{"id":33683,"date":"2023-12-08T02:40:11","date_gmt":"2023-12-08T02:40:11","guid":{"rendered":"https:\/\/masterskills.org\/blog\/nho-thu-collection-of-payment-trong-thanh-toan-quoc-te-la-gi.html"},"modified":"2023-12-23T12:50:40","modified_gmt":"2023-12-23T05:50:40","slug":"nho-thu-collection-of-payment-trong-thanh-toan-quoc-te-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/nho-thu-collection-of-payment-trong-thanh-toan-quoc-te-la-gi.html","title":{"rendered":"Nh\u1edd thu (Collection of Payment) trong thanh to\u00e1n qu\u1ed1c t\u1ebf l\u00e0 g\u00ec?"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda (Ngu\u1ed3n: USF)<\/p>\n<\/div>\n<\/div>\n

Nh\u1edd thu (Collection of Payment)<\/font><\/h2>\n

Nh\u1edd thu<\/b> – danh t\u1eeb, trong ti\u1ebfng Anh \u0111\u01b0\u1ee3c d\u00f9ng b\u1edfi c\u1ee5m t\u1eeb\u00a0Collection of Payment<\/b>.<\/p>\n

Nh\u1edd thu<\/i> l\u00e0 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n qu\u1ed1c t\u1ebf, theo \u0111\u00f3 b\u00ean b\u00e1n (nh\u00e0 xu\u1ea5t kh\u1ea9u, sau khi giao h\u00e0ng hay cung \u1ee9ng d\u1ecbch v\u1ee5, \u1ee7y th\u00e1c cho ng\u00e2n h\u00e0ng ph\u1ee5c v\u1ee5 m\u00ecnh xu\u1ea5t tr\u00ecnh b\u1ed9 ch\u1ee9ng t\u1eeb th\u00f4ng qua ng\u00e2n h\u00e0ng \u0111\u1ea1i l\u00ed cho b\u00ean mua nh\u00e0 nh\u1eadp kh\u1ea9u) \u0111\u1ec3 \u0111\u01b0\u1ee3c thanh to\u00e1n, ch\u1ea5p nh\u1eadn h\u1ed1i phi\u1ebfu hay ch\u1ea5p nh\u1eadn c\u00e1c \u0111i\u1ec1u ki\u1ec7n v\u00e0 \u0111i\u1ec1u kho\u1ea3n kh\u00e1c.\u00a0(Theo Gi\u00e1o tr\u00ecnh Thanh to\u00e1n qu\u1ed1c t\u1ebf, NXB Th\u1ed1ng k\u00ea<\/i>)<\/p>\n

T\u1eeb kh\u00e1i ni\u1ec7m tr\u00ean ta th\u1ea5y, nh\u1edd thu<\/i> l\u00e0 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n qu\u1ed1c t\u1ebf c\u00f3 \u01b0u \u0111i\u1ec3m c\u01a1 b\u1ea3n l\u00e0 \u0111\u00e3 dung h\u00f2a \u0111\u01b0\u1ee3c t\u00ednh an to\u00e0n v\u00e0 r\u1ee7i ro so v\u1edbi ph\u01b0\u01a1ng th\u1ee9c \u1ee9ng tr\u01b0\u1edbc v\u00e0 ph\u01b0\u01a1ng th\u1ee9c ghi s\u1ed5, nh\u01b0ng l\u1ea1i gi\u1ea3m \u0111\u01b0\u1ee3c chi ph\u00ed so v\u1edbi ph\u01b0\u01a1ng th\u1ee9c t\u00edn d\u1ee5ng ch\u1ee9ng t\u1eeb. C\u1ee5 th\u1ec3 l\u00e0:<\/p>\n

– Ph\u01b0\u01a1ng th\u1ee9c ghi s\u1ed5: An to\u00e0n cho nh\u00e0 nh\u1eadp kh\u1ea9u, nh\u01b0ng r\u1ee7i ro \u0111\u1ed1i v\u1edbi nh\u00e0 xu\u1ea5t kh\u1ea9u.\u00a0<\/p>\n

– Ph\u01b0\u01a1ng th\u1ee9c \u1ee9ng tr\u01b0\u1edbc: An to\u00e0n cho nh\u00e0 xu\u1ea5t kh\u1ea9u, nh\u01b0ng r\u1ee7i ro \u0111\u1ed1i v\u1edbi nh\u00e0 nh\u1eadp kh\u1ea9u.<\/p>\n

