{"id":39334,"date":"2023-12-10T01:25:58","date_gmt":"2023-12-10T01:25:58","guid":{"rendered":"https:\/\/masterskills.org\/blog\/ban-co-biet-nguoi-giau-tiet-kiem-tien-nhu-the-nao-khong.html"},"modified":"2023-12-13T10:37:39","modified_gmt":"2023-12-13T10:37:39","slug":"ban-co-biet-nguoi-giau-tiet-kiem-tien-nhu-the-nao-khong","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/ban-co-biet-nguoi-giau-tiet-kiem-tien-nhu-the-nao-khong.html","title":{"rendered":"B\u1ea1n c\u00f3 bi\u1ebft ng\u01b0\u1eddi gi\u00e0u ti\u1ebft ki\u1ec7m ti\u1ec1n nh\u01b0 th\u1ebf n\u00e0o kh\u00f4ng?"},"content":{"rendered":"
\n

C\u00f3 nhi\u1ec1u ti\u1ec1n \u0111\u00f3 l\u00e0 ni\u1ec1m m\u01a1 \u01b0\u1edbc c\u1ee7a r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi. R\u1ea5t c\u00f3 kh\u1ea3 n\u0103ng b\u1ea1n c\u0169ng n\u1eb1m trong s\u1ed1 \u0111\u00f3 v\u00e0 c\u0169ng t\u1eebng t\u1ef1 h\u1ecfi m\u00ecnh l\u00e0m sao \u0111\u1ec3 gi\u00e0u c\u00f3 v\u00e0 th\u00e0nh c\u00f4ng?<\/p>\n

Ch\u1eb3ng c\u00f3 m\u1ed9t c\u00f4ng th\u1ee9c chung hay m\u1ed9t cu\u1ed1n s\u00e1ch n\u00e0o c\u00f3 th\u1ec3 \u0111\u01b0a ra c\u00e2u tr\u1ea3 l\u1eddi chi ti\u1ebft v\u00e0 ch\u00ednh x\u00e1c cho b\u0103n kho\u0103n \u0111\u00f3 c\u1ee7a b\u1ea1n. Nh\u01b0ng \u1edf \u0111\u00e2y, ch\u00fang ta \u0111ang c\u00f3 10 m\u1eb9o ti\u1ebft ki\u1ec7m ti\u1ec1n c\u1ee7a ng\u01b0\u1eddi gi\u00e0u, bi\u1ebft \u0111\u00e2u ch\u00fang s\u1ebd gi\u00fap \u00edch cho b\u1ea1n tr\u00ean con \u0111\u01b0\u1eddng tr\u1edf th\u00e0nh ng\u01b0\u1eddi gi\u00e0u c\u00f3 v\u00e0 th\u00e0nh c\u00f4ng.<\/p>\n

1. H\u00e3y c\u1ea9n th\u1eadn v\u1edbi nh\u1eefng chi ph\u00ed nh\u1ecf<\/h2>\n

Khi \u0111\u1ea7u t\u01b0 nh\u1eefng kho\u1ea3n ti\u1ec1n l\u1edbn, mua s\u1eafm v\u1eadt d\u1ee5ng \u0111\u1eaft ti\u1ec1n hay m\u1ed9t l\u00f4 \u0111\u1ea5t, t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u c\u00e2n \u0111o, \u0111ong \u0111\u1ebfm r\u1ea5t k\u1ef9 l\u01b0\u1ee1ng. Tuy nhi\u00ean, ch\u00fang ta l\u1ea1i th\u01b0\u1eddng c\u00f3 xu h\u01b0\u1edbng b\u1ecf qua ho\u1eb7c thi\u1ebfu th\u1eadn tr\u1ecdng v\u1edbi nh\u1eefng kho\u1ea3n chi ph\u00ed nh\u1ecf b\u00e9, nh\u01b0 ti\u1ec1n \u0103n s\u00e1ng, mua s\u1eafm qu\u1ea7n \u00e1o, ph\u1ee5 ki\u1ec7n.<\/p>\n

10 t\u1edd 10.000 l\u00e0 100.000, 10 t\u1edd 100.000 l\u00e0 1.000.000, 10 l\u1ea7n 1 tri\u1ec7u l\u00e0 10 tri\u1ec7u, 10 l\u1ea7n 10 tri\u1ec7u l\u00e0 100 tri\u1ec7u, 10 l\u1ea7n 100 tri\u1ec7u l\u00e0 1 t\u1ef7. B\u1ea1n th\u1ea5y kh\u00f4ng, nh\u1eefng chi ph\u00ed nh\u1ecf, khi \u0111\u1ea1t \u0111\u1ebfn m\u1ed9t s\u1ed1 l\u01b0\u1ee3ng \u0111\u1ee7 l\u1edbn, ch\u00fang s\u1ebd t\u1ea1o ra m\u1ed9t kho\u1ea3n r\u1ea5t l\u1edbn.<\/p>\n

