{"id":33804,"date":"2023-12-08T02:45:04","date_gmt":"2023-12-08T02:45:04","guid":{"rendered":"https:\/\/masterskills.org\/blog\/hop-dong-tin-dung-credit-agreement-la-gi-bien-phap-dam-bao-tien-vay.html"},"modified":"2023-12-23T12:51:07","modified_gmt":"2023-12-23T05:51:07","slug":"hop-dong-tin-dung-credit-agreement-la-gi-bien-phap-dam-bao-tien-vay","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/hop-dong-tin-dung-credit-agreement-la-gi-bien-phap-dam-bao-tien-vay.html","title":{"rendered":"H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng (Credit agreement) l\u00e0 g\u00ec? Bi\u1ec7n ph\u00e1p \u0111\u1ea3m b\u1ea3o ti\u1ec1n vay"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda (Ngu\u1ed3n: s1534.pcdn.co)<\/p>\n<\/div>\n<\/div>\n

H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng (Credit agreement)<\/font><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng <\/b>trong ti\u1ebfng Anh l\u00e0 Credit agreement.<\/b><\/p>\n

H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng <\/i>l\u00e0 th\u1ecfa thu\u1eadn gi\u1eefa c\u00e1c b\u00ean, theo \u0111\u00f3 b\u00ean cho vay giao cho b\u00ean vay m\u1ed9t kho\u1ea3n t\u00edn d\u1ee5ng, khi \u0111\u1ebfn h\u1ea1n tr\u1ea3, b\u00ean vay ph\u1ea3i ho\u00e0n tr\u1ea3 cho b\u00ean cho vay c\u1ea3 s\u1ed1 ti\u1ec1n g\u1ed1c v\u00e0 l\u00e3i theo th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng ho\u1eb7c theo qui \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/p>\n

N\u1ed9i dung c\u1ee7a h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng<\/b><\/p>\n

H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng<\/i> ph\u1ea3i c\u00f3 c\u00e1c n\u1ed9i dung sau: \u0110i\u1ec1u ki\u1ec7n vay; M\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng ti\u1ec1n vay; H\u00ecnh th\u1ee9c vay; S\u1ed1 ti\u1ec1n vay; L\u00e3i su\u1ea5t; Th\u1eddi h\u1ea1n vay; H\u00ecnh th\u1ee9c b\u1ea3o \u0111\u1ea3m, gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m; Ph\u01b0\u01a1ng th\u1ee9c tr\u1ea3 n\u1ee3; Nh\u1eefng cam k\u1ebft kh\u00e1c \u0111\u01b0\u1ee3c c\u00e1c b\u00ean th\u1ecfa thu\u1eadn.<\/p>\n

Bi\u1ec7n ph\u00e1p \u0111\u1ea3m b\u1ea3o ti\u1ec1n vay trong quan h\u1ec7 h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng<\/font><\/h2>\n

Trong h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng<\/i>, c\u00e1c b\u00ean c\u00f3 th\u1ec3 th\u1ecfa thu\u1eadn \u00e1p d\u1ee5ng m\u1ed9t ho\u1eb7c m\u1ed9t s\u1ed1 c\u00e1c bi\u1ec7n ph\u00e1p sau \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o ti\u1ec1n vay:<\/p>\n

– T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ch\u1ee7 \u0111\u1ed9ng t\u00ecm ki\u1ebfm c\u00e1c d\u1ef1 \u00e1n s\u1ea3n xu\u1ea5t kinh doanh kh\u1ea3 thi, c\u00f3 hi\u1ec7u qu\u1ea3 v\u00e0 c\u00f3 kh\u1ea3 n\u0103ng ho\u00e0n tr\u1ea3 n\u1ee3 \u0111\u1ec3 cho vay<\/p>\n

– Doanh nghi\u1ec7p c\u00f3 m\u1ed9t trong nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng qui \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1 \u0110i\u1ec1u 126 c\u1ee7a Lu\u1eadt c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2010 s\u1edf h\u1eefu tr\u00ean 10% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a doanh nghi\u1ec7p \u0111\u00f3<\/p>\n

– Ng\u01b0\u1eddi th\u1ea9m \u0111\u1ecbnh x\u00e9t duy\u1ec7t c\u1ea5p t\u00edn d\u1ee5ng<\/p>\n

– C\u00e1c c\u00f4ng ty con, c\u00f4ng ty li\u00ean k\u1ebft c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ho\u1eb7c doanh nghi\u1ec7p m\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u1eafm quy\u1ec1n ki\u1ec3m so\u00e1t.<\/p>\n

Gi\u1edbi h\u1ea1n cho vay \u0111\u1ed1i v\u1edbi m\u1ed9t kh\u00e1ch h\u00e0ng<\/b><\/p>\n

– T\u1ed5ng m\u1ee9c d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi m\u1ed9t kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 15% v\u1ed1n t\u1ef1 c\u00f3 c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i, qu\u0129 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh vi m\u00f4;<\/p>\n

T\u1ed5ng m\u1ee9c d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi m\u1ed9t kh\u00e1ch h\u00e0ng v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 25% v\u1ed1n t\u1ef1 c\u00f3 c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i, qu\u0129 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh vi m\u00f4.<\/p>\n

– T\u1ed5ng m\u1ee9c d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi m\u1ed9t kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 25% v\u1ed1n t\u1ef1 c\u00f3 c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng phi ng\u00e2n h\u00e0ng; t\u1ed5ng m\u1ee9c d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi m\u1ed9t kh\u00e1ch h\u00e0ng v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 50% v\u1ed1n t\u1ef1 c\u00f3 c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng phi ng\u00e2n h\u00e0ng.<\/p>\n

– Trong tr\u01b0\u1eddng h\u1ee3p \u0111\u1eb7c bi\u1ec7t, \u0111\u1ec3 th\u1ef1c hi\u1ec7n nhi\u1ec7m v\u1ee5 kinh t\u1ebf – x\u00e3 h\u1ed9i m\u00e0 kh\u1ea3 n\u0103ng ph\u1ed1i h\u1ee3p v\u1ed1n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i ch\u01b0a \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u vay v\u1ed1n c\u1ee7a m\u1ed9t kh\u00e1ch h\u00e0ng th\u00ec Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 quy\u1ebft \u0111\u1ecbnh m\u1ee9c c\u1ea5p t\u00edn d\u1ee5ng t\u1ed1i \u0111a v\u01b0\u1ee3t qu\u00e1 c\u00e1c gi\u1edbi h\u1ea1n n\u00eau tr\u00ean \u0111\u1ed1i v\u1edbi t\u1eebng tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3.<\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o: Gi\u00e1o tr\u00ecnh Ph\u00e1p lu\u1eadt kinh t\u1ebf, NXB T\u00e0i ch\u00ednh)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng (ti\u1ebfng Anh: Credit agreement) l\u00e0 th\u1ecfa thu\u1eadn gi\u1eefa c\u00e1c b\u00ean, theo \u0111\u00f3 b\u00ean cho vay giao cho b\u00ean vay m\u1ed9t kho\u1ea3n t\u00edn d\u1ee5ng.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[418],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33804"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=33804"}],"version-history":[{"count":1,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33804\/revisions"}],"predecessor-version":[{"id":67728,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/33804\/revisions\/67728"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=33804"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=33804"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=33804"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}