Trong khi \u0111\u00f3, b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng ng\u00e2n h\u00e0ng nh\u01b0 m\u1ed9t trung gian thu h\u1ed9 s\u1ed1 ti\u1ec1n \u1edf ng\u01b0\u1eddi mua tr\u1ea3 cho ng\u01b0\u1eddi b\u00e1n, ph\u01b0\u01a1ng th\u1ee9c nh\u1edd thu<\/i> c\u00f3 th\u1ec3:<\/p>\n

– Gi\u1ea3m \u0111\u01b0\u1ee3c r\u1ee7i ro cho c\u1ea3 hai b\u00ean nh\u1eadp kh\u1ea9u v\u00e0 xu\u1ea5t kh\u1ea9u.<\/p>\n

– H\u1ea1n ch\u1ebf s\u1ef1 ch\u1eadm tr\u1ec5 trong vi\u1ec7c nh\u1eadn ti\u1ec1n \u0111\u1ed1i v\u1edbi nh\u00e0 xu\u1ea5t kh\u1ea9u v\u00e0 nh\u1eadn h\u00e0ng \u0111\u1ed1i v\u1edbi nh\u00e0 nh\u1eadp kh\u1ea9u.<\/p>\n

– Gi\u1ea3m \u0111\u01b0\u1ee3c chi ph\u00ed giao d\u1ecbch so v\u1edbi t\u00edn d\u1ee5ng ch\u1ee9ng t\u1eeb.<\/p>\n

C\u00e1c b\u00ean tham gia ph\u01b0\u01a1ng th\u1ee9c nh\u1edd thu<\/font><\/h3>\n

Ng\u01b0\u1eddi \u1ee7y th\u00e1c thu (Principal)<\/b><\/p>\n

L\u00e0 ng\u01b0\u1eddi y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng ph\u1ee5c v\u1ee5 m\u00ecnh (NHNT) thu h\u1ed9 ti\u1ec1n, v\u00e0 c\u00f3 c\u00e1c vai tr\u00f2:<\/p>\n

– L\u00e0 m\u1eaft x\u00edch \u0111\u1ea7u ti\u1ec1n trong d\u00e2y chuy\u1ec1n nh\u1edd thu<\/i>.<\/p>\n

– L\u00e0 ng\u01b0\u1eddi qui \u0111\u1ecbnh n\u1ed9i dung giao d\u1ecbch nh\u1edd thu<\/i>.<\/p>\n

– L\u00e0 ng\u01b0\u1eddi ph\u00e1t ra c\u00e1c ch\u1ec9 th\u1ecb cho t\u1ea5t c\u1ea3 c\u00e1c b\u00ean th\u1ef1c hi\u1ec7n.<\/p>\n

– L\u00e0 ng\u01b0\u1eddi c\u00f3 quy\u1ec1n th\u1ee5 h\u01b0\u1edfng nh\u1edd thu<\/i>.<\/p>\n

– L\u00e0 ng\u01b0\u1eddi ch\u1ecbu chi ph\u00ed cu\u1ed1i c\u00f9ng v\u1ec1 nh\u1edd thu<\/i>.<\/p>\n

Ng\u00e2n h\u00e0ng nh\u1edd thu (Remitting Bank – NHNT)<\/b><\/p>\n

L\u00e0 ng\u00e2n h\u00e0ng, theo y\u00eau c\u1ea7u c\u1ee7a Ng\u01b0\u1eddi \u1ee7y th\u00e1c, ch\u1ea5p nh\u1eadn chuy\u1ec3n nh\u1edd thu<\/i> \u0111\u1ebfn ng\u00e2n h\u00e0ng \u0111\u1ea1i l\u00ed (NHNT) \u1edf g\u1ea7n v\u00e0 thu\u1eadn ti\u1ec7n v\u1edbi Ng\u01b0\u1eddi tr\u1ea3 ti\u1ec1n. Do \u0111\u00f3, NHNT l\u00e0 ng\u00e2n h\u00e0ng ph\u1ee5c v\u1ee5 Ng\u01b0\u1eddi \u1ee7y th\u00e1c; v\u00e0 trong qu\u00e1 tr\u00ecnh x\u1eed l\u00ed nh\u1edd thu<\/i>, NHNT ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1edbi Ng\u01b0\u1eddi \u1ee7y th\u00e1c.<\/p>\n