Suze Orman (n\u1eef doanh nh\u00e2n \u0111\u01b0\u1ee3c m\u1ec7nh danh l\u00e0 “ph\u00f9 th\u1ee7y t\u00e0i ch\u00ednh” trong gi\u1edbi t\u00e0i ch\u00ednh M\u1ef9) \u0111\u00e3 ch\u1ec9 ra r\u1ea5t r\u00f5 r\u00e0ng r\u1eb1ng: “H\u00e3y t\u00ecm ki\u1ebfm kh\u1eafp m\u1ecdi n\u01a1i \u0111\u1ec3 c\u00f3 th\u1ec3 c\u1eaft gi\u1ea3m d\u00f9 ch\u1ec9 m\u1ed9t ch\u00fat trong c\u00e1c kho\u1ea3n chi ph\u00ed c\u1ee7a b\u1ea1n. T\u1ea5t c\u1ea3 ch\u00fang s\u1ebd t\u1ea1o ra m\u1ed9t kho\u1ea3n ti\u1ec1n c\u00f3 \u00fd ngh\u0129a”<\/em>.<\/p>\n

\"Nhi\u1ec1u<\/p>\n

2. T\u1eadp trung v\u00e0o t\u01b0\u01a1ng lai<\/h2>\n

B\u1ecf ti\u1ec1n ra \u0111\u1ec3 mua m\u1ed9t c\u00e1i g\u00ec \u0111\u00f3 ch\u00fang ta th\u00edch th\u01b0\u1eddng s\u1ebd ch\u1ec9 th\u1ecfa m\u00e3n nhu c\u1ea7u t\u1ee9c th\u1eddi, n\u1ebfu c\u1ee9 duy tr\u00ec th\u00f3i quen mua m\u1ecdi th\u1ee9 m\u00ecnh th\u00edch, b\u1ea1n s\u1ebd ti\u00eau t\u1ea5t c\u1ea3 s\u1ed1 ti\u1ec1n m\u00ecnh c\u00f3, b\u1ea5t k\u1ec3 s\u1ed1 ti\u1ec1n b\u1ea1n ki\u1ebfm \u0111\u01b0\u1ee3c l\u00e0 bao nhi\u00eau. H\u00e3y thay \u0111\u1ed5i tr\u1ecdng t\u00e2m ti\u00eau ti\u1ec1n b\u1eb1ng c\u00e1ch t\u1eadp trung v\u00e0o t\u01b0\u01a1ng lai thay v\u00ec s\u1ef1 h\u00e0i l\u00f2ng trong hi\u1ec7n t\u1ea1i.<\/p>\n

“B\u1ea1n c\u00f3 th\u1ec3 kh\u00f4ng c\u00f3 ti\u1ec1n khi c\u00f2n tr\u1ebb, nh\u01b0ng \u0111\u1eebng \u0111\u1ec3 \u0111i\u1ec1u \u0111\u00f3 x\u1ea3y ra khi b\u1ea1n v\u1ec1 gi\u00e0”<\/em> – Tennessee Williams, nh\u00e0 v\u0103n n\u1ed5i ti\u1ebfng ng\u01b0\u1eddi M\u1ef9.<\/p>\n

3. \u0110\u1eebng mua nh\u1eefng th\u1ee9 kh\u00f4ng c\u1ea7n thi\u1ebft ch\u1ec9 \u0111\u1ec3 g\u00e2y \u1ea5n t\u01b0\u1ee3ng v\u1edbi m\u1ecdi ng\u01b0\u1eddi<\/h2>\n

