{"id":34635,"date":"2023-12-08T04:11:49","date_gmt":"2023-12-08T04:11:49","guid":{"rendered":"https:\/\/masterskills.org\/blog\/qui-bao-hiem-y-te-health-insurance-fund-la-gi-cac-nguon-hinh-thanh-qui-bao-hiem-y-te.html"},"modified":"2023-12-23T20:57:48","modified_gmt":"2023-12-23T13:57:48","slug":"qui-bao-hiem-y-te-health-insurance-fund-la-gi-cac-nguon-hinh-thanh-qui-bao-hiem-y-te","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/qui-bao-hiem-y-te-health-insurance-fund-la-gi-cac-nguon-hinh-thanh-qui-bao-hiem-y-te.html","title":{"rendered":"Qu\u0129 b\u1ea3o hi\u1ec3m y t\u1ebf (Health Insurance Fund) l\u00e0 g\u00ec? C\u00e1c ngu\u1ed3n h\u00ecnh th\u00e0nh qu\u0129 b\u1ea3o hi\u1ec3m y t\u1ebf"},"content":{"rendered":"
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H\u00ecnh minh h\u1ecda. Ngu\u1ed3n: pharmaccess.org<\/p>\n<\/div>\n<\/div>\n

Qu\u0129 b\u1ea3o hi\u1ec3m y t\u1ebf (Health Insurance Fund)<\/font><\/h2>\n

\u0110\u1ecbnh ngh\u0129a<\/b><\/p>\n

Qu\u0129 b\u1ea3o hi\u1ec3m y t\u1ebf<\/b> trong ti\u1ebfng Anh \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 Health Insurance Fund<\/b>. Qu\u0129 b\u1ea3o hi\u1ec3m y t\u1ebf<\/i> l\u00e0 qu\u0129<\/span> t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh t\u1eeb ngu\u1ed3n \u0111\u00f3ng b\u1ea3o hi\u1ec3m y t\u1ebf v\u00e0 c\u00e1c ngu\u1ed3n thu h\u1ee3p ph\u00e1p kh\u00e1c, \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 chi tr\u1ea3 chi ph\u00ed kh\u00e1m b\u1ec7nh, ch\u1eefa b\u1ec7nh cho ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf, chi ph\u00ed qu\u1ea3n l\u00ed<\/span> b\u1ed9 m\u00e1y c\u1ee7a t\u1ed5 ch\u1ee9c b\u1ea3o hi\u1ec3m y t\u1ebf v\u00e0 nh\u1eefng kho\u1ea3n chi ph\u00ed h\u1ee3p ph\u00e1p kh\u00e1c li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m y t\u1ebf.<\/p>\n

(Theo qui<\/span> \u0111\u1ecbnh t\u1ea1i\u00a0Lu\u1eadt b\u1ea3o hi\u1ec3m y t\u1ebf 2008 25\/2008\/QH12\u00a0(s\u1eeda \u0111\u1ed5i 2014))<\/i><\/p>\n

Ho\u1eb7c c\u00f3 th\u1ec3 hi\u1ec3u theo c\u00e1ch \u0111\u01a1n gi\u1ea3n:<\/p>\n

Qu\u0129 b\u1ea3o hi\u1ec3m y t\u1ebf<\/b> l\u00e0 qu\u0129 t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n c\u00e1c kho\u1ea3n ti\u1ec1n ch\u1eefa b\u1ec7nh, thu\u1ed1c ch\u1eefa b\u1ec7nh, vi\u1ec7n ph\u00ed… cho ng\u01b0\u1eddi lao \u0111\u1ed9ng trong th\u1eddi gian \u1ed1m \u0111au, sinh \u0111\u1ebb…<\/p>\n

Thu\u1eadt ng\u1eef li\u00ean quan<\/font><\/h3>\n

C\u00e1c kho\u1ea3n tr\u00edch theo l\u01b0\u01a1ng<\/b> l\u00e0 kho\u1ea3n ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng ngo\u00e0i ti\u1ec1n l\u01b0\u01a1ng, bao g\u1ed3m c\u00e1c kho\u1ea3n ph\u1ee5 c\u1ea5p, tr\u1ee3 c\u1ea5p b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i, b\u1ea3o hi\u1ec3m y t\u1ebf, b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p…<\/p>\n

C\u00e1c kho\u1ea3n n\u00e0y g\u00f3p ph\u1ea7n tr\u1ee3 gi\u00fap cho ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 t\u0103ng th\u00eam thu nh\u1eadp cho h\u1ecd trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u00f3 kh\u0103n, t\u1ea1m th\u1eddi ho\u1eb7c v\u0129nh vi\u1ec5n m\u1ea5t s\u1ee9c lao \u0111\u1ed9ng.<\/p>\n

Ngu\u1ed3n h\u00ecnh th\u00e0nh qu\u0129 b\u1ea3o hi\u1ec3m y t\u1ebf<\/font><\/h3>\n

