{"id":33778,"date":"2023-12-08T02:44:06","date_gmt":"2023-12-08T02:44:06","guid":{"rendered":"https:\/\/masterskills.org\/blog\/ki-hau-endorsement-la-gi-cac-loai-ki-hau.html"},"modified":"2023-12-23T12:51:05","modified_gmt":"2023-12-23T05:51:05","slug":"ki-hau-endorsement-la-gi-cac-loai-ki-hau","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/ki-hau-endorsement-la-gi-cac-loai-ki-hau.html","title":{"rendered":"K\u00ed h\u1eadu (Endorsement) l\u00e0 g\u00ec? C\u00e1c lo\u1ea1i k\u00ed h\u1eadu"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda (Ngu\u1ed3n: Medium)<\/p>\n<\/div>\n<\/div>\n

K\u00ed h\u1eadu (Endorsement)<\/font><\/h2>\n

K\u00ed h\u1eadu<\/b> – danh t\u1eeb, trong ti\u1ebfng Anh \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0\u00a0Endorsement<\/b>.<\/p>\n

K\u00ed h\u1eadu<\/i> l\u00e0 vi\u1ec7c ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng k\u00ed v\u00e0o m\u1eb7t sau (g\u1ecdi l\u00e0 k\u00ed h\u1eadu<\/i>) c\u1ee7a t\u1edd h\u1ed1i phi\u1ebfu, r\u1ed3i chuy\u1ec3n giao h\u1ed1i phi\u1ebfu cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng.<\/p>\n

K\u00ed h\u1eadu<\/i> l\u00e0 h\u00e0nh \u0111\u1ed9ng b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi h\u1ed1i phi\u1ebfu \u0111\u00edch danh (kh\u00f4ng c\u1ea5m chuy\u1ec3n nh\u01b0\u1ee3ng), h\u1ed1i phi\u1ebfu chuy\u1ec3n nh\u01b0\u1ee3ng theo l\u1ec7nh \u0111\u00edch danh. \u0110\u1ed1i v\u1edbi c\u00e1c h\u1ed1i phi\u1ebfu kh\u00e1c, vi\u1ec7c k\u00ed h\u1eadu<\/i> chuy\u1ec3n nh\u01b0\u1ee3ng l\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft, nh\u01b0ng kh\u00f4ng b\u1ecb c\u1ea5m.\u00a0(Theo Gi\u00e1o tr\u00ecnh Thanh to\u00e1n qu\u1ed1c t\u1ebf, NXB Th\u1ed1ng k\u00ea<\/i>)<\/p>\n

C\u00e1c lo\u1ea1i k\u00ed h\u1eadu<\/font><\/h3>\n

K\u00ed h\u1eadu<\/i> c\u00f3 nhi\u1ec1u lo\u1ea1i, trong th\u1ef1c t\u1ebf ta th\u01b0\u1eddng g\u1eb7p l\u00e0:<\/p>\n

K\u00ed h\u1eadu \u0111\u1ec3 tr\u1ed1ng (Blank Endorsement)<\/b><\/p>\n

L\u00e0 vi\u1ec7c k\u00ed h\u1eadu<\/i> kh\u00f4ng ch\u1ec9 \u0111\u1ecbnh ng\u01b0\u1eddi h\u01b0\u1edfng l\u1ee3i h\u1ed1i phi\u1ebfu do th\u1ee7 t\u1ee5c k\u00ed h\u1eadu<\/i> mang l\u1ea1i. Ng\u01b0\u1eddi k\u00ed h\u1eadu<\/i> ch\u1ec9 k\u00ed t\u00ean \u1edf m\u1eb7t sau t\u1edd h\u1ed1i phi\u1ebfu, ho\u1eb7c c\u00f3 th\u1ec3 ghi th\u00eam c\u1ee5m t\u1eeb chung nh\u01b0 “tr\u1ea3 cho…”. V\u1edbi c\u00e1ch k\u00ed h\u1eadu<\/i> n\u00e0y, ng\u01b0\u1eddi n\u00e0o c\u1ea7m phi\u1ebfu s\u1ebd tr\u1edf th\u00e0nh ng\u01b0\u1eddi h\u01b0\u1edfng l\u1ee3i h\u1ed1i phi\u1ebfu, v\u00e0 vi\u1ec7c chuy\u1ec3n nh\u01b0\u1ee3ng ti\u1ebfp theo kh\u00f4ng c\u1ea7n ph\u1ea3i k\u00ed h\u1eadu<\/i> n\u1eefa, m\u00e0 ch\u1ec9 c\u1ea7n trao tay.<\/p>\n

