p, ch\u1eb3ng h\u1ea1n nh\u01b0\u00a0ch\u1ee9ng ch\u1ec9 ti\u1ec1n g\u1eedi\u00a0(CD) ho\u1eb7c tr\u00e1i phi\u1ebfu, ho\u1eb7c ch\u00fang c\u00f3 th\u1ec3 mang m\u1ed9t m\u1ee9c \u0111\u1ed9 r\u1ee7i ro l\u1edbn h\u01a1n, ch\u1eb3ng h\u1ea1n nh\u01b0 c\u1ed5 phi\u1ebfu v\u00e0 quy\u1ec1n ch\u1ecdn. C\u00e1c lo\u1ea1i c\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 kh\u00e1c bao g\u1ed3m ni\u00ean kim, \u0111\u1ed3 s\u01b0u t\u1ea7m (nh\u01b0 ngh\u1ec7 thu\u1eadt ho\u1eb7c ti\u1ec1n xu),\u00a0qu\u0129 t\u01b0\u01a1ng h\u1ed7; v\u00e0 c\u00e1c\u00a0qu\u0129 ETF.<\/p>\n

\u0110\u1eb7c \u0111i\u1ec3m c\u1ee7a C\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0<\/font><\/b><\/h3>\n

C\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 \u0111\u1ec1 c\u1eadp \u0111\u1ebfn b\u1ea5t k\u00ec ph\u01b0\u01a1ng ph\u00e1p n\u00e0o m\u00e0 c\u00e1c c\u00e1 nh\u00e2n ho\u1eb7c doanh nghi\u1ec7p c\u00f3 th\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0, l\u00ed t\u01b0\u1edfng nh\u1ea5t l\u00e0 t\u0103ng s\u1ed1 ti\u1ec1n c\u1ee7a h\u1ecd. C\u00f3 r\u1ea5t nhi\u1ec1u lo\u1ea1i c\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0, v\u00e0 nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 ch\u1ecdn gi\u1eef \u00edt nh\u1ea5t m\u1ed9t s\u1ed1 lo\u1ea1i trong danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee7a h\u1ecd.\u00a0<\/p>\n

N\u1eafm gi\u1eef c\u00e1c lo\u1ea1i \u0111\u1ea7u t\u01b0 kh\u00e1c nhau trong m\u1ed9t danh m\u1ee5c \u0111\u1ea7u t\u01b0 s\u1ebd gi\u1ea3m thi\u1ec3u r\u1ee7i ro th\u00f4ng qua vi\u1ec7c \u0111a d\u1ea1ng h\u00f3a, b\u1edfi v\u00ec m\u1ed9t danh m\u1ee5c \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng t\u1eeb c\u00e1c lo\u1ea1i t\u00e0i s\u1ea3n kh\u00e1c nhau trung b\u00ecnhs\u1ebd mang l\u1ea1i l\u1ee3i nhu\u1eadn d\u00e0i h\u1ea1n cao h\u01a1n.<\/p>\n

Ph\u00e2n lo\u1ea1i C\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0<\/font><\/b><\/h3>\n

C\u00e1c lo\u1ea1i c\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 kh\u00e1c nhau ph\u1ea3i tu\u00e2n theo qui \u0111\u1ecbnh trong ph\u1ea1m vi quy\u1ec1n t\u00e0i ph\u00e1n m\u00e0 ch\u00fang \u0111\u01b0\u1ee3c cung c\u1ea5p. M\u1ed7i lo\u1ea1i c\u00f3 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro v\u00e0 l\u1ee3i nhu\u1eadn ri\u00eang. Quy\u1ebft \u0111\u1ecbnh lo\u1ea1i c\u00f4ng c\u1ee5 n\u00e0o ph\u00f9 h\u1ee3p v\u1edbi danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee5 th\u1ec3 ph\u1ee5 thu\u1ed9c v\u00e0o ki\u1ebfn th\u1ee9c v\u1ec1 th\u1ecb tr\u01b0\u1eddng c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0, k\u0129 n\u0103ng \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh, kh\u1ea3 n\u0103ng ch\u1ecbu r\u1ee7i ro, m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh v\u00e0 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh hi\u1ec7n t\u1ea1i.<\/p>\n