Ng\u00e2n h\u00e0ng thu h\u1ed9 (Collecting Bank – NHTH)<\/b><\/p>\n

Th\u00f4ng th\u01b0\u1eddng, \u0111\u00e2y l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ea1i l\u00ed hay chi nh\u00e1nh c\u1ee7a NHNT c\u00f3 tr\u1ee5 s\u1edf \u1edf n\u01b0\u1edbc Ng\u01b0\u1eddi tr\u1ea3 ti\u1ec1n. NHTN nh\u1eadn Nh\u1edd thu<\/i> t\u1eeb NHNT v\u00e0 th\u1ef1c hi\u1ec7n thu ti\u1ec1n t\u1eeb Ng\u01b0\u1eddi tr\u1ea3 ti\u1ec1n theo c\u00e1c ch\u1ec9 th\u1ecb ghi trong L\u1ec7nh nh\u1edd thu<\/i>. Sau khi thu \u0111\u01b0\u1ee3c ti\u1ec1n, NHTH ph\u1ea3i chuy\u1ec3n tr\u1ea3 cho NHNT. NHTH ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 Nh\u1edd thu<\/i> v\u1edbi NHNT.<\/p>\n

Ng\u00e2n h\u00e0ng xu\u1ea5t tr\u00ecnh (Presenting Bank)<\/b><\/p>\n

– N\u1ebfu ng\u01b0\u1eddi tr\u1ea3 ti\u1ec1n c\u00f3 quan h\u1ec7 t\u00e0i kho\u1ea3n v\u1edbi NHTH, th\u00ec NHTH s\u1ebd xu\u1ea5t tr\u00ecnh Nh\u1edd thu<\/i> tr\u1ef1c ti\u1ebfp cho Ng\u01b0\u1eddi tr\u1ea3 ti\u1ec1n; trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y th\u00ec NHTH \u0111\u1ed3ng th\u1eddi l\u00e0 NHXT.<\/p>\n

– N\u1ebfu ng\u01b0\u1eddi tr\u1ea3 ti\u1ec1n kh\u00f4ng c\u00f3 quan h\u1ec7 t\u00e0i kho\u1ea3n v\u1edbi NHTH, th\u00ec c\u00f3 th\u1ec3 chuy\u1ec3n Nh\u1edd thu<\/i> cho m\u1ed9t ng\u00e2n h\u00e0ng kh\u00e1c c\u00f3 quan h\u1ec7 t\u00e0i kho\u1ea3n v\u1edbi Ng\u01b0\u1eddi tr\u1ea3 ti\u1ec1n \u0111\u1ec3 xu\u1ea5t tr\u00ecnh. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, ng\u00e2n h\u00e0ng ph\u1ee5c v\u1ee5 Ng\u01b0\u1eddi tr\u1ea3 ti\u1ec1n tr\u1edf th\u00e0nh NHXT, v\u00e0 ch\u1ecbu tr\u00e1ch nhi\u1ec7m tr\u1ef1c ti\u1ebfp v\u1edbi NHTH.<\/p>\n

Ng\u01b0\u1eddi tr\u1ea3 ti\u1ec1n hay ng\u01b0\u1eddi th\u1ee5 tr\u00e1i (Drawee)<\/b><\/p>\n

L\u00e0 ng\u01b0\u1eddi m\u00e0 Nh\u1edd thu<\/b> \u0111\u01b0\u1ee3c xu\u1ea5t tr\u00ecnh \u0111\u1ec3 thanh to\u00e1n hay ch\u1ea5p nh\u1eadn thanh to\u00e1n. Ng\u01b0\u1eddi tr\u1ea3 ti\u1ec1n trong ngo\u1ea1i th\u01b0\u01a1ng l\u00e0 nh\u00e0 nh\u1eadp kh\u1ea9u. (Theo Gi\u00e1o tr\u00ecnh Thanh to\u00e1n qu\u1ed1c t\u1ebf, NXB Th\u1ed1ng k\u00ea<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n Nh\u1edd thu (ti\u1ebfng Anh: Collection of Payment) l\u00e0 m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n qu\u1ed1c t\u1ebf \u0111\u00e3 dung h\u00f2a \u0111\u01b0\u1ee3c t\u00ednh an to\u00e0n v\u00e0 r\u1ee7i ro so v\u1edbi ph\u01b0\u01a1ng th\u1ee9c \u1ee9ng tr\u01b0\u1edbc v\u00e0 ph\u01b0\u01a1ng th\u1ee9c ghi s\u1ed5.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[418],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33683"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=33683"}],"version-history":[{"count":1,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33683\/revisions"}],"predecessor-version":[{"id":67667,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33683\/revisions\/67667"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=33683"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=33683"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=33683"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}