T\u1eeb k\u00ed h\u1eadu<\/i> \u0111\u1ec3 tr\u1ed1ng c\u00f3 th\u1ec3 chuy\u1ec3n th\u00e0nh k\u00ed h\u1eadu<\/i> theo l\u1ec7nh n\u1ebfu ghi c\u00e2u “tr\u1ea3 theo l\u1ec7nh \u00f4ng X”; ho\u1eb7c chuy\u1ec3n th\u00e0nh k\u00ed h\u1eadu<\/i> h\u1ea1n ch\u1ebf n\u1ebfu ghi c\u00e2u “ch\u1ec9 tr\u1ea3 cho \u00f4ng X”.<\/p>\n

K\u00ed h\u1eadu theo l\u1ec7nh (To Order Endorsement)<\/b><\/p>\n

L\u00e0 vi\u1ec7c k\u00ed h\u1eadu<\/i> ch\u1ec9 \u0111\u1ecbnh m\u1ed9t c\u00e1ch suy \u0111o\u00e1n ra ng\u01b0\u1eddi h\u01b0\u1edfng l\u1ee3i h\u1ed1i phi\u1ebfu. Ng\u01b0\u1eddi k\u00ed h\u1eadu<\/i> ch\u1ec9 ghi c\u00e2u: “Tr\u1ea3 theo l\u1ec7nh \u00f4ng X” v\u00e0 k\u00ed t\u00ean, do \u0111\u00f3, ng\u01b0\u1eddi h\u01b0\u1edfng l\u1ee3i h\u1ed1i phi\u1ebfu l\u00e0 ai ch\u1ec9 c\u00f3 th\u1ec3 suy \u0111o\u00e1n, b\u1edfi v\u00ec n\u00f3 ph\u1ee5 thu\u1ed9c v\u00e0o \u00fd ch\u00ed c\u1ee7a \u00f4ng X.<\/p>\n

N\u1ebfu \u00f4ng X ra l\u1ec7nh tr\u1ea3 cho ng\u01b0\u1eddi kh\u00e1c th\u00ec ng\u01b0\u1eddi \u0111\u00f3 s\u1ebd tr\u1edf th\u00e0nh ng\u01b0\u1eddi h\u01b0\u1edfng l\u1ee3i h\u1ed1i phi\u1ebfu, c\u00f2n n\u1ebfu \u00f4ng X im l\u1eb7ng, ho\u1eb7c ghi c\u00e2u “tr\u1ea3 cho \u00f4ng X” th\u00ec ch\u00ednh \u00f4ng X l\u00e0 ng\u01b0\u1eddi h\u01b0\u1edfng l\u1ee3i h\u1ed1i phi\u1ebfu. K\u00ed h\u1eadu<\/i> theo l\u1ec7nh l\u00e0 lo\u1ea1i k\u00ed h\u1eadu<\/i> r\u1ea5t th\u00f4ng d\u1ee5ng trong thanh to\u00e1n qu\u1ed1c t\u1ebf.<\/p>\n

