{"id":39528,"date":"2023-12-10T01:32:40","date_gmt":"2023-12-10T01:32:40","guid":{"rendered":"https:\/\/masterskills.org\/blog\/muon-giau-co-hay-ap-dung-phuong-phap-quan-ly-tien-bac-50-20-30.html"},"modified":"2023-12-13T10:01:02","modified_gmt":"2023-12-13T10:01:02","slug":"muon-giau-co-hay-ap-dung-phuong-phap-quan-ly-tien-bac-50-20-30","status":"publish","type":"post","link":"https:\/\/masterskills.org\/blog\/muon-giau-co-hay-ap-dung-phuong-phap-quan-ly-tien-bac-50-20-30.html","title":{"rendered":"Mu\u1ed1n gi\u00e0u c\u00f3 h\u00e3y \u00e1p d\u1ee5ng ph\u01b0\u01a1ng ph\u00e1p qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c 50\/20\/30"},"content":{"rendered":"<div class=\"content-detail textview\">\n<p>B\u1ea1n l\u00e0 m\u1ed9t sinh vi\u00ean, hay l\u00e0 m\u1ed9t ng\u01b0\u1eddi \u0111\u00e3 \u0111i l\u00e0m, b\u1ea1n \u0111ang \u0111au \u0111\u1ea7u mu\u1ed1n t\u00ecm ki\u1ebfm m\u1ed9t ph\u01b0\u01a1ng ph\u00e1p qu\u1ea3n l\u00fd ng\u00e2n s\u00e1ch c\u1ee7a m\u00ecnh \u0111\u1ec3 lo cho t\u01b0\u01a1ng lai sau n\u00e0y. N\u1ebfu b\u1ea1n \u0111ang b\u0103n kho\u0103n ch\u01b0a n\u1eafm v\u1eefng ngh\u1ec7 thu\u1eadt c\u1ee7a ng\u00e2n s\u00e1ch, b\u1ea1n c\u00f3 th\u1ec3 h\u1ecdc <strong>quy t\u1eafc 50\/20\/30<\/strong>, m\u1ed9t khung \u0111\u01a1n gi\u1ea3n \u0111\u1ec3 ph\u00e2n chia ti\u1ec1n c\u1ee7a b\u1ea1n.<\/p>\n<p>Qu\u1ea3n l\u00ed ng\u00e2n s\u00e1ch kh\u00f4ng ch\u1ec9 \u0111\u01a1n gi\u1ea3n l\u00e0 thanh to\u00e1n c\u00e1c h\u00f3a \u0111\u01a1n \u0111\u00fang h\u1ea1n m\u00e0 l\u00e0 vi\u1ec7c x\u00e1c \u0111\u1ecbnh xem s\u1ed1 ti\u1ec1n c\u1ea7n ph\u1ea3i chi ti\u00eau v\u00e0 ph\u1ea3i chi ti\u00eau cho nh\u1eefng kho\u1ea3n m\u1ee5c n\u00e0o. V\u00ed d\u1ee5 khi \u0111i du l\u1ecbch, b\u1ea1n n\u00ean t\u00ednh to\u00e1n tr\u01b0\u1edbc xem m\u00ecnh n\u00ean ti\u00eau g\u00ec, mua g\u00ec, \u0111\u1ec3 tr\u00e1nh vi\u1ec7c vung tay qu\u00e1 tr\u1edbn.<\/p>\n<p><strong>Quy t\u1eafc n\u00e0y ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/strong><\/p>\n<p>Quy t\u1eafc n\u00e0y s\u1ebd chia nh\u1ecf thu nh\u1eadp c\u1ee7a b\u1ea1n th\u00e0nh 3 danh m\u1ee5c ch\u00ednh v\u1edbi t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m nh\u01b0 sau:<\/p>\n<p style=\"text-align: center\"><img loading=\"lazy\" decoding=\"async\" class=\"lazy\" title=\"holder-377\" src=\"https:\/\/st.Masterskills.com\/photos\/image\/\/07\/25\/tiet-kiem-tien-1.jpg\" alt=\"Ph\u01b0\u01a1ng ph\u00e1p qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c 50\/20\/30\" width=\"500\" height=\"500\" \/><\/p>\n<h2>1. 