{"id":34888,"date":"2023-12-08T07:40:39","date_gmt":"2023-12-08T07:40:39","guid":{"rendered":"https:\/\/masterskills.org\/blog\/su-tro-ngai-encumbrance-doi-voi-tai-san-la-gi-cac-hinh-thuc-tro-ngai.html"},"modified":"2023-12-23T20:58:11","modified_gmt":"2023-12-23T13:58:11","slug":"su-tro-ngai-encumbrance-doi-voi-tai-san-la-gi-cac-hinh-thuc-tro-ngai","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/su-tro-ngai-encumbrance-doi-voi-tai-san-la-gi-cac-hinh-thuc-tro-ngai.html","title":{"rendered":"S\u1ef1 tr\u1edf ng\u1ea1i (Encumbrance) \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n l\u00e0 g\u00ec? C\u00e1c h\u00ecnh th\u1ee9c tr\u1edf ng\u1ea1i"},"content":{"rendered":"
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\u1ea2nh minh h\u1ecda. Ngu\u1ed3n: Law Offices of John M. Boehnert LTD.<\/p>\n<\/div>\n<\/div>\n

S\u1ef1 tr\u1edf ng\u1ea1i<\/font><\/b><\/h2>\n

Kh\u00e1i ni\u1ec7m<\/b><\/p>\n

S\u1ef1 tr\u1edf ng\u1ea1i<\/b> trong ti\u1ebfng Anh l\u00e0\u00a0Encumbrance.<\/b><\/p>\n

S\u1ef1 tr\u1edf ng\u1ea1i<\/b> l\u00e0 h\u1ea1n ch\u1ebf \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n b\u1edfi m\u1ed9t b\u00ean kh\u00f4ng ph\u1ea3i l\u00e0 ch\u1ee7 s\u1edf h\u1eefu. M\u1ed9t tr\u1edf ng\u1ea1i c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn kh\u1ea3 n\u0103ng chuy\u1ec3n nh\u01b0\u1ee3ng c\u1ee7a t\u00e0i s\u1ea3n v\u00e0 h\u1ea1n ch\u1ebf quy\u1ec1n s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n cho \u0111\u1ebfn khi tr\u1edf ng\u1ea1i \u0111\u01b0\u1ee3c g\u1ee1 b\u1ecf. Thu\u1eadt ng\u1eef n\u00e0y c\u0169ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong k\u1ebf to\u00e1n, d\u00f9ng \u0111\u1ec3 ch\u1ec9 s\u1ed1 ti\u1ec1n b\u1ecb h\u1ea1n ch\u1ebf trong m\u1ed9t t\u00e0i kho\u1ea3n, \u0111\u01b0\u1ee3c d\u00e0nh ri\u00eang cho m\u1ed9t tr\u00e1ch nhi\u1ec7m c\u1ee5 th\u1ec3.<\/p>\n

C\u00f3 nhi\u1ec1u tr\u1edf ng\u1ea1i ph\u1ed5 bi\u1ebfn \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho b\u1ea5t \u0111\u1ed9ng s\u1ea3n, bao g\u1ed3m th\u1ebf ch\u1ea5p, quy\u1ec1n s\u1eed d\u1ee5ng c\u1ee7a ng\u01b0\u1eddi kh\u00e1c v\u00e0 thu\u1ebf t\u00e0i s\u1ea3n, vv. Kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 c\u00e1c h\u00ecnh th\u1ee9c tr\u1edf ng\u1ea1i \u0111\u1ec1u d\u01b0\u1edbi d\u1ea1ng t\u00e0i ch\u00ednh, trong nh\u1eefng tr\u1edf ng\u1ea1i tr\u00ean, quy\u1ec1n s\u1eed d\u1ee5ng c\u1ee7a ng\u01b0\u1eddi kh\u00e1c l\u00e0 m\u1ed9t v\u00ed d\u1ee5 v\u1ec1 tr\u1edf ng\u1ea1i phi t\u00e0i ch\u00ednh.<\/p>\n

\u0110\u1eb7c \u0111i\u1ec3m c\u1ee7a S\u1ef1 tr\u1edf ng\u1ea1i<\/font><\/b><\/p>\n

