{"id":32090,"date":"2023-12-07T13:08:45","date_gmt":"2023-12-07T13:08:45","guid":{"rendered":"https:\/\/masterskills.org\/blog\/san-pham-bao-hiem-moi-new-insurance-products-la-gi-su-can-thiet.html"},"modified":"2023-12-23T09:40:41","modified_gmt":"2023-12-23T02:40:41","slug":"san-pham-bao-hiem-moi-new-insurance-products-la-gi-su-can-thiet","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/san-pham-bao-hiem-moi-new-insurance-products-la-gi-su-can-thiet.html","title":{"rendered":"S\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m m\u1edbi (New insurance products) l\u00e0 g\u00ec? S\u1ef1 c\u1ea7n thi\u1ebft"},"content":{"rendered":"
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H\u00ecnh minh ho\u1ea1 (Ngu\u1ed3n: traveltalesfromindia)<\/p>\n<\/p>\n<\/figcaption><\/figure>\n

S\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m m\u1edbi<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

S\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m m\u1edbi <\/b>t\u1ea1m d\u1ecbch trong ti\u1ebfng Anh l\u00e0 New insurance products.<\/b><\/p>\n

S\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m m\u1edbi <\/b>c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m ho\u00e0n to\u00e0n m\u1edbi (\u0111\u1ed1i v\u1edbi c\u1ea3 ng\u00e0nh b\u1ea3o hi\u1ec3m n\u00f3i chung), ho\u1eb7c m\u1ed9t s\u1ea3n ph\u1ea9m m\u1edbi \u0111\u1ed1i v\u1edbi c\u00f4ng ty (m\u1eb7c d\u00f9 s\u1ea3n ph\u1ea9m \u0111\u00f3 \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00e1c c\u00f4ng ty kh\u00e1c \u0111\u01b0a ra), ho\u1eb7c s\u1ea3n ph\u1ea9m tr\u00ean c\u01a1 s\u1edf s\u1eeda \u0111\u1ed5i, b\u1ed5 sung c\u00e1c s\u1ea3n ph\u1ea9m hi\u1ec7n c\u00f3 (k\u1ec3 c\u1ea3 vi\u1ec7c \u0111\u01a1n thu\u1ea7n ch\u1ec9 thay \u0111\u1ed5i t\u00ean g\u1ecdi c\u1ee7a s\u1ea3n ph\u1ea9m).<\/p>\n

Nh\u01b0 v\u1eady, kh\u00e1i ni\u1ec7m s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m m\u1edbi \u1edf \u0111\u00e2y c\u00f3 r\u1ea5t nhi\u1ec1u c\u1ea5p \u0111\u1ed9, vi\u1ec7c \u0111\u1ed5i m\u1edbi s\u1ea3n ph\u1ea9m \u0111\u00f2i h\u1ecfi chi ph\u00ed l\u1edbn v\u00e0 nguy c\u01a1 r\u1ee7i ro cao nh\u01b0ng b\u00f9 l\u1ea1i, kh\u1ea3 n\u0103ng thu \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn c\u0169ng s\u1ebd r\u1ea5t l\u1edbn.<\/p>\n

S\u1ef1 c\u1ea7n thi\u1ebft ph\u1ea3i ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m m\u1edbi<\/font><\/h3>\n

– C\u00e1c doanh nghi\u1ec7p b\u1ea3i hi\u1ec3m ph\u1ea3i ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m m\u1edbi nh\u1eb1m \u0111\u00e1p \u1ee9ng nhu c\u1ea7u phong ph\u00fa, \u0111a d\u1ea1ng c\u1ee7a ng\u01b0\u1eddi mua.<\/p>\n

– Th\u00eam v\u00e0o \u0111\u00f3, nh\u1eefng nhu c\u1ea7u n\u00e0y kh\u00f4ng ph\u1ea3i l\u00e0 b\u1ea5t bi\u1ebfn m\u00e0 lu\u00f4n thay \u0111\u1ed5i do \u0111\u00f3 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u1ea7n ph\u1ea3i \u0111\u01b0a ra s\u1ea3n ph\u1ea9m m\u1edbi \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nh\u1eefng thay \u0111\u1ed5i \u0111\u00f3.<\/p>\n

