{"id":39197,"date":"2023-12-10T01:20:47","date_gmt":"2023-12-10T01:20:47","guid":{"rendered":"https:\/\/masterskills.org\/blog\/cach-tu-choi-khi-bi-hoi-vay-tien.html"},"modified":"2023-12-13T11:12:21","modified_gmt":"2023-12-13T11:12:21","slug":"cach-tu-choi-khi-bi-hoi-vay-tien","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/cach-tu-choi-khi-bi-hoi-vay-tien.html","title":{"rendered":"C\u00e1ch t\u1eeb ch\u1ed1i khi b\u1ecb h\u1ecfi vay ti\u1ec1n"},"content":{"rendered":"
\n

M\u1ed9t trong nh\u1eefng \u0111i\u1ec1u kh\u00f3 x\u1eed nh\u1ea5t v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi \u0111\u00f3 l\u00e0 t\u1eeb ch\u1ed1i khi b\u1ecb h\u1ecfi vay ti\u1ec1n. T\u1eeb ch\u1ed1i nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ec3 kh\u00f4ng l\u00e0m m\u1ea5t l\u00f2ng ng\u01b0\u1eddi kia?<\/p>\n

\"Cho<\/p>\n

Tami Claytor, gi\u00e1m \u0111\u1ed1c trung t\u00e2m t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i New York \u0111\u00e3 \u0111\u01b0a ra m\u1ed9t s\u1ed1 l\u1eddi khuy\u00ean cho nh\u1eefng ng\u01b0\u1eddi r\u01a1i v\u00e0o tr\u01b0\u1eddng h\u1ee3p n\u00e0y.<\/p>\n

Tami Claytor cho bi\u1ebft, vi\u1ec7c vay ti\u1ec1n kh\u00f4ng ch\u1ec9 khi\u1ebfn ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u1ecfi vay c\u1ea3m th\u1ea5y kh\u00f4ng tho\u1ea3i m\u00e1i m\u00e0 ngay ch\u00ednh ng\u01b0\u1eddi vay c\u0169ng c\u1ea3m th\u1ea5y x\u1ea5u h\u1ed5 b\u1edfi ti\u1ec1n b\u1ea1c g\u1eafn li\u1ec1n v\u1edbi gi\u00e1 tr\u1ecb b\u1ea3n th\u00e2n m\u1ed7i ng\u01b0\u1eddi. V\u00ec v\u1eady, n\u1ebfu kh\u00f4ng mu\u1ed1n cho vay b\u1ea1n c\u0169ng n\u00ean th\u1ec3 hi\u1ec7n s\u1ef1 \u0111\u1ed3ng c\u1ea3m v\u1edbi \u0111\u1ed1i ph\u01b0\u01a1ng v\u00e0 ho\u00e0n c\u1ea3nh kh\u00f3 kh\u0103n m\u00e0 h\u1ecd \u0111ang g\u1eb7p ph\u1ea3i.<\/p>\n

N\u1ebfu kh\u00f4ng c\u00f3 ti\u1ec1n, h\u00e3y xin l\u1ed7i v\u00e0 \u0111\u01b0a ra l\u1eddi gi\u1ea3i th\u00edch ng\u1eafn g\u1ecdn v\u00e0 \u0111\u01a1n gi\u1ea3n l\u00fd do b\u1ea1n kh\u00f4ng th\u1ec3 gi\u00fap h\u1ecd. N\u1ebfu c\u00f3 th\u1ec3, b\u1ea1n h\u00e3y t\u01b0 v\u1ea5n cho h\u1ecd c\u00e1ch gi\u1ea3i quy\u1ebft m\u00e0 b\u1ea1n th\u1ea5y ph\u00f9 h\u1ee3p v\u1edbi ho\u00e0n c\u1ea3nh c\u1ee7a h\u1ecd ho\u1eb7c \u0111\u01a1n gi\u1ea3n l\u00e0 ch\u00fac h\u1ecd may m\u1eafn.<\/p>\n

Trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n c\u00f3 ti\u1ec1n nh\u01b0ng kh\u00f4ng mu\u1ed1n cho vay, theo Claytor b\u1ea1n h\u00e3y c\u1ee9 th\u00e0nh th\u1eadt. B\u1ea1n c\u00f3 th\u1ec3 n\u00f3i r\u00f5 cho \u0111\u1ed1i ph\u01b0\u01a1ng hi\u1ec3u r\u1eb1ng nguy\u00ean t\u1eafc c\u1ee7a b\u1ea1n l\u00e0 kh\u00f4ng cho ai vay ti\u1ec1n \u0111\u1ec3 tr\u00e1nh c\u1ea3m gi\u00e1c kh\u00f3 ch\u1ecbu, kh\u00f4ng tho\u1ea3i m\u00e1i n\u00e0o gi\u1eefa hai ng\u01b0\u1eddi.<\/p>\n