Thu\u1eadt ng\u1eef n\u00e0y bao g\u1ed3m nhi\u1ec1u tr\u1edf ng\u1ea1i c\u1ea3 d\u01b0\u1edbi d\u1ea1ng t\u00e0i ch\u00ednh v\u00e0 phi t\u00e0i ch\u00ednh \u0111\u1ed1i v\u1edbi m\u1ed9t t\u00e0i s\u1ea3n \u0111\u1ebfn t\u1eeb c\u00e1c b\u00ean kh\u00f4ng ph\u1ea3i l\u00e0 ch\u1ee7 s\u1edf h\u1eefu. Ch\u1ee7 s\u1edf h\u1eefu t\u00e0i s\u1ea3n c\u00f3 th\u1ec3 b\u1ecb tr\u1edf ng\u1ea1i trong vi\u1ec7c ho\u00e0n to\u00e0n ki\u1ec3m so\u00e1t t\u00e0i s\u1ea3n. Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, t\u00e0i s\u1ea3n c\u00f3 th\u1ec3 b\u1ecb t\u1ecbch thu b\u1edfi m\u1ed9t ch\u1ee7 n\u1ee3 ho\u1eb7c b\u1edfi ch\u00ednh quy\u1ec1n. <\/p>\n

M\u1ed9t s\u1ed1 h\u1ea1n ch\u1ebf c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn kh\u1ea3 n\u0103ng marketing c\u1ee7a ch\u1ee9ng kho\u00e1n: v\u00ed d\u1ee5 nh\u01b0 quy\u1ec1n s\u1eed d\u1ee5ng c\u1ee7a ng\u01b0\u1eddi kh\u00e1c ho\u1eb7c th\u1ebf ch\u1ea5p c\u00f3 th\u1ec3 khi\u1ebfn m\u1ed9t t\u00e0i s\u1ea3n kh\u00f4ng th\u1ec3 b\u00e1n \u0111\u01b0\u1ee3c. M\u1eb7c d\u00f9 \u0111i\u1ec1u n\u00e0y kh\u00f4ng nh\u1ea5t thi\u1ebft c\u00f3 ngh\u0129a l\u00e0 t\u00e0i s\u1ea3n kh\u00f4ng th\u1ec3 \u0111\u01b0\u1ee3c mua v\u00e0 b\u00e1n, nh\u01b0ng n\u00f3 c\u00f3 th\u1ec3 cho ph\u00e9p ng\u01b0\u1eddi mua r\u00fat lui kh\u1ecfi giao d\u1ecbch, m\u1eb7c d\u00f9 \u0111\u00e3 k\u00ed h\u1ee3p \u0111\u1ed3ng v\u00e0 th\u1eadm ch\u00ed \u0111\u00e3 nghi\u00ean c\u1ee9u r\u1ee7i ro trong m\u1ed9t s\u1ed1 khu v\u1ef1c ph\u00e1p l\u00ed.<\/p>\n

Nh\u1eefng tr\u1edf ng\u1ea1i kh\u00e1c, v\u00ed d\u1ee5 nh\u01b0 lu\u1eadt qui ho\u1ea1ch v\u00e0 qui \u0111\u1ecbnh v\u1ec1 m\u00f4i tr\u01b0\u1eddng, kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng c\u1ee7a m\u1ed9t t\u00e0i s\u1ea3n nh\u01b0ng ng\u0103n c\u1ea5m m\u1ed9t s\u1ed1 h\u00e0nh vi s\u1eed d\u1ee5ng c\u1ee5 th\u1ec3 v\u00e0 c\u1ea3i thi\u1ec7n \u0111\u1ea5t \u0111ai.<\/p>\n

V\u00ed d\u1ee5, t\u1ea1i Hong Kong, ng\u01b0\u1eddi b\u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt y\u00eau c\u1ea7u th\u00f4ng b\u00e1o cho \u0111\u1ea1i l\u00ed b\u1ea5t \u0111\u1ed9ng s\u1ea3n v\u1ec1 b\u1ea5t k\u00ec tr\u1edf ng\u1ea1i n\u00e0o \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n \u0111\u1ec3 tr\u00e1nh b\u1ea5t k\u00ec v\u1ea5n \u0111\u1ec1 n\u00e0o sau n\u00e0y trong qu\u00e1 tr\u00ecnh b\u00e1n h\u00e0ng. C\u00e1c \u0111\u1ea1i l\u00ed b\u1ea5t \u0111\u1ed9ng s\u1ea3n s\u1ebd cung c\u1ea5p cho ng\u01b0\u1eddi mua m\u1ed9t t\u00e0i li\u1ec7u t\u00ecm ki\u1ebfm \u0111\u1ea5t, trong \u0111\u00f3 c\u00f3 m\u1ed9t danh s\u00e1ch t\u1ea5t c\u1ea3 c\u00e1c tr\u1edf ng\u1ea1i.<\/p>\n

