{"id":35855,"date":"2023-12-08T11:25:43","date_gmt":"2023-12-08T11:25:43","guid":{"rendered":"https:\/\/masterskills.org\/blog\/so-do-kim-tu-thap-pyramid-scheme-la-gi-cach-thuc-hoat-dong-cua-so-do-kim-tu-thap.html"},"modified":"2023-12-23T21:01:14","modified_gmt":"2023-12-23T14:01:14","slug":"so-do-kim-tu-thap-pyramid-scheme-la-gi-cach-thuc-hoat-dong-cua-so-do-kim-tu-thap","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/so-do-kim-tu-thap-pyramid-scheme-la-gi-cach-thuc-hoat-dong-cua-so-do-kim-tu-thap.html","title":{"rendered":"S\u01a1 \u0111\u1ed3 kim t\u1ef1 th\u00e1p (Pyramid Scheme) l\u00e0 g\u00ec? C\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a s\u01a1 \u0111\u1ed3 kim t\u1ef1 th\u00e1p"},"content":{"rendered":"<div class=\"vnbcbc-body vceditor-content wi-active\" data-role=\"content\">\n<figure class=\"VCSortableInPreviewMode\" type=\"Photo\" style=\"\">\n<div><\/div><figcaption class=\"PhotoCMS_Caption\">\n<p data-placeholder=\"[Nh\u1eadp ch\u00fa th\u00edch \u1ea3nh]\" class=\"\">H\u00ecnh minh h\u1ecda (Ngu\u1ed3n: investopedia)<\/p>\n<\/figcaption><\/figure>\n<h2><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">S\u01a1 \u0111\u1ed3 kim t\u1ef1 th\u00e1p (Pyramid Scheme)<\/font><\/h2>\n<p><b>Kh\u00e1i ni\u1ec7m<\/b><\/p>\n<p><b>S\u01a1 \u0111\u1ed3 kim t\u1ef1 th\u00e1p<\/b> trong ti\u1ebfng Anh c\u00f3 m\u1ed9t s\u1ed1 c\u00e1ch g\u1ecdi l\u00e0 <b>Pyramid Scheme<\/b> hay Pyramid Scams.<\/p>\n<p>S\u01a1 \u0111\u1ed3 kim t\u1ef1 th\u00e1p l\u00e0 m\u1ed9t m\u00f4 h\u00ecnh kinh doanh s\u01a1 s\u00e0i v\u00e0 kh\u00f4ng b\u1ec1n v\u1eefng, trong \u0111\u00f3 m\u1ed9t v\u00e0i th\u00e0nh vi\u00ean \u1edf t\u1ea7ng cao h\u01a1n c\u1ee7a kim t\u1ef1 th\u00e1p chi\u00eau m\u1ed9 c\u00e1c th\u00e0nh vi\u00ean m\u1edbi &#8211; nh\u1eefng ng\u01b0\u1eddi tr\u1ea3 chi ph\u00ed tr\u1ea3 tr\u01b0\u1edbc cho chu\u1ed7i &#8211; \u0111\u1ec3 k\u1ebft n\u1ea1p h\u1ecd v\u00e0o chu\u1ed7i. Khi c\u00e1c th\u00e0nh vi\u00ean m\u1edbi l\u1ea7n l\u01b0\u1ee3t chi\u00eau m\u1ed9 c\u00e1c th\u00e0nh vi\u00ean kh\u00e1c, m\u1ed9t ph\u1ea7n ph\u00ed m\u00e0 nh\u1eefng ng\u01b0\u1eddi \u0111\u1ebfn sau \u0111\u01b0a cho h\u1ecd, h\u1ecd c\u0169ng ph\u1ea3i \u0111\u01b0a cho nh\u1eefng ng\u01b0\u1eddi tr\u01b0\u1edbc \u0111\u00f3 \u0111\u00e3 chi\u00eau m\u1ed9 h\u1ecd. C\u00e1c ho\u1ea1t \u0111\u1ed9ng n\u00e0y l\u00e0 b\u1ea5t h\u1ee3p ph\u00e1p \u1edf m\u1ed9t s\u1ed1 qu\u1ed1c gia.<\/p>\n<h3><font style=\"line-height: 22px; font-size: 22px;\" color=\"#3d85c6\">C\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a s\u01a1 \u0111\u1ed3 kim t\u1ef1 th\u00e1p<\/font><\/h3>\n<p>C\u00e1c s\u01a1 \u0111\u1ed3 kim t\u1ef1 th\u00e1p \u0111\u01b0\u1ee3c \u0111\u1eb7t t\u00ean nh\u01b0 v\u1eady b\u1edfi v\u00ec ch\u00fang gi\u1ed1ng v\u1edbi c\u1ea5u tr\u00fac kim t\u1ef1 th\u00e1p, b\u1eaft \u0111\u1ea7u v\u1edbi m\u1ed9t \u0111i\u1ec3m duy nh\u1ea5t tr\u00ean \u0111\u1ec9nh, d\u1ea7n d\u1ea7n t\u1ecfa r\u1ed9ng ra v\u1ec1 ph\u00eda d\u01b0\u1edbi.