{"id":33094,"date":"2023-12-08T02:17:20","date_gmt":"2023-12-08T02:17:20","guid":{"rendered":"https:\/\/masterskills.org\/blog\/dieu-khoan-fpa-free-from-particular-average-fpa-la-gi.html"},"modified":"2023-12-23T11:17:42","modified_gmt":"2023-12-23T04:17:42","slug":"dieu-khoan-fpa-free-from-particular-average-fpa-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/dieu-khoan-fpa-free-from-particular-average-fpa-la-gi.html","title":{"rendered":"\u0110i\u1ec1u kho\u1ea3n FPA (Free from Particular Average – FPA) l\u00e0 g\u00ec?"},"content":{"rendered":"
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\u0110i\u1ec1u kho\u1ea3n FPA (Free from Particular Average – FPA) (Ngu\u1ed3n: glocalfert)<\/p>\n<\/div>\n<\/div>\n

\u0110i\u1ec1u kho\u1ea3n FPA (Free from Particular Average – FPA)<\/font><\/h2>\n

\u0110i\u1ec1u kho\u1ea3n FPA<\/b> – danh t\u1eeb, trong ti\u1ebfng Anh \u0111\u01b0\u1ee3c d\u00f9ng b\u1edfi c\u1ee5m t\u1eeb\u00a0Free from Particular Average<\/b>, vi\u1ebft t\u1eaft l\u00e0\u00a0FPA<\/b>.<\/p>\n

\u0110i\u1ec1u kho\u1ea3n FPA <\/i>hay c\u00f2n g\u1ecdi l\u00e0 \u0111i\u1ec1u kho\u1ea3n kh\u00f4ng b\u1ea3o hi\u1ec3m t\u1ed5n th\u1ea5t ri\u00eang<\/i>\u00a0l\u00e0 m\u1ed9t trong 3 \u0111i\u1ec1u kho\u1ea3n c\u1ee7a hi\u1ec7p h\u1ed9i b\u1ea3o hi\u1ec3m Lu\u00e2n \u0110\u00f4n ph\u00e1t h\u00e0nh \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng r\u1ed9ng r\u00e3i. Theo \u0111\u00f3 ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5n th\u1ea5t ri\u00eang, tr\u1eeb khi h\u00e0ng h\u00f3a b\u1ecb t\u1ed5n th\u1ea5t ri\u00eang trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra ng\u1eabu nhi\u00ean b\u1ea5t ng\u1edd kh\u00f4ng th\u1ec3 l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c.<\/p>\n

\u0110i\u1ec1u kho\u1ea3n FPA<\/i> ch\u1ee7 y\u1ebfu ch\u1ec9 x\u1ea3y ra cho h\u00e0ng h\u00f3a c\u1ee7a m\u1ed9t ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, kh\u00f4ng li\u00ean quan \u0111\u1ebfn h\u00e0ng h\u00f3a c\u1ee7a ch\u1ee7 h\u00e0ng kh\u00e1c. T\u1ed5n th\u1ea5t ri\u00eang c\u00f2n \u0111\u01b0\u1ee3c \u0111\u1ecbnh ngh\u0129a l\u00e0 n\u00f3 ch\u1ec9 x\u1ea3y ra t\u1ed5n th\u1ea5t b\u1ed9 ph\u1eadn. (Theo\u00a0Investopedia<\/i>)<\/p>\n

N\u1ed9i dung \u0111i\u1ec1u kho\u1ea3n FPA<\/font><\/h3>\n

Theo \u0111i\u1ec1u kho\u1ea3n FPA<\/i>, ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m nh\u1eadn tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng khi h\u00e0ng h\u00f3a \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ecb thi\u1ec7t h\u1ea1i sau:<\/p>\n

a) T\u1ed5n th\u1ea5t to\u00e0n b\u1ed9 do thi\u00ean tai v\u00e0 tai n\u1ea1n b\u1ea5t ng\u1edd ngo\u00e0i bi\u1ec3n.<\/p>\n

b) T\u1ed5n th\u1ea5t b\u1ed9 ph\u1eadn do tai n\u1ea1n b\u1ea5t ng\u1edd ngo\u00e0i bi\u1ec3n.<\/p>\n

c) T\u1ed5n th\u1ea5t b\u1ed9 ph\u1eadn do thi\u00ean tai g\u00e2y ra nh\u01b0ng ch\u1ec9 khi t\u00e0u ho\u1eb7c s\u00e0 lan ch\u1edf h\u00e0ng g\u1eb7p tai n\u1ea1n l\u1edbn nh\u01b0 \u0111\u00e2m va, m\u1eafc c\u1ea1n trong h\u00e0nh tr\u00ecnh.<\/p>\n

d) T\u1ed5n th\u1ea5t to\u00e0n b\u1ed9 hay b\u1ed9 ph\u1eadn khi d\u1ee1 h\u00e0ng t\u1ea1i c\u1ea3ng l\u00e1nh n\u1ea1n.<\/p>\n

e) M\u1ea5t nguy\u00ean m\u1ed9t ho\u1eb7c nhi\u1ec1u ki\u1ec7n h\u00e0ng trong khi x\u1ebfp, chuy\u1ec3n t\u1ea3i ho\u1eb7c d\u1ee1 h\u00e0ng.<\/p>\n