M\u1ed9t s\u1ed1 h\u00ecnh th\u1ee9c tr\u1edf ng\u1ea1i<\/font><\/b><\/h3>\n

1. Quy\u1ec1n s\u1edf h\u1eefu c\u1ee7a ng\u01b0\u1eddi kh\u00e1c: <\/b>L\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng ho\u1eb7c c\u1ea3i t\u1ea1o m\u1ed9t ph\u1ea7n t\u00e0i s\u1ea3n c\u1ee7a m\u1ed9t b\u00ean kh\u00e1c, ho\u1eb7c ng\u0103n ch\u1ee7 s\u1edf h\u1eefu s\u1eed d\u1ee5ng ho\u1eb7c c\u1ea3i thi\u1ec7n t\u00e0i s\u1ea3n theo m\u1ed9t s\u1ed1 c\u00e1ch nh\u1ea5t \u0111\u1ecbnh. V\u00ed d\u1ee5: m\u1ed9t c\u00f4ng ty ti\u1ec7n \u00edch c\u00f3 th\u1ec3 c\u00f3 quy\u1ec1n \u0111i\u1ec1u h\u00e0nh \u0111\u01b0\u1eddng d\u00e2y d\u1eabn gas th\u00f4ng qua t\u00e0i s\u1ea3n c\u1ee7a m\u1ed9t ng\u01b0\u1eddi, ho\u1eb7c ng\u01b0\u1eddi \u0111i b\u1ed9 c\u00f3 quy\u1ec1n s\u1eed d\u1ee5ng l\u1ed1i \u0111i b\u1ed9 \u0111i qua t\u00e0i s\u1ea3n \u0111\u00f3.<\/p>\n

2. L\u1ea5n chi\u1ebfm:<\/b>\u00a0X\u1ea3y ra khi m\u1ed9t b\u00ean kh\u00f4ng ph\u1ea3i l\u00e0 ch\u1ee7 s\u1edf h\u1eefu t\u00e0i s\u1ea3n x\u00e2m ph\u1ea1m ho\u1eb7c can thi\u1ec7p v\u00e0o t\u00e0i s\u1ea3n, v\u00ed d\u1ee5, b\u1eb1ng c\u00e1ch x\u00e2y d\u1ef1ng m\u1ed9t h\u00e0ng r\u00e0o tr\u00ean \u0111\u01b0\u1eddng ph\u00e2n l\u00f4, ho\u1eb7c tr\u1ed3ng m\u1ed9t c\u00e2y v\u1edbi c\u00e1c nh\u00e1nh m\u1ecdc ph\u00eda tr\u00ean m\u1ed9t t\u00e0i s\u1ea3n li\u1ec1n k\u1ec1. Vi\u1ec7c l\u1ea5n chi\u1ebfm t\u1ea1o ra m\u1ed9t tr\u1edf ng\u1ea1i cho c\u1ea3 hai t\u00e0i s\u1ea3n cho \u0111\u1ebfn khi v\u1ea5n \u0111\u1ec1 \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft: Nh\u00e0 \u1edf b\u1ea5t \u0111\u1ed9ng s\u1ea3n b\u1ecb l\u1ea5n chi\u1ebfm s\u1eed d\u1ee5ng mi\u1ec5n ph\u00ed, trong khi b\u00ean l\u1ea5n chi\u1ebfm kh\u00f4ng c\u00f3 quy\u1ec1n \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n \u0111\u00f3.<\/p>\n

