{"id":33784,"date":"2023-12-08T02:44:19","date_gmt":"2023-12-08T02:44:19","guid":{"rendered":"https:\/\/masterskills.org\/blog\/giay-chung-nhan-bao-hiem-insurance-certificate-la-gi.html"},"modified":"2023-12-23T12:51:05","modified_gmt":"2023-12-23T05:51:05","slug":"giay-chung-nhan-bao-hiem-insurance-certificate-la-gi","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/giay-chung-nhan-bao-hiem-insurance-certificate-la-gi.html","title":{"rendered":"Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m (Insurance Certificate) l\u00e0 g\u00ec?"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda (Ngu\u1ed3n: IRMI)<\/p>\n<\/div>\n<\/div>\n

Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m<\/span> (Insurance Certificate)<\/font><\/h2>\n

Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m<\/span><\/b> – danh t\u1eeb, trong ti\u1ebfng Anh \u0111\u01b0\u1ee3c d\u00f9ng b\u1edfi c\u1ee5m t\u1eeb Insurance Certificate<\/b>.<\/p>\n

Khi nh\u00e0 xu\u1ea5t kh\u1ea9u b\u00e1n h\u00e0ng m\u1ed9t c\u00e1ch th\u01b0\u1eddng xuy\u00ean, anh ta th\u01b0\u1eddng k\u00ed m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m bao (open policy)<\/i> \u0111\u1ec3 b\u1ea3o hi\u1ec3m cho t\u1ea5t c\u1ea3 c\u00e1c l\u00f4 h\u00e0ng xu\u1ea5t kh\u1ea9u t\u1ea1i b\u1ea5t c\u1ee9 th\u1eddi \u0111i\u1ec3m n\u00e0o trong m\u1ed9t th\u1eddi h\u1ea1n nh\u1ea5t \u0111\u1ecbnh theo c\u00e1c \u0111i\u1ec1u ki\u1ec7n v\u00e0 \u0111i\u1ec1u kho\u1ea3n nh\u01b0 \u0111\u00e3 th\u1ecfa thu\u1eadn tr\u01b0\u1edbc.<\/p>\n

M\u1ed7i l\u1ea7n giao h\u00e0ng, nh\u00e0 xu\u1ea5t kh\u1ea9u l\u1eadp t\u1edd khai v\u1ec1 c\u00e1c chi ti\u1ebft li\u00ean quan \u0111\u1ebfn l\u00f4 h\u00e0ng v\u00e0 tr\u1ea3 ph\u00ed b\u1ea3o hi\u1ec3m. tr\u00ean c\u01a1 s\u1edf t\u1edd khai, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ph\u00e1t h\u00e0nh m\u1ed9t Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m<\/span><\/i> ho\u1eb7c c\u00f4ng ty b\u1ea3o hi\u1ec3m k\u00ed x\u00e1c nh\u1eadn v\u00e0o t\u1edd khai (Declaration under an open cover)<\/i> v\u00e0 trao cho kh\u00e1ch h\u00e0ng.\u00a0(Theo Gi\u00e1o tr\u00ecnh Thanh to\u00e1n qu\u1ed1c t\u1ebf, NXB Th\u1ed1ng k\u00ea<\/i>)<\/p>\n

N\u00ean ch\u1ecdn B\u1ea3o hi\u1ec3m \u0111\u01a1n<\/span> hay Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m<\/span>?<\/font><\/h3>\n

Hi\u1ec7n nay, \u1edf nhi\u1ec1u n\u01b0\u1edbc, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m mu\u1ed1n ki\u1ec7n c\u00f4ng ty b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc t\u00f2a \u00e1n v\u1ec1 vi\u1ec7c kh\u00f4ng b\u1ed3i th\u01b0\u1eddng ti\u1ec1n b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3\u00a0B\u1ea3o hi\u1ec3m \u0111\u01a1n\u00a0(h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m), \u0111i\u1ec1u n\u00e0y h\u00e0m \u00fd ch\u1ec9 ri\u00eang Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m<\/span><\/i> l\u00e0 ch\u01b0a \u0111\u1ee7 b\u1eb1ng ch\u1ee9ng ph\u00e1p l\u00ed \u0111\u1ec3 ti\u1ebfn h\u00e0nh ki\u1ec7n c\u00f4ng ty b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc t\u00f2a \u00e1n.<\/p>\n