<\/p>\n<p>Ch\u00fang ta h\u00e3y gi\u1ea3 s\u1eed nh\u01b0 sau: Ng\u01b0\u1eddi s\u00e1ng l\u1eadp Mike ng\u1ed3i m\u1ed9t m\u00ecnh tr\u00ean \u0111\u1ec9nh th\u00e1p, \u0111\u01b0\u1ee3c bi\u1ec3u th\u1ecb b\u1eb1ng s\u1ed1 &#8220;1&#8221; nh\u01b0 trong h\u00ecnh tr\u00ean. Gi\u1ea3 s\u1eed Mike chi\u00eau m\u1ed9 10 ng\u01b0\u1eddi h\u1ea1ng hai \u1edf c\u1ea5p \u0111\u1ed9 ngay t\u1ea7ng d\u01b0\u1edbi anh ta, m\u1ed7i ng\u01b0\u1eddi m\u1edbi s\u1ebd ph\u1ea3i c\u1ea5p cho anh ta m\u1ed9t kho\u1ea3n thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t cho \u0111\u1eb7c quy\u1ec1n tham gia.\u00a0<\/p>\n<p>Kh\u00f4ng ch\u1ec9 c\u00e1c kho\u1ea3n ph\u00ed mua \u0111\u00f3 ph\u1ea3i chuy\u1ec3n tr\u1ef1c ti\u1ebfp v\u00e0o t\u00fai c\u1ee7a Mike, 10 th\u00e0nh vi\u00ean m\u1edbi sau \u0111\u00f3 ph\u1ea3i chi\u00eau m\u1ed9 10 th\u00e0nh vi\u00ean c\u1ea5p ba c\u1ee7a ch\u00ednh h\u1ecd (t\u1ed5ng c\u1ed9ng s\u1ebd l\u00e0 100 ng\u01b0\u1eddi), nh\u1eefng ng\u01b0\u1eddi n\u00e0y ph\u1ea3i tr\u1ea3 ph\u00ed cho c\u00e1c nh\u00e0 <span>chi\u00eau m\u1ed9<\/span> c\u1ea5p hai, nh\u1eefng ng\u01b0\u1eddi \u1edf c\u1ea5p hai s\u1ebd l\u1ea1i chia m\u1ed9t t\u1ec9 l\u1ec7 ph\u00ed cho Mike.<\/p>\n<p>V\u1ec1 m\u1eb7t l\u00ed thuy\u1ebft, nh\u1eefng ng\u01b0\u1eddi \u0111\u1ee7 t\u00e1o b\u1ea1o tham gia v\u00e0o s\u01a1 \u0111\u1ed3 kim t\u1ef1 th\u00e1p s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n ti\u1ec1n m\u1eb7t \u0111\u00e1ng k\u1ec3 t\u1eeb c\u00e1c t\u00e2n binh b\u00ean d\u01b0\u1edbi c\u1ee7a h\u1ecd. Nh\u01b0ng trong th\u1ef1c t\u1ebf, c\u00e1c nh\u00f3m th\u00e0nh vi\u00ean t\u01b0\u01a1ng lai c\u00f3 xu h\u01b0\u1edbng c\u1ea1n ki\u1ec7t theo th\u1eddi gian. V\u00e0 v\u00e0o th\u1eddi \u0111i\u1ec3m n\u00e0o \u0111\u00f3, s\u01a1 \u0111\u1ed3 kim t\u1ef1 th\u00e1p s\u1ebd b\u1ecb \u0111\u1ed5 v\u1ee1, c\u00e1c nh\u00e0 \u0111i\u1ec1u h\u00e0nh \u1edf c\u1ea5p cao nh\u1ea5t b\u1ecf tr\u1ed1n v\u1edbi v\u00f4 s\u1ed1 ti\u1ec1n m\u1eb7t, trong khi ph\u1ea7n l\u1edbn c\u00e1c th\u00e0nh vi\u00ean c\u1ea5p th\u1ea5p h\u01a1n \u0111\u1ec1u tr\u1eafng tay.<\/p>\n<p>C\u1ea7n l\u01b0u \u00fd r\u1eb1ng v\u00ec c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh kim t\u1ef1 th\u00e1p ph\u1ee5 thu\u1ed9c r\u1ea5t nhi\u1ec1u v\u00e0o ph\u00ed t\u1eeb c\u00e1c t\u00e2n binh, n\u00ean \u0111\u1ea1i \u0111a s\u1ed1 c\u00e1c giao d\u1ecbch kh\u00f4ng li\u00ean quan \u0111\u1ebfn vi\u1ec7c b\u00e1n s\u1ea3n ph\u1ea9m ho\u1eb7c d\u1ecbch v\u1ee5 th\u1ef1c t\u1ebf v\u1edbi b\u1ea5t k\u00ec gi\u00e1 tr\u1ecb n\u1ed9i t\u1ea1i n\u00e0o.<\/p>\n<p>C\u00e1c lo\u1ea1i s\u01a1 \u0111\u1ed3 kim t\u1ef1 th\u00e1p b\u00e0o g\u1ed3m: S\u01a1 \u0111\u1ed3 kim t\u1ef1 th\u00e1p\u00a0kinh doanh \u0111a c\u1ea5p, email chuy\u1ec3n ti\u1ebfp (chain emails),\u00a0m\u00f4 h\u00ecnh ponzi.