– M\u1ed9t l\u00ed do kh\u00e1c m\u00e0 c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u1ea7n ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m m\u1edbi l\u00e0 xu\u1ea5t ph\u00e1t t\u1eeb chu k\u00ec s\u1ed1ng c\u1ee7a s\u1ea3n ph\u1ea9m ng\u00e0y c\u00e0ng ng\u1eafn h\u01a1n.<\/p>\n

– Ngo\u00e0i ra, trong m\u00f4i tr\u01b0\u1eddng canh tranh, do c\u00f3 r\u1ea5t nhi\u1ec1u doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u00f9ng tri\u1ec3n khai s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng t\u1ef1 n\u00ean t\u1ec9 su\u1ea5t l\u1ee3i nhu\u1eadn thu \u0111\u01b0\u1ee3c c\u0169ng s\u1ebd th\u1ea5p h\u01a1n.<\/p>\n

V\u00ec v\u1eady \u0111\u1ec3 t\u1ed3n t\u1ea1i trong c\u1ea1nh tranh, c\u00e1c doanh nghi\u1ec7p c\u1ea7n ph\u1ea3i \u0111a d\u1ea1ng ho\u00e1, \u0111\u01b0a ra th\u1ecb tr\u01b0\u1eddng c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m m\u1edbi.<\/p>\n

Qui tr\u00ecnh ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m m\u1edbi<\/font><\/h3>\n

S\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m l\u00e0 s\u1ea3n ph\u1ea9m d\u1ec5 b\u1eaft ch\u01b0\u1edbc, kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o h\u1ed9 b\u1ea3n quy\u1ec1n n\u00ean \u0111\u1ec3 c\u00f3 s\u1ea3n ph\u1ea9m m\u1edbi, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u00ecm ki\u1ebfm, sao ch\u1ee5p, v\u1eadn d\u1ee5ng t\u1eeb c\u00e1c \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh.<\/p>\n

Qui tr\u00ecnh ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m m\u1edbi \u1edf c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m th\u01b0\u1eddng g\u1ed3m 5 giai \u0111o\u1ea1n:<\/b><\/p>\n

– H\u00ecnh th\u00e0nh v\u00e0 s\u00e0ng l\u1ecdc \u00fd t\u01b0\u1edfng s\u1ea3n ph\u1ea9m m\u1edbi<\/p>\n

– \u0110\u00e1nh gi\u00e1 th\u1ecb tr\u01b0\u1eddng ti\u1ec1m n\u0103ng (Ph\u00e2n t\u00edch kinh doanh t\u1ed5ng th\u1ec3)<\/p>\n

– Thi\u1ebft k\u1ebf k\u0129 thu\u1eadt<\/p>\n

– Xin gi\u1ea5y ph\u00e9p v\u00e0 b\u00e1n th\u1eed nghi\u1ec7p s\u1ea3n ph\u1ea9m<\/p>\n

– Theo d\u00f5i, \u0111\u00e1nh gi\u00e1 v\u00e0 ho\u00e0n thi\u1ec7n s\u1ea3n ph\u1ea9m<\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o: Gi\u00e1o tr\u00ecnh Qu\u1ea3n tr\u1ecb Kinh doanh B\u1ea3o hi\u1ec3m, \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf Qu\u1ed1c d\u00e2n, NXB Th\u1ed1ng k\u00ea, 2003)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n S\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m m\u1edbi (ti\u1ebfng Anh: New insurance products) c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m ho\u00e0n to\u00e0n m\u1edbi, ho\u1eb7c m\u1ed9t s\u1ea3n ph\u1ea9m m\u1edbi \u0111\u1ed1i v\u1edbi c\u00f4ng ty, ho\u1eb7c s\u1ea3n ph\u1ea9m tr\u00ean c\u01a1 s\u1edf s\u1eeda \u0111\u1ed5i, b\u1ed5 sung c\u00e1c s\u1ea3n ph\u1ea9m hi\u1ec7n c\u00f3.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[418],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/32090"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=32090"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/32090\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=32090"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=32090"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=32090"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}