Ai c\u0169ng mu\u1ed1n nh\u1eadn \u0111\u01b0\u1ee3c l\u1eddi khen ng\u1ee3i, t\u00e1n d\u01b0\u01a1ng tr\u1ea7m tr\u1ed3 c\u1ee7a nh\u1eefng ng\u01b0\u1eddi xung quanh, b\u1ea1n b\u00e8 v\u1ec1 nh\u1eefng th\u1ee9 m\u00ecnh s\u1edf h\u1eefu, nh\u01b0ng nh\u1eefng \u0111i\u1ec1u n\u00e0y c\u1ea7n c\u00f3 gi\u1edbi h\u1ea1n. B\u1ea1n n\u00ean mua nh\u1eefng th\u1ee9 m\u00ecnh c\u1ea7n ch\u1ee9 kh\u00f4ng ch\u1ec9 mua nh\u1eefng th\u1ee9 nh\u1eb1m g\u00e2y \u1ea5n t\u01b0\u1ee3ng v\u1edbi ng\u01b0\u1eddi kh\u00e1c. N\u1ebfu kh\u00f4ng ch\u1ec9 c\u00f3 b\u1ea7u tr\u1eddi m\u1edbi l\u00e0 gi\u1edbi h\u1ea1n mua s\u1eafm m\u00e0 th\u00f4i.<\/p>\n

“H\u00e3y d\u1eebng mua nh\u1eefng th\u1ee9 b\u1ea1n kh\u00f4ng c\u1ea7n, \u0111\u1ec3 g\u00e2y \u1ea5n t\u01b0\u1ee3ng v\u1edbi nh\u1eefng ng\u01b0\u1eddi m\u00e0 b\u1ea1n th\u1eadm ch\u00ed c\u00f2n kh\u00f4ng th\u00edch.” – Suze Orman.<\/p>\n

4. Ph\u00e2n \u0111\u1ecbnh r\u1ea1ch r\u00f2i<\/h2>\n

C\u00f3 r\u1ea5t nhi\u1ec1u kho\u1ea3n chi ti\u00eau l\u00e3ng ph\u00ed khi\u1ebfn b\u1ea1n ch\u1eb3ng ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c xu n\u00e0o n\u1ebfu nh\u01b0 kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch v\u00e0 ng\u00e2n s\u00e1ch r\u00f5 r\u00e0ng. B\u1ea1n ph\u1ea3i bi\u1ebft r\u00f5 t\u1eebng \u0111\u1ed3ng ti\u1ec1n \u0111i v\u00e0o v\u00e0 \u0111i ra kh\u1ecfi t\u00fai m\u00ecnh. Ng\u01b0\u1eddi gi\u00e0u bi\u1ebft ti\u1ec1n c\u1ee7a h\u1ecd \u0111\u1ebfn t\u1eeb \u0111\u00e2u v\u00e0 \u0111i v\u00e0o nh\u1eefng ch\u1ed7 n\u00e0o. M\u1ed9t b\u1ea3ng t\u00ednh Excel ho\u1eb7c ph\u1ea7n m\u1ec1m qu\u1ea3n l\u00fd chi ti\u00eau c\u00f3 th\u1ec3 gi\u00fap \u00edch cho b\u1ea1n trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y.<\/p>\n

“Ng\u00e2n s\u00e1ch n\u00f3i cho b\u1ea1n bi\u1ebft ti\u1ec1n c\u1ee7a b\u1ea1n s\u1ebd \u0111i \u0111\u00e2u thay v\u00ec t\u1ef1 h\u1ecfi n\u00f3 \u0111\u00e3 \u0111i \u0111\u00e2u”<\/em> – John C. Maxwell, chuy\u00ean gia s\u1ed1 1 th\u1ebf gi\u1edbi v\u1ec1 ngh\u1ec7 thu\u1eadt l\u00e3nh \u0111\u1ea1o.<\/p>\n

5. L\u00e0m vi\u1ec7c ch\u0103m ch\u1ec9<\/h2>\n

Trong suy ngh\u0129 c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi, ng\u01b0\u1eddi gi\u00e0u ch\u1ec9 c\u00f3 ni\u1ec1m vui v\u00e0 t\u1eadn h\u01b0\u1edfng cu\u1ed9c s\u1ed1ng c\u1ee7a h\u1ecd. Th\u1ef1c t\u1ebf l\u00e0 h\u1ecd l\u00e0m vi\u1ec7c ch\u0103m ch\u1ec9 h\u01a1n ng\u01b0\u1eddi b\u00ecnh th\u01b0\u1eddng, \u00edt nh\u1ea5t l\u00e0 n\u0103ng su\u1ea5t cao h\u01a1n nhi\u1ec1u. V\u00ec v\u1eady, c\u1ed1 g\u1eafng t\u0103ng thu nh\u1eadp v\u00e0 khi thu nh\u1eadp \u0111\u00e3 t\u0103ng l\u00ean th\u00ec c\u1ed1 g\u1eafng t\u0103ng c\u1ea3 kho\u1ea3n ti\u1ebft ki\u1ec7m l\u00ean n\u1eefa.<\/p>\n