Nh\u01b0 v\u1eady \u0111\u1ed1i v\u1edbi c\u00e1c r\u1ee7i ro h\u00e0ng h\u1ea3i, th\u00ec ch\u1ec9 tr\u1eeb nh\u1eefng t\u1ed5n th\u1ea5t b\u1ed9 ph\u1eadn do thi\u00ean tai g\u00e2y ra m\u00e0 kh\u00f4ng \u0111i k\u00e8m v\u1edbi c\u00e1c tai n\u1ea1n l\u1edbn s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng. C\u00f2n l\u1ea1i t\u1ea5t c\u1ea3 c\u00e1c r\u1ee7i ro kh\u00e1c thu\u1ed9c r\u1ee7i ro \u0111\u01b0\u1eddng bi\u1ec3n \u0111\u1ec1u \u0111\u01b0\u1ee3c ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng c\u1ea3 t\u1ed5n th\u1ea5t b\u1ed9 ph\u1eadn l\u1eabn t\u1ed5n th\u1ea5t to\u00e0n b\u1ed9.<\/p>\n

Ngo\u00e0i nh\u1eefng tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u1ec1 nh\u1eefng t\u1ed5n th\u1ea5t do nh\u1eefng r\u1ee7i ro \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m g\u00e2y ra, ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m c\u00f2n ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u00e1c chi ph\u00ed sau:<\/p>\n

– Chi ph\u00ed \u0111\u00f3ng g\u00f3p t\u1ed5n th\u1ea5t chung.<\/p>\n

– Chi ph\u00ed c\u1ee9u h\u1ed9.<\/p>\n

– Chi ph\u00ed t\u1ea1i c\u1ea3ng l\u00e1nh n\u1ea1n, b\u1ebfn gh\u00e9, v\u1edbi \u0111i\u1ec1u ki\u1ec7n chi ph\u00ed n\u00e0y l\u00e0 chi ph\u00ed ri\u00eang, kh\u00f4ng t\u00ednh v\u00e0o t\u1ed5n th\u1ea5t chung do h\u1eadu qu\u1ea3 c\u1ee7a thi\u00ean tai, tai n\u1ea1n b\u1ea5t ng\u1edd \u1edf ngo\u00e0i bi\u1ec3n g\u00e2y ra.<\/p>\n

Khi mua b\u1ea3o hi\u1ec3m v\u1edbi \u0111i\u1ec1u kho\u1ea3n FPA<\/b>, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u1ea7n l\u01b0u \u00fd: ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i ch\u1ee9ng minh \u0111\u01b0\u1ee3c t\u1ed5n th\u1ea5t v\u00e0 chi ph\u00ed ph\u00e1t sinh thu\u1ed9c r\u1ee7i ro tr\u00e1ch nhi\u1ec7m \u0111\u00e3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u1ee7a FPA, ph\u1ea3i ch\u1ee9ng minh \u0111\u01b0\u1ee3c ch\u00fang x\u1ea3y ra trong th\u1eddi gian b\u1ea3o hi\u1ec3m v\u00e0 ph\u1ea3i ch\u1ee9ng minh \u0111\u01b0\u1ee3c ch\u00fang l\u00e0 nh\u1eefng t\u1ed5n th\u1ea5t do r\u1ee7i ro \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m tr\u1ef1c ti\u1ebfp g\u00e2y ra ho\u1eb7c c\u00f3 nguy\u00ean nh\u00e2n tr\u1ef1c ti\u1ebfp t\u1eeb r\u1ee7i ro \u0111\u00f3. (Theo Gi\u00e1o tr\u00ecnh V\u1eadn t\u1ea3i qu\u1ed1c t\u1ebf v\u00e0 B\u1ea3o hi\u1ec3m v\u1eadn t\u1ea3i qu\u1ed1c t\u1ebf, NXB V\u0103n h\u00f3a S\u00e0i G\u00f2n<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n \u0110i\u1ec1u kho\u1ea3n FPA (ti\u1ebfng Anh: Free from Particular Average, vi\u1ebft t\u1eaft: FPA) l\u00e0 m\u1ed9t trong 3 \u0111i\u1ec1u kho\u1ea3n c\u1ee7a hi\u1ec7p h\u1ed9i b\u1ea3o hi\u1ec3m Lu\u00e2n \u0110\u00f4n ph\u00e1t h\u00e0nh \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng r\u1ed9ng r\u00e3i.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[418],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33094"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=33094"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33094\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=33094"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=33094"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=33094"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}