<\/p>\n<p><b>M\u1ed9t v\u00ed d\u1ee5 v\u1ec1 s\u01a1 \u0111\u1ed3 kim t\u1ef1 th\u00e1p tr\u00ean th\u1ef1c t\u1ebf<\/b><\/p>\n<p>N\u0103m 2008, m\u1ed9t k\u1ebf ho\u1ea1ch kim t\u1ef1 th\u00e1p kh\u1ed5ng l\u1ed3 lan t\u1ecfa \u1edf Canada, h\u1ee9a h\u1eb9n ng\u01b0\u1eddi d\u00e2n c\u00f3 c\u01a1 h\u1ed9i l\u00e0m gi\u00e0u b\u1eb1ng c\u00e1ch b\u00e1n c\u00e1c v\u00e9 du l\u1ecbch s\u1eafp t\u1edbi c\u1ee7a c\u00e1c th\u00e0nh vi\u00ean v\u1edbi chi ph\u00ed th\u1ea5p. \u0110\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n, &#8220;ng\u01b0\u1eddi b\u00e1n&#8221; l\u00e0 ng\u01b0\u1eddi \u0111\u1ea7u ti\u00ean \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u mua t\u01b0 c\u00e1ch th\u00e0nh vi\u00ean, v\u1edbi m\u1ee9c gi\u00e1 \u0111\u1eaft \u0111\u1ecf l\u00e0 3.200 \u0111\u00f4 la.<\/p>\n<p>H\u01a1n 2.000 ng\u01b0\u1eddi \u0111\u00e3 mang ra s\u1ed5 s\u00e9c c\u1ee7a h\u1ecd ra \u0111\u1ec3 mua v\u00ec h\u1ecd \u0111\u00e3 \u0111\u01b0\u1ee3c h\u1ee9a l\u00e0 s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c 5.000 \u0111\u00f4 la cho m\u1ed7i th\u00e0nh vi\u00ean t\u01b0\u01a1ng t\u1ef1 m\u00e0 h\u1ecd \u0111\u00e3 b\u00e1n. Tuy nhi\u00ean, l\u1ee3i nhu\u1eadn ch\u1ec9 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadn khi c\u00e1c th\u00e0nh vi\u00ean \u1ee9ng vi\u00ean t\u00edch l\u0169y \u0111\u01b0\u1ee3c 100.000 \u0111\u00f4 la doanh s\u1ed1, trong \u0111\u00f3 \u0111\u00f2i h\u1ecfi ph\u1ea3i b\u00e1n \u00edt nh\u1ea5t 20 v\u00e9.<\/p>\n<p>Nh\u01b0ng vi\u1ec7c n\u00e0y h\u1ea7u nh\u01b0 l\u00e0 kh\u00f4ng th\u1ec3 khi ngu\u1ed3n ti\u1ec1n d\u1ea7n c\u1ea1n ki\u1ec7t, m\u1ecdi ng\u01b0\u1eddi quy\u1ebft li\u1ec7t b\u00e1m v\u00e0o ti\u1ec1n c\u1ee7a h\u1ecd. Do \u0111\u00f3, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 b\u1ef1c t\u1ee9c \u0111\u00e3 \u0111\u1ec7 \u0111\u01a1n ki\u1ec7n t\u1eadp th\u1ec3 \u0111\u1ec3 ho\u00e0n l\u1ea1i ti\u1ec1n v\u00e0 h\u1ee7y b\u1ecf ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y.<\/p>\n<p><i>(T\u00e0i li\u1ec7u tham kh\u1ea3o: investopedia.com)<\/i><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"vnbcbc-sapo\" data-role=\"sapo\">\n                            S\u01a1 \u0111\u1ed3 kim t\u1ef1 th\u00e1p (ti\u1ebfng Anh: Pyramid Scheme) l\u00e0 m\u1ed9t m\u00f4 h\u00ecnh kinh doanh s\u01a1 s\u00e0i v\u00e0 kh\u00f4ng b\u1ec1n v\u1eefng, trong \u0111\u00f3 m\u1ed9t v\u00e0i th\u00e0nh vi\u00ean \u1edf t\u1ea7ng cao h\u01a1n c\u1ee7a kim t\u1ef1 th\u00e1p chi\u00eau m\u1ed9 c\u00e1c th\u00e0nh vi\u00ean m\u1edbi (ng\u01b0\u1eddi tr\u1ea3 chi ph\u00ed tr\u1ea3 tr\u01b0\u1edbc) \u0111\u1ec3 k\u1ebft n\u1ea1p h\u1ecd v\u00e0o chu\u1ed7i.\n                        <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[422],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/35855"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=35855"}],"version-history":[{"count":1,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/35855\/revisions"}],"predecessor-version":[{"id":68583,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/35855\/revisions\/68583"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=35855"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=35855"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=35855"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}