50% chi cho c\u00e1c y\u1ebfu t\u1ed1 c\u1ea7n thi\u1ebft v\u00e0 c\u1ed1 \u0111\u1ecbnh<\/h2>\n<p style=\"text-align: center\"><img loading=\"lazy\" decoding=\"async\" class=\"lazy\" title=\"holder-377\" src=\"https:\/\/st.Masterskills.com\/photos\/image\/\/07\/25\/tiet-kiem-tien-2.jpg\" alt=\"Ph\u01b0\u01a1ng ph\u00e1p qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c 50\/20\/30\" width=\"500\" height=\"333\" \/><\/p>\n<p>\u0110\u1ec3 b\u1eaft \u0111\u1ea7u th\u1ef1c hi\u1ec7n ph\u01b0\u01a1ng ph\u00e1p n\u00e0y, b\u1ea1n h\u00e3y d\u00e0nh ra kho\u1ea3ng 1\/2 thu nh\u1eadp h\u00e0ng th\u00e1ng c\u1ee7a m\u00ecnh v\u00e0o nh\u1eefng nhu c\u1ea7u c\u1ea7n thi\u1ebft cho cu\u1ed9c s\u1ed1ng. 50% s\u1ed1 l\u01b0\u01a1ng v\u1edbi m\u1ee9c chi ti\u00eau c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi c\u00f3 l\u1ebd s\u1ebd l\u00e0 \u0111\u1ee7, nh\u01b0ng v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi th\u00ec con s\u1ed1 50% l\u1ea1i l\u00e0 qu\u00e1 \u00edt. V\u1eady h\u00e3y xem c\u00e1c danh m\u1ee5c b\u1ea1n c\u1ea7n chi trong kho\u1ea3n n\u00e0y nh\u00e9.<\/p>\n<p>N\u00f3i m\u1ed9t c\u00e1ch r\u00f5 r\u00e0ng, chi ph\u00ed thi\u1ebft y\u1ebfu l\u00e0 nh\u1eefng kho\u1ea3n m\u00e0 b\u1ea1n ch\u1eafc ch\u1eafn ph\u1ea3i b\u1ecf ra b\u1ea5t k\u1ec3 b\u1ea1n \u1edf \u0111\u00e2u, l\u00e0m g\u00ec hay c\u00f3 k\u1ebf ho\u1ea1ch g\u00ec trong t\u01b0\u01a1ng lai. Th\u00f4ng th\u01b0\u1eddng, nh\u1eefng chi ph\u00ed n\u00e0y th\u01b0\u1eddng gi\u1ed1ng nhau \u1edf h\u1ea7u h\u1ebft m\u1ecdi ng\u01b0\u1eddi, bao g\u1ed3m ti\u1ec1n \u0103n, ti\u1ec1n \u1edf, chi ph\u00ed \u0111i l\u1ea1i v\u00e0 c\u00e1c h\u00f3a \u0111\u01a1n ti\u1ec7n \u00edch nh\u01b0 \u0111i\u1ec7n, n\u01b0\u1edbc.<\/p>\n<p>V\u1edbi nh\u1eefng kho\u1ea3n chi ti\u00eau k\u1ec3 tr\u00ean, b\u1ea1n n\u00ean t\u00ednh l\u00e0m sao \u0111\u1ec3 t\u1ed5ng chi ph\u00ed kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 50 % s\u1ed1 l\u01b0\u01a1ng. N\u1ebfu con s\u1ed1 cao h\u01a1n th\u00ec c\u0169ng \u0111\u1eebng n\u1ea3n l\u00f2ng. V\u00ed d\u1ee5, n\u1ebfu chi ph\u00ed c\u1ed1 \u0111\u1ecbnh c\u1ee7a b\u1ea1n l\u00ean t\u1edbi 60%, b\u1ea1n s\u1ebd c\u00f3 2 l\u1ef1a ch\u1ecdn:<\/p>\n<h2>2. 