\u0110\u1ea7u t\u01b0 s\u1edf h\u1eefu<\/i><\/b><\/p>\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111i s\u00e2u v\u00e0o \u0111\u1ea7u t\u01b0 s\u1edf h\u1eefu s\u1edf h\u1eefu t\u00e0i s\u1ea3n c\u1ee5 th\u1ec3 m\u00e0 h\u1ecd k\u00ec v\u1ecdng s\u1ebd t\u0103ng gi\u00e1 tr\u1ecb. \u0110\u1ea7u t\u01b0 s\u1edf h\u1eefu bao g\u1ed3m c\u1ed5 phi\u1ebfu, b\u1ea5t \u0111\u1ed9ng s\u1ea3n, c\u00e1c t\u00e0i s\u1ea3n qu\u00ed gi\u00e1 v\u00e0 c\u00e1c doanh nghi\u1ec7p.\u00a0<\/p>\n

C\u1ed5 phi\u1ebfu, c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu ho\u1eb7c c\u1ed5 phi\u1ebfu, cung c\u1ea5p cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ed5 ph\u1ea7n trong m\u1ed9t c\u00f4ng ty v\u00e0 l\u1ee3i nhu\u1eadn m\u00e0 n\u00f3 mang l\u1ea1i.\u00a0<\/p>\n

B\u1ea5t \u0111\u1ed9ng s\u1ea3n thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c thu\u00ea ho\u1eb7c b\u00e1n \u0111\u1ec3 cung c\u1ea5p l\u1ee3i nhu\u1eadn r\u00f2ng cao h\u01a1n cho ch\u1ee7 s\u1edf h\u1eefu.\u00a0<\/p>\n

C\u00e1c t\u00e0i s\u1ea3n qu\u00ed gi\u00e1 nh\u01b0 \u0111\u1ed3 s\u01b0u t\u1ea7m, ngh\u1ec7 thu\u1eadt v\u00e0 kim lo\u1ea1i qu\u00ed \u0111\u01b0\u1ee3c coi l\u00e0 \u0111\u1ea7u t\u01b0 s\u1edf h\u1eefu n\u1ebfu ch\u00fang \u0111\u01b0\u1ee3c b\u00e1n \u0111\u1ec3 ki\u1ebfm l\u1ee3i nhu\u1eadn.\u00a0<\/p>\n

V\u1ed1n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 x\u00e2y d\u1ef1ng c\u00e1c doanh nghi\u1ec7p cung c\u1ea5p s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 v\u00ec l\u1ee3i nhu\u1eadn l\u00e0 m\u1ed9t lo\u1ea1i h\u00ecnh \u0111\u1ea7u t\u01b0 s\u1edf h\u1eefu kh\u00e1c.<\/p>\n

\u0110\u1ea7u t\u01b0 cho vay<\/i><\/b><\/p>\n

V\u1edbi c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 cho vay, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 cho ph\u00e9p ti\u1ec1n c\u1ee7a h\u1ecd \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng b\u1edfi m\u1ed9t ng\u01b0\u1eddi ho\u1eb7c t\u1ed5 ch\u1ee9c kh\u00e1c v\u1edbi mong mu\u1ed1n n\u00f3 s\u1ebd \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3. Ng\u01b0\u1eddi cho vay th\u01b0\u1eddng t\u00ednh l\u00e3i cho kho\u1ea3n vay \u0111\u1ec3 h\u1ecd ki\u1ebfm \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn sau khi kho\u1ea3n vay \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3 bao g\u1ed3m c\u1ea3 chi ph\u00ed l\u00e3i su\u1ea5t. Lo\u1ea1i h\u00ecnh \u0111\u1ea7u t\u01b0 n\u00e0y c\u00f3 r\u1ee7i ro th\u1ea5p v\u00e0 l\u1ee3i nhu\u1eadn mang l\u1ea1i c\u0169ng th\u1ea5p. V\u00ed d\u1ee5 v\u1ec1 \u0111\u1ea7u t\u01b0 cho vay bao g\u1ed3m tr\u00e1i phi\u1ebfu, ch\u1ee9ng ch\u1ec9 ti\u1ec1n g\u1eedi v\u00e0\u00a0Ch\u1ee9ng kho\u00e1n Ch\u00ednh ph\u1ee7 b\u1ea3o v\u1ec7 kh\u1ecfi l\u1ea1m ph\u00e1t\u00a0(TIPS).<\/p>\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u1ea7u t\u01b0 v\u00e0o tr\u00e1i phi\u1ebfu cho ph\u00e9p ti\u1ec1n c\u1ee7a h\u1ecd \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng b\u1edfi c\u00e1c t\u1eadp \u0111o\u00e0n ho\u1eb7c ch\u00ednh ph\u1ee7 v\u1edbi mong mu\u1ed1n n\u00f3 s\u1ebd \u0111\u01b0\u1ee3c tr\u1ea3 l\u1ea1i b\u1eb1ng l\u1ee3i nhu\u1eadn sau m\u1ed9t th\u1eddi gian \u0111\u1ecbnh s\u1eb5n v\u1edbi l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh.<\/p>\n

