{"id":33110,"date":"2023-12-08T02:17:57","date_gmt":"2023-12-08T02:17:57","guid":{"rendered":"https:\/\/masterskills.org\/blog\/ton-that-toan-bo-total-loss-trong-bao-hiem-van-tai-quoc-te-la-gi.html"},"modified":"2023-12-23T11:17:43","modified_gmt":"2023-12-23T04:17:43","slug":"ton-that-toan-bo-total-loss-trong-bao-hiem-van-tai-quoc-te-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/ton-that-toan-bo-total-loss-trong-bao-hiem-van-tai-quoc-te-la-gi.html","title":{"rendered":"T\u1ed5n th\u1ea5t to\u00e0n b\u1ed9 (Total Loss) trong b\u1ea3o hi\u1ec3m v\u1eadn t\u1ea3i qu\u1ed1c t\u1ebf l\u00e0 g\u00ec?"},"content":{"rendered":"
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T\u1ed5n th\u1ea5t to\u00e0n b\u1ed9 (Total Loss) (Ngu\u1ed3n: twitter)<\/p>\n<\/div>\n<\/div>\n

T\u1ed5n th\u1ea5t to\u00e0n b\u1ed9 (Total Loss)<\/font><\/h2>\n

T\u1ed5n th\u1ea5t to\u00e0n b\u1ed9<\/b> – danh t\u1eeb, trong ti\u1ebfng Anh \u0111\u01b0\u1ee3c d\u00f9ng b\u1edfi c\u1ee5m t\u1eeb Total Loss<\/b>.<\/p>\n

T\u00f4\u0309n th\u00e2\u0301t trong ba\u0309o hi\u00ea\u0309m v\u1eadn t\u1ea3i qu\u1ed1c t\u1ebf la\u0300 nh\u01b0\u0303ng thi\u1eb9\u0302t ha\u0323i, hu\u031b ho\u0309ng cu\u0309a ha\u0300ng ho\u0301a \u0111u\u031b\u01a1\u0323c ba\u0309o hi\u00ea\u0309m do ru\u0309i ro ga\u0302y ra.<\/p>\n

T\u1ed5n th\u1ea5t to\u00e0n b\u1ed9 <\/i>l\u00e0 vi\u1ec7c h\u00e0ng h\u00f3a \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ecb m\u1ea5t ho\u00e0n to\u00e0n, b\u1ecb bi\u1ebfn ch\u1ea5t ho\u00e0n to\u00e0n ho\u1eb7c h\u01b0 h\u1ecfng g\u1ea7n nh\u01b0 ho\u00e0n to\u00e0n, khi\u1ebfn cho gi\u00e1 tr\u1ecb s\u1eed d\u1ee5ng v\u1ed1n c\u00f3 c\u1ee7a n\u00f3 b\u1ecb m\u1ea5t \u0111i \u0111\u00e1ng k\u1ec3.<\/p>\n

T\u1ed5n th\u1ea5t to\u00e0n b\u1ed9 th\u1ef1c t\u1ebf<\/font><\/h3>\n

L\u00e0 khi h\u00e0ng h\u00f3a \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ecb m\u1ea5t ho\u00e0n to\u00e0n, b\u1ecb bi\u1ebfn ch\u1ea5t ho\u00e0n to\u00e0n ho\u1eb7c tr\u00ean th\u1ef1c t\u1ebf h\u00e0ng h\u00f3a kh\u00f4ng th\u1ec3 \u0111\u01b0a tr\u1edf l\u1ea1i cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/p>\n

C\u1ea5u th\u00e0nh n\u00ean tr\u01b0\u1eddng h\u1ee3p t\u1ed5n th\u1ea5t to\u00e0n b\u1ed9<\/i> th\u1ef1c t\u1ebf c\u1ee7a h\u00e0ng h\u00f3a \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u00f3 m\u1ea5y lo\u1ea1i sau:<\/p>\n