N\u1ebfu ng\u01b0\u1eddi \u0111\u00f3 t\u1eebng vay ti\u1ec1n v\u00e0 ch\u01b0a tr\u1ea3 l\u1ea1i, Claytor khuy\u00ean b\u1ea1n n\u00ean nh\u1eafc l\u1ea1i m\u00f3n n\u1ee3 \u0111\u00f3 m\u1ed9t c\u00e1ch nh\u1eb9 nh\u00e0ng v\u00e0 cho bi\u1ebft b\u1ea1n kh\u00f4ng mu\u1ed1n h\u1ecd m\u1eafc n\u1ee3 nhi\u1ec1u h\u01a1n. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, theo Claytor b\u1ea1n kh\u00f4ng n\u00ean ch\u1ee7 \u0111\u1ed9ng h\u1ecfi h\u1ecd t\u1ea1i sao c\u1ea7n vay ti\u1ec1n b\u1edfi c\u00f3 th\u1ec3 s\u1ebd khi\u1ebfn ng\u01b0\u1eddi h\u1ecfi vay c\u00e0ng th\u00eam b\u1ed1i r\u1ed1i.<\/p>\n

Jodi RR Smith, ch\u1ee7 t\u1ecbch trung t\u00e2m t\u00e0i ch\u00ednh Mannersmith Etiquette Consulting nh\u1ea5n m\u1ea1nh r\u1eb1ng, h\u00e3y nh\u1edb ti\u1ec1n l\u00e0 c\u1ee7a b\u1ea1n v\u00e0 ng\u01b0\u1eddi kh\u00e1c \u0111ang h\u1ecfi vay. V\u00ec v\u1eady, b\u1ea1n kh\u00f4ng c\u1ea7n b\u1eaft bu\u1ed9c ph\u1ea3i gi\u1ea3i th\u00edch l\u00fd do t\u1ea1i sao kh\u00f4ng cho vay. C\u00e1ch gi\u1ea3i quy\u1ebft \u0111\u01a1n gi\u1ea3n l\u00e0 h\u00e3y n\u00f3i: \u201cT\u00f4i bi\u1ebft \u0111\u00e2y l\u00e0 m\u1ed9t th\u1eddi gian kh\u00f3 kh\u0103n v\u1edbi b\u1ea1n. T\u00f4i r\u1ea5t ti\u1ebfc v\u00ec t\u00f4i kh\u00f4ng th\u1ec3 gi\u00fap \u0111\u01b0\u1ee3c g\u00ec.” \u0110\u1eebng c\u1ea3m th\u1ea5y \u00e1y n\u00e1y v\u00ec kh\u00f4ng th\u1ec3 cho \u0111\u1ed1i ph\u01b0\u01a1ng vay ti\u1ec1n. B\u1ea1n c\u00f3 th\u1ec3 gi\u00fap \u0111\u1ee1 h\u1ecd b\u1eb1ng c\u00e1ch kh\u00e1c nh\u01b0 gi\u1edbi thi\u1ec7u vi\u1ec7c l\u00e0m…<\/p>\n

Cu\u1ed1i c\u00f9ng h\u00e3y gi\u1eef v\u1eefng l\u1eadp tr\u01b0\u1eddng b\u1edfi b\u1ea1n kh\u00f4ng ph\u1ea3i l\u00e0 ng\u00e2n h\u00e0ng c\u00e1 nh\u00e2n c\u1ee7a b\u1ea5t k\u1ef3 ai d\u00f9 th\u00e2n thi\u1ebft t\u1edbi \u0111\u00e2u.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

M\u1ed9t trong nh\u1eefng \u0111i\u1ec1u kh\u00f3 x\u1eed nh\u1ea5t v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi \u0111\u00f3 l\u00e0 t\u1eeb ch\u1ed1i khi b\u1ecb h\u1ecfi vay ti\u1ec1n. T\u1eeb ch\u1ed1i nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ec3 kh\u00f4ng l\u00e0m m\u1ea5t l\u00f2ng ng\u01b0\u1eddi kia?<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[452],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/39197"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=39197"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/39197\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=39197"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=39197"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=39197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}