20% chi cho m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh<\/h2>\n<p>Kho\u1ea3n ti\u1ec1n l\u01b0\u01a1ng ti\u1ebfp theo b\u1ea1n n\u00ean d\u00f9ng \u0111\u1ec3 chi ti\u00eau cho m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh, chu\u1ea9n b\u1ecb cho t\u01b0\u01a1ng lai v\u00e0 ch\u0103m s\u00f3c b\u1ea3n th\u00e2n m\u00ecnh. Kho\u1ea3n n\u00e0y ch\u00fang ta c\u1ea7n chi cho nh\u1eefng kho\u1ea3n ti\u1ebft ki\u1ec7m, d\u1ef1 ph\u00f2ng cho b\u1ea3n th\u00e2n v\u00e0 kh\u00f4ng th\u1ec3 thi\u1ebfu \u0111\u00f3 l\u00e0 nh\u1eefng kho\u1ea3n n\u1ee3 b\u1ea1n c\u1ea7n chi tr\u1ea3 trong qu\u00e1 tr\u00ecnh h\u1ecdc t\u1eadp c\u0169ng nh\u01b0 xin vi\u1ec7c tr\u01b0\u1edbc \u0111\u00f3.<\/p>\n<h2>3. 30% chi ti\u00eau linh ho\u1ea1t<\/h2>\n<div id=\"articleads2\" class=\"adbox in-article adsense\">\u00a0<\/div>\n<p style=\"text-align: center\"><img loading=\"lazy\" decoding=\"async\" class=\"lazy\" title=\"holder-377\" src=\"https:\/\/st.Masterskills.com\/photos\/image\/\/07\/25\/tiet-kiem-tien-3.jpg\" alt=\"Ph\u01b0\u01a1ng ph\u00e1p qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c 50\/20\/30\" width=\"650\" height=\"260\" \/><\/p>\n<p>Kho\u1ea3n chi ti\u00eau cu\u1ed1i c\u00f9ng n\u00e0y s\u1ebd s\u1eed d\u1ee5ng cho qu\u1ef9 chi ti\u00eau c\u00e1 nh\u00e2n c\u1ee7a b\u1ea1n nh\u01b0 mua s\u1eafm, du l\u1ecbch, gi\u1ea3i tr\u00ed&#8230;<\/p>\n<p>Khi b\u1ea1n \u0111\u00e3 c\u00f3 nh\u1eefng kho\u1ea3n chi ti\u00eau c\u1ea7n thi\u1ebft v\u00e0 chi ti\u00eau ti\u1ebft ki\u1ec7m cho m\u00ecnh r\u1ed3i, th\u00ec kho\u1ea3n ti\u1ec1n c\u00f2n l\u1ea1i b\u1ea1n c\u00f3 th\u1ec3 h\u01b0\u1edfng th\u1ee5 v\u00e0 t\u1ef1 th\u01b0\u1edfng cho b\u1ea3n th\u00e2n m\u00ecnh sau th\u1eddi gian l\u00e0m vi\u1ec7c v\u1ea5t v\u1ea3 hay g\u1eb7p g\u1ee1 b\u1ea1n b\u00e8. Ph\u00e2n b\u1ed1 c\u00e1c kho\u1ea3n chi ti\u00eau h\u1ee3p l\u00fd s\u1ebd gi\u00fap b\u1ea1n tr\u00e1nh \u0111\u01b0\u1ee3c t\u00ecnh tr\u1ea1ng n\u1ee3 n\u1ea7n th\u00e1ng n\u00e0y sang th\u00e1ng kh\u00e1c.<\/p>\n<p>C\u0169ng c\u1ea7n l\u01b0u \u00fd r\u1eb1ng d\u00f9 b\u1ea1n c\u00f3 d\u00e0nh 50% cho chi ph\u00ed c\u1ed1 \u0111\u1ecbnh hay kh\u00f4ng th\u00ec h\u00e3y ch\u00fa \u00fd, coi ch\u1eebng v\u00e0 c\u1eaft gi\u1ea3m nh\u1eefng kho\u1ea3n chi ti\u00eau l\u00e3ng ph\u00ed. Nh\u1eefng \u0111i\u1ec1u n\u00e0y s\u1ebd gi\u00fap b\u1ea1n gi\u1eef \u01b0u ti\u00ean t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n ho\u00e0n h\u1ea3o \u0111\u00fang ngh\u0129a.