– H\u00e0ng h\u00f3a \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ecb m\u1ea5t ho\u00e0n to\u00e0n trong c\u00e1c tai n\u1ea1n ch\u00ecm t\u00e0u ho\u1eb7c ch\u00e1y t\u00e0u. V\u00ed d\u1ee5 nh\u01b0 t\u00e0u b\u1ecb ch\u00ecm s\u00e2u d\u01b0\u1edbi \u0111\u00e1y bi\u1ec3n c\u00f9ng v\u1edbi h\u00e0ng h\u00f3a tr\u00ean t\u00e0u v\u00e0 kh\u00f4ng th\u1ec3 n\u00e0o thu h\u1ed3i l\u1ea1i \u0111\u01b0\u1ee3c ho\u1eb7c v\u00ed d\u1ee5 nh\u01b0 t\u00e0u v\u00e0 h\u00e0ng b\u1ecb ch\u00e1y r\u1ee5i \u0111\u1ebfn m\u1ee9c ho\u00e0n to\u00e0n kh\u00f4ng c\u00f2n g\u00ec.<\/p>\n

– H\u00e0ng h\u00f3a \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ecb h\u1ecfng \u0111\u1ebfn n\u1ed7i kh\u00f4ng c\u00f2n l\u00e0 lo\u1ea1i h\u00e0ng c\u00f3 ph\u1ea9m ch\u1ea5t nh\u01b0 ban \u0111\u1ea7u. Hay n\u00f3i c\u00e1ch kh\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 m\u1ea5t \u0111i gi\u00e1 tr\u1ecb th\u01b0\u01a1ng m\u1ea1i ho\u1eb7c c\u00f4ng d\u1ee5ng v\u1ed1n c\u00f3 c\u1ee7a n\u00f3, ng\u01b0\u1eddi ta g\u1ecdi l\u00e0 “m\u1ea5t ph\u1ea9m d\u1ea1ng” (Loss of Specie). V\u00ed d\u1ee5 nh\u01b0 b\u1ed9t m\u00ec b\u1ecb \u1ea9m \u01b0\u1edbt, m\u1ed1i m\u1ed1c ho\u00e0n to\u00e0n ho\u1eb7c tr\u1ea3 sau khi g\u1eb7p r\u1ee7i ro, tuy kh\u00f4ng m\u1ea5t \u0111i nh\u01b0ng khi pha xong kh\u00f4ng th\u1ec3 u\u1ed1ng \u0111\u01b0\u1ee3c.<\/p>\n

– \u0110\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ecb h\u1ee7y ho\u1ea1i to\u00e0n b\u1ed9.<\/p>\n

– S\u1ef1 m\u1ea5t m\u00e1t c\u1ee7a \u0111\u1ed1i t\u01b0\u1ee3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 kh\u00f4ng th\u1ec3 c\u1ee9u v\u00e3n n\u1ed5i. V\u00ed d\u1ee5 t\u00e0u b\u1ecb c\u01b0\u1edbp, b\u1ecb b\u1eaft giam,\u2026 tuy b\u1ea3n th\u00e2n t\u00e0u v\u00e0 h\u00e0ng ch\u01b0a b\u1ecb t\u1ed5n th\u1ea5t nh\u01b0ng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111\u00e3 m\u1ea5t \u0111i s\u1ed1 t\u00e0i s\u1ea3n n\u00e0y.<\/p>\n

– M\u1ed9t t\u00e0u \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 l\u00e0 m\u1ea5t t\u00edch trong m\u1ed9t th\u1eddi gian n\u00e0o \u0111\u00f3 v\u00e0 kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t tin t\u1ee9c g\u00ec v\u1ec1 t\u00e0u \u1ea5y.<\/p>\n

Trong tr\u01b0\u1eddng h\u1ee3p t\u1ed5n th\u1ea5t to\u00e0n b\u1ed9<\/b> th\u1ef1c t\u1ebf kh\u00f4ng c\u1ea7n khai b\u00e1o t\u1eeb b\u1ecf (No Notice of Abandonment Need to Be Given). (Theo Gi\u00e1o tr\u00ecnh V\u1eadn t\u1ea3i qu\u1ed1c t\u1ebf v\u00e0 B\u1ea3o hi\u1ec3m v\u1eadn t\u1ea3i qu\u1ed1c t\u1ebf, NXB V\u0103n h\u00f3a S\u00e0i G\u00f2n<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n T\u1ed5n th\u1ea5t to\u00e0n b\u1ed9 (ti\u1ebfng Anh: Total Loss) l\u00e0 vi\u1ec7c h\u00e0ng h\u00f3a trong qu\u00e1 tr\u00ecnh v\u1eadn chuy\u1ec3n b\u1ecb m\u1ea5t ph\u1ea7n l\u1edbn ho\u1eb7c to\u00e0n b\u1ed9 gi\u00e1 tr\u1ecb.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[418],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33110"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=33110"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33110\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=33110"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=33110"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=33110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}