Ch\u1ee9ng ch\u1ec9 ti\u1ec1n g\u1eedi (CD) \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi c\u00e1c ng\u00e2n h\u00e0ng. CD l\u00e0 m\u1ed9t gi\u1ea5y n\u1ee3 \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi c\u00e1c ng\u00e2n h\u00e0ng kh\u00f3a ti\u1ec1n c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 trong t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m trong m\u1ed9t kho\u1ea3ng th\u1eddi gian x\u00e1c \u0111\u1ecbnh v\u1edbi l\u00e3i su\u1ea5t cao h\u01a1n.<\/p>\n

Ch\u1ee9ng kho\u00e1n Ch\u00ednh ph\u1ee7 b\u1ea3o v\u1ec7 kh\u1ecfi l\u1ea1m ph\u00e1t (TIPS) l\u00e0 tr\u00e1i phi\u1ebfu \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi Kho b\u1ea1c M\u1ef9 v\u00e0 \u0111\u01b0\u1ee3c t\u1ea1o ra \u0111\u1ec3 b\u1ea3o v\u1ec7 c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ch\u1ed1ng l\u1ea1i l\u1ea1m ph\u00e1t. C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 b\u1ecf ti\u1ec1n v\u00e0o TIPS s\u1ebd nh\u1eadn l\u1ea1i ti\u1ec1n g\u1ed1c v\u00e0 ti\u1ec1n l\u00e3i khi kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee7a h\u1ecd \u0111\u00e1o h\u1ea1n theo th\u1eddi gian. C\u1ea3 g\u1ed1c v\u00e0 l\u00e3i \u0111\u1ec1u \u0111\u01b0\u1ee3c l\u1eadp ch\u1ec9 m\u1ee5c cho l\u1ea1m ph\u00e1t.<\/p>\n

C\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng ti\u1ec1n<\/i><\/b><\/p>\n

T\u01b0\u01a1ng \u0111\u01b0\u01a1ng ti\u1ec1n l\u00e0 c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c xem l\u00e0 t\u1ed1t nh\u01b0 ti\u1ec1n m\u1eb7t. \u0110\u00e2y l\u00e0 nh\u1eefng t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m ho\u1eb7c qu\u0129 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7. C\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u00f3 t\u00ednh thanh kho\u1ea3n nh\u01b0ng c\u00f3 l\u1ee3i nhu\u1eadn th\u1ea5p.<\/p>\n

C\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 k\u1ebft h\u1ee3p<\/i><\/b><\/p>\n

Nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 th\u01b0\u1eddng t\u1eadp h\u1ee3p ti\u1ec1n c\u1ee7a h\u1ecd \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng l\u1ee3i th\u1ebf nh\u1ea5t \u0111\u1ecbnh m\u00e0 h\u1ecd s\u1ebd kh\u00f4ng c\u00f3 v\u1edbi t\u01b0 c\u00e1ch l\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n; \u0111\u00e2y \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn nh\u01b0 m\u1ed9t ph\u01b0\u01a1ng ti\u1ec7n \u0111\u1ea7u t\u01b0 k\u1ebft h\u1ee3p v\u00e0 c\u00f3 th\u1ec3 \u1edf d\u1ea1ng qu\u0129 t\u01b0\u01a1ng h\u1ed7, qu\u0129 h\u01b0u tr\u00ed, qu\u0129 t\u01b0 nh\u00e2n,\u00a0qu\u0129 u\u1ef7 th\u00e1c \u0111\u1ea7u t\u01b0\u00a0(UIT) v\u00e0 qu\u0129 ph\u00f2ng h\u1ed9.<\/p>\n

(Theo Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n C\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 (ti\u1ebfng Anh: Investment Vehicle) l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng b\u1edfi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn t\u00edch c\u1ef1c.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[418],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/31857"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=31857"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/31857\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=31857"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=31857"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=31857"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}