{"id":34895,"date":"2023-12-08T07:41:09","date_gmt":"2023-12-08T07:41:09","guid":{"rendered":"https:\/\/masterskills.org\/blog\/dieu-khoan-huy-bo-defeasance-clause-trong-bat-dong-san-la-gi-dac-diem-dieu-khoan-huy-bo.html"},"modified":"2023-12-23T20:58:12","modified_gmt":"2023-12-23T13:58:12","slug":"dieu-khoan-huy-bo-defeasance-clause-trong-bat-dong-san-la-gi-dac-diem-dieu-khoan-huy-bo","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/dieu-khoan-huy-bo-defeasance-clause-trong-bat-dong-san-la-gi-dac-diem-dieu-khoan-huy-bo.html","title":{"rendered":"\u0110i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf (Defeasance Clause) trong b\u1ea5t \u0111\u1ed9ng s\u1ea3n l\u00e0 g\u00ec? \u0110\u1eb7c \u0111i\u1ec3m \u0110i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf"},"content":{"rendered":"<div class=\"vnbcbc-body vceditor-content wi-active\" data-role=\"content\">\n<figure class=\"VCSortableInPreviewMode\" type=\"Photo\" style=\"\">\n<div><\/div><figcaption class=\"PhotoCMS_Caption\">\n<p data-placeholder=\"[nh\u1eadp ch\u00fa th\u00edch]\">Hi\u0300nh minh ho\u0323a. Ngu\u00f4\u0300n: Investopedia<\/p>\n<\/figcaption><\/figure>\n<h2><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">\u0110i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf<\/font><\/h2>\n<p><b>Kha\u0301i ni\u00ea\u0323m<\/b><\/p>\n<p><b>\u0110i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf<\/b> trong ti\u00ea\u0301ng Anh la\u0300 <b>Defeasance Clause<\/b>.<\/p>\n<p><b>\u0110i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf <\/b>l\u00e0 \u0111i\u1ec1u kho\u1ea3n\u00a0th\u1ebf ch\u1ea5p\u00a0cho ph\u00e9p ng\u01b0\u1eddi \u0111i vay s\u1ebd \u0111\u01b0\u1ee3c trao quy\u1ec1n s\u1edf h\u1eefu \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n, m\u1ed9t khi t\u1ea5t c\u1ea3 c\u00e1c \u0111i\u1ec1u kho\u1ea3n thanh to\u00e1n th\u1ebf ch\u1ea5p \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u00e1p \u1ee9ng.\u00a0<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">\u0110\u1eb7c \u0111i\u1ec3m \u0110i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf\u00a0 \u00a0\u00a0\u00a0<\/font><\/h3>\n<p><b>\u0110i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf<\/b> d\u1ef1a tr\u00ean kh\u00e1i ni\u1ec7m v\u1ec1 s\u1ef1 v\u00f4 hi\u1ec7u h\u00f3a m\u1ed9t ch\u1ee9ng th\u01b0 ho\u1eb7c h\u1ee3p \u0111\u1ed3ng.   Th\u1ef1c t\u1ebf, \u0111i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf th\u01b0\u1eddng kh\u00f4ng c\u1ea7n thi\u1ebft tuy nhi\u00ean v\u1eabn b\u1ecb b\u1eaft bu\u1ed9c \u1edf nhi\u1ec1u n\u01a1i.   \u00a0\u00a0 <\/p>\n<p>V\u1ec1 c\u01a1 b\u1ea3n, \u0111i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 r\u00fat g\u1ecdn c\u00e1c th\u1ee7 t\u1ee5c cu\u1ed1i c\u00f9ng trong m\u1ed9t h\u1ee3p \u0111\u1ed3ng vay th\u1ebf ch\u1ea5p, v\u1edbi m\u1ed9t b\u1ea5t \u0111\u1ed9ng s\u1ea3n l\u00e0m t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p b\u1ea3o \u0111\u1ea3m.  \u00a0\u00a0<\/p>\n<p>\u0110i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf trong b\u1ea3o hi\u1ec3m h\u1ee3p \u0111\u1ed3ng vay th\u1ebf ch\u1ea5p c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n khi m\u1ed9t ng\u01b0\u1eddi \u0111i vay ho\u00e0n th\u00e0nh t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n thanh to\u00e1n th\u1ebf ch\u1ea5p cho kho\u1ea3n vay c\u1ee7a h\u1ecd.   \u00a0\u00a0<\/p>\n<p>H\u1ee3p \u0111\u1ed3ng cho vay th\u1ebf ch\u1ea5p c\u00f3 b\u1ea3o \u0111\u1ea3m ch\u1ee9a c\u00e1c th\u1ee7 t\u1ee5c chi ti\u1ebft nh\u1eb1m qu\u1ea3n l\u00ed\u00a0quy\u1ec1n s\u1edf h\u1eefu t\u00e0i s\u1ea3n\u00a0th\u1ebf ch\u1ea5p trong su\u1ed1t th\u1eddi h\u1ea1n kho\u1ea3n vay, v\u00e0 t\u1ea1i th\u1eddi \u0111i\u1ec3m h\u1ee7y b\u1ecf h\u1ee3p \u0111\u1ed3ng vay.  \u00a0<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">Quy\u1ec1n s\u1edf h\u1eefu t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m  \u00a0\u00a0<\/font><\/h3>\n<p>Ng\u01b0\u1eddi \u0111i vay \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn cho vay th\u1ebf ch\u1ea5p c\u00f3 b\u1ea3o \u0111\u1ea3m\u00a0ph\u1ea3i \u0111\u1ed3ng \u00fd v\u1edbi c\u00e1c \u0111i\u1ec1u kho\u1ea3n tr\u00ean h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p, g\u1ed3m c\u00f3 \u0111i\u1ec1u kho\u1ea3n chuy\u1ec3n nh\u01b0\u1ee3ng quy\u1ec1n th\u1ebf ch\u1ea5p.   \u00a0\u00a0<\/p>\n<p>Trong m\u1ed9t kho\u1ea3n vay th\u1ebf ch\u1ea5p, ng\u01b0\u1eddi cho vay s\u1ebd \u0111\u01b0\u01a1c duy tr\u00ec quy\u1ec1n s\u1edf h\u1eefu t\u00e0i s\u1ea3n trong su\u1ed1t kho\u1ea3n vay th\u00f4ng qua c\u00e1c t\u00e0i li\u1ec7u v\u1ec1 quy\u1ec1n s\u1edf h\u1eefu t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p.   \u00a0\u00a0<\/p>\n<p>Khi kho\u1ea3n vay th\u1ebf ch\u1ea5p c\u00f3 b\u1ea3o \u0111\u1ea3m \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t hay \u0111\u00f3ng l\u1ea1i, quy\u1ec1n s\u1edf h\u1eefu t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng cho ng\u01b0\u1eddi cho vay. S\u1ef1 chuy\u1ec3n nh\u01b0\u1ee3ng quy\u1ec1n s\u1edf h\u1eefu ph\u1ea3i \u0111\u01b0\u1ee3c ghi ch\u00e9p l\u1ea1i b\u1eb1ng v\u0103n b\u1ea3n.  \u00a0\u00a0<\/p>\n<p><b>\u0110i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf<\/b> s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n khi kho\u1ea3n vay th\u1ebf ch\u1ea5p \u0111\u00e3 \u0111\u01b0\u1ee3c thanh to\u00e1n \u0111\u1ea7y \u0111\u1ee7, v\u00e0 t\u1ea5t c\u1ea3 c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a kho\u1ea3n vay \u0111\u1ec1u \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u00e1p \u1ee9ng.   \u00a0\u00a0<\/p>\n<p>\u0110\u1ebfn cu\u1ed1i k\u00ec h\u1ea1n kho\u1ea3n vay, quy\u1ec1n s\u1edf h\u1eefu quy\u1ec1n s\u1edf h\u1eefu s\u1ebd \u0111\u01b0\u1ee3c ng\u01b0\u1eddi cho vay chuy\u1ec3n sang cho ng\u01b0\u1eddi \u0111i vay.   \u00a0\u00a0<\/p>\n<p>Tuy nhi\u00ean, \u0111i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf l\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft v\u00ec b\u1ea3n ch\u1ea5t n\u00f3 l\u00e0 m\u1ed9t th\u1ee7 t\u1ee5c ti\u00eau chu\u1ea9n khi kho\u1ea3n vay h\u1ebft h\u1ea1n.  Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, c\u00e1c \u0111i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf c\u00f3 th\u1ec3 n\u00eau chi ti\u1ebft c\u00e1c qui tr\u00ecnh cu\u1ed1i c\u00f9ng \u0111\u1ec3 chuy\u1ec3n nh\u01b0\u1ee3ng quy\u1ec1n v\u00e0 k\u1ebft th\u00fac kho\u1ea3n vay.  \u00a0\u00a0<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">M\u1ed9t s\u1ed1 l\u01b0u \u00fd  \u00a0<\/font><\/h3>\n<p>Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, c\u00e1c <b>\u0111i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf<\/b> c\u0169ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 chuy\u1ec3n c\u00e1c\u00a0t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p\u00a0thay th\u1ebf.   \u00a0\u00a0<\/p>\n<p>V\u00ed d\u1ee5 ng\u01b0\u1eddi \u0111i vay c\u00f3 th\u1ec3 y\u00eau c\u1ea7u \u0111\u00ednh k\u00e8m m\u1ed9t \u0111i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf n\u1ebfu h\u1ecd c\u00f3 k\u1ebf ho\u1ea1ch s\u1eed d\u1ee5ng m\u1ed9t t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p thay th\u1ebf cho b\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u1ebf ch\u1ea5p hi\u1ec7n t\u1ea1i, t\u1ea1i m\u1ed9t s\u1ed1 th\u1eddi \u0111i\u1ec3m trong th\u1eddi h\u1ea1n kho\u1ea3n vay.   \u00a0\u00a0<\/p>\n<p>Lo\u1ea1i \u0111i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf n\u00e0y c\u00f3 th\u1ec3 cho ph\u00e9p ng\u01b0\u1eddi \u0111i vay c\u00f3 \u0111\u01b0\u1ee3c quy\u1ec1n s\u1edf h\u1eefu b\u1ea5t \u0111\u1ed9ng s\u1ea3n tr\u01b0\u1edbc khi kho\u1ea3n vay h\u1ebft h\u1ea1n, b\u1eb1ng c\u00e1ch tr\u00e1o \u0111\u1ed5i t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p thay th\u1ebf cho b\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m.   \u00a0<\/p>\n<p>C\u00e1c t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p thay th\u1ebf c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng trong t\u00ecnh hu\u1ed1ng n\u00e0y g\u1ed3m c\u00f3 ch\u1ee9ng kho\u00e1n \u0111\u1ea7u t\u01b0,\u00a0t\u00e0i kho\u1ea3n th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7\u00a0ho\u1eb7c c\u00e1c t\u00e0i s\u1ea3n \u0111\u1ea7u t\u01b0 kh\u00e1c.\u00a0 \u00a0<\/p>\n<p>(Theo Investopedia)<\/p>\n<p>\u00a0<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"vnbcbc-sapo\" data-role=\"sapo\">\n                            \u0110i\u1ec1u kho\u1ea3n h\u1ee7y b\u1ecf (ti\u1ebfng Anh: Defeasance Clause) l\u00e0 \u0111i\u1ec1u kho\u1ea3n th\u1ebf ch\u1ea5p cho ph\u00e9p ng\u01b0\u1eddi \u0111i vay s\u1ebd \u0111\u01b0\u1ee3c trao quy\u1ec1n s\u1edf h\u1eefu \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n, m\u1ed9t khi t\u1ea5t c\u1ea3 c\u00e1c \u0111i\u1ec1u kho\u1ea3n thanh to\u00e1n th\u1ebf ch\u1ea5p \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u00e1p \u1ee9ng.\n                        <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[420],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/34895"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=34895"}],"version-history":[{"count":1,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/34895\/revisions"}],"predecessor-version":[{"id":68186,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/34895\/revisions\/68186"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=34895"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=34895"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=34895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}