K\u00ed h\u1eadu h\u1ea1n ch\u1ebf (Restrictive Endorsement)\u00a0<\/b><\/p>\n

L\u00e0 vi\u1ec7c k\u00ed h\u1eadu<\/i> ch\u1ec9 \u0111\u00edch danh ng\u01b0\u1eddi h\u01b0\u1edfng l\u1ee3i h\u1ed1i phi\u1ebfu v\u00e0 ch\u1ec9 ng\u01b0\u1eddi n\u00e0y m\u00e0 th\u00f4i. V\u00ed d\u1ee5, ng\u01b0\u1eddi k\u00ed h\u1eadu<\/i> ghi c\u00e2u: “Ch\u1ec9 tr\u1ea3 cho \u00f4ng X – Pay to Mr X only” v\u00e0 k\u00ed t\u00ean. K\u00ed h\u1eadu <\/i>h\u1ea1n ch\u1ebf l\u00e0 lo\u1ea1i k\u00ed h\u1eadu<\/i> kh\u00f4ng th\u1ec3 chuy\u1ec3n nh\u01b0\u1ee3ng \u0111\u01b0\u1ee3c.
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K\u00ed h\u1eadu mi\u1ec5n truy \u0111\u00f2i (Without Recourse Endorsement)<\/b><\/p>\n

L\u00e0 lo\u1ea1i k\u00ed h\u1eadu<\/i>, m\u00e0 m\u1ed9t khi h\u1ed1i phi\u1ebfu b\u1ecb t\u1eeb ch\u1ed1i tr\u1ea3 ti\u1ec1n th\u00ec ng\u01b0\u1eddi k\u00ed h\u1eadu<\/i> h\u1ed1i phi\u1ebfu \u0111\u01b0\u1ee3c mi\u1ec5n truy \u0111\u00f2i. Ng\u01b0\u1eddi k\u00ed h\u1eadu<\/i> s\u1ebd ghi th\u00eam c\u00e2u “Mi\u1ec5n truy \u0111\u00f2i – Without Recourse” v\u00e0o m\u1ed9t trong ba lo\u1ea1i k\u00ed h\u1eadu<\/i> n\u00f3i tr\u00ean, v\u00ed d\u1ee5 ghi: “Tr\u1ea3 theo l\u1ec7nh \u00f4ng X, mi\u1ec5n truy \u0111\u00f2i” v\u00e0 k\u00ed t\u00ean; ho\u1eb7c “ch\u1ec9 tr\u1ea3 cho \u00f4ng X, mi\u1ec5n truy \u0111\u00f2i”.<\/p>\n

Khi h\u1ed1i phi\u1ebfu b\u1ecb t\u1eeb ch\u1ed1i thanh to\u00e1n, th\u00ec t\u1ea5t c\u1ea3 nh\u1eefng ng\u01b0\u1eddi k\u00ed h\u1eadu<\/i> c\u00f3 ghi “mi\u1ec5n truy \u0111\u00f2i” \u0111\u1ec1u \u0111\u01b0\u1ee3c mi\u1ec5n tr\u00e1ch nhi\u1ec7m ho\u00e0n tr\u1ea3 ti\u1ec1n; c\u00f2n \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng ghi c\u00e2u “mi\u1ec5n truy \u0111\u00f2i” \u0111\u1ec1u ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m ho\u00e0n tr\u1ea3 ti\u1ec1n cho b\u1ea5t c\u1ee9 ng\u01b0\u1eddi n\u00e0o \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng sau \u0111\u00f3.<\/p>\n

K\u00ed h\u1eadu<\/i> mi\u1ec5n truy \u0111\u00f2i c\u0169ng l\u00e0 lo\u1ea1i k\u00ed h\u1eadu<\/b> th\u00f4ng d\u1ee5ng trong thanh to\u00e1n qu\u1ed1c t\u1ebf. (Theo Gi\u00e1o tr\u00ecnh Thanh to\u00e1n qu\u1ed1c t\u1ebf, NXB Th\u1ed1ng k\u00ea<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n K\u00ed h\u1eadu (ti\u1ebfng Anh: Endorsement) l\u00e0 vi\u1ec7c b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi h\u1ed1i phi\u1ebfu \u0111\u00edch danh v\u00e0 h\u1ed1i phi\u1ebfu chuy\u1ec3n nh\u01b0\u1ee3ng theo l\u1ec7nh \u0111\u00edch danh.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[418],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33778"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=33778"}],"version-history":[{"count":1,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33778\/revisions"}],"predecessor-version":[{"id":67715,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33778\/revisions\/67715"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=33778"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=33778"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=33778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}