Ch\u00ednh v\u00ec v\u1eady, m\u1ed9t s\u1ed1 ng\u01b0\u1eddi cho r\u1eb1ng khi mua b\u1ea3o hi\u1ec3m nh\u1ea5t thi\u1ebft ph\u1ea3i y\u00eau c\u1ea7u c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ea5p cho m\u1ed9t B\u1ea3o hi\u1ec3m \u0111\u01a1n<\/span> th\u00ec m\u1edbi ch\u1eafc ch\u1eafn. Tuy nhi\u00ean, th\u1ef1c t\u1ebf \u0111i\u1ec1u n\u00e0y l\u00e0 kh\u00f4ng quan tr\u1ecdng v\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft, b\u1edfi v\u00ec m\u1ed7i l\u1ea7n c\u1ea5p B\u1ea3o hi\u1ec3m \u0111\u01a1n<\/span> r\u1ea5t t\u1ed1n k\u00e9m, h\u01a1n n\u1eefa khi c\u00f3 t\u1ed5n th\u1ea5t x\u1ea3y ra, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u1ec9 c\u1ea7n xu\u1ea5t tr\u00ecnh Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m<\/span><\/i> l\u00e0 \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng.<\/p>\n

Ch\u1eebng n\u00e0o c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng b\u1ed3i th\u01b0\u1eddng m\u1ed9t c\u00e1ch h\u1ee3p ph\u00e1p, c\u00f3 th\u1ec3 l\u00e0 do ph\u00e1 s\u1ea3n ho\u1eb7c c\u00f3 tranh ch\u1ea5p x\u1ea3y ra ph\u1ea3i c\u1ea7n \u0111\u1ebfn t\u00f2a \u00e1n gi\u1ea3i quy\u1ebft th\u00ec l\u00fac \u0111\u00f3 m\u1edbi c\u1ea7n \u0111\u1ebfn B\u1ea3o hi\u1ec3m \u0111\u01a1n<\/span>.\u00a0<\/p>\n

Trong th\u1ef1c t\u1ebf, nh\u1eefng t\u00ecnh hu\u1ed1ng n\u00e0y r\u1ea5t hi\u1ebfm khi x\u1ea3y ra, do \u0111\u00f3 c\u00e1c b\u00ean c\u00f3 li\u00ean quan c\u0169ng ch\u1ea5p nh\u1eadn Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m<\/span><\/i> nh\u01b0 l\u00e0 B\u1ea3o hi\u1ec3m \u0111\u01a1n<\/span>, ngh\u0129a l\u00e0 c\u1ea3 hai lo\u1ea1i ch\u1ee9ng t\u1eeb b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u01b0\u1ee3c coi l\u00e0 c\u00f3 gi\u00e1 tr\u1ecb nh\u01b0 nhau.<\/p>\n

T\u00f3m l\u1ea1i, qua ph\u00e2n t\u00edch cho th\u1ea5y, B\u1ea3o hi\u1ec3m \u0111\u01a1n<\/span> hay Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m<\/b><\/span> l\u00e0 nh\u1eefng ch\u1ee9ng t\u1eeb do C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ea5p cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, c\u00f3 c\u00e1c t\u00e1c d\u1ee5ng ch\u00ednh sau \u0111\u00e2y:<\/p>\n

– X\u00e1c nh\u1eadn \u0111\u00e3 k\u00ed k\u1ebft m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u1edbi c\u00e1c \u0111i\u1ec1u ki\u1ec7n v\u00e0 \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng.<\/p>\n

– X\u00e1c nh\u1eadn ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m tr\u1ea3 ph\u00ed c\u00f2n ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m thu ph\u00ed, do \u0111\u00f3 n\u00f3 th\u1eeba nh\u1eadn r\u1eb1ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 c\u00f3 hi\u1ec7u l\u1ef1c.<\/p>\n

– L\u00e0 ch\u1ee9ng t\u1eeb c\u1ea7n thi\u1ebft \u0111\u1ec3 khi\u1ebfu n\u1ea1i ti\u1ec1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m khi c\u00f3 r\u1ee7i ro x\u1ea3y ra g\u00e2y t\u1ed5n th\u1ea5t cho h\u00e0ng h\u00f3a. (Theo Gi\u00e1o tr\u00ecnh Thanh to\u00e1n qu\u1ed1c t\u1ebf, NXB Th\u1ed1ng k\u00ea<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m (ti\u1ebfng Anh: Insurance Certificate) l\u00e0 gi\u1ea5y ch\u1ee9ng nh\u1eadn do c\u00f4ng ty b\u1ea3o hi\u1ec3m ph\u00e1t h\u00e0nh tr\u00ean c\u01a1 s\u1edf t\u1edd khai v\u1ec1 c\u00e1c chi ti\u1ebft li\u00ean quan \u0111\u1ebfn l\u00f4 h\u00e0ng.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[418],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33784"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=33784"}],"version-history":[{"count":1,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33784\/revisions"}],"predecessor-version":[{"id":67718,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33784\/revisions\/67718"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=33784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=33784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=33784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}