“T\u00f4i th\u00edch kinh doanh v\u00e0 s\u1ef1 th\u1eadt l\u00e0 t\u00f4i ti\u1ebft ki\u1ec7m nhi\u1ec1u h\u01a1n t\u00f4i chi ti\u00eau. T\u00f4i \u0111\u1ea7u t\u01b0. T\u00f4i l\u00ean k\u1ebf ho\u1ea1ch cho t\u01b0\u01a1ng lai. T\u00f4i lu\u00f4n t\u00ecm ki\u1ebfm c\u01a1 h\u1ed9i v\u00e0 l\u00e0m vi\u1ec7c ch\u0103m ch\u1ec9 h\u01a1n b\u1ea5t c\u1ee9 ai c\u00f3 th\u1ec3 mong \u0111\u1ee3i”<\/em>.- Sofia Vergara, n\u1eef di\u1ec5n vi\u00ean c\u00f3 ti\u1ec1n c\u00e1t-s\u00ea cao nh\u1ea5t n\u01b0\u1edbc M\u1ef9, n\u0103m 2014 t\u1ea1p ch\u00ed Forbes \u0111\u00e3 vinh danh c\u00f4 trong danh s\u00e1ch Nh\u1eefng ng\u01b0\u1eddi ph\u1ee5 n\u1eef quy\u1ec1n l\u1ef1c nh\u1ea5t c\u1ee7a th\u1ebf gi\u1edbi.<\/p>\n

\u00a0<\/div>\n

6. Ti\u1ebft ki\u1ec7m m\u1ed9t ph\u1ea7n l\u1edbn thu nh\u1eadp c\u1ee7a b\u1ea1n<\/h2>\n

L\u1ea1i m\u1ed9t l\u1ea7n n\u1eefa, 2 ch\u1eef “ti\u1ebft ki\u1ec7m” vang l\u00ean. Ng\u01b0\u1eddi gi\u00e0u c\u00f3 th\u1ef1c s\u1ef1 kh\u00f4ng chi ti\u00eau \u0111\u1ec3 ra oai hay b\u1ecf ti\u1ec1n v\u00e0o nh\u1eefng th\u1ee9 ph\u00f9 phi\u1ebfm. \u0110\u00f3 l\u00e0 l\u00fd do t\u1ea1i sao h\u1ecd duy tr\u00ec \u0111\u01b0\u1ee3c s\u1ef1 gi\u00e0u c\u00f3 c\u1ee7a m\u00ecnh.<\/p>\n

H\u1ecd lu\u00f4n ti\u1ebft ki\u1ec7m m\u1ed9t ph\u1ea7n thu nh\u1eadp r\u00f5 r\u00e0ng. V\u00ec v\u1eady h\u00e3y c\u1ed1 g\u1eafng ti\u1ebft ki\u1ec7m m\u1ed9t ph\u1ea7n l\u1edbn thu nh\u1eadp c\u1ee7a b\u1ea1n. \u0110i\u1ec1u n\u00e0y s\u1ebd \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n kh\u00f4ng h\u1ebft ti\u1ec1n v\u00e0o b\u1ea5t c\u1ee9 th\u1eddi \u0111i\u1ec3m n\u00e0o.<\/p>\n

“H\u00e3y ti\u1ebft ki\u1ec7m 1\/3, s\u1ed1ng m\u1ed9t ph\u1ea7n ba v\u00e0 cho \u0111i m\u1ed9t ph\u1ea7n ba”<\/em> – Angelina Jolie ,m\u1ed9t n\u1eef di\u1ec5n vi\u00ean, nh\u00e0 l\u00e0m phim v\u00e0 nh\u00e0 t\u1eeb thi\u1ec7n nh\u00e2n \u0111\u1ea1o ng\u01b0\u1eddi M\u1ef9.<\/p>\n