Qu\u0129<\/span>\u00a0b\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh t\u1eeb c\u00e1c ngu\u1ed3n sau:<\/p>\n

– Th\u1ee9 nh\u1ea5t, ti\u1ec1n \u0111\u00f3ng b\u1ea3o hi\u1ec3m y t\u1ebf theo qui<\/span> \u0111\u1ecbnh c\u1ee7a Lu\u1eadt n\u00e0y<\/p>\n

– Th\u1ee9 hai, ti\u1ec1n sinh l\u1eddi t\u1eeb ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 c\u1ee7a qu\u0129<\/span> b\u1ea3o hi\u1ec3m y t\u1ebf<\/p>\n

– Th\u1ee9 ba, t\u00e0i tr\u1ee3, vi\u1ec7n tr\u1ee3 c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n trong n\u01b0\u1edbc v\u00e0 n\u01b0\u1edbc ngo\u00e0i<\/p>\n

– Th\u1ee9 t\u01b0, c\u00e1c ngu\u1ed3n thu h\u1ee3p ph\u00e1p kh\u00e1c<\/p>\n

(Theo \u0110i\u1ec1u 33 Lu\u1eadt B\u1ea3o hi\u1ec3m y t\u1ebf 2008)
<\/i><\/p>\n

\u0110\u1eb7c tr\u01b0ng<\/font><\/h3>\n

– Qu\u0129 b\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh b\u1eb1ng c\u00e1ch tr\u00edch theo t\u1ec9 l\u1ec7 qui \u0111\u1ecbnh d\u1ef1a tr\u00ean t\u1ed5ng s\u1ed1 ti\u1ec1n l\u01b0\u01a1ng c\u01a1 b\u1ea3n v\u00e0 c\u00e1c kho\u1ea3n ph\u1ee5 c\u1ea5p c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng th\u1ef1c t\u1ebf ph\u00e1t sinh trong th\u00e1ng.<\/p>\n

– T\u1ec9 l\u1ec7 tr\u00edch b\u1ea3o hi\u1ec3m y t\u1ebf hi\u1ec7n h\u00e0nh l\u00e0 4,5% trong \u0111\u00f3 c\u00f3 3% t\u00ednh v\u00e0o chi ph\u00ed s\u1ea3n xu\u1ea5t kinh doanh c\u1ee7a doanh nghi\u1ec7p v\u00e0 1,5% tr\u1eeb v\u00e0o thu nh\u1eadp c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng. C\u1ee5 th\u1ec3:<\/p>\n

Theo quy\u1ebft<\/span>\u00a0\u0111\u1ecbnh 595\/Q\u0110-BHXH v\u00e0 C\u00f4ng v\u0103n 2159\/BHXH – BT c\u1ee7a BHXH Vi\u1ec7t Nam \u00e1p d\u1ee5ng t\u1eeb ng\u00e0y 1\/6\/ tr\u1edf \u0111i<\/p>\n\n\n\n\n\n
Kho\u1ea3n tr\u00edch theo l\u01b0\u01a1ng<\/th>\nTr\u00edch v\u00e0o Chi ph\u00ed c\u1ee7a doanh nghi\u1ec7p<\/th>\nTr\u00edch v\u00e0o l\u01b0\u01a1ng c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng<\/th>\nT\u1ed5ng<\/th>\n<\/tr>\n<\/thead>\n
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B\u1ea3o hi\u1ec3m y t\u1ebf<\/div>\n

(BHYT)<\/p>\n<\/td>\n

3%<\/td>\n1,5%<\/td>\n4,5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


<\/i><\/p>\n

(T\u00e0i li\u1ec7u tham kh\u1ea3o: Gi\u00e1o tr\u00ecnh K\u1ebf to\u00e1n t\u00e0i ch\u00ednh, NXB T\u00e0i ch\u00ednh; quy<\/span>\u1ebft \u0111\u1ecbnh 595\/Q\u0110-BHXH v\u00e0 C\u00f4ng v\u0103n 2159\/BHXH – BT c\u1ee7a BHXH Vi\u1ec7t Nam)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n Qu\u0129 b\u1ea3o hi\u1ec3m y t\u1ebf (ti\u1ebfng Anh: Health Insurance Fund) l\u00e0 qu\u0129 t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n c\u00e1c kho\u1ea3n ti\u1ec1n ch\u1eefa b\u1ec7nh, thu\u1ed1c ch\u1eefa b\u1ec7nh, vi\u1ec7n ph\u00ed… cho ng\u01b0\u1eddi lao \u0111\u1ed9ng trong th\u1eddi gian \u1ed1m \u0111au, sinh \u0111\u1ebb…\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[419],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/34635"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=34635"}],"version-history":[{"count":1,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/34635\/revisions"}],"predecessor-version":[{"id":68131,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/34635\/revisions\/68131"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=34635"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=34635"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=34635"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}