3. H\u1ee3p \u0111\u1ed3ng thu\u00ea:<\/b>\u00a0L\u00e0 m\u1ed9t th\u1ecfa thu\u1eadn \u0111\u1ec3 thu\u00ea m\u1ed9t t\u00e0i s\u1ea3n v\u1edbi t\u1ec9 l\u1ec7 v\u00e0 th\u1eddi gian th\u1ecfa thu\u1eadn. \u0110\u00f3 l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c tr\u1edf ng\u1ea1i b\u1edfi v\u00ec b\u00ean cho thu\u00ea kh\u00f4ng t\u1eeb b\u1ecf quy\u1ec1n s\u1edf h\u1eefu \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n, nh\u01b0ng vi\u1ec7c s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n c\u1ee7a h\u1ecd b\u1ecb h\u1ea1n ch\u1ebf \u0111\u00e1ng k\u1ec3 b\u1edfi h\u1ee3p \u0111\u1ed3ng cho thu\u00ea.<\/p>\n

4. Th\u1ebf ch\u1ea5p:<\/b> Ng\u01b0\u1eddi cho vay, th\u01b0\u1eddng l\u00e0 m\u1ed9t ng\u00e2n h\u00e0ng, gi\u1eef l\u1ea1i ti\u1ec1n l\u00e3i cho quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 cho \u0111\u1ebfn khi th\u1ebf ch\u1ea5p tr\u00ean c\u0103n nh\u00e0 \u0111\u01b0\u1ee3c tr\u1ea3 h\u1ebft. N\u1ebfu ng\u01b0\u1eddi vay kh\u00f4ng th\u1ec3 tr\u1ea3 n\u1ee3 th\u1ebf ch\u1ea5p, ng\u01b0\u1eddi cho vay c\u00f3 th\u1ec3 t\u1ecbch thu nh\u00e0 l\u00e0m t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p v\u00e0 \u0111u\u1ed5i ng\u01b0\u1eddi vay ra kh\u1ecfi nh\u00e0.<\/p>\n

5. Giao \u01b0\u1edbc h\u1ea1n ch\u1ebf:<\/b>\u00a0L\u00e0 th\u1ecfa thu\u1eadn m\u00e0 ng\u01b0\u1eddi b\u00e1n vi\u1ebft v\u00e0o ch\u1ee9ng th\u01b0 t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi mua \u0111\u1ec3 h\u1ea1n ch\u1ebf c\u00e1ch ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n \u0111\u00f3. V\u00ed d\u1ee5, c\u00f3 th\u1ec3 c\u00f3 m\u1ed9t \u0111i\u1ec1u kho\u1ea3n y\u00eau c\u1ea7u ng\u01b0\u1eddi mua gi\u1eef nguy\u00ean m\u1eb7t ti\u1ec1n c\u1ee7a t\u00f2a nh\u00e0. Mi\u1ec5n l\u00e0 kh\u00f4ng vi ph\u1ea1m ph\u00e1p lu\u1eadt, c\u00e1c giao \u01b0\u1edbc h\u1ea1n ch\u1ebf c\u00f3 th\u1ec3 c\u1ee5 th\u1ec3 v\u00e0 \u0111\u1ed9c \u0111o\u00e1n, b\u1edfi v\u00ec c\u00e1c b\u00ean \u0111\u1ec1u nh\u1ea5t tr\u00ed \u0111\u1ed3ng \u00fd.<\/p>\n

(theo Investopedia<\/i>)<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

\n S\u1ef1 tr\u1edf ng\u1ea1i (ti\u1ebfng Anh: Encumbrance) l\u00e0 nh\u1eefng h\u1ea1n ch\u1ebf \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n b\u1edfi m\u1ed9t b\u00ean kh\u00f4ng ph\u1ea3i l\u00e0 ch\u1ee7 s\u1edf h\u1eefu, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn kh\u1ea3 n\u0103ng chuy\u1ec3n nh\u01b0\u1ee3ng c\u1ee7a t\u00e0i s\u1ea3n v\u00e0 h\u1ea1n ch\u1ebf quy\u1ec1n s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n cho \u0111\u1ebfn khi tr\u1edf ng\u1ea1i \u0111\u01b0\u1ee3c g\u1ee1 b\u1ecf.\n <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[420],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/34888"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=34888"}],"version-history":[{"count":1,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/34888\/revisions"}],"predecessor-version":[{"id":68183,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/34888\/revisions\/68183"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=34888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=34888"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=34888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}