7. T\u1eadn d\u1ee5ng nh\u1eefng \u0111\u1ee3t gi\u1ea3m gi\u00e1 v\u00e0 m\u1eb7c c\u1ea3<\/h2>\n

Gi\u1ed1ng nh\u01b0 t\u1ea5t c\u1ea3 ch\u00fang ta, ng\u01b0\u1eddi gi\u00e0u lu\u00f4n mu\u1ed1n c\u00f3 \u0111\u01b0\u1ee3c gi\u00e1 tr\u1ecb cao nh\u1ea5t t\u1eeb s\u1ed1 ti\u1ec1n m\u00e0 h\u1ecd b\u1ecf ra. H\u1ecd lu\u00f4n c\u1ed1 g\u1eafng t\u00ecm ki\u1ebfm nhi\u1ec1u gi\u00e1 tr\u1ecb h\u01a1n th\u00f4ng qua c\u00e1c kho\u1ea3n gi\u1ea3m gi\u00e1 v\u00e0 m\u1eb7c c\u1ea3.<\/p>\n

“T\u1ea1i sao b\u1ea1n ph\u1ea3i tr\u1ea3 nhi\u1ec1u h\u01a1n ng\u01b0\u1eddi kh\u00e1c cho c\u00f9ng m\u1ed9t m\u00f3n \u0111\u1ed3?”<\/em> – Sarah MichMasterskills Gellar, n\u1eef ho\u00e0ng phim kinh d\u1ecb.<\/p>\n

8. \u0110\u1ea7u t\u01b0 kho\u1ea3n ti\u1ebft ki\u1ec7m c\u1ee7a b\u1ea1n m\u1ed9t c\u00e1ch kh\u00f4n ngoan<\/h2>\n

Ch\u00fang ta th\u01b0\u1eddng b\u1ecf qua nh\u1eefng kho\u1ea3n ti\u1ec1n nh\u1ecf, nh\u01b0ng s\u1ed1 ti\u1ec1n nh\u1ecf c\u00f3 th\u1ec3 c\u1ed9ng d\u1ed3n th\u00e0nh s\u1ed1 ti\u1ec1n l\u1edbn. N\u1ebfu c\u00f3 nhi\u1ec1u ti\u1ec1n h\u01a1n, t\u1ea5t nhi\u00ean s\u1ebd t\u1ed1t h\u01a1n. T\u1ed1t nh\u1ea5t, h\u00e3y \u0111\u1ea7u t\u01b0 ti\u1ec1n \u0111\u00fang c\u00e1ch \u0111\u1ec3 ti\u1ec1n “\u0111\u1ebb” ra ti\u1ec1n.<\/p>\n

“B\u1ea1n \u0111\u1ea7u t\u01b0 1 xu \u1edf \u0111\u00e2y, 1 \u0111\u00f4-la \u1edf kia, ti\u1ebfp t\u1ee5c t\u00edch l\u0169y, v\u00e0 theo c\u00e1ch n\u00e0y s\u1ebd \u0111\u1ea1t \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 mong mu\u1ed1n. C\u00f3 th\u1ec3 b\u1ea1n s\u1ebd ph\u1ea3i luy\u1ec7n t\u1eadp v\u1edbi b\u00e0i to\u00e1n kinh t\u1ebf n\u00e0y, nh\u01b0ng khi \u0111\u00e3 quen v\u1edbi n\u00f3, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 h\u00e0i l\u00f2ng trong vi\u1ec7c ti\u1ebft ki\u1ec7m h\u1ee3p l\u00fd h\u01a1n l\u00e0 chi ti\u00eau kh\u00f4ng h\u1ee3p l\u00fd”<\/em>, P. T. Barnum, x\u1ebfp h\u1ea1ng n\u1ed5i ti\u1ebfng th\u1ee9 20704 tr\u00ean th\u1ebf gi\u1edbi v\u00e0 \u0111\u1ee9ng th\u1ee9 211 trong danh s\u00e1ch Doanh nh\u00e2n n\u1ed5i ti\u1ebfng.<\/p>\n

9. Th\u1ef1c h\u00e0nh c\u00f4ng th\u1ee9c c\u1ee7a c\u00e1c tri\u1ec7u ph\u00fa<\/h2>\n

C\u00e1ch suy ngh\u0129 th\u00f4ng th\u01b0\u1eddng c\u1ee7a m\u1ecdi ng\u01b0\u1eddi l\u00e0 ti\u1ebft ki\u1ec7m sau khi \u0111\u00e3 t\u00ednh to\u00e1n c\u00e1c kho\u1ea3n chi ti\u00eau c\u1ea7n thi\u1ebft. Nh\u01b0ng ng\u01b0\u1eddi gi\u00e0u th\u00ec ng\u01b0\u1ee3c l\u1ea1i, h\u1ecd l\u00e0m theo c\u00f4ng th\u1ee9c c\u1ee7a c\u00e1c tri\u1ec7u ph\u00fa.<\/p>\n