<\/p>\n<p>Quy t\u1eafc 50\/20\/30 l\u00e0 \u0111i\u1ec3m kh\u1edfi \u0111\u1ea7u tuy\u1ec7t v\u1eddi cho ch\u00fang ta khi c\u1ea7n m\u1ed9t c\u1ea5u tr\u00fac d\u1ec5 nh\u1edb \u0111\u1ec3 ph\u00e2n b\u1ed5 chi ti\u00eau m\u1ed9t c\u00e1ch h\u1ee3p l\u00fd. Quy t\u1eafc n\u00e0y mang \u0111\u1ebfn c\u00e1ch th\u1ee9c ph\u00f9 h\u1ee3p linh ho\u1ea1t v\u1edbi t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh \u201c\u0111\u1ed9c nh\u1ea5t v\u00f4 nh\u1ecb\u201d c\u1ee7a b\u1ea1n.<\/p>\n<p>Tuy nhi\u00ean c\u0169ng c\u1ea7n l\u01b0u \u00fd r\u1eb1ng, quy t\u1eafc 50\/20\/30 n\u00e0y kh\u00f4ng th\u1ec3 \u00e1p d\u1ee5ng m\u1ed9t c\u00e1ch ho\u00e0n h\u1ea3o cho m\u1ecdi ng\u01b0\u1eddi trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p m\u00e0 ch\u00fang ch\u1ec9 l\u00e0 h\u01b0\u1edbng d\u1eabn \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng m\u1ed9t c\u00e1ch linh ho\u1ea1t cho qu\u1ef9 ng\u00e2n s\u00e1ch c\u1ee7a m\u00ecnh. B\u1ea1n c\u00f3 th\u1ec3 linh ho\u1ea1t thay \u0111\u1ed5i t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m d\u1ef1a v\u00e0o t\u00e0i ch\u00ednh c\u1ee7a b\u1ea3n th\u00e2n.<\/p>\n<p>Ch\u00fac c\u00e1c b\u1ea1n vui v\u1ebb!<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea1n l\u00e0 m\u1ed9t sinh vi\u00ean, hay l\u00e0 m\u1ed9t ng\u01b0\u1eddi \u0111\u00e3 \u0111i l\u00e0m, b\u1ea1n \u0111ang \u0111au \u0111\u1ea7u mu\u1ed1n t\u00ecm ki\u1ebfm m\u1ed9t ph\u01b0\u01a1ng ph\u00e1p qu\u1ea3n l\u00fd ng\u00e2n s\u00e1ch c\u1ee7a m\u00ecnh \u0111\u1ec3 lo cho t\u01b0\u01a1ng lai sau n\u00e0y. N\u1ebfu b\u1ea1n \u0111ang b\u0103n kho\u0103n ch\u01b0a n\u1eafm v\u1eefng ngh\u1ec7 thu\u1eadt c\u1ee7a ng\u00e2n s\u00e1ch, b\u1ea1n c\u00f3 th\u1ec3 h\u1ecdc quy t\u1eafc 50\/20\/30, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[452],"tags":[],"_links":{"self":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/39528"}],"collection":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/comments?post=39528"}],"version-history":[{"count":0,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/posts\/39528\/revisions"}],"wp:attachment":[{"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/media?parent=39528"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/categories?post=39528"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/masterskills.org\/blog\/wp-json\/wp\/v2\/tags?post=39528"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}