C\u00f4ng th\u1ee9c \u1ea5y nh\u01b0 sau: Khi nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n thu nh\u1eadp, h\u1ecd t\u00e1ch ra m\u1ed9t l\u01b0\u1ee3ng nh\u1ea5t \u0111\u1ecbnh \u0111\u1ec3 tr\u1ea3 l\u1ea1i cho c\u1ed9ng \u0111\u1ed3ng, m\u1ed9t l\u01b0\u1ee3ng nh\u1ea5t \u0111\u1ecbnh \u0111\u1ec3 \u0111\u1ea7u t\u01b0 cho m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh v\u00e0 ch\u1ec9 chi ti\u00eau ph\u1ea7n c\u00f2n l\u1ea1i.<\/p>\n

“\u0110\u1eebng ti\u1ebft ki\u1ec7m nh\u1eefng g\u00ec c\u00f2n l\u1ea1i sau khi chi ti\u00eau m\u00e0 h\u00e3y ti\u00eau nh\u1eefng g\u00ec c\u00f2n l\u1ea1i sau khi ti\u1ebft ki\u1ec7m”<\/em>. – Warren Buffett, t\u1ef7 ph\u00fa, thi\u00ean t\u00e0i \u0111\u1ea7u t\u01b0 ng\u01b0\u1eddi M\u1ef9.<\/p>\n

10. B\u1ecbt ch\u1eb7t nh\u1eefng r\u00f2 r\u1ec9<\/h2>\n

Ng\u01b0\u1eddi gi\u00e0u kh\u00f4ng bao gi\u1edd ph\u1ea3i tr\u1ea3 b\u1ea5t k\u1ef3 kho\u1ea3n ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft n\u00e0o. H\u1ecd lu\u00f4n r\u1ea5t c\u1ea9n th\u1eadn v\u1ec1 c\u00e1c kho\u1ea3n thu\u1ebf v\u00e0 ph\u00ed m\u00e0 c\u00f3 th\u1ec3 tr\u00e1nh \u0111\u01b0\u1ee3c.<\/p>\n

“H\u00e3y coi ch\u1eebng nh\u1eefng chi ph\u00ed nh\u1ecf, ch\u1ec9 m\u1ed9t r\u00f2 r\u1ec9 nh\u1ecf c\u0169ng \u0111\u1ee7 \u0111\u1ec3 \u0111\u00e1nh ch\u00ecm m\u1ed9t con t\u00e0u tuy\u1ec7t v\u1eddi”<\/em>, Benjamin Franklin, c\u1ef1u t\u1ed5ng th\u1ed1ng M\u1ef9.<\/p>\n

B\u1ea1n c\u1ea3m th\u1ea5y 10 l\u1eddi khuy\u00ean n\u00e0y th\u1ebf n\u00e0o? H\u00e3y th\u1eed th\u1ef1c h\u00e0nh nh\u1eefng m\u1eb9o ti\u1ebft ki\u1ec7m tr\u00ean v\u00e0 ch\u1eafc ch\u1eafn b\u1ea1n s\u1ebd nh\u1eadn th\u1ea5y s\u1ef1 kh\u00e1c bi\u1ec7t trong cu\u1ed9c s\u1ed1ng c\u1ee7a m\u00ecnh \u0111\u1ea5y.<\/p>\n

Ch\u00fac c\u00e1c b\u1ea1n th\u00e0nh c\u00f4ng!<\/p>\n

\u00a0<\/div>\n

: \u0110\u1eebng \u0111\u1ec3 19 \u0111i\u1ec1u h\u1ed1i ti\u1ebfc n\u00e0y xu\u1ea5t hi\u1ec7n trong cu\u1ed9c \u0111\u1eddi c\u1ee7a b\u1ea1n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

C\u00f3 nhi\u1ec1u ti\u1ec1n \u0111\u00f3 l\u00e0 ni\u1ec1m m\u01a1 \u01b0\u1edbc c\u1ee7a r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi. R\u1ea5t c\u00f3 kh\u1ea3 n\u0103ng b\u1ea1n c\u0169ng n\u1eb1m trong s\u1ed1 \u0111\u00f3 v\u00e0 c\u0169ng t\u1eebng t\u1ef1 h\u1ecfi m\u00ecnh l\u00e0m sao \u0111\u1ec3 gi\u00e0u c\u00f3 v\u00e0 th\u00e0nh c\u00f4ng?<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[452],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/39334"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=39334"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/39334\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=39334"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=39334"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=39334"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}